Kansas
Mortgage Loan Application
Totals and Details
in 2006

Find mortgage statistics and mortgage data for Kansas.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Kansas.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 230,637
Total Mortgage Loan Application Amount $25,330,588,000
Average Mortgage Loan Application Amount $109,000
Highest Mortgage Loan Application Amount $91,600,000
Average Applicant Income $65,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Kansas, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

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Mortgage Loan Application Detail Totals for Kansas in 2006

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 112,376 $12,916,034,000 $114,000 $91,600,000 $65,000 $7,566,000
Home Purchase 98,791 $11,510,390,000 $116,000 $30,000,000 $64,000 $9,999,000
Home Improvement 19,470 $904,164,000 $46,000 $3,201,000 $64,000 $3,320,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 146,309 $15,908,464,000 $108,000 $52,000,000 $73,000 $9,999,000
Not applicable 29,551 $3,832,997,000 $129,000 $91,600,000 $30,000 $2,286,000
Not Provided 28,732 $3,118,680,000 $108,000 $5,621,000 $65,000 $7,566,000
Hispanic 10,541 $876,441,000 $83,000 $1,000,000 $52,000 $2,860,000
Black or African American 10,435 $1,013,016,000 $97,000 $1,040,000 $59,000 $1,359,000
Asian 3,226 $400,389,000 $124,000 $1,495,000 $79,000 $845,000
American Indian or Alaskan Native 1,453 $126,934,000 $87,000 $1,238,000 $59,000 $780,000
Native Hawaiian or Other Pacific Islander 390 $53,667,000 $137,000 $1,820,000 $75,000 $804,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 215,374 $23,591,482,000 $109,000 $91,600,000 $66,000 $9,999,000
FHA-insured (Federal Housing Administration) 10,782 $1,178,535,000 $109,000 $45,776,000 $39,000 $672,000
VA-guaranteed (Veterans Administration) 3,376 $483,514,000 $143,000 $417,000 $52,000 $995,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1,105 $77,057,000 $69,000 $250,000 $27,000 $218,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 98,362 $11,173,827,000 $113,000 $52,000,000 $75,000 $9,999,000
Application Denied By Financial Institution 47,146 $4,405,079,000 $93,000 $2,800,000 $62,000 $7,566,000
Loan Purchased By The Institution 41,320 $4,892,518,000 $118,000 $91,600,000 $40,000 $2,820,000
Application Withdrawn By Applicant 25,167 $2,838,307,000 $112,000 $6,000,000 $64,000 $6,271,000
Application Approved But Not Accepted 13,310 $1,384,762,000 $104,000 $1,500,000 $72,000 $6,500,000
File Closed For Incompleteness 5,314 $634,035,000 $119,000 $2,625,000 $70,000 $1,260,000
Preapproval Denied by Financial Institution 14 $1,425,000 $101,000 $289,000 $47,000 $130,000
Preapproval Approved but not Accepted 4 $635,000 $158,000 $240,000 $70,000 $100,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8,472 $665,021,000 $78,000 $1,350,000 $57,000 $3,129,000
Other 5,452 $591,609,000 $108,000 $2,800,000 $77,000 $2,080,000
Collateral 5,031 $529,608,000 $105,000 $2,400,000 $72,000 $3,510,000
Debt-To-Income Ratio 3,892 $376,545,000 $96,000 $1,221,000 $50,000 $1,841,000
Credit Application Incomplete 2,139 $226,152,000 $105,000 $1,620,000 $71,000 $1,032,000
Unverifiable Information 869 $102,366,000 $117,000 $2,000,000 $73,000 $745,000
Employment History 372 $34,175,000 $91,000 $608,000 $57,000 $618,000
Insufficient Cash (Downpayment, Closing Cost) 351 $34,613,000 $98,000 $347,000 $61,000 $342,000
Mortgage Insurance Denied 26 $2,686,000 $103,000 $291,000 $80,000 $420,000
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Mortgage Loan Application Totals in 2006 by Kansas Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LAWRENCE, KS 8,754 $ 1,179,095,000 $ 134,000 $ 74,000
TOPEKA, KS 19,914 $ 1,866,811,000 $ 93,000 $ 59,000
WICHITA, KS 53,477 $ 4,906,462,000 $ 91,000 $ 59,000
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Mortgage Loan Application Totals in 2006 by Kansas County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Allen 939 $ 54,345,000 $ 57,000 $ 48,000
Anderson 523 $ 39,295,000 $ 75,000 $ 53,000
Atchison 1,299 $ 104,869,000 $ 80,000 $ 49,000
Barber 183 $ 9,742,000 $ 53,000 $ 44,000
Barton 1,150 $ 71,844,000 $ 62,000 $ 50,000
Bourbon 933 $ 63,645,000 $ 68,000 $ 53,000
Brown 632 $ 39,982,000 $ 63,000 $ 55,000
Butler 5,770 $ 528,207,000 $ 91,000 $ 64,000
Chase 130 $ 8,632,000 $ 66,000 $ 42,000
Chautauqua 156 $ 10,092,000 $ 64,000 $ 44,000
Cherokee 1,431 $ 100,153,000 $ 69,000 $ 49,000
Cheyenne 121 $ 8,040,000 $ 66,000 $ 43,000
Clark 85 $ 5,546,000 $ 65,000 $ 42,000
Clay 625 $ 48,151,000 $ 77,000 $ 50,000
Cloud 397 $ 23,501,000 $ 59,000 $ 53,000
Coffey 480 $ 36,007,000 $ 75,000 $ 56,000
Comanche 26 $ 1,183,000 $ 45,000 $ 45,000
Cowley 1,944 $ 138,588,000 $ 71,000 $ 52,000
Crawford 2,432 $ 187,654,000 $ 77,000 $ 52,000
Decatur 107 $ 5,139,000 $ 48,000 $ 49,000
Dickinson 1,440 $ 119,088,000 $ 82,000 $ 53,000
Doniphan 460 $ 33,947,000 $ 73,000 $ 49,000
Douglas 8,760 $ 1,179,646,000 $ 134,000 $ 74,000
Edwards 126 $ 5,804,000 $ 46,000 $ 47,000
Elk 87 $ 4,471,000 $ 51,000 $ 40,000
Ellis 1,410 $ 132,538,000 $ 93,000 $ 63,000
Ellsworth 144 $ 8,841,000 $ 61,000 $ 59,000
Finney 1,750 $ 147,477,000 $ 84,000 $ 51,000
Ford 1,466 $ 112,089,000 $ 76,000 $ 48,000
Franklin 2,875 $ 275,526,000 $ 95,000 $ 56,000
Geary 2,744 $ 274,669,000 $ 100,000 $ 50,000
Gove 108 $ 7,696,000 $ 71,000 $ 42,000
Graham 58 $ 3,499,000 $ 60,000 $ 40,000
Grant 241 $ 18,320,000 $ 76,000 $ 59,000
Gray 205 $ 14,901,000 $ 72,000 $ 50,000
Greeley 39 $ 2,726,000 $ 69,000 $ 61,000
Greenwood 334 $ 21,189,000 $ 63,000 $ 56,000
Hamilton 79 $ 6,157,000 $ 77,000 $ 52,000
Harper 339 $ 17,206,000 $ 50,000 $ 51,000
Harvey 2,639 $ 212,030,000 $ 80,000 $ 53,000
Haskell 154 $ 13,379,000 $ 86,000 $ 75,000
Hodgeman 58 $ 5,798,000 $ 99,000 $ 59,000
Jackson 1,104 $ 95,597,000 $ 86,000 $ 57,000
Jefferson 1,854 $ 197,874,000 $ 106,000 $ 60,000
Jewell 66 $ 2,764,000 $ 41,000 $ 64,000
Johnson 59,069 $ 9,564,183,000 $ 161,000 $ 85,000
Kearny 129 $ 9,523,000 $ 73,000 $ 60,000
Kingman 426 $ 30,245,000 $ 70,000 $ 50,000
Kiowa 85 $ 4,483,000 $ 52,000 $ 51,000
Labette 1,177 $ 69,981,000 $ 59,000 $ 55,000
Lane 46 $ 2,844,000 $ 61,000 $ 55,000
Leavenworth 7,900 $ 931,668,000 $ 117,000 $ 67,000
Lincoln 84 $ 6,342,000 $ 75,000 $ 64,000
Linn 933 $ 79,284,000 $ 84,000 $ 54,000
Logan 97 $ 6,091,000 $ 62,000 $ 49,000
Lyon 2,027 $ 162,244,000 $ 80,000 $ 52,000
Marion 617 $ 45,191,000 $ 73,000 $ 53,000
Marshall 322 $ 26,073,000 $ 80,000 $ 57,000
McPherson 1,342 $ 117,571,000 $ 87,000 $ 55,000
Meade 160 $ 10,882,000 $ 68,000 $ 49,000
Miami 4,291 $ 557,387,000 $ 129,000 $ 70,000
Mitchell 218 $ 12,402,000 $ 56,000 $ 45,000
Montgomery 1,859 $ 109,349,000 $ 58,000 $ 48,000
Morris 363 $ 27,377,000 $ 75,000 $ 53,000
Morton 129 $ 9,157,000 $ 70,000 $ 52,000
Nemaha 444 $ 33,734,000 $ 75,000 $ 53,000
Neosho 908 $ 58,303,000 $ 64,000 $ 49,000
Ness 57 $ 3,675,000 $ 64,000 $ 58,000
Norton 133 $ 6,966,000 $ 52,000 $ 49,000
Osage 1,528 $ 125,159,000 $ 81,000 $ 54,000
Osborne 167 $ 7,970,000 $ 47,000 $ 50,000
Ottawa 351 $ 28,838,000 $ 82,000 $ 50,000
Pawnee 250 $ 14,046,000 $ 56,000 $ 48,000
Phillips 130 $ 8,006,000 $ 61,000 $ 44,000
Pottawatomie 1,525 $ 171,569,000 $ 112,000 $ 58,000
Pratt 516 $ 38,684,000 $ 74,000 $ 57,000
Rawlins 78 $ 4,858,000 $ 62,000 $ 51,000
Reno 3,919 $ 291,123,000 $ 74,000 $ 51,000
Republic 106 $ 5,180,000 $ 48,000 $ 47,000
Rice 377 $ 25,486,000 $ 67,000 $ 47,000
Riley 3,400 $ 421,245,000 $ 123,000 $ 63,000
Rooks 176 $ 11,005,000 $ 62,000 $ 46,000
Rush 113 $ 5,267,000 $ 46,000 $ 45,000
Russell 268 $ 16,217,000 $ 60,000 $ 51,000
Saline 3,320 $ 288,370,000 $ 86,000 $ 52,000
Scott 144 $ 10,030,000 $ 69,000 $ 52,000
Sedgwick 43,259 $ 4,040,105,000 $ 93,000 $ 59,000
Seward 952 $ 70,362,000 $ 73,000 $ 52,000
Shawnee 14,881 $ 1,400,575,000 $ 94,000 $ 60,000
Sheridan 52 $ 3,098,000 $ 59,000 $ 57,000
Sherman 315 $ 20,627,000 $ 65,000 $ 56,000
Smith 46 $ 2,430,000 $ 52,000 $ 40,000
Stafford 110 $ 5,800,000 $ 52,000 $ 62,000
Stanton 55 $ 4,149,000 $ 75,000 $ 42,000
Stevens 230 $ 18,063,000 $ 78,000 $ 59,000
Sumner 1,814 $ 126,544,000 $ 69,000 $ 56,000
Thomas 335 $ 23,613,000 $ 70,000 $ 55,000
Trego 48 $ 4,397,000 $ 91,000 $ 65,000
Wabaunsee 551 $ 47,787,000 $ 86,000 $ 57,000
Wallace 36 $ 2,013,000 $ 55,000 $ 44,000
Washington 151 $ 8,593,000 $ 56,000 $ 43,000
Wichita 57 $ 4,447,000 $ 78,000 $ 66,000
Wilson 484 $ 29,682,000 $ 61,000 $ 72,000
Woodson 158 $ 8,536,000 $ 54,000 $ 53,000
Wyandotte 19,300 $ 1,679,036,000 $ 86,000 $ 52,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Kansas.

If you prefer, you can download a copy of the entire list of mortgage lenders in Kansas and search similar information back through 2003.

Download the Kansas Lender List