Watauga County NC
Mortgage Loan Application
Totals and Details
for 2003

Find mortgage statistics and lending data for the Watauga County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Watauga County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,957
Total Mortgage Loan Application Amount $808,029,000
Average Mortgage Loan Application Amount $163,000
Highest Mortgage Loan Application Amount $1,600,000
Average Applicant Income $112,000
Highest Applicant Income $4,000,000

Mortgage Company List for Lending in Watauga County NC for 2003

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 65,629,555,000 558 $ 82,806,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 565,382,000,000 355 $ 51,765,000
SIDUS FINANCIAL, LLC
1905 TURNBURY DRIVE
GREENVILLE, NC 27858
* $ 10,000,000 273 $ 42,089,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 318,870,000,000 212 $ 36,103,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 58,034,697,000 211 $ 37,282,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 236,422,336,000 189 $ 30,358,000
YADKIN BANK
325 EAST FRONT STREET
STATESVILLE, NC 28677
* $ 660,601,000 174 $ 23,701,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 174 $ 25,464,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 173 $ 27,960,000
WELLS FARGO HOME MORTGAGE
1 HOME CAMPUS, X9902-1R
DES MOINES, IA 50328
* $ 35,000,000,000 139 $ 24,084,000
CHASE MANHATTAN MORTGAGE CORP
343 THORNALL STREET
EDISON, NJ 08837
* $ 622,388,000,000 128 $ 24,716,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 125 $ 18,987,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 108 $ 15,206,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 11,084,972,000 105 $ 24,594,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 97 $ 21,099,000
MYERS PARK MORTGAGE, INC.
141 PROVIDENCE ROAD,
CHARLOTTE, NC 28207
* $ 10,000,000 97 $ 19,168,000
RBC BANK
131 NORTH CHURCH STREET
ROCKY MOUNT, NC 27804
* $ 15,707,315,000 92 $ 14,109,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,448,525,000 91 $ 15,040,000
CITIMORTGAGE, INC
1 COURT SQUARE, 45TH FLOOR, ZONE 15
LONG ISLAND CITY, NY 11120
* $ 281,018,000,000 74 $ 16,898,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 67 $ 11,254,000
COLUMBIA NATIONAL, INC.
7142 COLUMBIA GATEWAY DRIVE
COLUMBIA, MD 21046
* $ 31,000,000 65 $ 9,262,000
PIEDMONT FEDERAL SAVINGS BANK
PO BOX 215
WINSTON-SALEM, NC 27102
* $ 840,482,000 62 $ 6,891,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 115,148,694,000 61 $ 10,385,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 41 $ 6,938,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 41 $ 7,224,000
HIGHLANDS UNION BANK
340 WEST MAIN STREET
ABINGDON, VA 24210
* $ 481,009,000 36 $ 5,812,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 33 $ 8,784,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 32 $ 3,499,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 28 $ 5,235,000
HSBC MORTGAGE CORPORATION
ONE HSBC CENTER
BUFFALO, NY 14203
* $ 86,415,769,000 28 $ 5,882,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 27 $ 1,499,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 25 $ 3,732,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 24 $ 3,595,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 24 $ 1,491,000
COASTAL MORTGAGE SERVICES, INC
11230 CARMEL COMMONS BOULEVARD
CHARLOTTE, NC 28226
* $ 10,000,000 24 $ 3,770,000
NATIONAL CITY MORTGAGE CORPORA
1900 E9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 12,000,000,000 21 $ 3,410,000
NATIONAL BANK OF COMMERCE
ONE COMMERCE SQUARE, 4TH FLOOR
MEMPHIS, TN 38150
* $ 21,299,966,000 18 $ 4,217,000
OAKWOOD ACCEPTANCE CORPORATION
7800 MCCLOUD ROAD
GREENSBORO, NC 27409
* $ 10,000,000 16 $ 1,068,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 8,190,484,000 16 $ 3,297,000
FIRST CHARTER BANK
5001 KINGSLEY DR. ML 1MOB2W
CINCINNATI, OH 45227
* $ 3,726,842,000 16 $ 3,591,000
GRANITE MORTGAGE INC
791 JONESTOWN ROAD, SUITE 110
WINSTON-SALEM, NC 27103
* $ 742,015,000 15 $ 2,745,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 15 $ 3,682,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 15 $ 1,645,000
WELLS FARGO FIN'L NO CAROLINA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 19,070,857,000 15 $ 775,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 44,835,341,000 15 $ 3,185,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 176,049,792,000 14 $ 2,185,000
CAROLINA FARM CREDIT, ACA
P O BOX 1827
STATESVILLE, NC 28625
* $ 10,000,000 13 $ 1,857,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 32,738,033,000 12 $ 703,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 12 $ 1,967,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 33,756,573,000 12 $ 1,992,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 9,508,220,000 12 $ 2,576,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 11 $ 1,531,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 11 $ 1,514,000
SOUTH TRUST MORTGAGE
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 11 $ 1,711,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 17,652,326,000 11 $ 1,354,000
CITIFINANCIAL MORTGAGE COMPANY
1111 NORTHPOINT DRIVE
COPPELL, TX 75019
* $ 1,097,190,000,000 11 $ 1,167,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 11 $ 560,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 23,205,467,000 10 $ 1,388,000
CUNNINGHAM & COMPANY
804 GREEN VALLEY ROAD, SUITE 106
GREENSBORO, NC 27408
* $ 10,000,000 10 $ 1,266,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 12,348,756,000 10 $ 1,684,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 10 $ 1,458,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 17,573,420,000 9 $ 850,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 9 $ 1,281,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 115,148,694,000 9 $ 1,557,000
CRESCENT BANK & TRUST
P.O. BOX 2020
JASPER, GA 30143
* $ 341,607,000 9 $ 1,229,000
KEYBANK USA, N.A.
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 8,943,095,000 9 $ 876,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 57,441,766,000 9 $ 1,471,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 9 $ 798,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 9 $ 702,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 11,370,323,000 8 $ 1,875,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 8 $ 928,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 307,000
CATAWBA VALLEY BANK
1039 2ND ST NE
HICKORY, NC 28601
* $ 383,245,000 8 $ 3,047,000
AMERITRUST MORTGAGE COMPANY LL
14045 BALLANTYNE CORPORATE PLACE SUITE 2
CHARLOTTE, NC 28277
* $ 10,000,000 8 $ 1,048,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 12,811,549,000 8 $ 1,502,000
DOVER MORTGAGE COMPANY
701 E. MOREHEAD ST.
CHARLOTTE, NC 28269
* $ 10,000,000 8 $ 1,048,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 1,708,852,000 8 $ 1,288,000
MOLTON, ALLEN & WILLIAMS MTG
1000 URBAN CENTER DRIVE, STE 500
BIRMINGHAM, AL 35242
* $ 10,000,000 8 $ 1,268,000
MSDW CREDIT CORPORATION
2500 LAKE COOK RD
RIVERWOODS, IL 60015
* $ 10,000,000 7 $ 1,187,000
HOMEONE CREDIT CORP.
10700 NORTH FREEWAY #1000
HOUSTON, TX 77037
* $ 10,000,000 7 $ 386,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 2,163,315,000 7 $ 903,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,366,324,000 7 $ 1,229,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 39,750,759,000 7 $ 1,190,000
STATE EMPLOYEES' CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 9,789,740,000 7 $ 1,088,000
FULL SPECTRUM LENDING
35 N. LAKE AVENUE MS 55-11
PASADENA, CA 91101
* $ 58,034,697,000 7 $ 1,287,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 17,039,747,000 7 $ 1,361,000
AMERISOUTH MORTGAGE COMPANY
2101 SARDIS RD N STE 120
CHARLOTTE, NC 28227
* $ 10,000,000 7 $ 1,060,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 17,342,936,000 7 $ 1,150,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 44,835,341,000 6 $ 735,000
THE CIT GROUP/CONSUMER FINANCE
650 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 1,358,138,000 6 $ 922,000
PEOPLES BANK
518 WEST C STREET
NEWTON, NC 28658
* $ 643,337,000 6 $ 1,267,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 5 $ 647,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 5 $ 1,056,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 26,723,000,000 5 $ 882,000
FIRST GREENSBORO HOME EQUITY
1801 STANLEY RD, STE 400
GREENSBORO, NC 27407
* $ 10,000,000 5 $ 856,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,107,060,000 5 $ 1,152,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 13,961,613,000 5 $ 405,000
BRADFORD MORTGAGE COMPANY
100 N. CHERRY STREET, SUITE 400
WINSTON-SALEM, NC 27101
* $ 10,000,000 5 $ 955,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 13,985,245,000 5 $ 2,217,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 5 $ 1,185,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 5 $ 914,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 5 $ 748,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 4 $ 210,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 4 $ 308,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 4 $ 935,000
ALLIANCE MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 10,000,000 4 $ 1,017,000
IVANHOEFINANCIAL
604 COURTLAND STREET, STE 320
ORLANDO, FL 32804
* $ 10,000,000 4 $ 371,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 11,591,871,000 4 $ 572,000
CAPITAL BANK
333 FAYETTEVILLE STREET, SUITE 800
RALEIGH, NC 27601
* $ 840,731,000 4 $ 825,000
FIRST CITIZENS BANK & TRUST CO
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 3,615,781,000 4 $ 785,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 179,362,000,000 4 $ 2,117,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 4 $ 1,086,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 502,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 2,437,029,000 4 $ 520,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 4 $ 475,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 305,000
HOMEBANC MORTGAGE CORPORATION
2002 SUMMIT BOULEVARD SUITE 100
ATLANTA, GA 30319
* $ 10,000,000 4 $ 984,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 14,144,542,000 4 $ 2,649,000
MONTICELLO BANK
10696 ST. AUGUSTINE ROAD
JACKSONVILLE, FL 32257
* $ 95,872,000 4 $ 362,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 3 $ 298,000
HSBC BANK, USA
ONE HSBC CENTER/24TH FLOOR
BUFFALO, NY 14203
* $ 86,415,769,000 3 $ 813,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 344,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 3 $ 340,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 3 $ 580,000
TOWER FUNDING GROUP
PO BOX 1888
ASHEBORO, NC 27204
* $ 185,332,000 3 $ 284,000
SOUTH TRUST BANK
1 METROPLEX DR, SUITE 500
HOMEWOOD, AL 35209
* $ 50,569,489,000 3 $ 510,000
SOUTHBANK
118 JEFFERSON STREET
HUNTSVILLE, AL 35801
* $ 419,683,000 3 $ 798,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 3 $ 221,000
WESTAMERICA MORTGAGE COMPANY
1 S 660 MIDWEST ROAD, SUITE 100
OAKBROOK TERRACE, IL 60181
* $ 10,000,000 3 $ 433,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 3 $ 103,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 6,363,082,000 3 $ 854,000
FIRST MUTUAL BANK
400 108TH AVE NE
BELLEVUE, WA 98004
* $ 742,648,000 3 $ 37,000
FIRST GASTON BANK
PO BOX 1478
GASTONIA, NC 28053
* $ 169,774,000 3 $ 465,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 5,110,819,000 3 $ 362,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 3 $ 752,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 3 $ 399,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 597,854,000 3 $ 548,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 3 $ 629,000
BNC MORTGAGE
1901 MAIN ST
IRVINE, CA 92614
* $ 10,000,000 3 $ 953,000
LIBERTY MORTGAGE CORPORATION
2713 FOREST HILLS RD
WILSON, NC 27893
* $ 43,553,752,000 3 $ 546,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 3 $ 409,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 259,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 879,740,000 2 $ 701,000
AMERICAN SECURITY MORTGAGE CORP.
2101 REXFORD RD. SUITE 100E
CHARLOTTE, NC 28211
* $ 10,000,000 2 $ 392,000
BSM FINANCIAL, L.P.
1301 CENTRAL EXPRESSWAY SOUTH
ALLEN, TX 75013
* $ 10,000,000 2 $ 220,000
ASHEVILLE SAVINGS BANK, SSB
PO BOX 652
ASHEVILLE, NC 28802
* $ 460,724,000 2 $ 400,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 26,050,054,000 2 $ 824,000
BANK ONE, NA
45303 VAN DYKE SUITE 9048
UTICA, MI 48317
* $ 53,001,000,000 2 $ 430,000
BANK OF GRANITE
315 FIRST AVE NW
HICKORY, NC 28603
* $ 698,602,000 2 $ 534,000
BANK OF NORTH CAROLINA
3980 PREMIER DR. STE 150
HIGH POINT, NC 27265
* $ 306,716,000 2 $ 249,000
CAROLINA FIRST BANK
102 S MAIN STREET
GREENVILLE, SC 29601
* $ 6,264,930,000 2 $ 316,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 2 $ 240,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,042,160,000 2 $ 1,306,000
FARMERS AND MERCHANTS BANK
138 SALISBURY AVENUE
GRANITE QUARRY, NC 28072
* $ 361,480,000 2 $ 323,000
CITIZENS SOUTH BANK
PO BOX 2249
GASTONIA, NC 28053
* $ 491,524,000 2 $ 140,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,195,215,000 2 $ 234,000
FNB OF NASSAU COUNTY
1891 S. 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 111,596,000 2 $ 441,000
GREATER ACCEPTANCE MORTGAGE CO
940 TOWN & COUNTRY ROAD
ORNAGE, CA 92868
* $ 10,000,000 2 $ 158,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 130,000
GREENPOINT BANK
5032 PARKWAY PLAZA BLVD
CHARLOTTE, NC 28217
* $ 21,814,445,000 2 $ 613,000
GREENPOINT CREDIT, LLC
10089 WILLOW CREEK
SAN DIEGO, CA 92131
* $ 12,500,000,000 2 $ 82,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 183,712,000,000 2 $ 119,000
SECURITY FEDERAL BANK
1705 WHISKEY RD
AIKEN, SC 29803
* $ 432,205,000 2 $ 600,000
SIB MORTGAGE CORP.
195 MONTAGUE STREET
BROOKLYN, NY 11201
* $ 2,646,970,000 2 $ 616,000
PRIMEQUITY, LLC
6520 HARNEY ROAD
TAMPA, FL 33610
* $ 10,000,000 2 $ 342,000
SC B&T OF THE PIEDMONT NA
520 GERVAIS STREET
COLUMBIA, SC 29201
* $ 133,399,000 2 $ 505,000
SCBT, NA
PO BOX 1287
ORANGEBURG, SC 29116
* $ 961,140,000 2 $ 260,000
SOUTHERN COMMUNITY BANK AND TR
4605 COUNTRY CLUB ROAD
WINSTON SALEM, NC 27104
* $ 611,284,000 2 $ 707,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 2 $ 1,094,000
TRANSLAND FINANCIAL SERVICES
2701 MAITLAND CENTER PARKWAY, STE 300
MAITLAND, FL 32751
* $ 10,000,000 2 $ 345,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 2 $ 171,000
U.S. TRUST COMPANY, NA
4601 TOUCHTON RD E #3220
JACKSONVILLE, FL 32246
* $ 599,342,000 2 $ 1,025,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 1,943,893,000 2 $ 16,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 59,635,661,000 2 $ 121,000
RBMG, INC
7215 FINANCIAL WAY
JACKSONVILLE, FL 32256
* $ 3,000,000,000 2 $ 306,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 2 $ 235,000
PRIMARY CAPITAL
1000 PARKWOOD CIRCLE, SUITE 600
ATLANTA, GA 30339
* $ 10,000,000 2 $ 574,000
NEWBRIDGE BANK
1501 HIGHWOODS BLVD, SUITE 400
GREENSBORO, NC 27410
* $ 851,049,000 2 $ 439,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 2 $ 293,000
HOMEBOUND MORTGAGE
150 WATER TOWER CIR
COLCHESTER, VT 05446
* $ 10,000,000 2 $ 576,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 8,575,434,000 2 $ 112,000
MUTUAL COMMUNITY SVGS BANK
315 E. CHAPEL HILL STREET
DURHAM, NC 27702
* $ 77,852,000 2 $ 929,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 143,515,000 1 $ 32,000
NATIONAL CITY BANK OF KENTUCKY
1900 EAST NINTH ST. LOC: 01-3013
CLEVELAND, OH 44114
* $ 8,570,780,000 1 $ 224,000
MORTGAGE SOUTH INC
5206 MARKEL ROAD STE 100A
RICHMOND, VA 23230
* $ 10,000,000 1 $ 50,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 70,000
MORTGAGETREE LENDING
100 POPLAR AVENUE
MODESTO, CA 95354
* $ 10,000,000 1 $ 92,000
MOUNTAIN BANK
151 CORLEY MILL RD
LEXINGTON, SC 29072
* $ 839,232,000 1 $ 230,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 75,000
MONEYLINE LENDING SERVICES
15420 LAGUNA CANYON RD. STE. 100
IRVINE, CA 92618
* $ 10,000,000 1 $ 96,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 11,903,989,000 1 $ 430,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 32,664,121,000 1 $ 165,000
MATRIX FINANCIAL SERVICES CORP
2133 WEST PEORIA AVE
PHOENIX, AZ 85029
* $ 1,138,000,000 1 $ 110,000
HOMELAND CAPITAL MORTGAGE
600 E CARMEL DR, SUITE 110
CARMEL, IN 46033
* $ 10,000,000 1 $ 93,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 335,210,000 1 $ 95,000
NVR MORTGAGE FINANCE, INC.
555 SOUTHPOINTE BLVD., 3RD FLOOR
CANONSBURG, PA 15317
* $ 10,000,000 1 $ 147,000
PFF BANK & TRUST
P O BOX 2789 , 9337 MILLIKEN AVE.
RANCHO CUCAMONGA, CA 91729
* $ 3,014,882,000 1 $ 484,000
OPTEUM FINANCIAL SERVICES LLC
WEST 115 CENTURY ROAD - 3RD FLOOR
PARAMUS, NJ 07652
* $ 10,000,000 1 $ 236,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 1 $ 31,000
PARAGON COMMERCIAL BANK
3535 GLENWOOD AVENUE
RALEIGH, NC 27612
* $ 209,887,000 1 $ 119,000
PARAMOUNT MORTGAGE SERVICES, I
231 CROSSWICKS RD., SUITE 5
BORDENTOWN, NJ 08505
* $ 10,000,000 1 $ 30,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 111,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 712,440,000 1 $ 215,000
RIVERSIDE RESIDENTIAL LENDING
1200 JOHNSON FERRY ROAD
MARIETTA, GA 30068
* $ 350,000,000 1 $ 222,000
SANDHILLS BANK
1020 HIGHWAY 17 NORTH
NORTH MYRTLE BEACH, SC 29582
* $ 65,862,000 1 $ 255,000
PREMIER MORTGAGE CORORATION
3200 CROASDAILE DR. STE 205
DURHAM, NC 27705
* $ 10,000,000 1 $ 104,000
PRESIDENTIAL BANK, F.S.B.
4600 EAST-WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 292,808,000 1 $ 249,000
PINNACLE DIRECT FUNDING CORPOR
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 1 $ 69,000
QUORUM FEDERAL CREDIT UNION
2500 WESTCHESTER AVENUE
PURCHASE, NY 10577
* $ 447,168,000 1 $ 404,000
R-G CROWN BANK
105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707
* $ 852,177,000 1 $ 255,000
RAYMOND JAMES BANK
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 868,505,000 1 $ 180,000
SYNOVUS MORTGAGE CORPORATION
2204 LAKESHORE DRIVE SUITE 325
BIRMINGHAM, AL 35209
* $ 473,030,000 1 $ 165,000
THE CONWAY NATIONAL BANK
1400 3RD AVENUE
CONWAY, SC 29526
* $ 568,447,000 1 $ 50,000
THE SCOTTISH BANK
4521 SHARON RD, SUITE 115
CHARLOTTE, NC 28211
* $ 116,570,000 1 $ 119,000
THORNBURG MORTGAGE HOME LOAN
2300 NORTH RIDGETOP ROAD
SANTA FE, NM 87506
* $ 10,000,000 1 $ 308,000
SUNSHINE MORTGAGE CORPORATION
2401 LAKE PARK DRIVE, SUITE 300
SMYRNA, GA 30080
* $ 10,000,000 1 $ 50,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 4,586,886,000 1 $ 146,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 1 $ 165,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 1 $ 2,000
WASHTENAW MORTGAGE COMPANY
3767 RANCHERO DRIVE
ANN ARBOR, MI 48108
* $ 204,000,000 1 $ 168,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 84,000
WHITNEY NATIONAL BANK
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 7,127,712,000 1 $ 100,000
WIELAND FINANCIAL SERVICES, IN
1950 SULLIVAN ROAD
ATLANTA, GA 30337
* $ 10,000,000 1 $ 52,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 151,000
ZIONS FIRST NATIONAL BANK
ONE S MAIN ST 11TH FL
SALT LAKE CITY, UT 84133
* $ 10,598,673,000 1 $ 96,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,987,381,000 1 $ 39,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 138,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 204,000
HARTLAND MORTGAGE CENTERS
1900 W 75TH ST
WOODRIDGE, IL 60517
* $ 10,000,000 1 $ 150,000
HARWOOD-RUSSELL MORTGAGE, INC.
501 S. SHARON AMITY RD., STE. 400
CHARLOTTE, NC 28211
* $ 10,000,000 1 $ 91,000
FNB SOUTHEAST MORTGAGE CORP
1501 HIGHWOODS BLVD., SUITE 400
GREENSBORO, NC 27410
* $ 733,733,000 1 $ 97,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 180,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 728,315,000 1 $ 208,000
FIRST PALMETTO SAVINGS BANK
407 DEKALB STREET
CAMDEN, SC 29020
* $ 589,012,000 1 $ 160,000
FIRST REPUBLIC BANK
111 PINE STREET, 5TH FLOOR
SAN FRANCISCO, CA 94111
* $ 4,861,575,000 1 $ 870,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 23,392,515,000 1 $ 350,000
FIRSTMERIT BANK NA
III CASCADE PLAZA - CAS46
AKRON, OH 44308
* $ 10,656,714,000 1 $ 462,000
FM LENDING SERVICES, LLC
1000 ST. ALBANS DRIVE STE. 400
RALEIGH, NC 27609
* $ 10,000,000 1 $ 77,000
COAST BANK OF FLORIDA
1301 6TH AVE WEST
BRADENTON, FL 34205
* $ 175,865,000 1 $ 144,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 1,154,367,000 1 $ 200,000
CRESCENT MORTGAGE COMPANY
115 PERIMETER CENTER PLACE STE 285
ATLANTA, GA 30346
* $ 561,042,000 1 $ 185,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 1,430,439,000 1 $ 200,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 39,643,368,000 1 $ 176,000
COMMERCIAL FEDERAL BANK
11207 WEST DODGE ROAD 2ND FL
OMAHA, NE 68154
* $ 13,094,324,000 1 $ 109,000
COMMUNITY TRUST BANK, INC.
346 NORTH MAYO TRAIL
PIKEVILLE, KY 41502
* $ 2,479,610,000 1 $ 165,000
CONSECO BANK, INC.
2825 E. COTTONWOOD PARKWAY, SUITE 230
SALT LAKE CITY, UT 84121
* $ 3,042,016,000 1 $ 46,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 222,000
FIDELITY MORTGAGE SERVICES,INC
240 CROWN OAK CENTRE DRIVE
LONGWOOD, FL 32750
* $ 10,000,000 1 $ 62,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 1 $ 140,000
FIRST BANK
PO BOX 508
TROY, NC 27371
* $ 1,217,497,000 1 $ 132,000
EXTRACO MORTGAGE
7503 BOSQUE BLVD
WACO, TX 76712
* $ 226,325,000 1 $ 179,000
FARM BUREAU BANK
17300 HENDERSON PASS SUITE 100
SAN ANTONIO, TX 78232
* $ 301,408,000 1 $ 250,000
DEUTSCHE BANK TRUST COMPANY AM
280 PARK AVENUE, 4E
NEW YORK, NY 10017
* $ 40,885,000,000 1 $ 483,000
DOVENMUEHLE FUNDING, INC
1 CORPORATE DRIVE SUITE 360
LAKE ZURICH, IL 60047
* $ 10,000,000 1 $ 47,000
EASTERN FINANCIAL FCU
8045 N WICKHAM RD
MELBOURNE, FL 32940
* $ 1,474,834,000 1 $ 65,000
EASTMAN
P.O. BOX 1989
KINGSPORT, TN 37662
* $ 1,172,218,000 1 $ 259,000
ELIZABETHTON FED SAVINGS BANK
112-114 NORTH SYCAMORE STREET
ELIZABETHTON, TN 37643
* $ 327,558,000 1 $ 60,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 1 $ 203,000
ENTRUST FEDERAL CREDIT UNION
1801 DABNEY ROAD
RICHMOND, VA 23230
* $ 40,864,000 1 $ 175,000
CENTRIC MORTGAGE
4310 S. FLORIDA AVE
LAKELAND, FL 33813
* $ 10,000,000 1 $ 136,000
CHAPEL MORTGAGE
593 RANCOCAS ROAD PO BOX 550
RANCOCAS, NJ 08073
* $ 10,000,000 1 $ 969,000
CAROLINA POSTAL CREDIT UNION
3601 MULBERRY CHURCH ROAD
CHARLOTTE, NC 28208
* $ 42,794,000 1 $ 60,000
CAROLINAS TELCO FEDERAL CREDIT UNION
PO BOX 668467
CHARLOTTE, NC 28266
* $ 298,093,000 1 $ 125,000
CASTLE MORTGAGE CORPORATION
701 MONTGOMERY HWY SOUTH SUITE 203
VESTAVIA HILLS, AL 35216
* $ 10,000,000 1 $ 106,000
CAPITALBANK
POST OFFICE BOX 218
GREENWOOD, SC 29649
* $ 379,333,000 1 $ 172,000
CARDINAL STATE BANK
PO BOX 52485
DURHAM, NC 27717
* $ 46,984,000 1 $ 425,000
BANK OF NORTH GA
8025 WESTSIDE PKWY
ALPHARETTA, GA 30004
* $ 1,431,327,000 1 $ 143,000
BANK OF STANLY
PO BOX 338
ALBEMARLE, NC 28002
* $ 223,327,000 1 $ 224,000
AMERUS HOME LENDING, INC
4121 NW URBANDALE DRIVE
URBANDALE, IA 50322
* $ 10,000,000 1 $ 78,000
ALLIED HOME MORTGAGE CORP.
6110 PINEMONT DR., STE. 220
HOUSTON, TX 77092
* $ 10,000,000 1 $ 215,000
AMERICAN MORTGAGE LLC
913 S. 4TH ST., STE. 102
DEKALB, IL 60115
* $ 200,000,000 1 $ 195,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 122,000
ALLEN TATE MORTGAGE SERVICES,
8640 UNIVERSITY EXECUTIVE PARK DR
CHARLOTTE, NC 28262
* $ 10,000,000 1 $ 124,000
AGRICULTURAL MORTGAGE COMPANY
2209 RIVER ROAD
LOUISVILLE, KY 40206
* $ 10,000,000 1 $ 458,000
LIBERTY SAVINGS BANK, FSB
2251 ROMBACH AVE.
WILMINGTON, OH 45177
* $ 1,911,223,000 1 $ 123,000
LOANSTREAM, INC.
6000 LEGACY DRIVE
PLANO, TX 75024
* $ 5,478,710,000 1 $ 155,000
IRONSTONE BANK
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 1,039,237,000 1 $ 68,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,567,878,000 1 $ 170,000
ACADEMY FINANCIAL SERVICES LLC
2701 WELLS FARGO WAY, MAC X9902-01R
MINNEAPOLIS, MN 55467
* $ 10,000,000 1 $ 146,000
1ST ALLIANCE MORTGAGE, LLC
1021 BRIARGATE CIRCLE
COLUMBIA, SC 29210
* $ 10,000,000 1 $ 97,000
1ST STATE BANK
445 SOUTH MAIN STREET
BURLINGTON, NC 27215
* $ 341,616,000 1 $ 152,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 3,882,664,000 1 $ 207,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Watauga County NC in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 3,629 $601,086,000 $165,000 $1,600,000 $108,000 $4,000,000
Home Purchase (one-to-four family) 1,263 $199,577,000 $158,000 $1,200,000 $122,000 $3,465,000
Home Improvement (one-to-four family) 59 $4,131,000 $70,000 $377,000 $80,000 $1,276,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 6 $3,235,000 $539,000 $1,200,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,898 $621,054,000 $159,000 $1,600,000 $114,000 $3,465,000
Information not provided by applicant in mail or telephone application 537 $89,736,000 $167,000 $1,273,000 $125,000 $4,000,000
Not applicable 411 $79,484,000 $193,000 $1,200,000 $18,000 $456,000
Black 29 $2,752,000 $94,000 $323,000 $49,000 $140,000
Other 28 $6,207,000 $221,000 $975,000 $266,000 $3,000,000
Hispanic 22 $3,317,000 $150,000 $395,000 $126,000 $562,000
Asian or Pacific Islander 19 $3,361,000 $176,000 $323,000 $253,000 $1,192,000
American Indian or Alaskan Native 13 $2,118,000 $162,000 $365,000 $94,000 $206,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,928 $804,394,000 $163,000 $1,600,000 $113,000 $4,000,000
FHA-insured (Federal Housing Administration) 12 $1,158,000 $96,000 $134,000 $35,000 $53,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 9 $1,148,000 $127,000 $217,000 $35,000 $61,000
VA-guaranteed (Veterans Administration) 8 $1,329,000 $166,000 $272,000 $22,000 $111,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,846 $462,853,000 $162,000 $1,600,000 $142,000 $4,000,000
Loan Purchased By The Institution 1,008 $181,777,000 $180,000 $899,000 $78,000 $1,035,000
Application Denied By Financial Institution 510 $66,503,000 $130,000 $1,000,000 $73,000 $566,000
Application Withdrawn By Applicant 258 $45,633,000 $176,000 $1,000,000 $100,000 $1,276,000
Application Approved But Not Accepted 246 $37,024,000 $150,000 $1,000,000 $132,000 $3,000,000
File Closed For Incompleteness 89 $14,239,000 $159,000 $900,000 $74,000 $316,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 122 $15,275,000 $125,000 $650,000 $62,000 $396,000
Other 66 $7,878,000 $119,000 $561,000 $69,000 $211,000
Debt-To-Income Ratio 63 $9,275,000 $147,000 $364,000 $71,000 $561,000
Collateral 53 $7,727,000 $145,000 $1,000,000 $86,000 $566,000
Credit Application Incomplete 49 $8,466,000 $172,000 $975,000 $96,000 $422,000
Unverifiable Information 16 $3,038,000 $189,000 $471,000 $70,000 $187,000
Employment History 3 $220,000 $73,000 $75,000 $85,000 $200,000
Insufficient Cash (Downpayment, Closing Cost) 1 $133,000 $133,000 $133,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List