Wayne County NY
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Wayne County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,901
Total Mortgage Loan Application Amount $534,735,000
Average Mortgage Loan Application Amount $137,000
Highest Mortgage Loan Application Amount $8,905,000
Average Applicant Income $93,000
Highest Applicant Income $1,464,000

Mortgage Company List for Lending in Wayne County NY for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 9,196,967,000 507 $ 43,815,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 637,085,000 452 $ 33,840,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 1,626,303,000 300 $ 42,180,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 233 $ 25,705,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ -1,000 224 $ 44,250,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 15,323,828,000 145 $ 12,635,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 134 $ 12,860,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 105 $ 21,245,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 4,151,137,000 93 $ 17,005,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ -1,000 92 $ 19,740,000
GENESEE REGIONAL BANK
1850 SOUTH WINTON ROAD
ROCHESTER, NY 14618
* $ 979,606,000 86 $ 17,810,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 74 $ 13,490,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 1,206,940,000 64 $ 3,930,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 53 $ 4,045,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 52 $ 7,530,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 183,977,708,000 50 $ 4,640,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 45 $ 8,495,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
CANONSBURG, PA 15317
* $ -1,000 44 $ 14,170,000
FAMILY FIRST OF NY
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 280,731,000 39 $ 3,155,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 38 $ 7,350,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 37 $ 6,475,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 36 $ 3,410,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 34 $ 5,070,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 32 $ 6,240,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 32 $ 5,060,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ -1,000 32 $ 5,680,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 31 $ 5,955,000
ADVANTAGE FEDERAL CREDIT UNION
1975 BUFFALO RD.
ROCHESTER, NY 14624
* $ 435,219,000 30 $ 2,590,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 28 $ 5,350,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 531,697,000 27 $ 3,855,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ -1,000 26 $ 4,740,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 25 $ 2,105,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 6,610,753,000 25 $ 2,245,000
EVANS BANK, NATIONAL ASSOCIATION
ONE GRIMSBY DRIVE
HAMBURG, NY 14075
* $ 2,195,407,000 23 $ 2,765,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 2,938,711,000 20 $ 2,150,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 19 $ 3,535,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 19 $ 1,275,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 18 $ 3,060,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ -1,000 17 $ 3,785,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 16 $ 2,970,000
GENERATIONS BANK
20 EAST BAYARD STREET
SENECA FALLS, NY 13148
* $ 378,454,000 15 $ 3,025,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 2,990,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 13 $ 2,555,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 13 $ 1,015,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 12 $ 1,390,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 12 $ 1,210,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 12 $ 2,700,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 11 $ 1,405,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 11 $ 1,835,000
FINGER LAKES
27 SENECA ST, PO BOX 433
GENEVA, NY 14456
* $ 244,668,000 10 $ 590,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 10 $ 1,540,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 10 $ 2,180,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 5,481,889,000 10 $ 930,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 10 $ 2,150,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 9 $ 1,075,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 9 $ 1,015,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 9 $ 1,075,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 9 $ 1,345,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 8 $ 4,490,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 8 $ 1,000,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ -1,000 8 $ 730,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 7 $ 1,045,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,606,175,000 7 $ 1,915,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 6 $ 690,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 6 $ 1,120,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 775,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 5 $ 1,155,000
PATHFINDER BANK
214 WEST 1ST STREET
OSWEGO, NY 13126
* $ 1,281,614,000 5 $ 645,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 5 $ 645,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 2,453,893,000 4 $ 2,290,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 4 $ 1,180,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 11,919,970,000 4 $ 300,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 2,541,059,000 4 $ 400,000
UKRAINIAN FEDERAL CREDIT UNION
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 341,806,000 4 $ 740,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 1,377,119,000 4 $ 450,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,474,358,000 3 $ 415,000
SEFCU SERVICES, LLC
700 PATROON CREEK BLVD SUITE 301
ALBANY, NY 12206
* $ -1,000 3 $ 765,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 9,886,658,000 3 $ 1,195,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 75,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 32,520,025,000 3 $ 305,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ -1,000 3 $ 335,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 3 $ 445,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 2 $ 120,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 2 $ 210,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 190,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 2 $ 440,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 5,621,672,000 2 $ 80,000
GEDDES FEDERAL SAVINGS AND LOAN ASSOCIATION
2208 WEST GENESEE STREET
SYRACUSE, NY 13219
* $ 601,636,000 2 $ 530,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 2 $ 290,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 2 $ 450,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 2 $ 260,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 2 $ 370,000
FIRST CREDIT CORPORATION OF NEW YORK, INC.
21 NORTH MAIN STREET
GLOVERSVILLE, NY 12078
* $ -1,000 2 $ 160,000
WAYNE BANK
717 MAIN STREET
HONESDALE, PA 18431
* $ 2,069,453,000 2 $ 1,090,000
CHEMUNG CANAL TRUST COMPANY
1 CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 2,413,407,000 2 $ 250,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 340,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 2,780,799,000 2 $ 130,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 1,341,481,000 1 $ 145,000
S&T BANK
800 PHILADELPHIA STREET PO BOX 190
INDIANA, PA 15701
* $ 9,478,352,000 1 $ 595,000
PLAINSCAPITAL BANK
2323 VICTORY AVENUE, SUITE 1400
DALLAS, TX 75219
* $ 15,019,689,000 1 $ 325,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 6,193,839,000 1 $ 55,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 275,000
UNMB HOME LOANS INC
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ -1,000 1 $ 185,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 5,447,073,000 1 $ 55,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,758,936,000 1 $ 235,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 1,008,821,000 1 $ 105,000
SENECA SAVINGS
35 OSWEGO ST.
BALDWINSVILLE, NY 13027
* $ 215,022,000 1 $ 65,000
CAYUGA LAKE NATIONAL BANK
165 CAYUGA ST
UNION SPRINGS, NY 13160
* $ 237,610,000 1 $ 345,000
CNB BANK
1 S SECOND STREET
CLEARFIELD, PA 16830
* $ 5,307,549,000 1 $ 175,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 936,708,000 1 $ 55,000
VALLEY NATIONAL BANK
1460 VALLEY ROAD
WAYNE, NJ 07470
* $ 43,424,817,000 1 $ 185,000
EVOLVE BANK & TRUST
301 SHOPPING WAY BLVD
WEST MEMPHIS, AR 72301
* $ 788,114,000 1 $ 165,000
BAYCOAST BANK
330 SWANSEA MALL DRIVE
SWANSEA, MA 02777
* $ 2,259,576,000 1 $ 55,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 165,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 161,574,000 1 $ 25,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 125,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 1 $ 115,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 155,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,423,533,000 1 $ 75,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,120,189,000 1 $ 45,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ -1,000 1 $ 8,905,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 456,669,000 1 $ 175,000
NJ LENDERS CORP.
219 PATERSON AVE
LITTLE FALLS, NJ 07424
* $ -1,000 1 $ 405,000
ATLANTA POSTAL
1605 BOGGS ROAD
DULUTH, GA 30096
* $ 2,565,203,000 1 $ 25,000
ANDREWS FEDERAL CREDIT UNION
5711 ALLENTOWN ROAD
SUITLAND, MD 20746
* $ 2,287,872,000 1 $ 65,000
METRO CITY BANK
5114 BUFORD HIGHWAY
DORAVILLE, GA 30340
* $ 3,111,820,000 1 $ 215,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 2,136,862,000 1 $ 305,000
OSWEGO COUNTY
90 EAST BRIDGE STREET
OSWEGO, NY 13126
* $ 128,137,000 1 $ 75,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 1 $ 165,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 95,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 1 $ 175,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 1 $ 115,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ -1,000 1 $ 275,000
NORTHERN CREDIT UNION
120 FACTORY ST
WATERTOWN, NY 13601
* $ 434,590,000 1 $ 155,000
SG CAPITAL PARTNERS LLC
750 WASHINGTON BLVD
STAMFORD, CT 06901
* $ -1,000 1 $ 125,000
DEEPHAVEN MORTGAGE LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 545,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County NY in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,631 $302,665,000 $185,000 $3,965,000 $92,000 $808,000
Home Improvement 649 $40,705,000 $62,000 $505,000 $94,000 $1,020,000
Refinancing 628 $83,000,000 $132,000 $8,905,000 $87,000 $865,000
Other Purpose 488 $33,060,000 $67,000 $425,000 $105,000 $1,464,000
Cash-out Refinancing 485 $73,555,000 $151,000 $1,505,000 $93,000 $1,326,000
Not Applicable 20 $1,750,000 $87,000 $205,000 $36,000 $42,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,014 $374,870,000 $124,000 $785,000 $92,000 $1,464,000
Not applicable 381 $83,865,000 $220,000 $8,905,000 $85,000 $242,000
Not Provided 318 $49,560,000 $155,000 $495,000 $107,000 $1,020,000
Hispanic 73 $9,115,000 $124,000 $375,000 $85,000 $274,000
Black or African American 56 $6,520,000 $116,000 $335,000 $85,000 $460,000
Asian 29 $6,385,000 $220,000 $415,000 $114,000 $314,000
American Indian or Alaskan Native 22 $2,420,000 $110,000 $265,000 $93,000 $250,000
Native Hawaiian or Other Pacific Islander 2 $460,000 $230,000 $295,000 $84,000 $96,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,328 $438,990,000 $131,000 $8,905,000 $97,000 $1,464,000
FHA-insured (Federal Housing Administration) 393 $60,525,000 $154,000 $425,000 $65,000 $348,000
VA-guaranteed (Veterans Administration) 131 $28,875,000 $220,000 $445,000 $89,000 $244,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 49 $6,345,000 $129,000 $225,000 $55,000 $90,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,377 $336,065,000 $141,000 $8,905,000 $96,000 $865,000
Application Denied By Financial Institution 591 $54,585,000 $92,000 $645,000 $77,000 $1,239,000
Loan Purchased By The Institution 454 $83,820,000 $184,000 $655,000 $105,000 $749,000
Application Withdrawn By Applicant 287 $38,845,000 $135,000 $705,000 $97,000 $1,326,000
File Closed For Incompleteness 103 $10,805,000 $104,000 $415,000 $112,000 $1,464,000
Application Approved But Not Accepted 85 $10,225,000 $120,000 $405,000 $81,000 $448,000
Preapproval Approved but not Accepted 4 $390,000 $97,000 $155,000 $59,000 $80,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 3,272 $475,860,000 $145,000 $8,905,000 $96,000 $1,464,000
Debt-To-Income Ratio 227 $21,705,000 $95,000 $745,000 $75,000 $1,239,000
Credit History 169 $12,485,000 $73,000 $485,000 $75,000 $577,000
Collateral 111 $12,795,000 $115,000 $645,000 $102,000 $1,020,000
Other 63 $5,025,000 $79,000 $275,000 $100,000 $689,000
Credit Application Incomplete 27 $3,025,000 $112,000 $425,000 $71,000 $315,000
Unverifiable Information 14 $1,540,000 $110,000 $275,000 $61,000 $93,000
Employment History 9 $1,025,000 $113,000 $195,000 $50,000 $120,000
Insufficient Cash (Downpayment, Closing Cost) 8 $1,090,000 $136,000 $205,000 $74,000 $112,000
Mortgage Insurance Denied 1 $185,000 $185,000 $185,000 $168,000 $168,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List