Washington County MS
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Washington County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Washington County MS, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,852
Total Mortgage Loan Application Amount $126,563,000
Average Mortgage Loan Application Amount $68,000
Highest Mortgage Loan Application Amount $562,000
Average Applicant Income $52,000
Highest Applicant Income $3,600,000

Mortgage Company List for Lending in Washington County MS for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GUARANTY BANK AND TRUST COMPANY
210 N. HAYDEN STREET
BELZONI, MS 39038
* $ 380,161,000 193 $ 7,777,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 143 $ 12,246,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 138,667,948,000 137 $ 9,008,000
WELLS FARGO FIN'L MISSISSIPPI
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 121 $ 9,556,000
TRUSTMARK NATIONAL BANK
PO BOX 291
JACKSON, MS 39205
* $ 8,704,094,000 117 $ 6,605,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 90 $ 2,325,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 69 $ 2,641,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 62 $ 5,399,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 56 $ 5,216,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 52 $ 3,565,000
CIMARRON MORTGAGE COMPANY
6311 RIDGEWOOD RD, SUITE 400W
JACKSON, MS 39211
* $ 10,000,000 51 $ 4,686,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 37 $ 2,947,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 36 $ 2,123,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 29 $ 2,627,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 28 $ 2,038,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 28 $ 1,962,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 27 $ 2,287,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 26 $ 1,829,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 23 $ 2,068,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 22 $ 1,864,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 21 $ 1,891,000
CB&S BANK, INC.
200 JACKSON AVE. S.
RUSSELLVILLE, AK 35653
* $ 913,930,000 19 $ 666,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 18 $ 1,386,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 18 $ 2,361,000
REALTY MORTGAGE
215 KATHERINE DR.
FLOWOOD, MS 39232
* $ 10,000,000 18 $ 1,945,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 17 $ 175,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 16 $ 1,012,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 16 $ 805,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 14 $ 867,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 13 $ 946,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 12 $ 981,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 11 $ 487,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 11 $ 627,000
NEW SOUTH FEDERAL SAVINGS BANK
1900 CRESTWOOD BOULEVARD
BIRMINGHAM, AL 35210
* $ 1,762,171,000 10 $ 871,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 10 $ 1,005,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 10 $ 734,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 9 $ 1,203,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 9 $ 650,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 8 $ 1,062,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 8 $ 597,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 8 $ 613,000
LIBERTY BANK AND TRUST COMPANY
6600 PLAZA DRIVE
NEW ORLEANS, LA 70127
* $ 290,233,000 7 $ 465,000
THE MORTGAGE OUTLET, INC.
1800 SANDY PLAINS PKWY. SUITE 304
MARIETTA, GA 30066
* $ 10,000,000 7 $ 322,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 709,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 624,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 106,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 6 $ 366,000
GMFS, LLC
7389 FLORIDA BLVD, STE 200-A
BATON ROUGE, LA 70806
* $ 10,000,000 6 $ 478,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 6 $ 475,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 6 $ 368,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 11,121,365,000 5 $ 70,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 5 $ 853,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 5 $ 434,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 518,123,000,000 4 $ 255,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 4 $ 315,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 4 $ 309,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 4 $ 203,000
HOPE FEDERAL CREDIT UNION
4 OLD RIVER PLACE
JACKSON, MS 39202
* $ 47,877,000 4 $ 195,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 146,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 4 $ 110,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 27,121,892,000 3 $ 259,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 3 $ 157,000
STATE BANK & TRUST COMPANY
147 SOUTH RAILROAD AVENUE
BROOKHAVEN, MS 39601
* $ 833,768,000 3 $ 140,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD, SUITE 400
BRENTWOOD, TN 37027
* $ 10,000,000 3 $ 248,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 3 $ 226,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 148,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 3 $ 227,000
SIMMONS FIRST NATIONAL BANK
501 MAIN
PINE BLUFF, AR 71601
* $ 1,302,820,000 3 $ 193,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 3 $ 231,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 3 $ 186,000
COMMUNITY BANK N.A.
475 EAST COMMERCE STREET
HERNANDO, MS 38632
* $ 296,318,000 2 $ 65,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 114,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 2 $ 112,000
HOMETOWN MORTGAGE SERVICES INC
5511 HWY 280 E STE 210
BIRMINGHAM, AL 35242
* $ 10,000,000 2 $ 143,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 2 $ 214,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 250,000
MERCHANTS AND FARMERS BANK
134 WEST WASHINGTON ST
KOSCIUSKO, MS 39090
* $ 1,536,270,000 2 $ 91,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 2 $ 75,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 2 $ 88,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 3,637,603,000 2 $ 268,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,249,177,000 2 $ 225,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 2 $ 211,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 2 $ 110,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 2 $ 149,000
AMERICA'S MORTGAGE RESOURCE
3317 N. I-10 SERVICE RD. SUITE 200
METAIRIE, LA 70002
* $ 10,000,000 2 $ 202,000
HOMEVIEW LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, OH 64114
* $ 10,000,000 2 $ 116,000
RESMAE MORTGAGE CORPORATION
6 POINTE DRIVE
BREA, CA 92821
* $ 10,000,000 2 $ 133,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 113,000
GMS FUNDING, LLC
824 MEETING STREET
WEST COLUMBIA, SC 29169
* $ 417,745,000 1 $ 230,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 1 $ 76,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 1 $ 89,000
ACCELERON LENDING, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 1 $ 239,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 58,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 55,000
STANDARD MORTGAGE CORPORATION
701 POYDRAS ST 300 PLAZA
NEW ORLEANS, LA 70139
* $ 31,000,000 1 $ 51,000
WORLD ALLIANCE FINANCIAL CORP.
3 HUNTINGTON QUADRANGLE SUITE 201N
MELVILLE, NY 11747
* $ 10,000,000 1 $ 94,000
RESIDENTIAL LOAN CENTERS
2350 E. DEVON AVENUE SUITE 300
DES PLAINES, IL 60018
* $ 10,000,000 1 $ 53,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 1 $ 195,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,169,907,000 1 $ 8,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 25,000
KEESLER
2602 PASS ROAD
BILOXI, MS 39531
* $ 1,477,007,000 1 $ 30,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 4,142,654,000 1 $ 144,000
RIVERLAND FEDERAL CREDIT UNION
639 LOYOLA AVENUE SUITE 220
NEW ORLEANS, LA 70113
* $ 113,954,000 1 $ 60,000
MARKET STREET MORTGAGE CORP
2650 MCCORMICK DR, SUITE 200
CLEARWATER, FL 33759
* $ 335,650,000 1 $ 72,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 72,000
IBERIABANK MORTGAGE COMPANY
12719 CANTRELL ROAD
LITTLE ROCK, AR 72223
* $ 499,416,000 1 $ 155,000
RIVERTRUST FEDERAL CREDIT UNION
P O BOX 97997
PEARL, MS 39288
* $ 89,198,000 1 $ 45,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 980,325,000 1 $ 127,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 1 $ 59,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,514,125,000 1 $ 10,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,838,244,000 1 $ 21,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 1 $ 100,000
BANK OF YAZOO CITY
P.O. BOX 600
YAZOO CITY, MS 39194
* $ 209,116,000 1 $ 88,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 12,045,080,000 1 $ 100,000
HANCOCK BANK
ONE HANCOCK PLAZA
GULFPORT, MS 39501
* $ 3,496,082,000 1 $ 37,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 63,000
AMALGAMATED BANK
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,501,315,000 1 $ 101,000
BANKPLUS
1068 HIGHLAND COLONY PARKWAY
RIDGELAND, MS 39157
* $ 1,799,700,000 1 $ 25,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 56,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 1 $ 51,000
PERFORMANCE CREDIT CORPORATION
2040 MAIN STREET, SUITE 800B
IRVINE, CA 92614
* $ 10,000,000 1 $ 50,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 1 $ 122,000
MORTGAGE INVESTORS GROUP
8320 E. WALKER SPRINGS LANE
KNOXVILLE, TN 37923
* $ 10,000,000 1 $ 77,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 34,914,009,000 1 $ 20,000
CADENCE BANK, N.A.
2100 3RD AVE N
BIRMINGHAM, AL 35203
* $ 1,878,882,000 1 $ 40,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 72,966,529,000 1 $ 2,000
FIRST NATIONAL BANK OF PICAYUN
121 EAST CANAL STREET
PICAYUNE, MS 39466
* $ 227,618,000 1 $ 136,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 10,106,419,000 1 $ 200,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 145,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 1 $ 28,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 56,382,388,000 1 $ 118,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Washington County MS in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 946 $67,908,000 $71,000 $562,000 $53,000 $1,867,000
Home Purchase 657 $52,056,000 $79,000 $531,000 $53,000 $3,600,000
Home Improvement 249 $6,599,000 $26,000 $250,000 $45,000 $648,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Black or African American 978 $58,603,000 $59,000 $461,000 $47,000 $3,600,000
White 539 $44,368,000 $82,000 $531,000 $71,000 $1,867,000
Not Provided 168 $11,128,000 $66,000 $562,000 $45,000 $151,000
Not applicable 135 $9,800,000 $72,000 $250,000 $14,000 $190,000
Hispanic 16 $1,263,000 $78,000 $200,000 $96,000 $741,000
Asian 9 $998,000 $110,000 $480,000 $100,000 $420,000
American Indian or Alaskan Native 6 $308,000 $51,000 $90,000 $52,000 $84,000
Native Hawaiian or Other Pacific Islander 1 $95,000 $95,000 $95,000 $31,000 $31,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,677 $112,961,000 $67,000 $562,000 $53,000 $3,600,000
FHA-insured (Federal Housing Administration) 142 $10,645,000 $74,000 $174,000 $42,000 $98,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 20 $1,592,000 $79,000 $160,000 $35,000 $64,000
VA-guaranteed (Veterans Administration) 13 $1,365,000 $105,000 $176,000 $52,000 $85,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 713 $49,656,000 $69,000 $531,000 $58,000 $642,000
Application Denied By Financial Institution 605 $36,463,000 $60,000 $562,000 $48,000 $3,600,000
Loan Purchased By The Institution 254 $20,249,000 $79,000 $346,000 $33,000 $180,000
Application Withdrawn By Applicant 140 $9,896,000 $70,000 $250,000 $70,000 $1,867,000
Application Approved But Not Accepted 86 $5,644,000 $65,000 $254,000 $50,000 $159,000
File Closed For Incompleteness 54 $4,655,000 $86,000 $374,000 $63,000 $312,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 127 $6,764,000 $53,000 $461,000 $43,000 $648,000
Debt-To-Income Ratio 52 $2,943,000 $56,000 $202,000 $32,000 $120,000
Collateral 52 $3,434,000 $66,000 $372,000 $50,000 $151,000
Other 46 $3,441,000 $74,000 $407,000 $44,000 $151,000
Credit Application Incomplete 24 $1,689,000 $70,000 $369,000 $47,000 $156,000
Unverifiable Information 6 $1,043,000 $173,000 $480,000 $111,000 $420,000
Insufficient Cash (Downpayment, Closing Cost) 5 $316,000 $63,000 $85,000 $37,000 $46,000
Employment History 3 $136,000 $45,000 $67,000 $42,000 $75,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.

Download the Mississippi Lender List