Winston County AL
Mortgage Loan Application
Totals and Details
for 2015

Find mortgage statistics and lending data for the Winston County AL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Winston County AL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 824
Total Mortgage Loan Application Amount $102,034,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $644,000
Average Applicant Income $74,000
Highest Applicant Income $1,215,000

Mortgage Company List for Lending in Winston County AL for 2015

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRADERS & FARMERS BANK
PO BOX 550
HALEYVILLE, AL 35565
* $ 361,880,000 136 $ 7,939,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 54 $ 3,048,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 39 $ 2,314,000
FIRST NATIONAL BANK
341 MILITARY STREET SOUTH
HAMILTON, AL 35570
* $ 282,596,000 31 $ 1,890,000
EVABANK
1710 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 330,728,000 30 $ 1,291,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,532,784,000,000 29 $ 3,870,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 20 $ 3,427,000
PREMIER BANK OF THE SOUTH
P.O. BOX 1708
CULLMAN, AL 35056
* $ 150,113,000 20 $ 1,095,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 27,908,468,000 19 $ 4,274,000
LISTERHILL CREDIT UNION
P O BOX 566
SHEFFIELD, AL 35660
* $ 657,910,000 18 $ 1,804,000
TRIUMPH BANK
1780 MORIAH WOODS BLVD., SUITE 4
MEMPHIS, TN 38117
* $ 517,645,000 18 $ 2,318,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 118,801,412,000 16 $ 2,662,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 14 $ 2,117,000
RENASANT BANK
209 TROY ST., P.O. BOX 709
TUPELO, MS 38802
* $ 5,785,742,000 14 $ 2,918,000
CLAYTON BANK AND TRUST
520 WEST SUMMIT HILL DRIVE SUITE 801
KNOXVILLE, TN 37902
* $ 708,292,000 13 $ 876,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ 6,260,444,000 11 $ 2,436,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ 10,000,000 10 $ 2,269,000
CIS FINANCIAL SERVICES, INC.
851 MILITARY STREET N
HAMILTON, AL 35570
* $ 14,200,000 10 $ 954,000
SYNOVUS BANK
PO BOX 120
COLUMBUS, GA 31902
* $ 26,777,424,000 9 $ 1,120,000
TRADITIONS BANK
109 SECOND AVE NW
CULLMAN, AL 35055
* $ 283,173,000 9 $ 1,325,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,236,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 972,551,000 9 $ 1,013,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 2,496,951,000 9 $ 1,480,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 63,635,411,000 8 $ 300,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,761,042,000 8 $ 536,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,574,093,000,000 8 $ 1,390,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 185,888,583,000 7 $ 1,406,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 792,000
BANK INDEPENDENT
710 S MONTGOMERY AVE
SHEFFIELD, AL 35660
* $ 1,175,539,000 6 $ 859,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 6 $ 1,038,000
PINNACLE BANK
1811 2ND AVENUE
JASPER, AL 35501
* $ 218,899,000 6 $ 541,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 335,060,015,000 6 $ 1,026,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,074,981,000,000 6 $ 1,141,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 67,301,894,000 5 $ 1,507,000
FIRST PARTNERS BANK
PO BOX 660627
BIRMINGHAM, AL 35205
* $ 206,545,000 5 $ 878,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 5 $ 783,000
PEOPLES BANK OF ALABAMA
1912 CHEROKEE AVE SW
CULLMAN, AL 35055
* $ 614,294,000 5 $ 601,000
FIDELITY BANK, NATIONAL ASSOCIATION
100 E ENGLISH
WICHITA, KS 67202
* $ 1,622,355,000 5 $ 301,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 2,424,729,000 4 $ 951,000
MORTGAGE INVESTORS GROUP, INC.
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 4 $ 668,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 185,888,583,000 4 $ 385,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 79,624,593,000 4 $ 327,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 182,489,046,000 4 $ 467,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 4 $ 456,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 4 $ 678,000
AMERICA'S FIRST
1200 4TH AVENUE NORTH
BIRMINGHAM, AL 35203
* $ 1,325,616,000 3 $ 235,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 12,248,532,000 3 $ 415,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 3 $ 227,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 3 $ 176,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 3 $ 598,000
IBERIABANK MORTGAGE COMPANY
285 WEST ESPLANADE AVE, SECOND FLOOR
KENNER, LA 70065
* $ 15,675,477,000 3 $ 724,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 612,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 1,476,204,000 3 $ 175,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,281,397,000 3 $ 582,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 3 $ 384,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ 10,000,000 3 $ 704,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 2 $ 686,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ 10,000,000 2 $ 515,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 2 $ 356,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 241,000
BANKFIRST FINANCIAL SERVICES
PO BOX 31
MACON, MS 39341
* $ 743,343,000 2 $ 984,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 10,000,000 2 $ 551,000
GUARANTY TRUST COMPANY
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ 225,000,000 2 $ 463,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 17,796,419,000 2 $ 608,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 13,314,758,000 2 $ 704,000
HOME POINT MORTGAGE ACCEPTANCE CORPORATION
121 RESEARCH BLVD
MADISON, AL 35758
* $ 580,000,000 2 $ 350,000
SOUTH STATE BANK
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 7,827,707,000 2 $ 158,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 297,000
FIDELITY BANK
3 CORPORATE BLVD NE
ATLANTA, GA 30329
* $ 3,083,087,000 2 $ 540,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,356,442,000,000 2 $ 368,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 21,610,491,000 2 $ 194,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 111,278,000,000 2 $ 971,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ 21,269,000 2 $ 318,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 28,953,664,000 1 $ 340,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 1 $ 175,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 66,111,039,000 1 $ 417,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 255,011,219,000 1 $ 316,000
CHEVRON
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 2,499,140,000 1 $ 322,000
LEGACY COMMUNITY FEDERAL CREDIT UNION
1400 20TH STREET S
BIRMINGHAM, AL 35205
* $ 404,612,000 1 $ 248,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 378,840,000 1 $ 132,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 115,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 136,279,317,000 1 $ 388,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY, SUITE 345
WEST DES MOINES, IA 50266
* $ 25,000,000 1 $ 155,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 83,125,845,000 1 $ 150,000
OCEANSIDE MORTGAGE COMPANY
55 MAIN ST
TOMS RIVER, NJ 08753
* $ 10,000,000 1 $ 175,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 258,000
WEST ALABAMA BANK & TRUST
P O BOX 310
REFORM, AL 35481
* $ 564,026,000 1 $ 335,000
FIRST US BANK
P O BOX 249
THOMASVILLE, AL 36784
* $ 572,609,000 1 $ 268,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
APEX, NC 27502
* $ 10,000,000 1 $ 146,000
FBC MORTGAGE, LLC
189 S ORANGE AVE STE 970
ORLANDO, FL 32801
* $ 12,000,000 1 $ 288,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 1 $ 158,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 1 $ 286,000
LENDERLIVE NETWORK, LLC
710 S ASH
GLENDALE, CO 80246
* $ 17,900,000 1 $ 155,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
BIRMINGHAM, AL 35209
* $ 10,000,000 1 $ 250,000
FLAGSTAR BANK
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 9,779,461,000 1 $ 94,000
TIAA-CREF TRUST COMPANY FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,458,381,000 1 $ 609,000
AXOS BANK
4350 LA JOLLA VILLAGE DR SUITE 140
LA JOLLA, CA 92122
* $ 5,190,392,000 1 $ 379,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 7,925,450,000 1 $ 150,000
FAMILY SECURITY CREDIT UNION
2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603
* $ 529,281,000 1 $ 58,000
ALABAMA CENTRAL
3601 4TH AVE S
BIRMINGHAM, AL 35222
* $ 129,424,000 1 $ 197,000
ALABAMA CREDIT UNION
220 PAUL W. BRYANT DR. E.
TUSCALOOSA, AL 35401
* $ 654,346,000 1 $ 150,000
HERITAGEBANK OF THE SOUTH
3333 PEACHTREE RD NE SUITE M-10
ATLANTA, GA 30326
* $ 5,785,742,000 1 $ 256,000
FIRST FEDERAL BANK, A FSB
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 114,985,000 1 $ 77,000
SECURITY FEDERAL SAVINGS BANK
301 THIRD AVENUE
JASPER, AL 35501
* $ 38,676,000 1 $ 72,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 166,793,000 1 $ 126,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 1 $ 257,000
GATEWAY MORTGAGE GROUP, LLC
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 10,000,000 1 $ 224,000
WILLOW BEND MORTGAGE COMPANY, LLC
5800 W PLANO PKWY STE 105
PLANO, TX 75093
* $ 22,642,000 1 $ 62,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 142,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 260,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ 29,436,748,000 1 $ 175,000
MIDLAND MORTGAGE CORPORATION
1500 RICHLAND STREET
COLUMBIA, SC 29201
* $ 10,000,000 1 $ 92,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ 10,000,000 1 $ 235,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 1 $ 170,000
INDEPENDENT BANK
5050 POPLAR AVENUE STE 2100
MEMPHIS, TN 38157
* $ 905,965,000 1 $ 417,000
PINNACLE BANK
150 3RD AVE SOUTH, SUITE 900
NASHVILLE, TN 37201
* $ 5,997,867,000 1 $ 222,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 1 $ 176,000
HOMETRUST MORTGAGE COMPANY
5353 W ALABAMA, SUITE 500
HOUSTON, TX 77056
* $ 10,000,000 1 $ 309,000
REVERSE MORTGAGE SOLUTIONS INC
14405 WALTERS RD SUITE 200
HOUSTON, TX 77014
* $ 10,978,000 1 $ 264,000
AVADIAN
1 RIVERCHASE PKWY S
HOOVER, AL 35244
* $ 601,329,000 1 $ 132,000
AMERIS BANK
300 SOUTH MAIN STREET
MOULTRIE, GA 31768
* $ 4,040,577,000 1 $ 220,000
SERVISFIRST BANK
2500 WOODCREST PLACE
HOMEWOOD, AL 35209
* $ 4,098,628,000 1 $ 160,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 2,406,489,000 1 $ 361,000
TUSCALOOSA CREDIT UNION
1100 21ST AVENUE
TUSCALOOSA, AL 35401
* $ 60,724,000 1 $ 54,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 510,000
ECO CREDIT UNION
PO BOX 2385
BIRMINGHAM, AL 35201
* $ 125,234,000 1 $ 32,000
THE HOMETOWN BANK OF ALABAMA
2002 2ND AVE EAST
ONEONTA, AL 35121
* $ 308,818,000 1 $ 150,000
NATIONAL BANK OF COMMERCE
813 SHADES CREEK PARKWAY SUITE 100
BIRMINGHAM, AL 35209
* $ 907,983,000 1 $ 129,000
LIBERTY MORTGAGE CORPORATION
200 WILLIAMSBURG OFFICE PARK
BIRMINGHAM, AL 35216
* $ 10,000,000 1 $ 388,000
USAMERIBANK
4790 140TH AVE N
CLEARWATER, FL 33762
* $ 3,075,790,000 1 $ 562,000
HOWARD BANK
6011 UNIVERSITY BLVD #370
ELLICOTT CITY, MD 21043
* $ 691,345,000 1 $ 97,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,685,931,000 1 $ 407,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,244,310,000 1 $ 301,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Winston County AL in 2015

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 444 $52,593,000 $118,000 $644,000 $75,000 $986,000
Refinancing 326 $47,104,000 $144,000 $630,000 $75,000 $1,215,000
Home Improvement 54 $2,337,000 $43,000 $168,000 $68,000 $500,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 714 $83,879,000 $117,000 $644,000 $80,000 $1,215,000
Not applicable 59 $10,359,000 $175,000 $609,000 $18,000 $324,000
Not Provided 38 $6,387,000 $168,000 $599,000 $77,000 $388,000
Hispanic 7 $777,000 $111,000 $180,000 $40,000 $95,000
American Indian or Alaskan Native 3 $295,000 $98,000 $121,000 $44,000 $54,000
Black or African American 3 $337,000 $112,000 $220,000 $76,000 $136,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 671 $80,985,000 $120,000 $644,000 $82,000 $1,215,000
FHA-insured (Federal Housing Administration) 81 $9,861,000 $121,000 $264,000 $39,000 $126,000
VA-guaranteed (Veterans Administration) 51 $9,380,000 $183,000 $541,000 $49,000 $246,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 21 $1,808,000 $86,000 $133,000 $21,000 $68,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 459 $58,234,000 $126,000 $644,000 $88,000 $1,215,000
Application Denied By Financial Institution 167 $15,581,000 $93,000 $592,000 $58,000 $500,000
Loan Purchased By The Institution 76 $12,894,000 $169,000 $609,000 $38,000 $324,000
File Closed For Incompleteness 48 $4,491,000 $93,000 $405,000 $58,000 $325,000
Application Withdrawn By Applicant 38 $6,157,000 $162,000 $410,000 $77,000 $530,000
Application Approved But Not Accepted 36 $4,677,000 $129,000 $428,000 $77,000 $279,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 31 $2,116,000 $68,000 $366,000 $54,000 $198,000
Debt-To-Income Ratio 14 $1,742,000 $124,000 $592,000 $48,000 $170,000
Collateral 6 $1,096,000 $182,000 $233,000 $67,000 $105,000
Credit Application Incomplete 6 $396,000 $66,000 $101,000 $106,000 $500,000
Insufficient Cash (Downpayment, Closing Cost) 5 $496,000 $99,000 $151,000 $35,000 $76,000
Other 4 $320,000 $80,000 $172,000 $76,000 $190,000
Unverifiable Information 1 $98,000 $98,000 $98,000 $27,000 $27,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Alabama, and search similar information back through 2003.

Download the Alabama Lender List