Kansas
Mortgage Loan Application
Totals and Details
in 2012

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 149,627
Total Mortgage Loan Application Amount $22,935,173,000
Average Mortgage Loan Application Amount $153,000
Highest Mortgage Loan Application Amount $36,000,000
Average Applicant Income $79,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 94,463 $15,232,745,000 $161,000 $28,000,000 $83,000 $9,999,000
Home Purchase 47,604 $7,163,384,000 $150,000 $36,000,000 $71,000 $7,666,000
Home Improvement 7,560 $539,044,000 $71,000 $16,000,000 $78,000 $1,300,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 110,092 $16,376,564,000 $148,000 $7,500,000 $87,000 $8,964,000
Not applicable 15,011 $3,080,779,000 $205,000 $36,000,000 $21,000 $1,740,000
Not Provided 12,288 $1,897,652,000 $154,000 $3,000,000 $93,000 $9,999,000
Hispanic 5,364 $578,157,000 $107,000 $792,000 $57,000 $1,300,000
Black or African American 3,204 $420,807,000 $131,000 $864,000 $62,000 $1,708,000
Asian 2,815 $475,304,000 $168,000 $1,998,000 $94,000 $1,300,000
American Indian or Alaskan Native 677 $79,141,000 $116,000 $488,000 $67,000 $336,000
Native Hawaiian or Other Pacific Islander 176 $26,769,000 $152,000 $716,000 $87,000 $600,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 106,954 $16,993,571,000 $158,000 $36,000,000 $93,000 $8,964,000
FHA-insured (Federal Housing Administration) 27,886 $3,647,548,000 $130,000 $13,850,000 $45,000 $1,680,000
VA-guaranteed (Veterans Administration) 10,781 $1,870,211,000 $173,000 $1,071,000 $45,000 $9,999,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,006 $423,843,000 $105,000 $938,000 $40,000 $293,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 84,924 $13,384,884,000 $157,000 $36,000,000 $89,000 $9,999,000
Loan Purchased By The Institution 26,855 $4,384,992,000 $163,000 $1,130,000 $51,000 $1,740,000
Application Denied By Financial Institution 18,458 $2,285,820,000 $123,000 $6,000,000 $70,000 $2,400,000
Application Withdrawn By Applicant 10,733 $1,631,487,000 $152,000 $28,000,000 $84,000 $2,708,000
Application Approved But Not Accepted 5,399 $730,283,000 $135,000 $2,578,000 $84,000 $2,171,000
File Closed For Incompleteness 3,257 $517,647,000 $158,000 $2,064,000 $85,000 $2,050,000
Preapproval Denied by Financial Institution 1 $60,000 $60,000 $60,000 $22,000 $22,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 4,580 $412,990,000 $90,000 $1,500,000 $61,000 $1,702,000
Collateral 3,154 $475,351,000 $150,000 $2,970,000 $91,000 $2,400,000
Debt-To-Income Ratio 2,913 $370,567,000 $127,000 $1,444,000 $54,000 $1,300,000
Other 1,547 $214,853,000 $138,000 $6,000,000 $81,000 $1,500,000
Credit Application Incomplete 1,286 $185,035,000 $143,000 $2,000,000 $87,000 $1,652,000
Unverifiable Information 547 $78,040,000 $142,000 $1,000,000 $80,000 $1,319,000
Insufficient Cash (Downpayment, Closing Cost) 329 $46,340,000 $140,000 $1,600,000 $67,000 $1,010,000
Employment History 261 $32,081,000 $122,000 $844,000 $60,000 $328,000
Mortgage Insurance Denied 35 $3,900,000 $111,000 $263,000 $62,000 $419,000
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Mortgage Loan Application Totals in 2012 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 6,515 $ 1,080,761,000 $ 165,000 $ 89,000
MANHATTAN, KS 7,476 $ 1,279,318,000 $ 171,000 $ 70,000
TOPEKA, KS 11,524 $ 1,404,381,000 $ 121,000 $ 67,000
WICHITA, KS 33,852 $ 4,403,379,000 $ 130,000 $ 73,000
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Mortgage Loan Application Totals in 2012 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 392 $ 38,237,000 $ 97,000 $ 56,000
Anderson 272 $ 23,315,000 $ 85,000 $ 58,000
Atchison 633 $ 64,161,000 $ 101,000 $ 66,000
Barber 86 $ 6,589,000 $ 76,000 $ 55,000
Barton 676 $ 62,472,000 $ 92,000 $ 62,000
Bourbon 341 $ 32,184,000 $ 94,000 $ 65,000
Brown 428 $ 32,314,000 $ 75,000 $ 63,000
Butler 4,088 $ 543,790,000 $ 133,000 $ 75,000
Chase 61 $ 5,226,000 $ 85,000 $ 76,000
Chautauqua 49 $ 4,379,000 $ 89,000 $ 65,000
Cherokee 645 $ 53,971,000 $ 83,000 $ 56,000
Cheyenne 44 $ 3,171,000 $ 72,000 $ 67,000
Clark 44 $ 3,150,000 $ 71,000 $ 54,000
Clay 414 $ 46,459,000 $ 112,000 $ 61,000
Cloud 276 $ 20,552,000 $ 74,000 $ 54,000
Coffey 341 $ 36,542,000 $ 107,000 $ 70,000
Comanche 15 $ 715,000 $ 47,000 $ 64,000
Cowley 1,056 $ 94,666,000 $ 89,000 $ 60,000
Crawford 1,339 $ 136,020,000 $ 101,000 $ 61,000
Decatur 45 $ 2,396,000 $ 53,000 $ 59,000
Dickinson 704 $ 80,505,000 $ 114,000 $ 62,000
Doniphan 291 $ 27,915,000 $ 95,000 $ 66,000
Douglas 6,515 $ 1,080,761,000 $ 165,000 $ 89,000
Edwards 77 $ 4,394,000 $ 57,000 $ 73,000
Elk 34 $ 2,547,000 $ 74,000 $ 54,000
Ellis 840 $ 109,259,000 $ 130,000 $ 77,000
Ellsworth 45 $ 3,098,000 $ 68,000 $ 48,000
Finney 1,026 $ 116,842,000 $ 113,000 $ 62,000
Ford 852 $ 82,081,000 $ 96,000 $ 58,000
Franklin 1,368 $ 164,804,000 $ 120,000 $ 61,000
Geary 1,985 $ 357,898,000 $ 180,000 $ 53,000
Gove 44 $ 3,026,000 $ 68,000 $ 53,000
Graham 26 $ 1,547,000 $ 59,000 $ 53,000
Grant 122 $ 13,311,000 $ 109,000 $ 59,000
Gray 144 $ 15,756,000 $ 109,000 $ 78,000
Greeley 30 $ 2,154,000 $ 71,000 $ 54,000
Greenwood 137 $ 10,046,000 $ 73,000 $ 69,000
Hamilton 28 $ 2,174,000 $ 77,000 $ 50,000
Harper 197 $ 17,995,000 $ 91,000 $ 68,000
Harvey 1,729 $ 179,824,000 $ 104,000 $ 68,000
Haskell 83 $ 8,009,000 $ 96,000 $ 60,000
Hodgeman 26 $ 1,795,000 $ 69,000 $ 72,000
Jackson 678 $ 78,822,000 $ 116,000 $ 62,000
Jefferson 1,042 $ 130,814,000 $ 125,000 $ 66,000
Jewell 21 $ 1,635,000 $ 77,000 $ 48,000
Johnson 50,330 $ 10,234,345,000 $ 203,000 $ 99,000
Kearny 62 $ 5,417,000 $ 87,000 $ 50,000
Kingman 304 $ 28,700,000 $ 94,000 $ 69,000
Kiowa 23 $ 2,362,000 $ 102,000 $ 50,000
Labette 565 $ 44,518,000 $ 78,000 $ 51,000
Lane 14 $ 970,000 $ 69,000 $ 77,000
Leavenworth 4,960 $ 802,776,000 $ 161,000 $ 71,000
Lincoln 50 $ 4,955,000 $ 99,000 $ 87,000
Linn 381 $ 41,420,000 $ 108,000 $ 73,000
Logan 41 $ 3,212,000 $ 78,000 $ 77,000
Lyon 787 $ 87,196,000 $ 110,000 $ 60,000
Marion 372 $ 31,566,000 $ 84,000 $ 63,000
Marshall 173 $ 18,895,000 $ 109,000 $ 61,000
McPherson 776 $ 94,610,000 $ 121,000 $ 66,000
Meade 98 $ 7,054,000 $ 71,000 $ 50,000
Miami 2,471 $ 390,730,000 $ 158,000 $ 75,000
Mitchell 130 $ 11,596,000 $ 89,000 $ 56,000
Montgomery 968 $ 87,650,000 $ 90,000 $ 58,000
Morris 120 $ 12,808,000 $ 106,000 $ 103,000
Morton 54 $ 4,441,000 $ 82,000 $ 51,000
Nemaha 433 $ 48,686,000 $ 112,000 $ 77,000
Neosho 363 $ 30,845,000 $ 84,000 $ 57,000
Ness 32 $ 1,800,000 $ 56,000 $ 54,000
Norton 35 $ 2,589,000 $ 73,000 $ 55,000
Osage 771 $ 79,687,000 $ 103,000 $ 60,000
Osborne 78 $ 6,000,000 $ 76,000 $ 64,000
Ottawa 215 $ 20,965,000 $ 97,000 $ 56,000
Pawnee 161 $ 11,331,000 $ 70,000 $ 54,000
Phillips 55 $ 4,030,000 $ 73,000 $ 69,000
Pottawatomie 1,713 $ 256,428,000 $ 149,000 $ 66,000
Pratt 226 $ 22,373,000 $ 98,000 $ 65,000
Rawlins 15 $ 1,256,000 $ 83,000 $ 63,000
Reno 2,715 $ 272,885,000 $ 100,000 $ 66,000
Republic 34 $ 2,546,000 $ 74,000 $ 68,000
Rice 157 $ 13,235,000 $ 84,000 $ 60,000
Riley 3,821 $ 666,341,000 $ 174,000 $ 80,000
Rooks 94 $ 7,100,000 $ 75,000 $ 56,000
Rush 59 $ 3,612,000 $ 61,000 $ 55,000
Russell 152 $ 12,322,000 $ 81,000 $ 59,000
Saline 1,718 $ 210,260,000 $ 122,000 $ 62,000
Scott 48 $ 5,276,000 $ 109,000 $ 65,000
Sedgwick 27,043 $ 3,587,877,000 $ 132,000 $ 73,000
Seward 596 $ 63,084,000 $ 105,000 $ 59,000
Shawnee 8,647 $ 1,070,244,000 $ 123,000 $ 68,000
Sheridan 18 $ 1,275,000 $ 70,000 $ 40,000
Sherman 119 $ 9,891,000 $ 83,000 $ 51,000
Smith 21 $ 1,285,000 $ 61,000 $ 48,000
Stafford 59 $ 4,634,000 $ 78,000 $ 63,000
Stanton 22 $ 1,730,000 $ 78,000 $ 52,000
Stevens 129 $ 14,506,000 $ 112,000 $ 78,000
Sumner 994 $ 92,056,000 $ 92,000 $ 64,000
Thomas 202 $ 19,370,000 $ 95,000 $ 60,000
Trego 52 $ 4,747,000 $ 91,000 $ 61,000
Wabaunsee 388 $ 45,241,000 $ 116,000 $ 65,000
Wallace 23 $ 1,419,000 $ 61,000 $ 56,000
Washington 118 $ 11,746,000 $ 99,000 $ 61,000
Wichita 21 $ 1,632,000 $ 77,000 $ 50,000
Wilson 174 $ 15,033,000 $ 86,000 $ 54,000
Woodson 91 $ 5,588,000 $ 61,000 $ 78,000
Wyandotte 5,777 $ 647,951,000 $ 112,000 $ 54,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List