Wayne County MS
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Wayne County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Wayne County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,216
Total Mortgage Loan Application Amount $69,766,000
Average Mortgage Loan Application Amount $57,000
Highest Mortgage Loan Application Amount $370,000
Average Applicant Income $45,000
Highest Applicant Income $2,220,000

Mortgage Company List for Lending in Wayne County MS for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
FIRST STATE BANK
P O BOX 506
WAYNESBORO, MS 39367
* $ 293,493,000 133 $ 4,511,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 100 $ 3,129,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 63 $ 5,003,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,844,752,000 62 $ 2,158,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 1,316,186,000 55 $ 1,624,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 55 $ 3,423,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 52 $ 1,864,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 46 $ 1,860,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 44 $ 3,245,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 27 $ 1,006,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 26 $ 1,945,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 25 $ 1,143,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 24 $ 1,738,000
RICHTON BANK & TRUST COMPANY
114 S FRONT STREET (PO BOX 527)
RICHTON, MS 39476
* $ 72,121,000 23 $ 831,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 23 $ 1,595,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 22 $ 2,118,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 21 $ 2,076,000
GREAT SOUTHERN NATIONAL BANK
P O BOX 1271
MERIDIAN, MS 39302
* $ 217,355,000 20 $ 980,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 478,447,000 19 $ 1,711,000
COMMUNITY BANK, ELLISVILLE, MISSISSIPPI
P. O. BOX 265
LAUREL, MS 39441
* $ 361,852,000 19 $ 702,000
THE CITIZENS NATIONAL BANK OF MERIDIAN
512 22ND AVENUE
MERIDIAN, MS 39302
* $ 816,625,000 19 $ 1,393,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 7,890,600,000 18 $ 1,169,000
GRAND BANK FOR SAVING, SFSB
204 WESTOVER DRIVE
HATTIESBURG, MS 39402
* $ 49,600,000 16 $ 1,499,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 15 $ 2,870,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 11 $ 821,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 9 $ 491,000
WELLS FARGO FIN'L MISSISSIPPI
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 129,073,000 9 $ 1,034,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 9 $ 647,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 9 $ 642,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 9 $ 525,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 709,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 9 $ 136,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 8 $ 340,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 8 $ 436,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 10,000,000 8 $ 268,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 8 $ 740,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 7 $ 703,000
HANCOCK BANK
ONE HANCOCK PLAZA
GULFPORT, MS 39501
* $ 2,646,207,000 7 $ 319,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 6 $ 699,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 6 $ 471,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 6 $ 548,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 6 $ 432,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 6 $ 407,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 481,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 5 $ 288,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 5 $ 453,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 5 $ 380,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,482,420,000 5 $ 413,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 5 $ 492,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 4 $ 242,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 4 $ 393,000
AMSOUTH BANK
P.O. BOX 11007 - AC-10
BIRMINGHAM, AL 35288
* $ 49,711,241,000 4 $ 225,000
SUNBELT FEDERAL CREDIT UNION
1506 CONGRESS ST
LAUREL, MS 39440
* $ 83,608,000 4 $ 164,000
COMMUNITY BANK NATIONAL ASSOC
6808 AIRPORT BLVD
MOBILE, AL 36608
* $ 78,856,000 4 $ 35,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 4 $ 198,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 4 $ 325,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 3 $ 139,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 3 $ 398,000
CREVECOR MORTGAGE INC
1150 HANLEY INDUSTRIAL CRT
BRENTWOOD, MO 63144
* $ 12,730,945,000 3 $ 355,000
ACCEPTANCE LOAN COMPANY
121 WEST CHURCH STREET
JACKSON, AL 36545
* $ 70,000,000 3 $ 71,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 210,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 192,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 3 $ 163,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,684,696,000 3 $ 116,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 2 $ 235,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 2 $ 103,000
FIRST CHOICE FUNDING, INC.
2100 RIVERCHASE CENTER STE 100
BIRMINGHAM, AL 35244
* $ 10,000,000 2 $ 120,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 2 $ 195,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 2 $ 92,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 2 $ 95,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 2 $ 80,000
THE FIRST, A NATIONAL BANKING ASSOCIATION
P.O. BOX 15549
HATTIESBURG, MS 39404
* $ 211,098,000 2 $ 191,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 2 $ 159,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 2 $ 141,000
OWNIT MORTGAGE SOLUTIONS, INC
27349 AGOURA RD # 100
AGOURA HILLS, CA 91301
* $ 10,000,000 2 $ 106,000
QUICK LOAN FUNDING INC
535 ANTON BLVD, SUITE 600
COSTA MESA, CA 92626
* $ 10,000,000 1 $ 100,000
TEXAS CAPITAL BANK
2000 MCKINNEY AVE, SUITE 700
DALLAS, TX 75201
* $ 2,612,495,000 1 $ 53,000
THE LENDING CONNECTION, INC
5901 WARNER AVE #478
HUNTINGTON BEACH, CA 92649
* $ 10,000,000 1 $ 109,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS ST 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 1 $ 163,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 1 $ 120,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 386,691,000 1 $ 6,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,043,312,000 1 $ 26,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 1 $ 28,000
CITIZENS BANK
814 MAIN STREET
COLUMBIA, MS 39429
* $ 260,948,000 1 $ 8,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 1 $ 63,000
COMMUNITY BANK OF MISSISSIPPI
323 EAST THIRD STREET
FOREST, MS 39074
* $ 533,273,000 1 $ 64,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 1 $ 92,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 1 $ 25,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 52,077,864,000 1 $ 80,000
AAA WORLDWIDE FINANCIAL CO.
5057 KELLER SPRINGS RD
ADDISON, TX 75001
* $ 10,000,000 1 $ 76,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 180,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 1 $ 42,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 1 $ 80,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 13,849,972,000 1 $ 82,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 1 $ 30,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 1 $ 55,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 1 $ 158,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 127,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 62,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 1 $ 14,000
HIC-STAR CORP. FKA AMPRO MTG.
400 N TUSTIN AVE #100
SANTA ANA, CA 92705
* $ 10,000,000 1 $ 52,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 50,000
FIRST COMMUNITY BANK
34 COURT STREET
CHATOM, AL 36518
* $ 237,409,000 1 $ 34,000
FIRST FEDERAL BANK FOR SAVINGS
P O BOX 268
COLUMBIA, MS 39429
* $ 132,016,000 1 $ 84,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 1 $ 61,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 1 $ 95,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Wayne County MS in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 554 $28,307,000 $51,000 $363,000 $45,000 $1,953,000
Refinancing 486 $35,786,000 $73,000 $370,000 $47,000 $2,220,000
Home Improvement 176 $5,673,000 $32,000 $289,000 $42,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 617 $35,944,000 $58,000 $363,000 $53,000 $1,953,000
Black or African American 356 $18,486,000 $51,000 $216,000 $39,000 $420,000
Not Provided 140 $9,916,000 $70,000 $370,000 $43,000 $2,220,000
Not applicable 95 $4,780,000 $50,000 $200,000 $13,000 $93,000
Asian 4 $253,000 $63,000 $123,000 $45,000 $72,000
Hispanic 3 $194,000 $64,000 $135,000 $50,000 $57,000
American Indian or Alaskan Native 1 $193,000 $193,000 $193,000 $50,000 $50,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,166 $66,456,000 $56,000 $370,000 $46,000 $2,220,000
FHA-insured (Federal Housing Administration) 36 $2,203,000 $61,000 $163,000 $34,000 $86,000
VA-guaranteed (Veterans Administration) 12 $973,000 $81,000 $138,000 $30,000 $91,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $134,000 $67,000 $67,000 $19,000 $19,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 451 $22,636,000 $50,000 $363,000 $52,000 $1,953,000
Application Denied By Financial Institution 394 $20,269,000 $51,000 $216,000 $39,000 $840,000
Loan Purchased By The Institution 139 $8,718,000 $62,000 $243,000 $31,000 $203,000
Application Withdrawn By Applicant 119 $11,101,000 $93,000 $370,000 $60,000 $2,220,000
Application Approved But Not Accepted 90 $5,288,000 $58,000 $216,000 $48,000 $420,000
File Closed For Incompleteness 21 $1,609,000 $76,000 $176,000 $42,000 $89,000
Preapproval Denied by Financial Institution 2 $145,000 $72,000 $90,000 $50,000 $72,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 114 $5,139,000 $45,000 $151,000 $40,000 $420,000
Other 62 $4,137,000 $66,000 $140,000 $41,000 $840,000
Credit Application Incomplete 19 $1,435,000 $75,000 $135,000 $47,000 $165,000
Debt-To-Income Ratio 15 $800,000 $53,000 $149,000 $26,000 $53,000
Unverifiable Information 10 $571,000 $57,000 $76,000 $35,000 $72,000
Collateral 7 $366,000 $52,000 $90,000 $48,000 $75,000
Insufficient Cash (Downpayment, Closing Cost) 3 $192,000 $64,000 $95,000 $36,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List