Kansas
Mortgage Loan Application
Totals and Details
in 2009

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 175,095
Total Mortgage Loan Application Amount $25,416,552,000
Average Mortgage Loan Application Amount $145,000
Highest Mortgage Loan Application Amount $99,999,000
Average Applicant Income $73,000
Highest Applicant Income $7,290,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 111,096 $17,381,624,000 $156,000 $16,000,000 $77,000 $7,005,000
Home Purchase 54,331 $7,526,422,000 $138,000 $99,999,000 $64,000 $7,290,000
Home Improvement 9,668 $508,506,000 $52,000 $17,100,000 $73,000 $7,108,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 122,470 $17,737,586,000 $144,000 $99,999,000 $80,000 $7,108,000
Not applicable 23,551 $3,596,874,000 $152,000 $21,434,000 $37,000 $4,516,000
Not Provided 14,834 $2,240,387,000 $151,000 $2,800,000 $79,000 $3,897,000
Hispanic 5,933 $644,646,000 $108,000 $1,200,000 $61,000 $7,290,000
Black or African American 4,029 $527,080,000 $130,000 $1,200,000 $61,000 $6,238,000
Asian 3,225 $534,176,000 $165,000 $1,500,000 $88,000 $1,669,000
American Indian or Alaskan Native 802 $97,588,000 $121,000 $1,300,000 $67,000 $1,200,000
Native Hawaiian or Other Pacific Islander 251 $38,215,000 $152,000 $800,000 $84,000 $890,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 115,201 $17,207,677,000 $149,000 $99,999,000 $87,000 $7,290,000
FHA-insured (Federal Housing Administration) 47,306 $6,388,346,000 $135,000 $3,564,000 $48,000 $1,861,000
VA-guaranteed (Veterans Administration) 8,465 $1,404,904,000 $165,000 $675,000 $42,000 $521,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 4,123 $415,625,000 $100,000 $301,000 $33,000 $750,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 90,077 $13,348,375,000 $148,000 $17,100,000 $82,000 $7,290,000
Loan Purchased By The Institution 37,623 $5,582,413,000 $148,000 $5,300,000 $52,000 $5,642,000
Application Denied By Financial Institution 23,221 $2,990,085,000 $128,000 $99,999,000 $67,000 $3,559,000
Application Withdrawn By Applicant 14,936 $2,204,804,000 $147,000 $21,434,000 $78,000 $2,130,000
Application Approved But Not Accepted 6,522 $898,624,000 $137,000 $1,960,000 $78,000 $2,250,000
File Closed For Incompleteness 2,644 $385,620,000 $145,000 $1,200,000 $74,000 $2,229,000
Preapproval Denied by Financial Institution 72 $6,631,000 $92,000 $315,000 $52,000 $146,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 5,007 $416,497,000 $83,000 $900,000 $57,000 $1,819,000
Collateral 4,624 $703,827,000 $152,000 $5,133,000 $89,000 $2,095,000
Debt-To-Income Ratio 3,468 $483,378,000 $139,000 $2,103,000 $53,000 $720,000
Other 1,494 $219,385,000 $146,000 $2,435,000 $77,000 $1,238,000
Credit Application Incomplete 1,349 $187,578,000 $139,000 $1,600,000 $77,000 $1,897,000
Unverifiable Information 458 $68,028,000 $148,000 $720,000 $75,000 $540,000
Insufficient Cash (Downpayment, Closing Cost) 340 $48,174,000 $141,000 $1,240,000 $72,000 $1,116,000
Employment History 280 $34,763,000 $124,000 $656,000 $54,000 $780,000
Mortgage Insurance Denied 93 $15,323,000 $164,000 $447,000 $88,000 $253,000
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Mortgage Loan Application Totals in 2009 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 7,408 $ 1,206,767,000 $ 162,000 $ 80,000
MANHATTAN, KS 7,761 $ 1,268,892,000 $ 163,000 $ 67,000
TOPEKA, KS 14,178 $ 1,661,941,000 $ 117,000 $ 65,000
WICHITA, KS 41,274 $ 5,074,380,000 $ 122,000 $ 69,000
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Mortgage Loan Application Totals in 2009 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 466 $ 35,148,000 $ 75,000 $ 49,000
Anderson 315 $ 31,117,000 $ 98,000 $ 58,000
Atchison 658 $ 69,884,000 $ 106,000 $ 57,000
Barber 87 $ 5,142,000 $ 59,000 $ 55,000
Barton 943 $ 74,787,000 $ 79,000 $ 55,000
Bourbon 499 $ 41,487,000 $ 83,000 $ 49,000
Brown 508 $ 40,884,000 $ 80,000 $ 59,000
Butler 4,569 $ 576,836,000 $ 126,000 $ 72,000
Chase 65 $ 5,005,000 $ 77,000 $ 44,000
Chautauqua 70 $ 4,863,000 $ 69,000 $ 73,000
Cherokee 655 $ 59,945,000 $ 91,000 $ 55,000
Cheyenne 59 $ 4,453,000 $ 75,000 $ 51,000
Clark 52 $ 3,963,000 $ 76,000 $ 64,000
Clay 500 $ 50,371,000 $ 100,000 $ 56,000
Cloud 233 $ 15,690,000 $ 67,000 $ 48,000
Coffey 392 $ 38,448,000 $ 98,000 $ 62,000
Comanche 21 $ 1,438,000 $ 68,000 $ 65,000
Cowley 1,323 $ 116,102,000 $ 87,000 $ 57,000
Crawford 1,575 $ 152,127,000 $ 96,000 $ 65,000
Decatur 47 $ 2,916,000 $ 62,000 $ 49,000
Dickinson 1,078 $ 113,908,000 $ 105,000 $ 57,000
Doniphan 260 $ 25,549,000 $ 98,000 $ 59,000
Douglas 7,408 $ 1,206,767,000 $ 162,000 $ 80,000
Edwards 79 $ 3,447,000 $ 43,000 $ 48,000
Elk 41 $ 3,326,000 $ 81,000 $ 61,000
Ellis 1,076 $ 136,131,000 $ 126,000 $ 68,000
Ellsworth 77 $ 6,047,000 $ 78,000 $ 51,000
Finney 1,026 $ 112,493,000 $ 109,000 $ 55,000
Ford 989 $ 91,492,000 $ 92,000 $ 58,000
Franklin 1,734 $ 206,053,000 $ 118,000 $ 56,000
Geary 2,418 $ 340,976,000 $ 141,000 $ 48,000
Gove 50 $ 3,510,000 $ 70,000 $ 52,000
Graham 42 $ 2,652,000 $ 63,000 $ 43,000
Grant 163 $ 17,353,000 $ 106,000 $ 57,000
Gray 133 $ 14,123,000 $ 106,000 $ 63,000
Greeley 24 $ 1,893,000 $ 78,000 $ 63,000
Greenwood 209 $ 14,055,000 $ 67,000 $ 54,000
Hamilton 44 $ 3,306,000 $ 75,000 $ 55,000
Harper 240 $ 14,780,000 $ 61,000 $ 57,000
Harvey 2,254 $ 226,708,000 $ 100,000 $ 65,000
Haskell 84 $ 10,415,000 $ 123,000 $ 65,000
Hodgeman 24 $ 1,870,000 $ 77,000 $ 40,000
Jackson 938 $ 104,934,000 $ 111,000 $ 61,000
Jefferson 1,279 $ 157,919,000 $ 123,000 $ 61,000
Jewell 38 $ 2,406,000 $ 63,000 $ 48,000
Johnson 56,304 $ 10,935,808,000 $ 194,000 $ 90,000
Kearny 69 $ 5,689,000 $ 82,000 $ 62,000
Kingman 374 $ 29,586,000 $ 79,000 $ 56,000
Kiowa 31 $ 4,323,000 $ 139,000 $ 78,000
Labette 613 $ 47,834,000 $ 78,000 $ 55,000
Lane 17 $ 1,125,000 $ 66,000 $ 81,000
Leavenworth 5,606 $ 876,412,000 $ 156,000 $ 67,000
Lincoln 35 $ 2,675,000 $ 76,000 $ 63,000
Linn 544 $ 55,769,000 $ 102,000 $ 59,000
Logan 43 $ 2,679,000 $ 62,000 $ 49,000
Lyon 1,009 $ 101,378,000 $ 100,000 $ 59,000
Marion 387 $ 31,853,000 $ 82,000 $ 54,000
Marshall 197 $ 20,188,000 $ 102,000 $ 55,000
McPherson 1,142 $ 124,346,000 $ 108,000 $ 56,000
Meade 100 $ 8,959,000 $ 89,000 $ 54,000
Miami 3,030 $ 471,230,000 $ 155,000 $ 68,000
Mitchell 109 $ 8,421,000 $ 77,000 $ 60,000
Montgomery 1,113 $ 99,262,000 $ 89,000 $ 58,000
Morris 223 $ 22,127,000 $ 99,000 $ 63,000
Morton 85 $ 6,311,000 $ 74,000 $ 53,000
Nemaha 363 $ 36,845,000 $ 101,000 $ 66,000
Neosho 438 $ 38,637,000 $ 88,000 $ 55,000
Ness 58 $ 4,596,000 $ 79,000 $ 52,000
Norton 65 $ 4,795,000 $ 73,000 $ 55,000
Osage 971 $ 94,655,000 $ 97,000 $ 57,000
Osborne 72 $ 3,426,000 $ 47,000 $ 59,000
Ottawa 303 $ 24,703,000 $ 81,000 $ 57,000
Pawnee 180 $ 12,987,000 $ 72,000 $ 51,000
Phillips 40 $ 2,610,000 $ 65,000 $ 61,000
Pottawatomie 1,780 $ 243,784,000 $ 136,000 $ 68,000
Pratt 275 $ 25,053,000 $ 91,000 $ 65,000
Rawlins 25 $ 1,950,000 $ 78,000 $ 55,000
Reno 2,759 $ 272,081,000 $ 98,000 $ 60,000
Republic 56 $ 2,902,000 $ 51,000 $ 50,000
Rice 212 $ 16,571,000 $ 78,000 $ 52,000
Riley 3,638 $ 692,602,000 $ 190,000 $ 79,000
Rooks 78 $ 6,094,000 $ 78,000 $ 58,000
Rush 89 $ 5,719,000 $ 64,000 $ 42,000
Russell 167 $ 13,413,000 $ 80,000 $ 66,000
Saline 2,729 $ 295,736,000 $ 108,000 $ 62,000
Scott 56 $ 3,884,000 $ 69,000 $ 50,000
Sedgwick 33,185 $ 4,157,890,000 $ 125,000 $ 69,000
Seward 607 $ 62,045,000 $ 102,000 $ 60,000
Shawnee 10,525 $ 1,251,791,000 $ 118,000 $ 66,000
Sheridan 24 $ 2,023,000 $ 84,000 $ 48,000
Sherman 145 $ 11,436,000 $ 78,000 $ 51,000
Smith 33 $ 2,131,000 $ 64,000 $ 61,000
Stafford 93 $ 6,249,000 $ 67,000 $ 60,000
Stanton 23 $ 2,400,000 $ 104,000 $ 51,000
Stevens 117 $ 11,252,000 $ 96,000 $ 66,000
Sumner 1,284 $ 114,758,000 $ 89,000 $ 61,000
Thomas 266 $ 23,532,000 $ 88,000 $ 64,000
Trego 39 $ 2,500,000 $ 64,000 $ 60,000
Wabaunsee 466 $ 52,757,000 $ 113,000 $ 63,000
Wallace 23 $ 1,545,000 $ 67,000 $ 52,000
Washington 76 $ 5,557,000 $ 73,000 $ 56,000
Wichita 24 $ 2,117,000 $ 88,000 $ 52,000
Wilson 232 $ 17,396,000 $ 74,000 $ 54,000
Woodson 123 $ 8,319,000 $ 67,000 $ 53,000
Wyandotte 7,451 $ 839,683,000 $ 112,000 $ 51,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List