Wood County WV
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Wood County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wood County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,724
Total Mortgage Loan Application Amount $384,585,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $10,433,000
Average Applicant Income $65,000
Highest Applicant Income $7,797,000

Mortgage Company List for Lending in Wood County WV for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 456 $ 36,815,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 127,698,351,000 314 $ 32,054,000
COMMUNITY BANK OF PARKERSBURG
631 JULIANA ST
PARKERSBURG, WV 26101
* $ 202,669,000 228 $ 22,937,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 4,255,983,000 222 $ 25,703,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 205 $ 21,503,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 194 $ 21,164,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 4,031,156,000 183 $ 15,982,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 154 $ 15,853,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,875,432,000 150 $ 15,387,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 131 $ 12,919,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 109 $ 11,943,000
WILLIAMSTOWN BANK, INC.
435 HIGHLAND AVE.,
WILLIAMSTOWN, WV 26187
* $ 94,557,000 105 $ 8,774,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 87 $ 8,780,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 81 $ 9,797,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 73 $ 7,082,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 1,021,563,000 63 $ 7,772,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 62 $ 6,718,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 60 $ 2,813,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 58 $ 5,516,000
FIRST NEIGHBORHOOD BANK
216 MARKET STREET
SPENCER, WV 25276
* $ 124,728,000 51 $ 6,647,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 43 $ 5,999,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 53,829,000 43 $ 2,271,000
ONE COMMUNITY FEDERAL CREDIT UNION
531 FIFTH STREET
PARKERSBURG, WV 26101
* $ 59,843,000 41 $ 3,855,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 29 $ 3,028,000
BELPRE SAVINGS BANK
POB 39
BELPRE, OH 45714
* $ 50,411,000 28 $ 1,785,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 28 $ 3,163,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 26 $ 2,244,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 26 $ 3,093,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 24 $ 1,498,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 23 $ 2,535,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 21 $ 1,800,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 21 $ 2,221,000
FIRST FEDERAL SAVINGS BANK
726 WELLS STREET
SISTERSVILLE, WV 26175
* $ 50,429,000 19 $ 1,963,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 266,672,000 17 $ 1,252,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 15 $ 1,805,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 15 $ 1,806,000
PLEASANTS COUNTY BANK
P O BOX 240
ST MARYS, WV 26170
* $ 57,450,000 13 $ 864,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 11 $ 484,000
TRADERS BANK INC
PO BOX 1009
SPENCER, WV 25276
* $ 105,322,000 10 $ 3,790,000
WINTRUST MORTGAGE CORPORATION
660 MIDWEST RD SUITE 100
OAK BROOK TERRACE, IL 60181
* $ 300,000,000 10 $ 830,000
SELECT MORTGAGE GROUP LTD
3040 PRESIDENTIAL DR
FAIRBORN, OH 45324
* $ 370,000 10 $ 950,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 10 $ 1,507,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 8 $ 759,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 8 $ 1,572,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 7 $ 608,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 7 $ 597,000
CALHOUN COUNTY BANK, INC.
362 MAIN STREET
GRANTSVILLE, WV 26147
* $ 93,697,000 7 $ 531,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 6 $ 635,000
DOOLIN SECURITY SAVINGS BANK
PO BOX 370
NEW MARTINSVILLE, WV 26155
* $ 41,439,000 6 $ 485,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 6 $ 50,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 6 $ 659,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 6 $ 290,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 6 $ 327,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 5 $ 594,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 5 $ 621,000
UNION BANK, INC.
P.O. BOX 810
HUNDRED, WV 26149
* $ 156,974,000 5 $ 454,000
SETTLERS BANK
115 THIRD STREET
MARIETTA, OH 45750
* $ 89,706,000 4 $ 657,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 4 $ 455,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 4 $ 636,000
WESTSTAR MORTGAGE, INC.
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ 10,000,000 4 $ 619,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 478,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 4 $ 369,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 4 $ 541,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 3 $ 426,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 3 $ 554,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 3 $ 498,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 3 $ 185,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 3 $ 132,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 3 $ 274,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 267,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 3 $ 130,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,462,991,000 3 $ 10,601,000
WOODFOREST NATIONAL BANK
25231 GROGAN'S MILL ROAD
THE WOODLANDS, TX 77380
* $ 2,489,439,000 2 $ 88,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 5,911,677,000 2 $ 166,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 2 $ 446,000
DNB FIRST, NATIONAL ASSOCIATION
4 BRANDYWINE AVE
DOWNINGTOWN, PA 19335
* $ 545,529,000 2 $ 119,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 301,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 2 $ 617,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 2 $ 250,000
SOMERSET TRUST COMPANY
151 WEST MAIN STREET
SOMERSET, PA 15501
* $ 472,300,000 2 $ 229,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 253,480,000 2 $ 230,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 2 $ 143,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 2 $ 301,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 2 $ 142,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 212,000
K. HOVNANIAN AMERICAN MORTGAGE, L.L.C.
3601 QUANTUM BOULDVARD
BOYNTON BEACH, FL 33426
* $ 31,000,000 2 $ 266,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 288,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 2 $ 293,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 1,560,922,000 1 $ 44,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 1 $ 5,000
LIBERTY MORTGAGE CORPORATION
223 W NASH STREET
WILSON, NC 27893
* $ 2,406,088,000 1 $ 180,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 1 $ 196,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 581,620,000 1 $ 33,000
TREASURY DEPARTMENT
1101 2ND ST NE
WASHINGTON, DC 20002
* $ 144,519,000 1 $ 65,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 90,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 108,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 30,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 1 $ 60,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 154,000
WEST VIRGINIA FEDERAL CREDIT UNION
318 5TH AVENUE
SOUTH CHARLESTON, WV 25303
* $ 111,319,000 1 $ 119,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 197,273,000 1 $ 65,000
CHEVRON
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 1,055,075,000 1 $ 118,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 151,470,000 1 $ 36,000
ATLANTA POSTAL
1605 BOGGS ROAD
DULUTH, GA 30096
* $ 1,538,411,000 1 $ 30,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 75,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ 101,315,000 1 $ 350,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 130,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 1 $ 352,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 61,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 1 $ 69,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 1 $ 115,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,816,477,000 1 $ 87,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 1 $ 403,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 543,934,000 1 $ 140,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 1 $ 138,000
CENTRA BANK INC (WV)
990 ELMER PRINCE DRIVE
MORGANTOWN, WV 26505
* $ 1,084,237,000 1 $ 121,000
THE BARTLETT FARMERS BANK
PO BOX 57, STATE ROUTE 339
BARLOW, OH 45712
* $ 47,933,000 1 $ 57,000
THE CITIZENS BANK COMPANY
501 FIFTH ST., P.O. BOX 128
BEVERLY, OH 45715
* $ 71,953,000 1 $ 50,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 1 $ 102,000
FIRST UNITED CORPORATION
19 S SECOND STREET
OAKLAND, MD 21550
* $ 1,463,163,000 1 $ 197,000
PNC REVERSE MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 48,000
BANKMORTGAGESOLUTIONS LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 1 $ 109,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 41,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 1 $ 13,000
BBVA USA
15 SOUTH 20TH STREET
BIRMINGHAM, AL 35233
* $ 43,810,702,000 1 $ 600,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 61,450,273,000 1 $ 18,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 548,397,000 1 $ 41,000
EAGLE NATIONAL BANK
8045 WEST CHESTER PIKE
UPPER DARBY, PA 19082
* $ 210,664,000 1 $ 100,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 1 $ 73,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 1 $ 126,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wood County WV in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,031 $226,718,000 $111,000 $10,433,000 $63,000 $1,764,000
Home Purchase 1,266 $139,997,000 $110,000 $2,750,000 $68,000 $7,797,000
Home Improvement 427 $17,870,000 $41,000 $310,000 $59,000 $950,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,278 $324,286,000 $98,000 $2,750,000 $66,000 $7,797,000
Not Provided 182 $18,950,000 $104,000 $3,100,000 $63,000 $950,000
Not applicable 180 $33,049,000 $183,000 $10,433,000 $33,000 $293,000
Black or African American 34 $2,798,000 $82,000 $226,000 $58,000 $210,000
Hispanic 23 $2,643,000 $114,000 $279,000 $66,000 $252,000
Asian 12 $1,531,000 $127,000 $368,000 $135,000 $516,000
American Indian or Alaskan Native 11 $1,168,000 $106,000 $280,000 $50,000 $180,000
Native Hawaiian or Other Pacific Islander 4 $160,000 $40,000 $55,000 $75,000 $181,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,999 $309,458,000 $103,000 $10,433,000 $69,000 $7,797,000
FHA-insured (Federal Housing Administration) 632 $63,912,000 $101,000 $275,000 $45,000 $225,000
VA-guaranteed (Veterans Administration) 71 $9,017,000 $127,000 $403,000 $45,000 $123,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 22 $2,198,000 $99,000 $184,000 $44,000 $65,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,902 $210,509,000 $110,000 $10,433,000 $71,000 $1,764,000
Application Denied By Financial Institution 1,017 $88,526,000 $87,000 $3,100,000 $52,000 $1,080,000
Application Withdrawn By Applicant 395 $41,147,000 $104,000 $414,000 $62,000 $385,000
Loan Purchased By The Institution 243 $26,676,000 $109,000 $375,000 $37,000 $620,000
Application Approved But Not Accepted 123 $12,451,000 $101,000 $671,000 $125,000 $7,797,000
File Closed For Incompleteness 43 $5,131,000 $119,000 $582,000 $85,000 $400,000
Preapproval Denied by Financial Institution 1 $145,000 $145,000 $145,000 $73,000 $73,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 139 $8,566,000 $61,000 $230,000 $46,000 $186,000
Collateral 96 $9,407,000 $97,000 $336,000 $76,000 $1,080,000
Debt-To-Income Ratio 84 $7,704,000 $91,000 $279,000 $42,000 $293,000
Other 35 $3,309,000 $94,000 $352,000 $52,000 $161,000
Credit Application Incomplete 24 $2,346,000 $97,000 $332,000 $54,000 $102,000
Unverifiable Information 14 $1,827,000 $130,000 $403,000 $75,000 $310,000
Insufficient Cash (Downpayment, Closing Cost) 10 $981,000 $98,000 $255,000 $42,000 $73,000
Mortgage Insurance Denied 3 $286,000 $95,000 $112,000 $16,000 $48,000
Employment History 3 $51,000 $17,000 $27,000 $37,000 $67,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List