Wayne County UT
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage statistics and lending data for the Wayne County UT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County UT, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 204
Total Mortgage Loan Application Amount $45,720,000
Average Mortgage Loan Application Amount $224,000
Highest Mortgage Loan Application Amount $655,000
Average Applicant Income $99,000
Highest Applicant Income $408,000

Mortgage Company List for Lending in Wayne County UT for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MOUNTAIN AMERICA
7181 SOUTH CAMPUS VIEW DRIVE
WEST JORDAN, UT 84084
* $ 9,348,808,000 31 $ 5,345,000
CACHE VALLEY BANK
101 NORTH MAIN
LOGAN, UT 84321
* $ 1,407,956,000 25 $ 5,185,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 20 $ 4,610,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 16 $ 4,750,000
INTERCAP LENDING INC.
11781 S. LONE PEAK PARKWAY, SUITE 200
DRAPER, UT 84020
* $ -1,000 14 $ 3,910,000
STATE BANK OF SOUTHERN UTAH
377 N MAIN
CEDAR CITY, UT 84721
* $ 1,259,099,000 12 $ 2,690,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 7 $ 2,035,000
SECURITY HOME MORTGAGE, LLC.
576 SOUTH STATE ST
OREM, UT 84058
* $ -1,000 5 $ 1,005,000
ZIONS BANCORPORATION, N.A.
ONE SOUTH MAIN STREET 16TH FLOOR
SALT LAKE CITY, UT 84133
* $ 69,171,552,000 4 $ 1,630,000
AMERICA FIRST
4774 S 1300 W, BLDG 3
RIVERDALE, UT 84405
* $ 11,712,644,000 4 $ 520,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ -1,000 4 $ 890,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ -1,000 3 $ 745,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 3 $ 565,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 3 $ 505,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 3 $ 775,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 2 $ 490,000
GRANITE FEDERAL CREDIT UNION
3675 S 900 E
SALT LAKE CITY, UT 84106
* $ 512,788,000 2 $ 190,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 2 $ 510,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 2 $ 230,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 2 $ 600,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,002,264,000 2 $ 360,000
CITYWIDE HOME LOANS, LLC
9785 SOUTH MONROE STREET SUITE 200
SANDY, UT 84070
* $ -1,000 2 $ 210,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 2 $ 320,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 2 $ 210,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 2 $ 300,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ -1,000 2 $ 640,000
CANOPY MORTGAGE, LLC
380 TECHNOLOGY CT, SUITE 200
LINDON, UT 84042
* $ -1,000 1 $ 305,000
VERITAS FUNDING, LLC
MORGUN HALL
7050 S UNION PARK AVE 400, UT 84047
* $ -1,000 1 $ 355,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,751,524,000,000 1 $ 35,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 1 $ 105,000
UNIVERSITY FIRST FEDERAL CREDIT UNION
PO BOX 58025
SALT LAKE CITY, UT 84158
* $ 1,174,154,000 1 $ 125,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 1 $ 325,000
UTAH MORTGAGE LOAN CORPORATION
488 EAST 6400 SOUTH, #300
SALT LAKE CITY, UT 84107
* $ -1,000 1 $ 185,000
SUN AMERICAN MORTGAGE COMPANY
4140 E. BASELINE RD., #206
MESA, AZ 85206
* $ -1,000 1 $ 255,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 1 $ 255,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 1 $ 155,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 41,950,721,000 1 $ 265,000
UTAH COMMUNITY
188 WEST RIVER PARK DRIVE
PROVO, UT 84604
* $ 1,679,503,000 1 $ 255,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 1 $ 525,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 604,528,000 1 $ 235,000
CELEBRITY HOME LOANS, LLC
2001 SPRING RD SUITE 100
OAK BROOK, IL 60523
* $ -1,000 1 $ 135,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 1 $ 245,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 495,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 115,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 707,275,000 1 $ 255,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 5,893,793,000 1 $ 355,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 90,565,764,000 1 $ 345,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 185,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 1 $ 105,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
MIDVALE, UT 84047
* $ -1,000 1 $ 265,000
DESERET FIRST CREDIT UNION
3999 PARKWAY BOULEVARD
WEST VALLEY CITY, UT 84120
* $ 712,986,000 1 $ 55,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 1 $ 305,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 1 $ 75,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County UT in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 75 $20,565,000 $274,000 $655,000 $101,000 $378,000
Refinancing 69 $14,795,000 $214,000 $515,000 $105,000 $408,000
Cash-out Refinancing 47 $9,035,000 $192,000 $385,000 $92,000 $365,000
Home Improvement 7 $635,000 $90,000 $185,000 $98,000 $300,000
Other Purpose 6 $690,000 $115,000 $255,000 $72,000 $162,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 157 $35,205,000 $224,000 $655,000 $100,000 $408,000
Not applicable 29 $6,525,000 $225,000 $355,000 $0 $0
Not Provided 16 $3,560,000 $222,000 $365,000 $87,000 $300,000
Hispanic 1 $85,000 $85,000 $85,000 $61,000 $61,000
Native Hawaiian or Other Pacific Islander 1 $345,000 $345,000 $345,000 $127,000 $127,000
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 176 $39,280,000 $223,000 $655,000 $104,000 $408,000
FHA-insured (Federal Housing Administration) 10 $2,070,000 $207,000 $355,000 $48,000 $88,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $2,480,000 $248,000 $355,000 $54,000 $74,000
VA-guaranteed (Veterans Administration) 8 $1,890,000 $236,000 $305,000 $51,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 114 $26,490,000 $232,000 $655,000 $98,000 $378,000
Loan Purchased By The Institution 29 $6,515,000 $224,000 $355,000 $64,000 $64,000
Application Denied By Financial Institution 23 $4,755,000 $206,000 $515,000 $83,000 $408,000
Application Withdrawn By Applicant 20 $3,520,000 $176,000 $435,000 $97,000 $365,000
File Closed For Incompleteness 13 $3,515,000 $270,000 $465,000 $137,000 $330,000
Application Approved But Not Accepted 5 $925,000 $185,000 $355,000 $103,000 $272,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 181 $40,965,000 $226,000 $655,000 $101,000 $378,000
Collateral 9 $2,415,000 $268,000 $515,000 $126,000 $408,000
Debt-To-Income Ratio 5 $865,000 $173,000 $255,000 $57,000 $107,000
Credit History 3 $705,000 $235,000 $375,000 $62,000 $67,000
Unverifiable Information 3 $395,000 $131,000 $185,000 $25,000 $41,000
Credit Application Incomplete 2 $200,000 $100,000 $145,000 $51,000 $74,000
Other 1 $175,000 $175,000 $175,000 $127,000 $127,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Utah, and search similar information back through 2003.

Download the Utah Lender List