Wood County WV
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Wood County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wood County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,894
Total Mortgage Loan Application Amount $416,393,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $2,206,000
Average Applicant Income $63,000
Highest Applicant Income $1,192,000

Mortgage Company List for Lending in Wood County WV for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 147,483,646,000 378 $ 37,074,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 308 $ 38,147,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,993,254,000 276 $ 30,038,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 257 $ 25,904,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,196,684,000 233 $ 21,936,000
COMMUNITY BANK OF PARKERSBURG
631 JULIANA ST
PARKERSBURG, WV 26101
* $ 225,073,000 219 $ 18,209,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,157,838,000 177 $ 17,989,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 998,508,000 169 $ 19,346,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,186,130,000 165 $ 18,833,000
WILLIAMSTOWN BANK, INC.
435 HIGHLAND AVE.,
WILLIAMSTOWN, WV 26187
* $ 100,686,000 146 $ 13,472,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 145 $ 16,019,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 105 $ 12,805,000
FIRST NEIGHBORHOOD BANK
216 MARKET STREET
SPENCER, WV 25276
* $ 124,847,000 80 $ 9,522,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 76 $ 4,559,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 53,586,626,000 76 $ 7,504,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 63 $ 3,947,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 56 $ 6,711,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 55 $ 7,943,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 51 $ 6,512,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 50 $ 4,079,000
ONE COMMUNITY FEDERAL CREDIT UNION
531 FIFTH STREET
PARKERSBURG, WV 26101
* $ 54,170,000 50 $ 5,158,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 49 $ 5,491,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 44 $ 5,742,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 39 $ 4,420,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 61,513,000 34 $ 1,857,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 30 $ 3,156,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 28 $ 3,830,000
BELPRE SAVINGS BANK
POB 39
BELPRE, OH 45714
* $ 47,211,000 28 $ 1,795,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 26 $ 3,830,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,098,787,000 23 $ 3,385,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 22 $ 3,658,000
FIRST FEDERAL SAVINGS BANK
726 WELLS STREET
SISTERSVILLE, WV 26175
* $ 49,778,000 21 $ 2,507,000
SETTLERS BANK
115 THIRD STREET
MARIETTA, OH 45750
* $ 88,994,000 16 $ 1,628,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 16 $ 2,373,000
TRADERS BANK INC
PO BOX 1009
SPENCER, WV 25276
* $ 170,209,000 14 $ 1,165,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 1,140,194,000 13 $ 1,765,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 13 $ 746,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 12 $ 1,478,000
DOOLIN SECURITY SAVINGS BANK
PO BOX 370
NEW MARTINSVILLE, WV 26155
* $ 47,717,000 12 $ 1,051,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 10 $ 1,094,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 10 $ 890,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 966,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 8 $ 1,531,000
FIRST CONTINENTAL MORTGAGE, LTD.
11011 RICHMOND AVENUE, SUITE 800
HOUSTON, TX 77042
* $ 10,000,000 7 $ 692,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 7 $ 765,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 1,241,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 6 $ 1,127,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 115,142,306,000 6 $ 82,000
PLEASANTS COUNTY BANK
P O BOX 240
ST MARYS, WV 26170
* $ 54,333,000 5 $ 260,000
CALHOUN COUNTY BANK, INC.
362 MAIN STREET
GRANTSVILLE, WV 26147
* $ 98,617,000 4 $ 629,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 4 $ 374,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 4 $ 781,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,677,931,000 4 $ 254,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 12,942,945,000 4 $ 506,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 7,047,356,000 4 $ 514,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 82,416,721,000 4 $ 276,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 784,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 4 $ 366,000
HOMEPLUS FINANCE CORPORATION
2143 S. SEPULVEDA BLVD
LOS ANGELES, CA 90025
* $ 40,000,000 4 $ 43,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 4 $ 398,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 719,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 4 $ 516,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 4 $ 363,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 4 $ 374,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,669,297,000 3 $ 157,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 3 $ 516,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 285,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 36,276,270,000 3 $ 15,000
THE CITIZENS BANK COMPANY
501 FIFTH ST., P.O. BOX 128
BEVERLY, OH 45715
* $ 81,871,000 3 $ 222,000
UNION BANK, INC.
P.O. BOX 810
HUNDRED, WV 26149
* $ 167,386,000 3 $ 124,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 427,899,000 3 $ 691,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 69,166,325,000 3 $ 500,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 472,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,552,914,000 3 $ 2,771,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 181,604,079,000 2 $ 202,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 2 $ 60,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 140,777,455,000 2 $ 287,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 142,084,005,000 2 $ 190,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,824,244,000 2 $ 214,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 185,098,787,000 2 $ 13,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 479,176,000 2 $ 176,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 941,902,000 2 $ 396,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 180,373,000 2 $ 198,000
THE BARTLETT FARMERS BANK
PO BOX 57, STATE ROUTE 339
BARLOW, OH 45712
* $ 50,618,000 2 $ 100,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 2 $ 333,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 36,351,625,000 2 $ 126,000
BAYER HERITAGE
17612 ENERGY RD
PROCTOR, WV 26055
* $ 203,065,000 2 $ 111,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 209,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 2 $ 279,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ 4,410,000 2 $ 254,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 255,000
FIRST HOME MORTGAGE CORPORATION
5355 NOTTINGHAM DRIVE, SUITE 130
BALTIMORE, MD 21236
* $ 10,000,000 1 $ 231,000
FAIRMONT
PO BOX 2139
FAIRMONT, WV 26555
* $ 202,769,000 1 $ 92,000
OHIO VALLEY COMMUNITY FEDERAL CREDIT UNION
52775 BOSTON HILL ROAD
CLARINGTON, OH 43915
* $ 91,331,000 1 $ 100,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 74,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 2,246,123,000 1 $ 20,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 25,365,108,000 1 $ 110,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 86,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 53,906,227,000 1 $ 136,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,476,384,000 1 $ 68,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 1 $ 49,000
OXFORD LENDING GROUP, LLC
1 EAST CAMPUS VIEW BLVD STE #200
COLUMBUS, OH 43235
* $ 700,000,000 1 $ 136,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 1 $ 78,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 1 $ 127,000
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ 31,000,000 1 $ 142,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 389,397,000 1 $ 96,000
WALKER JACKSON MORTGAGE CORPOR
14501 GEORGE CARTER WAY
CHANTILLY, VA 20151
* $ 292,944,000 1 $ 172,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 270,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 258,526,000 1 $ 150,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 285,552,000 1 $ 128,000
CITIZENS DEPOSIT BANK & TRUST
PO BOX 9 10 SECOND STREET
VANCEBURG, KY 41179
* $ 125,533,000 1 $ 140,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 175,104,000 1 $ 145,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 770,838,000 1 $ 75,000
FIRST FEDERAL SAVINGS BANK
301 E 9TH STREET
ROCHESTER, IN 46975
* $ 376,910,000 1 $ 82,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 529,592,000 1 $ 185,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 274,379,000 1 $ 70,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 242,361,000 1 $ 324,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 14,649,039,000 1 $ 34,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,503,790,000 1 $ 186,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,334,333,000 1 $ 80,000
LENDMARK FINANCIAL SERV OF WV
223 W NASH STREET
WILSON, NC 27893
* $ 344,674,148,000 1 $ 55,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 62,251,283,000 1 $ 62,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 69,459,606,000 1 $ 129,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 77,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 1 $ 353,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,930,807,000 1 $ 186,000
FIRST NATIONAL BANK OF CC
P.O. BOX 523
WEST CHESTER, PA 19381
* $ 1,297,208,000 1 $ 280,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 409,625,000 1 $ 43,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 10,273,647,000 1 $ 146,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 823,318,000 1 $ 173,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 861,403,000 1 $ 254,000
INDEPENDENCE BANK
13100 NORTHWEST FREEWAY SUITE 100
HOUSTON, TX 77040
* $ 137,876,000 1 $ 68,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 69,000
BEACH FIRST NATIONAL BANK
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 657,891,000 1 $ 159,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wood County WV in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,448 $282,267,000 $115,000 $1,200,000 $65,000 $755,000
Home Purchase 1,103 $120,372,000 $109,000 $2,206,000 $60,000 $1,192,000
Home Improvement 343 $13,754,000 $40,000 $365,000 $56,000 $464,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,339 $347,867,000 $104,000 $1,020,000 $65,000 $1,192,000
Not applicable 273 $34,346,000 $125,000 $2,206,000 $34,000 $502,000
Not Provided 206 $22,601,000 $109,000 $417,000 $57,000 $600,000
Black or African American 25 $2,618,000 $104,000 $351,000 $62,000 $165,000
Hispanic 21 $2,927,000 $139,000 $360,000 $71,000 $262,000
Asian 21 $5,048,000 $240,000 $1,193,000 $211,000 $1,192,000
American Indian or Alaskan Native 7 $766,000 $109,000 $319,000 $51,000 $143,000
Native Hawaiian or Other Pacific Islander 2 $220,000 $110,000 $120,000 $212,000 $307,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,760 $289,372,000 $104,000 $2,206,000 $71,000 $1,192,000
FHA-insured (Federal Housing Administration) 966 $105,003,000 $108,000 $276,000 $46,000 $307,000
VA-guaranteed (Veterans Administration) 125 $17,462,000 $139,000 $385,000 $39,000 $165,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 43 $4,556,000 $105,000 $231,000 $40,000 $83,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,200 $237,059,000 $107,000 $1,200,000 $69,000 $1,192,000
Application Denied By Financial Institution 654 $60,706,000 $92,000 $2,206,000 $51,000 $1,192,000
Application Withdrawn By Applicant 481 $57,170,000 $118,000 $1,000,000 $66,000 $600,000
Loan Purchased By The Institution 403 $45,497,000 $112,000 $417,000 $46,000 $502,000
Application Approved But Not Accepted 121 $11,854,000 $97,000 $345,000 $60,000 $246,000
File Closed For Incompleteness 34 $3,917,000 $115,000 $380,000 $77,000 $457,000
Preapproval Approved but not Accepted 1 $190,000 $190,000 $190,000 $84,000 $84,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 130 $8,658,000 $66,000 $308,000 $48,000 $750,000
Collateral 104 $12,622,000 $121,000 $417,000 $69,000 $402,000
Debt-To-Income Ratio 78 $7,003,000 $89,000 $540,000 $39,000 $153,000
Other 27 $2,724,000 $100,000 $355,000 $54,000 $141,000
Credit Application Incomplete 13 $1,545,000 $118,000 $221,000 $57,000 $118,000
Insufficient Cash (Downpayment, Closing Cost) 10 $3,882,000 $388,000 $2,206,000 $153,000 $1,192,000
Employment History 8 $666,000 $83,000 $231,000 $48,000 $97,000
Unverifiable Information 7 $540,000 $77,000 $163,000 $47,000 $231,000
Mortgage Insurance Denied 2 $146,000 $73,000 $85,000 $31,000 $44,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List