Whiteside County IL
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Whiteside County IL metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Whiteside County IL, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,226
Total Mortgage Loan Application Amount $126,740,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $575,000
Average Applicant Income $78,000
Highest Applicant Income $997,000

Mortgage Company List for Lending in Whiteside County IL for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 117 $ 9,995,000
SAUK VALLEY BANK & TRUST COMPANY
3319 E LINCOLNWAY
STERLING, IL 61081
* $ 619,074,000 97 $ 9,495,000
FARMERS NATIONAL BANK
114 W THIRD ST
PROPHETSTOWN, IL 61277
* $ 844,736,000 64 $ 5,340,000
CENTRAL BANK ILLINOIS
101 N STATE ST
GENESEO, IL 61254
* $ 1,231,629,000 51 $ 5,895,000
MIDLAND STATES BANK
1201 NETWORK CENTRE DRIVE
EFFINGHAM, IL 62401
* $ 7,845,713,000 39 $ 2,535,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 36 $ 3,900,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 35 $ 4,245,000
ASCENTRA CREDIT UNION
PO BOX 1107
BETTENDORF, IA 52722
* $ 527,521,000 35 $ 3,445,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 34 $ 4,760,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 32 $ 3,240,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 31 $ 4,065,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 30 $ 1,650,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 28 $ 3,620,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 21 $ 2,335,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 18 $ 1,530,000
MORTON COMMUNITY BANK
721 W. JACKSON
MORTON, IL 61550
* $ 4,865,566,000 17 $ 1,025,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 17 $ 2,125,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 14 $ 1,620,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 13 $ 495,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 607,423,000 13 $ 835,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 13 $ 1,915,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 12 $ 1,610,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 12 $ 760,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 11 $ 1,345,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 11 $ 1,605,000
CORNERSTONE CREDIT UNION
550 W. MEADOWS DRIVE
FREEPORT, IL 61032
* $ 145,442,000 11 $ 535,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 11 $ 1,945,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 10 $ 2,250,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 9 $ 1,285,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 9 $ 1,465,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 9 $ 695,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 8 $ 950,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 8 $ 820,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 8 $ 1,220,000
PEOPLES NATIONAL BANK OF KEWANEE
207 N TREMONT ST
KEWANEE, IL 61443
* $ 546,694,000 8 $ 570,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 8 $ 550,000
RUHL MORTGAGE, LLC
1701 52ND AVENUE
DAVENPORT, IA 61265
* $ -1,000 7 $ 1,125,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 7 $ 725,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 7 $ 725,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 7 $ 995,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 6 $ 450,000
COMMUNITY BANC MORTGAGE CORPORATION
301 N MAIN
SPRINGFIELD, IL 62629
* $ -1,000 6 $ 520,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 6 $ 300,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 6 $ 570,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 6 $ 330,000
SENB BANK
3535 AVENUE OF THE CITIES
MOLINE, IL 61265
* $ 337,371,000 6 $ 550,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 5 $ 635,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
WILMINGTON, DE 75019
* $ -1,000 5 $ 595,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 5 $ 705,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 5 $ 145,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 5 $ 515,000
UNITED COMMUNITY BANK
104 N MACOUPIN
CHATHAM, IL 62033
* $ 3,460,034,000 5 $ 365,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 5 $ 275,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 5 $ 725,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 4 $ 200,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 4 $ 140,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 4 $ 320,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,034,078,000 4 $ 240,000
BLACKHAWK BANK & TRUST
301 4TH STREET WEST
MILAN, IL 61264
* $ 1,768,593,000 4 $ 420,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 4 $ 600,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 4 $ 770,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 4 $ 140,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 4 $ 470,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 4 $ 390,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 3 $ 295,000
MLD MORTGAGE INC.
30 B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ -1,000 3 $ 305,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 3 $ 485,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 3 $ 245,000
BLACKHAWK BANK
400 BROAD ST.
BELOIT, WI 53511
* $ 1,315,093,000 3 $ 515,000
DU TRAC COMMUNITY CREDIT UNION
P O BOX 3250
DUBUQUE, IA 52004
* $ 1,044,788,000 3 $ 335,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 475,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 3 $ 335,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 3 $ 305,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 3 $ 325,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 3 $ 365,000
AMERICAN BANK AND TRUST COMPANY, NATIONAL ASSOCIATION
4301 E 53RD STREET
DAVENPORT, IA 52807
* $ 495,574,000 3 $ 395,000
CIBM BANK
2913 KIRBY AVE
CHAMPAIGN, IL 61821
* $ 745,082,000 2 $ 300,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 2 $ 160,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 39,358,786,000 2 $ 80,000
FIRST CENTRAL STATE BANK
914 6TH AVE
DEWITT, IA 52742
* $ 689,190,000 2 $ 70,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
SALT LAKE CITY, UT 84020
* $ -1,000 2 $ 90,000
FIRST STATE BANK OF FORREST
133 E. KRACK ST.
FORREST, IL 61741
* $ 273,557,000 2 $ 170,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 2 $ 320,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 2 $ 180,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 2 $ 150,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 2 $ 210,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 2 $ 280,000
ILLINOIS STATE
1309 S CENTER
NORMAL, IL 61761
* $ 200,084,000 2 $ 110,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 2 $ 220,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 2 $ 250,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 2 $ 440,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 2 $ 40,000
TBK BANK, SSB
12700 PARK CENTRAL DRIVE STE #1700
DALLAS, TX 75251
* $ 5,331,967,000 2 $ 190,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 2 $ 290,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 210,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 190,000
KEY MORTGAGE SERVICES, INC.
475 N. MARTINGALE RD. SUITE 100
CHICAGO, IL 60173
* $ -1,000 2 $ 550,000
FIRST CENTENNIAL MORTGAGE CORPORATION
2471 W SULLIVAN ROAD
CHICAGO, IL 60506
* $ -1,000 2 $ 340,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
LOXAHATCHEE, FL 33312
* $ -1,000 2 $ 210,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 350,000
FIRST STATE BANK
706 WASHINGTON STREET
MENDOTA, IL 61342
* $ 1,540,979,000 2 $ 120,000
FIRST NORTHERN CREDIT UNION
230 W MONROE, SUITE 2850
CHICAGO, IL 60606
* $ 366,946,000 2 $ 210,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
WILMINGTON, DE 29707
* $ -1,000 1 $ 435,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 1 $ 85,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 105,000
ALAMEDA MORTGAGE CORPORATION
1850 MT. DIABLO BLVD. SUITE 100
PETALUMA, CA 94596
* $ -1,000 1 $ 85,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 175,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 1 $ 65,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 397,701,000 1 $ 55,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 12,304,953,000 1 $ 155,000
STATE BANK OF TOULON
102 W MAIN STREET, PO BOX 609
TOULON, IL 61483
* $ 300,206,000 1 $ 155,000
OSB COMMUNITY BANK
925 LASALLE STREET
OTTAWA, IL 61350
* $ 357,790,000 1 $ 55,000
STILLMAN BANCCORP N.A.
101 E. MAIN STREET P.O. BOX 150
STILLMAN VALLEY, IL 61084
* $ 592,719,000 1 $ 75,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
NASHVILLE, TN 37027
* $ -1,000 1 $ 135,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 1 $ 105,000
ARVEST BANK
201 W WALNUT
FAYETTEVILLE, AR 72756
* $ 26,441,420,000 1 $ 275,000
KIND LENDING, LLC
9931 CORPORATE CAMPUS DR, STE 1200
LEXINGTON, KY 40223
* $ -1,000 1 $ 225,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 155,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 1 $ 95,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 135,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 135,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 8,422,113,000 1 $ 15,000
HOLCOMB BANK
108 W MAIN ST
ROCHELLE, IL 61043
* $ 317,162,000 1 $ 75,000
MORTGAGE ASSURANCE, INC.
1200 ASHWOOD PKWY. STE 200
PEACHTREE CORNERS, GA 30338
* $ -1,000 1 $ 95,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 1 $ 125,000
UNIVERSITY OF WISCONSIN CREDIT UNION
3500 UNIVERSITY AVE
MADISON, WI 53705
* $ 5,145,209,000 1 $ 35,000
MARQUETTE BANK
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 2,041,285,000 1 $ 95,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 1 $ 135,000
CBI BANK & TRUST
301 IOWA AVE
MUSCATINE, IA 52761
* $ 1,114,078,000 1 $ 135,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 1 $ 55,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 1 $ 25,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,677,655,000 1 $ 35,000
BOKF, NATIONAL ASSOCIATION
ONE WEST 3RD, 5TH FL
TULSA, OK 74103
* $ 47,596,192,000 1 $ 95,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 55,000
CREDIT UNION 1
200 E CHAMPAIGN AVENUE
RANTOUL, IL 61866
* $ 1,579,286,000 1 $ 15,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 1 $ 15,000
IAA CREDIT UNION
808 IAA DRIVE
BLOOMINGTON, IL 61701
* $ 362,260,000 1 $ 35,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 155,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 1 $ 225,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 65,000
CONSUMERS COOPERATIVE CREDIT UNION
1075 TRI-STATE PARKWAY
GURNEE, IL 60061
* $ 3,048,445,000 1 $ 85,000
CLICK N' CLOSE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ROCKY RIVER, OH 75001
* $ -1,000 1 $ 265,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 1 $ 45,000
THE BANK OF MISSOURI
916 N. KINGSHIGHWAY
PERRYVILLE, MO 63775
* $ 2,796,291,000 1 $ 115,000
COULEE BANK
1516 LOSEY BLVD. S.
LA CROSSE, WI 54601
* $ 542,602,000 1 $ 455,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Whiteside County IL in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 757 $91,145,000 $120,000 $565,000 $75,000 $997,000
Cash-out Refinancing 164 $15,390,000 $93,000 $335,000 $76,000 $550,000
Refinancing 117 $11,875,000 $101,000 $575,000 $91,000 $700,000
Other Purpose 112 $5,200,000 $46,000 $255,000 $83,000 $250,000
Home Improvement 72 $2,910,000 $40,000 $225,000 $82,000 $165,000
Not Applicable 4 $220,000 $55,000 $75,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 862 $86,170,000 $99,000 $575,000 $79,000 $997,000
Not applicable 138 $17,920,000 $129,000 $495,000 $96,000 $150,000
Hispanic 100 $8,940,000 $89,000 $415,000 $61,000 $172,000
Not Provided 93 $10,175,000 $109,000 $475,000 $81,000 $259,000
Black or African American 22 $1,720,000 $78,000 $135,000 $81,000 $700,000
Asian 7 $975,000 $139,000 $225,000 $90,000 $134,000
American Indian or Alaskan Native 1 $205,000 $205,000 $205,000 $98,000 $98,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 833 $78,005,000 $93,000 $575,000 $84,000 $997,000
FHA-insured (Federal Housing Administration) 225 $25,825,000 $114,000 $395,000 $63,000 $172,000
VA-guaranteed (Veterans Administration) 110 $17,060,000 $155,000 $485,000 $69,000 $193,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 58 $5,850,000 $100,000 $215,000 $53,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 666 $68,670,000 $103,000 $495,000 $82,000 $997,000
Application Denied By Financial Institution 208 $16,550,000 $79,000 $575,000 $66,000 $222,000
Loan Purchased By The Institution 141 $17,895,000 $126,000 $475,000 $59,000 $172,000
Application Withdrawn By Applicant 136 $16,380,000 $120,000 $515,000 $78,000 $291,000
File Closed For Incompleteness 41 $3,895,000 $95,000 $435,000 $95,000 $360,000
Application Approved But Not Accepted 32 $2,710,000 $84,000 $155,000 $76,000 $200,000
Preapproval Denied by Financial Institution 2 $640,000 $320,000 $565,000 $81,000 $100,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 913 $99,135,000 $108,000 $515,000 $79,000 $997,000
Debt-To-Income Ratio 162 $15,970,000 $98,000 $575,000 $78,000 $700,000
Credit History 71 $4,425,000 $62,000 $235,000 $65,000 $170,000
Collateral 41 $3,695,000 $90,000 $335,000 $70,000 $165,000
Other 18 $1,290,000 $71,000 $165,000 $80,000 $172,000
Credit Application Incomplete 15 $1,375,000 $91,000 $225,000 $60,000 $120,000
Unverifiable Information 6 $850,000 $141,000 $225,000 $100,000 $165,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Illinois, and search similar information back through 2003.

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