WATERLOO-CEDAR FALLS, IA
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the WATERLOO-CEDAR FALLS, IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near WATERLOO-CEDAR FALLS, IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 6,400
Total Mortgage Loan Application Amount $830,130,000
Average Mortgage Loan Application Amount $129,000
Highest Mortgage Loan Application Amount $6,375,000
Average Applicant Income $99,000
Highest Applicant Income $7,009,000

Mortgage Company List for Lending in WATERLOO-CEDAR FALLS, IA for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 6,896,511,000 2,127 $ 201,045,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 997 $ 129,795,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 3,010,410,000 224 $ 16,050,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,991,835,000 214 $ 26,800,000
FARMERS STATE BANK
131 TOWER PARK DRIVE SUITE 100
WATERLOO, IA 50701
* $ 1,542,625,000 205 $ 27,525,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 165 $ 34,045,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
REINBECK, IA 50613
* $ 1,845,506,000 150 $ 24,640,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 130 $ 16,590,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 123 $ 27,815,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 121 $ 22,355,000
CEDAR FALLS COMMUNITY CREDIT UNION
123 W 4TH ST
CEDAR FALLS, IA 50613
* $ 180,423,000 97 $ 8,485,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 95 $ 4,185,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,649,497,000 87 $ 8,605,000
FIRST BANK
316 EAST BREMER AVENUE, P.O. BOX 837
WAVERLY, IA 50677
* $ 689,237,000 84 $ 13,270,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 78 $ 17,050,000
PEOPLES SAVINGS BANK
414 N ADAMS ST
WELLSBURG, IA 50680
* $ 149,233,000 69 $ 13,885,000
HILLS BANK AND TRUST COMPANY
131 EAST MAIN ST / PO BOX 160
HILLS, IA 52235
* $ 3,979,185,000 61 $ 13,005,000
BANKIOWA OF CEDAR RAPIDS
7045 C AVE NE
CEDAR RAPIDS, IA 52402
* $ 785,842,000 60 $ 5,560,000
DENVER SAVINGS BANK
121 S. STATE STREET
DENVER, IA 50622
* $ 233,722,000 59 $ 15,495,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 54 $ 7,700,000
FIDELITY BANK & TRUST
4250 ASBURY ROAD
DUBUQUE, IA 52002
* $ 1,784,652,000 53 $ 7,845,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
SACRAMENTO, CA 95661
* $ -1,000 48 $ 7,660,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 46 $ 1,940,000
TRUIST BANK
3100 SMOKETREE CT FL 5
CHARLOTTE, NC 27604
* $ 546,228,000,000 45 $ 12,135,000
READLYN SAVINGS BANK
141 MAIN STREET PO BOX 40
READLYN, IA 50668
* $ 133,063,000 40 $ 5,210,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 36 $ 6,720,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 35 $ 6,255,000
MIDWESTONE BANK
102 SOUTH CLINTON STREET
IOWA CITY, IA 52240
* $ 6,574,512,000 34 $ 3,850,000
GNB BANK
529 G AVENUE
GRUNDY CENTER, IA 50638
* $ 630,557,000 33 $ 4,375,000
NORTHEAST SECURITY BANK
108 NORTH CARPENTER
SUMNER, IA 50674
* $ 442,357,000 32 $ 3,600,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 2,036,937,000 31 $ 5,005,000
REGIONS BANK
1900 5TH AVENUE N
BIRMINGHAM, AL 35203
* $ 154,203,000,000 29 $ 1,985,000
CEDAR RAPIDS BANK AND TRUST COMPANY
500 1ST AVENUE NE
CEDAR RAPIDS, IA 52401
* $ 2,170,814,000 27 $ 2,695,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 27 $ 3,665,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 24 $ 2,570,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 32,216,733,000 22 $ 3,020,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 19 $ 3,365,000
GREEN BELT BANK & TRUST
616 WASHINGTON AVE.
IOWA FALLS, IA 50126
* $ 643,520,000 19 $ 2,325,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 19 $ 3,655,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 18 $ 590,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 17 $ 3,605,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 15 $ 2,625,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 15 $ 4,885,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 13 $ 1,855,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 11 $ 2,165,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 10 $ 2,040,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 10 $ 4,010,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 10 $ 1,540,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 10 $ 790,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 9 $ 745,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,918,861,000 9 $ 1,105,000
CEDAR VALLEY BANK & TRUST
321 MAIN ST
LA PORTE CITY, IA 50651
* $ 111,631,000 9 $ 825,000
CUSB BANK
111 N ELM ST
CRESCO, IA 52136
* $ 688,368,000 9 $ 1,645,000
FIRSTBANK
11 CHANNING WAY
NASHVILLE, TN 38305
* $ 12,826,414,000 9 $ 315,000
SECURITY STATE BANK
109 W 2ND ST
SUTHERLAND, IA 51058
* $ 313,938,000 8 $ 2,490,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 8 $ 2,760,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 8 $ 1,210,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 8 $ 1,460,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 7 $ 935,000
FLANAGAN STATE BANK
301 W FALCON HWY
FLANAGAN, IL 61740
* $ 274,304,000 7 $ 745,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 7 $ 1,365,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,215,000
COMMUNITY SAVINGS BANK
PO BOX 77
EDGEWOOD, IA 52042
* $ 545,780,000 7 $ 655,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 7 $ 225,000
MARINE CREDIT UNION
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,034,078,000 7 $ 425,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 6 $ 1,350,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 6 $ 330,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 6 $ 1,180,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 6 $ 1,160,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 5 $ 935,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,722,761,000 5 $ 155,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 5 $ 755,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 5 $ 925,000
CENTRAL STATE BANK
109 W MAIN ST
STATE CENTER, IA 50247
* $ 443,289,000 5 $ 855,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 5 $ 425,000
OHNWARD BANK & TRUST
332 1ST AVE W
CASCADE, IA 52033
* $ 391,537,000 5 $ 1,045,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 4 $ 550,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 4 $ 870,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 4 $ 740,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 380,000
TRUHOME SOLUTIONS, LLC
9601 LEGLER RD.
CLAYTON, MO 66219
* $ -1,000 3 $ 355,000
LOAN FUNDER LLC
645 MADISON AVENUE, 19TH FLOOR
NEW YORK, NY 10022
* $ -1,000 3 $ 415,000
FARMERS SAVINGS BANK
205 W MAIN ST
MARSHALLTOWN, IA 50158
* $ 139,551,000 3 $ 665,000
I. H. MISSISSIPPI VALLEY CREDIT UNION
2121 47TH STREET
MOLINE, IL 61265
* $ 2,035,629,000 3 $ 325,000
STAR USA FEDERAL CREDIT UNION
ONE CANTLEY DRIVE
CHARLESTON, WV 25314
* $ 170,957,000 3 $ 75,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 3 $ 875,000
FORTRESS BANK
9000 N. KNOXVILLE AVENUE
PEORIA, IL 61615
* $ 619,628,000 3 $ 495,000
FIRST SOUTHERN BANK.
300 TOWER SQUARE PLAZA
MARION, IL 62959
* $ 1,034,888,000 3 $ 125,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
CARSON CITY, NV 84116
* $ -1,000 3 $ 685,000
ENDEAVOR CAPITAL, LLC.
14897 CLAYTON ROAD
CHESTERFIELD, MO 63017
* $ -1,000 3 $ 565,000
DELMAR FINANCIAL COMPANY
1066 EXECUTIVE PARKWAY SUITE 100
ST. LOUIS, MO 63141
* $ -1,000 2 $ 280,000
MIDWEST HERITAGE BANK, FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 430,704,000 2 $ 810,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 457,589,000 2 $ 1,080,000
HEARTLAND BANK AND TRUST COMPANY
401 N HERSHEY RD
BLOOMINGTON, IL 61704
* $ 4,281,261,000 2 $ 520,000
UNITED BANK OF IOWA
501 SECOND STREET
IDA GROVE, IA 51445
* $ 2,331,206,000 2 $ 370,000
MIDAMERICA NATIONAL BANK
100 W. ELM STREET
CANTON, IL 61520
* $ 575,105,000 2 $ 70,000
TWO RIVERS BANK & TRUST
222 N. MAIN ST
BURLINGTON, IA 52601
* $ 956,239,000 2 $ 100,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 2 $ 410,000
MEMBERS1ST COMMUNITY CREDIT UNION
910 S 12TH AVE
MARSHALLTOWN, IA 50158
* $ 237,023,000 2 $ 190,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 2 $ 180,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,964,850,000 2 $ 540,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 2 $ 230,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 2 $ 250,000
BPL MORTGAGE TRUST, LLC
30 THE GREEN
DOVER, DE 19901
* $ -1,000 2 $ 120,000
GREATER IOWA CREDIT UNION
801 LINCOLN WAY
AMES, IA 50010
* $ 656,786,000 2 $ 410,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 2 $ 860,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 397,701,000 2 $ 40,000
RBC BANK, (GEORGIA) NATIONAL ASSOCIATION
8081 ARCO CORPORATE DRIVE
ATLANTA, GA 27617
* $ 6,097,782,000 2 $ 520,000
CITIZENS STATE BANK
117 W 1ST ST (PO BOX 517)
MONTICELLO, IA 52310
* $ 489,452,000 2 $ 430,000
AMERICAN HERITAGE LENDING, LLC
485 E 17TH ST #220
NEWARK, DE 92627
* $ -1,000 2 $ 170,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 170,000
CHELSEA SAVINGS BANK
601 13TH STREET
BELLE PLAINE, IA 52208
* $ 177,830,000 2 $ 270,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 2 $ 160,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 12,493,973,000 2 $ 760,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ -1,000 2 $ 430,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 590,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 2 $ 340,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
OTTUMWA, IA 52402
* $ 939,053,000 2 $ 30,000
THE SHELBY COUNTY STATE BANK
508 COURT ST
HARLAN, IA 51537
* $ 544,033,000 2 $ 280,000
RIVER BANK
145 N MAIN ST, P.O. BOX 280
STODDARD, WI 54658
* $ 1,078,437,000 2 $ 7,220,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 2 $ 270,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 1 $ 115,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 1 $ 4,415,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WILMINGTON, DE 20186
* $ -1,000 1 $ 4,415,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
SACRAMENTO, CA 90703
* $ -1,000 1 $ 105,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
JOHNSTON, IA 50325
* $ 797,643,000 1 $ 45,000
FIRST
425 1ST AVE SW
HIAWATHA, IA 52405
* $ 203,722,000 1 $ 125,000
VELOCITY COMMERCIAL CAPITAL, LLC
30699 RUSSELL RANCH RD STE 295
SACRAMENTO, CA 91362
* $ -1,000 1 $ 135,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 1 $ 235,000
PREMIER CREDIT UNION
800 9TH ST
DES MOINES, IA 50309
* $ 287,084,000 1 $ 205,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,601,623,000 1 $ 95,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 105,000
AMERANT MORTGAGE, LLC
220 ALHAMBRA CIR STE 310
CORAL GABLES, FL 33134
* $ -1,000 1 $ 95,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 165,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 1 $ 35,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 389,402,000 1 $ 165,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 1 $ 285,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 1 $ 555,000
ASCENTRA CREDIT UNION
PO BOX 1107
BETTENDORF, IA 52722
* $ 527,521,000 1 $ 35,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
AUSTIN, TX 77036
* $ -1,000 1 $ 175,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 632,992,000 1 $ 25,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
WILMINGTON, DE 60515
* $ -1,000 1 $ 145,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,684,000,000 1 $ 305,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 275,000
GERSHMAN INVESTMENT CORP.
16253 SWINGLEY RIDGE ROAD, SUITE 400
LITTLE ROCK, AR 63017
* $ -1,000 1 $ 375,000
FLAT BRANCH MORTGAGE, INC.
101 S. FIFTH STREET, STE 200
COLUMBIA, MO 65201
* $ -1,000 1 $ 215,000
QUAD CITY BANK AND TRUST COMPANY
2118 MIDDLE ROAD
BETTENDORF, IA 52722
* $ 2,304,453,000 1 $ 125,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 1 $ 455,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 19,808,858,000 1 $ 45,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
APPLETON, WI 55415
* $ 875,403,000 1 $ 45,000
LAND HOME FINANCIAL SERVICES, INC.
1355 WILLOW WAY, SUITE 250
SACRAMENTO, CA 94520
* $ -1,000 1 $ 455,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 755,877,000 1 $ 395,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 45,000
LANDMARK NATIONAL BANK
701 POYNTZ AVE
MANHATTAN, KS 66502
* $ 1,498,800,000 1 $ 135,000
HOME FEDERAL SAVINGS BANK
1016 CIVIC CENTER DR NW
ROCHESTER, MN 55901
* $ 1,096,108,000 1 $ 725,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
COLUMBUS, OH 44131
* $ -1,000 1 $ 155,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 115,000
SIMMONS BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 27,409,758,000 1 $ 195,000
LINN AREA
3015 BLAIRS FERRY RD NE
CEDAR RAPIDS, IA 52402
* $ 621,152,000 1 $ 25,000
LAKEVIEW COMMUNITY CAPITAL, LLC
4425 PONE DE LEON BLVD, MS 5-251
PHOENIX, AZ 33146
* $ -1,000 1 $ 35,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 1 $ 105,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 465,755,000 1 $ 135,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 1 $ 305,000
SOUTH STORY BANK & TRUST
501 LINN ST
SLATER, IA 50244
* $ 437,379,000 1 $ 135,000
CONTRACT EXCHANGE CORPORATION
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ -1,000 1 $ 285,000
PHILADELPHIA FEDERAL CREDIT UNION
12800 TOWNSEND RD
PHILADELPHIA, PA 19154
* $ 1,603,212,000 1 $ 5,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WILMINGTON, DE 50266
* $ -1,000 1 $ 315,000
WASHINGTON STATE BANK
121 S MARION AVE
WASHINGTON, IA 52353
* $ 525,353,000 1 $ 115,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 45,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 1 $ 35,000
ALTRA FEDERAL CREDIT UNION
1700 OAK FOREST DRIVE
ONALASKA, WI 54650
* $ 2,555,530,000 1 $ 665,000
CHICKASAW COMMUNITY BANK
909 S MERIDIAN AVE
OKLAHOMA CITY, OK 73108
* $ 479,101,000 1 $ 385,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 6,104,235,000 1 $ 25,000
FIDELITY BANK
302 MAIN ST
SAVANNA, IL 61074
* $ 109,549,000 1 $ 145,000
LUMINATE HOME LOANS, INC.
7760 FRANCE AVE S, STE 1010
ROSEVILLE, MN 55435
* $ -1,000 1 $ 145,000
GRINNELL STATE BANK
814 FOURTH AVENUE
GRINNELL, IA 50112
* $ 448,401,000 1 $ 195,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 16,117,865,000 1 $ 45,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 1 $ 55,000
NATIONWIDE MORTGAGE BANKERS, INC.
310A MAIN ST
WILMINGTON, DE 08833
* $ -1,000 1 $ 175,000
LUMENT REAL ESTATE CAPITAL, LLC
10 W BROAD STREET, 8TH FLOOR
DOVER, DE 43215
* $ -1,000 1 $ 1,505,000
CAPITOL FEDERAL SAVINGS BANK
700 S KANSAS AVE
TOPEKA, KS 66603
* $ 9,950,802,000 1 $ 265,000
FIRST BANK
600 JAMES MCDONNELL BLVD
CREVE COEUR, MO 63042
* $ 6,436,322,000 1 $ 255,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
TOPEKA, KS 66210
* $ -1,000 1 $ 75,000
CITY-COUNTY CREDIT UNION
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 1,208,524,000 1 $ 235,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 1 $ 35,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
ST. PETERSBURG, FL 33716
* $ 42,076,662,000 1 $ 175,000
NATIONAL BANK OF COMMERCE
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 1,248,794,000 1 $ 265,000
T2 FINANCIAL LLC
480 OLDE WORTHINGTON RD SUITE 300
CINCINNATI, OH 43082
* $ -1,000 1 $ 145,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
WILMINGTON, DE 84123
* $ -1,000 1 $ 115,000
AMERICAN FINANCE HOUSE LARIBA
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 1 $ 95,000
PEOPLES STATE BANK OF PLAINVIEW
100 4TH AVE SE
PLAINVIEW, MN 55964
* $ 350,059,000 1 $ 125,000
PURDUE
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,813,728,000 1 $ 315,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 295,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 145,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,471,026,000 1 $ 245,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 1 $ 115,000
KERNDT BROTHERS SAVINGS BANK
370 MAIN ST PO BOX 370
LANSING, IA 52151
* $ 346,622,000 1 $ 55,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 185,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 4,554,611,000 1 $ 115,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 977,048,000 1 $ 235,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 1,099,887,000 1 $ 285,000
ARBOR BANK
911 CENTRAL AVENUE
NEBRASKA CITY, NE 68410
* $ 531,826,000 1 $ 345,000
FARMERS SAVINGS BANK & TRUST
401 B AVE
TRAER, IA 52349
* $ 221,591,000 1 $ 205,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for WATERLOO-CEDAR FALLS, IA in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,630 $602,860,000 $166,000 $6,375,000 $98,000 $7,009,000
Home Improvement 910 $43,850,000 $48,000 $3,285,000 $95,000 $1,632,000
Other Purpose 744 $37,950,000 $51,000 $805,000 $111,000 $6,656,000
Refinancing 559 $75,295,000 $134,000 $3,145,000 $104,000 $2,013,000
Cash-out Refinancing 542 $68,990,000 $127,000 $4,415,000 $87,000 $900,000
Not Applicable 15 $1,185,000 $79,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 4,651 $561,825,000 $120,000 $2,885,000 $100,000 $7,009,000
Not applicable 778 $163,560,000 $210,000 $6,375,000 $120,000 $250,000
Not Provided 357 $43,935,000 $123,000 $705,000 $97,000 $900,000
Black or African American 282 $22,810,000 $80,000 $565,000 $73,000 $1,416,000
Hispanic 228 $22,240,000 $97,000 $395,000 $87,000 $1,380,000
Asian 67 $11,695,000 $174,000 $685,000 $124,000 $750,000
American Indian or Alaskan Native 25 $2,825,000 $113,000 $395,000 $95,000 $735,000
Native Hawaiian or Other Pacific Islander 3 $245,000 $81,000 $115,000 $61,000 $75,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 5,844 $726,390,000 $124,000 $6,375,000 $100,000 $7,009,000
FHA-insured (Federal Housing Administration) 319 $49,335,000 $154,000 $475,000 $73,000 $336,000
VA-guaranteed (Veterans Administration) 218 $51,290,000 $235,000 $645,000 $88,000 $463,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $3,115,000 $163,000 $245,000 $74,000 $99,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,185 $551,605,000 $131,000 $6,375,000 $100,000 $5,337,000
Application Denied By Financial Institution 641 $50,945,000 $79,000 $805,000 $92,000 $7,009,000
Application Withdrawn By Applicant 617 $82,705,000 $134,000 $3,285,000 $98,000 $2,277,000
Loan Purchased By The Institution 522 $107,490,000 $205,000 $725,000 $136,000 $735,000
File Closed For Incompleteness 279 $19,605,000 $70,000 $555,000 $85,000 $1,380,000
Application Approved But Not Accepted 149 $16,855,000 $113,000 $655,000 $94,000 $405,000
Preapproval Denied by Financial Institution 4 $630,000 $157,000 $305,000 $61,000 $90,000
Preapproval Approved but not Accepted 3 $295,000 $98,000 $135,000 $73,000 $104,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 5,550 $744,850,000 $134,000 $4,415,000 $100,000 $5,337,000
Debt-To-Income Ratio 382 $49,450,000 $129,000 $6,375,000 $93,000 $7,009,000
Credit History 281 $15,875,000 $56,000 $345,000 $73,000 $1,632,000
Collateral 65 $6,945,000 $106,000 $385,000 $93,000 $349,000
Other 43 $3,865,000 $89,000 $475,000 $85,000 $342,000
Credit Application Incomplete 33 $3,975,000 $120,000 $805,000 $311,000 $6,656,000
Unverifiable Information 18 $2,300,000 $127,000 $305,000 $82,000 $224,000
Employment History 18 $2,000,000 $111,000 $565,000 $50,000 $235,000
Insufficient Cash (Downpayment, Closing Cost) 10 $870,000 $87,000 $225,000 $69,000 $103,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List