Wilcox County AL
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020

Unlock detailed Wilcox County AL mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market activity and lending patterns in this area and throughout the US.

Looking for lender-specific data?
Download a formatted spreadsheet with aggregated HMDA statistics for all lenders based in Alabama.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed about local mortgage trends and lending activity.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 243
Total Mortgage Loan Application Amount $25,805,000
Average Mortgage Loan Application Amount $106,000
Highest Mortgage Loan Application Amount $455,000
Average Applicant Income $67,000
Highest Applicant Income $819,000

Mortgage Company List for Lending in Wilcox County AL for 2020

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 78 $ 5,040,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 29 $ 1,525,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 15 $ 2,295,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 125,641,000,000 11 $ 1,435,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 13,495,944,000 10 $ 1,990,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 6,120,102,000 7 $ 415,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 6 $ 410,000
CADENCE BANK
P O BOX 789
TUPELO, MS 38802
* $ 21,061,188,000 6 $ 1,140,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 461,256,000,000 4 $ 640,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,712,919,000,000 4 $ 790,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 4 $ 460,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 112,384,202,000 3 $ 315,000
GUARDIAN CREDIT UNION
616 MADISON AVENUE
MONTGOMERY, AL 36131
* $ 574,065,000 2 $ 70,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 111,986,078,000 2 $ 100,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 2 $ 260,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,210,474,000 2 $ 70,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 270,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 1 $ 105,000
FIRST SOUTH FARM CREDIT, ACA
260 TRACE COLONY PARK DR
RIDGELAND, MS 39157
* $ -1,000 1 $ 375,000
GOPRIME MORTGAGE, INC.
320 N SALEM STREET
RALEIGH, NC 27502
* $ -1,000 1 $ 105,000
BBVA USA
15 SOUTH 20TH ST
BIRMINGHAM, AL 35233
* $ 92,657,948,000 1 $ 75,000
HAMILTON MORTGAGE CORPORATION
2850 19TH ST S, SUITE 300
MONTGOMERY, AL 35209
* $ -1,000 1 $ 135,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 1 $ 125,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 1 $ 135,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 1 $ 125,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 1 $ 265,000
ALABAMA ONE
1215 VETERANS MEMORIAL PARKWAY
TUSCALOOSA, AL 35404
* $ 630,401,000 1 $ 55,000
FAMILY SECURITY CREDIT UNION
2204 FAMILY SECURITY PLACE SW
DECATUR, AL 35603
* $ 686,741,000 1 $ 75,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 1 $ 165,000
CSL FINANCIAL, LLC
500 OFFICE PARK DRIVE, SUITE 310
MONTGOMERY, AL 35223
* $ -1,000 1 $ 85,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 2,177,570,000 1 $ 115,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 1 $ 85,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 1 $ 115,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 23,234,514,000 1 $ 105,000
PEN AIR FEDERAL CREDIT UNION
1495 EAST NINE MILE ROAD
PENSACOLA, FL 32514
* $ 1,550,752,000 1 $ 35,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 165,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 1 $ 215,000
APCO EMPLOYEES
750 17TH STREET NORTH
BIRMINGHAM, AL 35203
* $ 3,006,802,000 1 $ 105,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,060,114,000 1 $ 85,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 1 $ 245,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,337,646,000,000 1 $ 135,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 167,492,000,000 1 $ 45,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 65,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,074,320,000 1 $ 175,000
INTERLINC MORTGAGE SERVICES, LLC
10613 W. SAM HOUSTON PKWY N. SUITE 200
HOUSTON, TX 77064
* $ -1,000 1 $ 225,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ -1,000 1 $ 155,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,453,998,000,000 1 $ 75,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 135,000
FIRST FEDERAL BANK, A FSB
1300 MCFARLAND BLVD NE
TUSCALOOSA, AL 35406
* $ 132,336,000 1 $ 175,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 1 $ 365,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 155,000
CENTENNIAL BANK
PO BOX 966
CONWAY, AR 72033
* $ 15,015,801,000 1 $ 235,000
AMERICAN HOME LENDING USA, LLC
230 S BUCHANAN ST, STE A
EDWARDSVILLE, IL 62025
* $ -1,000 1 $ 65,000
FIRST US BANK
P O BOX 249
BIRMINGHAM, AL 36784
* $ 788,490,000 1 $ 125,000
GMFS LLC
7389 FLORIDA BLVD, STE 200-A
CAMDEN, DE 70806
* $ -1,000 1 $ 225,000
RELIANT BANK
1736 CAROTHERS PARKWAY
BRENTWOOD, TN 37027
* $ 1,897,550,000 1 $ 85,000

The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2020, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.

Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.

Mortgage Loan Application Detail Totals for Wilcox County AL in 2020

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 176 $15,650,000 $88,000 $455,000 $53,000 $171,000
Refinancing 39 $5,915,000 $151,000 $395,000 $95,000 $249,000
Cash-out Refinancing 17 $3,065,000 $180,000 $365,000 $125,000 $819,000
Other Purpose 7 $835,000 $119,000 $235,000 $128,000 $510,000
Home Improvement 2 $130,000 $65,000 $85,000 $137,000 $200,000
Not Applicable 2 $210,000 $105,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 135 $9,265,000 $68,000 $245,000 $48,000 $171,000
White 79 $12,705,000 $160,000 $455,000 $98,000 $819,000
Not Provided 19 $2,575,000 $135,000 $385,000 $80,000 $226,000
Not applicable 6 $770,000 $128,000 $235,000 $0 $0
American Indian or Alaskan Native 2 $320,000 $160,000 $235,000 $122,000 $169,000
Asian 1 $105,000 $105,000 $105,000 $24,000 $24,000
Hispanic 1 $65,000 $65,000 $65,000 $31,000 $31,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 211 $21,455,000 $101,000 $455,000 $68,000 $819,000
FHA-insured (Federal Housing Administration) 16 $2,210,000 $138,000 $215,000 $71,000 $171,000
VA-guaranteed (Veterans Administration) 11 $1,505,000 $136,000 $245,000 $65,000 $106,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $635,000 $127,000 $185,000 $50,000 $67,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Application Denied By Financial Institution 97 $7,735,000 $79,000 $395,000 $49,000 $200,000
Loan Originated 84 $10,830,000 $128,000 $375,000 $82,000 $819,000
File Closed For Incompleteness 30 $2,190,000 $73,000 $275,000 $55,000 $146,000
Application Withdrawn By Applicant 16 $3,010,000 $188,000 $455,000 $120,000 $510,000
Application Approved But Not Accepted 8 $980,000 $122,000 $255,000 $83,000 $226,000
Loan Purchased By The Institution 8 $1,060,000 $132,000 $235,000 $108,000 $116,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 144 $17,860,000 $124,000 $455,000 $80,000 $819,000
Credit History 60 $4,670,000 $77,000 $365,000 $51,000 $152,000
Debt-To-Income Ratio 24 $1,740,000 $72,000 $235,000 $30,000 $135,000
Credit Application Incomplete 5 $405,000 $81,000 $145,000 $89,000 $140,000
Unverifiable Information 5 $445,000 $89,000 $275,000 $54,000 $104,000
Collateral 2 $140,000 $70,000 $75,000 $62,000 $87,000
Other 2 $460,000 $230,000 $395,000 $106,000 $146,000
Employment History 1 $85,000 $85,000 $85,000 $200,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.

Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.

Download the Alabama Lender List