White Pine County NV
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the White Pine County NV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near White Pine County NV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 247
Total Mortgage Loan Application Amount $30,213,000
Average Mortgage Loan Application Amount $122,000
Highest Mortgage Loan Application Amount $405,000
Average Applicant Income $64,000
Highest Applicant Income $300,000
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The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for White Pine County NV in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 124 $14,163,000 $114,000 $278,000 $65,000 $300,000
Refinancing 114 $15,571,000 $136,000 $405,000 $63,000 $232,000
Home Improvement 9 $479,000 $53,000 $132,000 $57,000 $130,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 203 $25,206,000 $124,000 $405,000 $70,000 $300,000
Not applicable 20 $2,201,000 $110,000 $186,000 $9,000 $69,000
Hispanic 10 $1,358,000 $135,000 $299,000 $58,000 $97,000
Not Provided 9 $808,000 $89,000 $208,000 $63,000 $109,000
American Indian or Alaskan Native 5 $640,000 $128,000 $221,000 $35,000 $97,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 131 $14,145,000 $107,000 $405,000 $74,000 $300,000
FHA-insured (Federal Housing Administration) 79 $11,453,000 $144,000 $273,000 $54,000 $121,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $2,523,000 $105,000 $150,000 $37,000 $62,000
VA-guaranteed (Veterans Administration) 13 $2,092,000 $160,000 $290,000 $69,000 $221,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 134 $16,181,000 $120,000 $290,000 $67,000 $232,000
Loan Purchased By The Institution 48 $5,904,000 $123,000 $245,000 $42,000 $221,000
Application Denied By Financial Institution 31 $4,062,000 $131,000 $405,000 $63,000 $164,000
Application Withdrawn By Applicant 19 $2,475,000 $130,000 $299,000 $74,000 $152,000
File Closed For Incompleteness 9 $1,169,000 $129,000 $377,000 $73,000 $150,000
Application Approved But Not Accepted 6 $422,000 $70,000 $104,000 $122,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 10 $1,455,000 $145,000 $405,000 $60,000 $137,000
Credit History 7 $1,029,000 $147,000 $273,000 $61,000 $104,000
Debt-To-Income Ratio 4 $416,000 $104,000 $240,000 $43,000 $96,000
Credit Application Incomplete 4 $420,000 $105,000 $189,000 $71,000 $108,000
Unverifiable Information 2 $298,000 $149,000 $266,000 $68,000 $86,000
Other 1 $16,000 $16,000 $16,000 $85,000 $85,000
Insufficient Cash (Downpayment, Closing Cost) 1 $33,000 $33,000 $33,000 $16,000 $16,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Nevada, and search similar information back through 2003.

Download the Nevada Lender List