Yadkin County NC
Mortgage Loan Application
Totals and Details
for 2018

Find mortgage statistics and lending data for the Yadkin County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Yadkin County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,125
Total Mortgage Loan Application Amount $131,535,000
Average Mortgage Loan Application Amount $116,000
Highest Mortgage Loan Application Amount $1,575,000
Average Applicant Income $71,000
Highest Applicant Income $853,000

Mortgage Company List for Lending in Yadkin County NC for 2018

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
STATE EMPLOYEES'
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 37,318,930,000 122 $ 12,330,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 216,077,000,000 97 $ 9,535,000
ALLEGACY FEDERAL CREDIT UNION
P O BOX 26043
WINSTON SALEM, NC 27114
* $ 1,391,299,000 66 $ 6,140,000
FIRST NATIONAL BANK OF PENNSYLVANIA
166 MAIN ST
GREENVILLE, PA 16125
* $ 31,211,939,000 54 $ 4,620,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 201,637,519,000 53 $ 4,965,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 49 $ 6,685,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 41 $ 5,525,000
FIRST-CITIZENS BANK & TRUST COMPANY
4300 SIX FORKS ROAD FCC 21
RALEIGH, NC 27609
* $ 34,346,930,000 29 $ 3,045,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 1,909,115,000 28 $ 2,650,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 25 $ 1,925,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 41,201,025,000 25 $ 2,815,000
AGFIRST FARM CREDIT BANK
1901 MAIN STREET
COLUMBIA, SC 29201
* $ -1,000 23 $ 4,535,000
TRULIANT FEDERAL CREDIT UNION
3200 TRULIANT WAY
WINSTON-SALEM, NC 27103
* $ 2,242,512,000 21 $ 1,215,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 20 $ 2,460,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 18 $ 2,720,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 16 $ 1,510,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 15 $ 1,545,000
PIEDMONT FEDERAL SAVINGS BANK
201 SOUTH STRATFORD ROAD
WINSTON SALEM, NC 27103
* $ 897,829,000 12 $ 1,570,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 11 $ 1,105,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 11 $ 1,285,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 11 $ 2,435,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 10 $ 1,370,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 10 $ 790,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ -1,000 9 $ 1,625,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 9 $ 1,245,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ -1,000 9 $ 1,155,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 9 $ 1,335,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 8 $ 1,360,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 8 $ 1,030,000
SKYLINE NATIONAL BANK
PO BOX 186
INDEPENDENCE, VA 24348
* $ 547,478,000 8 $ 1,560,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 8 $ 1,110,000
FIRST COMMUNITY BANK
29 COLLEGE DR
BLUEFIELD, VA 24605
* $ 2,380,304,000 8 $ 690,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 7 $ 595,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ -1,000 6 $ 640,000
GEORGE MASON MORTGAGE, LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ -1,000 6 $ 710,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 6 $ 890,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 5 $ 685,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 5 $ 305,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 5 $ 1,835,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 5 $ 1,095,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 5 $ 555,000
POTOMAC MORTGAGE GROUP, INC.
4035 RIDGE TOP ROAD, SUITE 100
FAIRFAX, VA 22030
* $ -1,000 5 $ 845,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 4 $ 390,000
HAMILTON HOME LOANS, INC.
1551 SAWGRASS CORPORATE PARKWAY, STE 300
SUNRISE, FL 33323
* $ -1,000 4 $ 460,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 4 $ 550,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 4 $ 240,000
PIEDMONT ADVANTAGE CREDIT UNION
3530 ADVANTAGE WAY
WINSTON-SALEM, NC 27103
* $ 341,293,000 4 $ 280,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ -1,000 4 $ 550,000
LATINO COMMUNITY CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 276,798,000 4 $ 280,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 3 $ 415,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 3 $ 205,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 3 $ 285,000
SUMMIT CREDIT UNION
8210 WEST MARKET ST
GREENSBORO, NC 27409
* $ 235,200,000 3 $ 135,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 3 $ 255,000
FFC MORTGAGE CORP.
155 CORPORATE WOODS SUITE 320
ROCHESTER, NY 14623
* $ -1,000 3 $ 305,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 3 $ 115,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 4,724,296,000 3 $ 705,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ -1,000 3 $ 335,000
ALLEN TATE MORTGAGE PARTNERS, LLC
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ -1,000 3 $ 295,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 3 $ 575,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 3 $ 375,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ -1,000 3 $ 405,000
BANK OZK
PO BOX 8811
LITTLE ROCK, AR 72231
* $ 21,275,647,000 3 $ 295,000
NORTH STATE BANK
6200 FALLS OF THE NEUSE ROAD
RALEIGH, NC 27609
* $ 833,451,000 3 $ 405,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,376,902,000 2 $ 200,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 14,726,156,000 2 $ 160,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 2 $ 230,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 123,325,220,000 2 $ 470,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 2 $ 250,000
HIGHLANDS RESIDENTIAL MORTGAGE, LTD.
12001 NORTH CENTRAL EXPRESSWAY SUITE 750
DALLAS, TX 75243
* $ -1,000 2 $ 210,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 2 $ 420,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 2 $ 170,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 230,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 480,000
COMMUNITY FIRST NATIONAL BANK
215 S SETH CHILD RD
MANHATTAN, KS 66502
* $ 251,259,000 2 $ 160,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 34,298,273,000 2 $ 210,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ -1,000 2 $ 210,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 288,294,007,000 2 $ 230,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 2 $ 250,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 260,000
VICTORIAN FINANCE, LLC
2570 BOYCE PLAZA ROAD
PITTSBURGH, PA 15241
* $ -1,000 2 $ 200,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 2 $ 280,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 13,854,593,000 2 $ 140,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 2 $ 280,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 290,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 2 $ 330,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 1 $ 215,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 595,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ -1,000 1 $ 175,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 235,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 105,000
DOMINION FINANCIAL SERVICES, LLC
1029 N CALVERT ST
BALTIMORE, MD 21202
* $ -1,000 1 $ 155,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 135,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ -1,000 1 $ 95,000
THE FIDELITY BANK
100 S. MAIN STREET
FUQUAY-VARINA, NC 27526
* $ 1,887,386,000 1 $ 55,000
MISSION MORTGAGE LLC
13550 FALLING WATER ROAD
SUITE 202B, OH 44136
* $ -1,000 1 $ 115,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 1 $ 165,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ -1,000 1 $ 135,000
CERTAINTY HOME LOANS, LLC
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ -1,000 1 $ 215,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 115,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 1 $ 195,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
APEX, NC 27502
* $ -1,000 1 $ 55,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ -1,000 1 $ 115,000
PINNACLE BANK
150 3RD AVE SOUTH
NASHVILLE, TN 37201
* $ 22,081,233,000 1 $ 25,000
CITYWORTH MORTGAGE LLC
11781 LEE JACKSON HIGHWAY
FAIRFAX, VA 22033
* $ -1,000 1 $ 115,000
RESIDENTIAL MORTGAGE SERVICES, INC.
24 CHRISTOPHER TOPPI DRIVE
SOUTH PORTLAND, ME 04106
* $ -1,000 1 $ 175,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 165,000
HONDA FEDERAL CREDIT UNION
1919 TORRANCE BLVD
TORRANCE, CA 90509
* $ 788,096,000 1 $ 105,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 1 $ 275,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 215,000
US MORTGAGE CORPORATION
201 OLD COUNTRY ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 245,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 1 $ 55,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 325,000
1ST SUMMIT BANK
125 DONALD LANE
JOHNSTOWN, PA 15904
* $ 1,027,288,000 1 $ 105,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 22,858,876,000 1 $ 25,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 894,630,000 1 $ 115,000
BRIDGEVIEW BANK GROUP
7940 S HARLEM
BRIDGEVIEW, IL 60455
* $ 1,175,351,000 1 $ 195,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ -1,000 1 $ 125,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 1 $ 275,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 135,000
CREDIT UNION MORTGAGE ASSOCIATION, INC.
10800 MAIN STREET
FAIRFAX, VA 22030
* $ -1,000 1 $ 225,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ -1,000 1 $ 85,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 45,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ -1,000 1 $ 125,000
R M K FINANCIAL CORP.
1819 S. EXCISE AVENUE
ONTARIO, CA 91761
* $ -1,000 1 $ 125,000
ANGEL OAK HOME LOANS LLC
3600 PEACHTREE ROAD NW, SUITE 500
ATLANTA, GA 30305
* $ -1,000 1 $ 55,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 1 $ 135,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 629,025,000 1 $ 155,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 1 $ 165,000
WINGS FINANCIAL
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 4,542,484,000 1 $ 205,000
SIGNATURE MORTGAGE CORPORATION
4790 DOUGLAS CIRCLE NW
CANTON, OH 44718
* $ -1,000 1 $ 125,000
HOMESTAR FINANCIAL CORPORATION
332 WASHINGTON STREET, NW
GAINESVILLE, GA 30501
* $ -1,000 1 $ 285,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 145,000
PANORAMA MORTGAGE GROUP, LLC
350 SOUTH RAMPART BLVD, STE 310
LAS VEGAS, NV 89145
* $ -1,000 1 $ 115,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 192,687,000 1 $ 165,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Yadkin County NC in 2018

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 494 $68,760,000 $139,000 $1,575,000 $65,000 $641,000
Refinancing 235 $26,705,000 $113,000 $605,000 $80,000 $474,000
Cash-out Refinancing 139 $18,935,000 $136,000 $445,000 $62,000 $250,000
Home Improvement 126 $7,900,000 $62,000 $285,000 $77,000 $273,000
Other Purpose 119 $8,235,000 $69,000 $505,000 $80,000 $853,000
Not Applicable 12 $1,000,000 $83,000 $165,000 $93,000 $93,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 940 $108,770,000 $115,000 $605,000 $72,000 $853,000
Not Provided 61 $7,235,000 $118,000 $405,000 $64,000 $162,000
Not applicable 56 $9,570,000 $170,000 $1,575,000 $60,000 $82,000
Hispanic 36 $2,820,000 $78,000 $165,000 $65,000 $474,000
Black or African American 26 $2,590,000 $99,000 $195,000 $49,000 $137,000
Asian 3 $305,000 $101,000 $125,000 $68,000 $136,000
American Indian or Alaskan Native 2 $180,000 $90,000 $125,000 $69,000 $82,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 834 $90,990,000 $109,000 $1,575,000 $75,000 $853,000
FHA-insured (Federal Housing Administration) 152 $18,020,000 $118,000 $375,000 $51,000 $289,000
VA-guaranteed (Veterans Administration) 77 $13,725,000 $178,000 $595,000 $69,000 $276,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 62 $8,800,000 $141,000 $275,000 $53,000 $79,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 598 $73,060,000 $122,000 $1,575,000 $73,000 $420,000
Application Denied By Financial Institution 225 $21,005,000 $93,000 $505,000 $68,000 $853,000
Application Withdrawn By Applicant 153 $18,205,000 $118,000 $605,000 $72,000 $641,000
Loan Purchased By The Institution 68 $9,290,000 $136,000 $365,000 $62,000 $149,000
File Closed For Incompleteness 44 $5,650,000 $128,000 $475,000 $74,000 $474,000
Application Approved But Not Accepted 37 $4,325,000 $116,000 $315,000 $55,000 $126,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 890 $108,850,000 $122,000 $1,575,000 $71,000 $641,000
Credit History 101 $8,355,000 $82,000 $255,000 $58,000 $250,000
Debt-To-Income Ratio 51 $6,395,000 $125,000 $505,000 $61,000 $188,000
Collateral 44 $4,520,000 $102,000 $375,000 $105,000 $853,000
Other 16 $1,350,000 $84,000 $175,000 $75,000 $240,000
Insufficient Cash (Downpayment, Closing Cost) 11 $955,000 $86,000 $235,000 $71,000 $140,000
Credit Application Incomplete 8 $830,000 $103,000 $175,000 $51,000 $96,000
Unverifiable Information 4 $280,000 $70,000 $145,000 $64,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List