Washington
Mortgage Loan Application
Totals and Details
in 2011

Find mortgage statistics and mortgage data for Washington.
Our lists allow you to explore the total number of mortgage applications and mortgage application details for 2003-2022 in all of Washington.
You can organize this information by metropolitan area and by county.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 406,149
Total Mortgage Loan Application Amount $95,437,198,000
Average Mortgage Loan Application Amount $234,000
Highest Mortgage Loan Application Amount $98,852,000
Average Applicant Income $90,000
Highest Applicant Income $9,999,000

Mortgage stats and application averages for each year are shown below, as well as highest application amount and the income of the highest applicant.
If you are looking for a mortgage or loan application data statistics in Washington, these numbers will give you an idea of what to expect as you begin to look for a lender.

These lists can also be organized by various details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.

Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, and the highest mortgage within that category. You can also look at information regarding the average income of the mortgage applicants and the highest income of the mortgage applicants. If you're looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Download the Washington Lender List

Mortgage Loan Application Detail Totals for Washington in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 270,014 $64,681,934,000 $239,000 $98,852,000 $92,000 $9,999,000
Home Purchase 125,031 $29,187,119,000 $233,000 $49,876,000 $86,000 $9,999,000
Home Improvement 11,104 $1,568,145,000 $141,000 $28,500,000 $88,000 $2,423,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 269,067 $60,158,195,000 $223,000 $7,450,000 $95,000 $9,999,000
Not Provided 48,403 $11,698,568,000 $241,000 $3,720,000 $107,000 $9,999,000
Not applicable 37,485 $11,935,004,000 $318,000 $98,852,000 $32,000 $2,185,000
Asian 25,890 $6,807,898,000 $262,000 $4,230,000 $108,000 $7,173,000
Hispanic 14,349 $2,525,432,000 $176,000 $3,200,000 $69,000 $9,497,000
Black or African American 6,359 $1,372,655,000 $215,000 $1,320,000 $77,000 $6,712,000
Native Hawaiian or Other Pacific Islander 2,350 $504,815,000 $214,000 $1,925,000 $78,000 $1,173,000
American Indian or Alaskan Native 2,246 $434,631,000 $193,000 $1,890,000 $81,000 $2,401,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 301,153 $72,148,566,000 $239,000 $89,700,000 $103,000 $9,999,000
FHA-insured (Federal Housing Administration) 64,316 $14,079,704,000 $218,000 $98,852,000 $57,000 $5,138,000
VA-guaranteed (Veterans Administration) 32,749 $7,742,945,000 $236,000 $1,250,000 $52,000 $1,547,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7,931 $1,465,983,000 $184,000 $695,000 $50,000 $864,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 205,550 $48,816,074,000 $237,000 $98,852,000 $98,000 $9,999,000
Loan Purchased By The Institution 79,820 $18,612,857,000 $233,000 $89,700,000 $61,000 $5,075,000
Application Denied By Financial Institution 56,606 $12,643,116,000 $223,000 $27,400,000 $91,000 $9,999,000
Application Withdrawn By Applicant 32,021 $7,735,316,000 $241,000 $49,000,000 $97,000 $5,138,000
Application Approved But Not Accepted 20,453 $4,902,496,000 $239,000 $31,000,000 $106,000 $9,999,000
File Closed For Incompleteness 11,677 $2,722,731,000 $233,000 $12,500,000 $99,000 $6,000,000
Preapproval Denied by Financial Institution 20 $4,261,000 $213,000 $449,000 $50,000 $128,000
Preapproval Approved but not Accepted 2 $347,000 $173,000 $176,000 $55,000 $62,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 11,842 $2,926,998,000 $247,000 $5,000,000 $114,000 $8,606,000
Debt-To-Income Ratio 9,684 $2,307,201,000 $238,000 $7,200,000 $68,000 $4,200,000
Credit Application Incomplete 6,727 $1,433,531,000 $213,000 $2,431,000 $89,000 $6,847,000
Credit History 6,650 $1,152,427,000 $173,000 $14,000,000 $79,000 $2,446,000
Other 6,587 $1,469,957,000 $223,000 $10,700,000 $105,000 $9,999,000
Unverifiable Information 1,871 $424,645,000 $226,000 $3,650,000 $105,000 $3,345,000
Insufficient Cash (Downpayment, Closing Cost) 853 $227,956,000 $267,000 $7,817,000 $108,000 $3,000,000
Employment History 629 $130,605,000 $207,000 $1,000,000 $78,000 $1,355,000
Mortgage Insurance Denied 80 $18,228,000 $227,000 $545,000 $94,000 $478,000
Download the Washington Lender List

Mortgage Loan Application Totals in 2011 by Washington Metropolitan Area

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
BELLINGHAM, WA 12,580 $ 2,891,287,000 $ 229,000 $ 81,000
BREMERTON-SILVERDALE, WA 16,330 $ 3,756,029,000 $ 230,000 $ 83,000
KENNEWICK-PASCO-RICHLAND, WA 15,532 $ 2,620,776,000 $ 168,000 $ 77,000
LONGVIEW, WA 5,021 $ 806,744,000 $ 160,000 $ 68,000
MOUNT VERNON-ANACORTES, WA 6,727 $ 1,399,336,000 $ 208,000 $ 76,000
OLYMPIA, WA 16,387 $ 3,508,448,000 $ 214,000 $ 74,000
SEATTLE-BELLEVUE-EVERETT, WA 176,451 $ 50,611,859,000 $ 286,000 $ 107,000
SPOKANE, WA 26,089 $ 4,223,508,000 $ 161,000 $ 71,000
TACOMA, WA 47,024 $ 10,028,083,000 $ 213,000 $ 77,000
WENATCHEE-EAST WENATCHEE, WA 6,100 $ 1,268,803,000 $ 208,000 $ 92,000
YAKIMA, WA 9,289 $ 1,375,431,000 $ 148,000 $ 68,000
Download the Washington Lender List

Mortgage Loan Application Totals in 2011 by Washington County

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
Adams 611 $ 77,101,000 $ 126,000 $ 56,000
Asotin 1,120 $ 158,105,000 $ 141,000 $ 68,000
Benton 11,140 $ 1,937,690,000 $ 173,000 $ 81,000
Chelan 4,079 $ 887,183,000 $ 217,000 $ 100,000
Clallam 3,039 $ 558,922,000 $ 183,000 $ 69,000
Clark 24,941 $ 4,912,576,000 $ 196,000 $ 79,000
Columbia 211 $ 28,387,000 $ 134,000 $ 63,000
Cowlitz 5,023 $ 807,237,000 $ 160,000 $ 68,000
Douglas 2,025 $ 382,739,000 $ 189,000 $ 77,000
Ferry 225 $ 31,847,000 $ 141,000 $ 64,000
Franklin 4,410 $ 686,369,000 $ 155,000 $ 67,000
Garfield 100 $ 10,412,000 $ 104,000 $ 61,000
Grant 3,499 $ 535,975,000 $ 153,000 $ 71,000
Grays Harbor 3,430 $ 511,551,000 $ 149,000 $ 68,000
Island 6,247 $ 1,452,869,000 $ 232,000 $ 86,000
Jefferson 1,689 $ 355,689,000 $ 210,000 $ 120,000
King 130,919 $ 40,045,217,000 $ 305,000 $ 116,000
Kitsap 16,331 $ 3,756,293,000 $ 230,000 $ 83,000
Kittitas 2,550 $ 549,944,000 $ 215,000 $ 107,000
Klickitat 947 $ 164,445,000 $ 173,000 $ 77,000
Lewis 3,516 $ 543,921,000 $ 154,000 $ 60,000
Lincoln 500 $ 66,239,000 $ 132,000 $ 82,000
Mason 3,720 $ 676,105,000 $ 181,000 $ 79,000
Okanogan 1,416 $ 227,856,000 $ 160,000 $ 80,000
Pacific 1,177 $ 178,664,000 $ 151,000 $ 74,000
Pend Oreille 740 $ 123,911,000 $ 167,000 $ 82,000
Pierce 47,029 $ 10,034,921,000 $ 213,000 $ 77,000
San Juan 1,160 $ 376,334,000 $ 324,000 $ 128,000
Skagit 6,734 $ 1,402,244,000 $ 208,000 $ 76,000
Skamania 590 $ 118,449,000 $ 200,000 $ 74,000
Snohomish 45,581 $ 10,648,492,000 $ 233,000 $ 83,000
Spokane 26,096 $ 4,228,776,000 $ 162,000 $ 71,000
Stevens 2,000 $ 310,731,000 $ 155,000 $ 67,000
Thurston 16,393 $ 3,510,030,000 $ 214,000 $ 74,000
Wahkiakum 217 $ 34,903,000 $ 160,000 $ 61,000
Walla Walla 2,757 $ 452,810,000 $ 164,000 $ 72,000
Whatcom 12,590 $ 2,893,969,000 $ 229,000 $ 81,000
Whitman 1,468 $ 254,348,000 $ 173,000 $ 77,000
Yakima 9,350 $ 1,388,643,000 $ 148,000 $ 68,000

We hope these mortgage application details and statistics will give you a better idea of what to expect when applying for a mortgage.
Whether you are looking for a home loan, for home financing or refinancing, or for home improvement loan statistics, we have the information you need.
These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender in Washington.

If you prefer, you can download a copy of the entire list of mortgage lenders in Washington and search similar information back through 2003.

Download the Washington Lender List