Wayne County WV
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Wayne County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,566
Total Mortgage Loan Application Amount $183,855,000
Average Mortgage Loan Application Amount $71,000
Highest Mortgage Loan Application Amount $800,000
Average Applicant Income $47,000
Highest Applicant Income $727,000

Mortgage Company List for Lending in Wayne County WV for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 266 $ 17,353,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 196 $ 8,567,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 176 $ 11,948,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 74,479,112,000 152 $ 9,671,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 127 $ 11,846,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,105,960,000 91 $ 5,752,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,208,826,000 88 $ 3,234,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,772,888,000 81 $ 5,384,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 1,057,685,000 80 $ 11,339,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 72 $ 5,142,000
CITIFINANCIAL INC
300 ST PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 63 $ 2,970,000
HUNTINGTON FEDERAL SAVINGS BAN
P O BOX 239
HUNTINGTON, WV 25707
* $ 413,670,000 62 $ 6,297,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 61 $ 4,392,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 51 $ 3,897,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 48 $ 3,330,000
THE OHIO VALLEY BANK COMPANY
420 THIRD AVENUE
GALLIPOLIS, OH 45631
* $ 720,869,000 44 $ 2,135,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 42 $ 3,073,000
WELLS FARGO FINL WEST VIRGINIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 134,716,000 42 $ 3,453,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,807,417,000 36 $ 4,913,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,698,709,000 36 $ 1,731,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 35 $ 2,534,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 33 $ 1,548,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 28 $ 2,324,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 28 $ 2,346,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 26 $ 1,394,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 25 $ 2,174,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 23 $ 1,344,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 21 $ 1,692,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 18 $ 1,397,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 17 $ 697,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 17 $ 1,333,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 15 $ 1,196,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 15 $ 1,291,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 15 $ 752,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 14 $ 1,421,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 14 $ 1,008,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 13 $ 1,296,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 13 $ 1,333,000
FIRST SENTRY BANK, INC.
823 EIGHTH STREET
HUNTINGTON, WV 25701
* $ 202,753,000 13 $ 1,483,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 478,447,000 13 $ 1,420,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 13 $ 1,040,000
FIRST PRIORITY FEDERAL CREDIT UNION
9408 VIRGINIA AVE
HUNTINGTON, WV 25701
* $ 57,496,000 13 $ 643,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 12 $ 1,169,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 11 $ 1,031,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 11 $ 812,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,793,773,000 9 $ 869,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 9 $ 747,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 9 $ 537,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 9 $ 378,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 9 $ 830,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 8 $ 532,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 471,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 7 $ 542,000
THE FIRST STATE BANK
PO BOX 295
BARBOURSVILLE, WV 25504
* $ 124,250,000 7 $ 473,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 7 $ 416,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 7 $ 598,000
FIFTH THIRD BANK
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 56,807,417,000 7 $ 111,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 7 $ 699,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 6 $ 670,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 6 $ 448,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 6 $ 775,000
UNIVERSAL FEDERAL CREDIT UNION
317 31ST STREET
HUNTINGTON, WV 25705
* $ 48,731,000 5 $ 270,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 5 $ 453,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 5 $ 279,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 5 $ 265,000
KENTUCKY FARMERS BANK CORPORATION
6313 US RT 60
ASHLAND, KY 41102
* $ 126,471,000 4 $ 136,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 4 $ 147,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 4 $ 531,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 4 $ 666,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 4 $ 203,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 4 $ 423,000
SUNSET DIRECT LENDING
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 4 $ 273,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 130,780,100,000 4 $ 166,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,043,312,000 4 $ 140,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 4 $ 379,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 3 $ 301,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 3 $ 254,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 3 $ 327,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 3 $ 245,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 171,000
THE POCA VALLEY BANK, INC.
PO BOX 56
WALTON, WV 25286
* $ 207,256,000 3 $ 191,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 3 $ 209,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 194,000
ALLIED HOME MTG CAPITAL CORP
6110 PINEMONT DR., STE. 215
HOUSTON, TX 77092
* $ 10,000,000 3 $ 350,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 3 $ 259,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 3 $ 196,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 3 $ 166,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 3 $ 153,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 187,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,092,666,000 2 $ 114,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 2 $ 40,000
FIRST CAPITAL FINANCIAL SERVIC
5600 W. GRANDE MARKET DRIVE
APPLETON, WI 54913
* $ 10,000,000 2 $ 184,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 2 $ 161,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 2 $ 64,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 177,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 2 $ 172,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 8,837,815,000 2 $ 338,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 2 $ 9,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 2 $ 112,000
SAXON FUNDING MANAGEMENT, INC.
4860 COX ROAD
GLEN ALLEN, VA 23060
* $ 6,539,000,000,000 2 $ 202,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 400,062,000 2 $ 180,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 36,023,828,000 2 $ 50,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 2 $ 150,000
MORTGAGE CAPITAL ASSOCIATES,
11150 W. OLYMPIC BLVD., STE. 1160
LOS ANGELES, CA 90064
* $ 10,000,000 2 $ 397,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 30,000
MEMBERS CHOICE
145 RUSSELL RD
ASHLAND, KY 41101
* $ 96,147,000 1 $ 51,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 77,000
QUICK LOAN FUNDING INC
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 63,000
R-G CROWN BANK
105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707
* $ 1,843,784,000 1 $ 41,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 1 $ 15,000
SPRINGS MORTGAGE CORPORATION
310 N. WHITE STREET
FORT MILL, SC 29715
* $ 31,000,000 1 $ 112,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 134,932,000 1 $ 76,000
NEXSTAR FINANCIAL CORPORATION
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 1 $ 142,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 1 $ 100,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 94,000
PEOPLES FEDERAL CREDIT UNION
419 FIRST AVENUE SOUTH
NITRO, WV 25143
* $ 57,974,000 1 $ 76,000
OHIO RIVER BANK
221 RAILROAD STREET
IRONTON, OH 45638
* $ 80,686,000 1 $ 67,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 100,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 136,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 386,691,000 1 $ 8,000
TOWN SQUARE BANK INC
PO BOX 2289
ASHLAND, KY 41105
* $ 132,540,000 1 $ 3,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 1 $ 100,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 96,000
PREMIER BANK, INC.
601 WASHINGTON STREET
RAVENSWOOD, WV 26164
* $ 158,983,000 1 $ 224,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 13,849,972,000 1 $ 84,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 32,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 39,967,000 1 $ 99,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 1 $ 5,000
LIBERTY FEDERAL SAVINGS BANK
314 PARK AVE
IRONTON, OH 45638
* $ 46,995,000 1 $ 20,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 654,129,000 1 $ 80,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 84,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 255,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 70,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 22,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 104,000
GEORGE MASON MORTGAGE LLC
4100 MONUMENT CORNER DRIVE #100
FAIRFAX, VA 22030
* $ 630,414,000 1 $ 90,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 1 $ 152,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 72,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 49,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County WV in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,275 $105,376,000 $82,000 $800,000 $47,000 $685,000
Home Purchase 913 $65,099,000 $71,000 $577,000 $46,000 $727,000
Home Improvement 378 $13,380,000 $35,000 $235,000 $48,000 $480,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,246 $161,216,000 $71,000 $800,000 $50,000 $727,000
Not Provided 194 $14,315,000 $73,000 $374,000 $45,000 $360,000
Not applicable 91 $5,727,000 $62,000 $416,000 $15,000 $149,000
Hispanic 15 $1,135,000 $75,000 $338,000 $48,000 $84,000
American Indian or Alaskan Native 12 $795,000 $66,000 $136,000 $36,000 $91,000
Asian 4 $392,000 $98,000 $124,000 $67,000 $148,000
Black or African American 2 $154,000 $77,000 $98,000 $42,000 $50,000
Native Hawaiian or Other Pacific Islander 2 $121,000 $60,000 $69,000 $31,000 $43,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,469 $176,461,000 $71,000 $800,000 $48,000 $727,000
FHA-insured (Federal Housing Administration) 78 $5,604,000 $71,000 $157,000 $31,000 $84,000
VA-guaranteed (Veterans Administration) 18 $1,715,000 $95,000 $155,000 $28,000 $81,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $75,000 $75,000 $75,000 $41,000 $41,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,030 $81,804,000 $79,000 $635,000 $52,000 $727,000
Application Denied By Financial Institution 874 $53,324,000 $61,000 $599,000 $47,000 $581,000
Application Approved But Not Accepted 249 $14,494,000 $58,000 $230,000 $43,000 $240,000
Application Withdrawn By Applicant 219 $19,469,000 $88,000 $800,000 $49,000 $335,000
Loan Purchased By The Institution 157 $11,384,000 $72,000 $263,000 $25,000 $142,000
File Closed For Incompleteness 35 $3,243,000 $92,000 $338,000 $53,000 $168,000
Preapproval Denied by Financial Institution 2 $137,000 $68,000 $90,000 $38,000 $53,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 328 $17,031,000 $51,000 $346,000 $48,000 $347,000
Other 76 $4,374,000 $57,000 $145,000 $40,000 $102,000
Collateral 72 $5,797,000 $80,000 $563,000 $72,000 $581,000
Debt-To-Income Ratio 62 $5,583,000 $90,000 $599,000 $41,000 $107,000
Credit Application Incomplete 55 $3,305,000 $60,000 $169,000 $42,000 $132,000
Unverifiable Information 14 $994,000 $71,000 $138,000 $38,000 $70,000
Insufficient Cash (Downpayment, Closing Cost) 6 $478,000 $79,000 $110,000 $48,000 $74,000
Employment History 4 $338,000 $84,000 $200,000 $25,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List