Ward County ND
Mortgage Loan Application
Totals and Details
for 2014

Find mortgage statistics and lending data for the Ward County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ward County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,895
Total Mortgage Loan Application Amount $611,858,000
Average Mortgage Loan Application Amount $211,000
Highest Mortgage Loan Application Amount $11,685,000
Average Applicant Income $77,000
Highest Applicant Income $2,178,000

Mortgage Company List for Lending in Ward County ND for 2014

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,670,951,000 457 $ 69,319,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 346,036,000 353 $ 66,949,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 360,478,278,000 251 $ 61,359,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,373,600,000,000 209 $ 36,895,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 1,632,682,000 148 $ 55,805,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 126 $ 28,685,000
BREMER BANK, NA
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 2,794,680,000 113 $ 29,794,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 91 $ 18,343,000
FIRST WESTERN BANK & TRUST
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 850,322,000 87 $ 13,722,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 62,866,954,000 69 $ 15,637,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 67 $ 13,775,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 237,168,000 60 $ 13,249,000
STONEGATE MORTGAGE CORPORATION
9190 PRIORITY WAY WEST DRIVE
INDIANAPOLIS, IN 46240
* $ 10,000,000 59 $ 13,558,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ 1,543,699,000 58 $ 11,876,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 45 $ 7,464,000
STOCKMAN BANK OF MONTANA
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,596,037,000 42 $ 2,887,000
LUMINATE HOME LOANS
7760 FRANCE AVE S, STE 1010
BLOOMINGTON, MN 55435
* $ 4,028,990,000 35 $ 6,988,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 33 $ 7,736,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 2,106,311,000 31 $ 5,172,000
BRAVERA BANK
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,129,209,000 25 $ 8,909,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 24 $ 5,229,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 21 $ 3,286,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,945,467,000,000 19 $ 3,327,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 18 $ 1,425,000
DISCOVER HOME LOANS, INC
173 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 79,339,664,000 16 $ 3,158,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 14 $ 2,146,000
PENNYMAC LOAN SERVICES LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ 39,000,000 13 $ 2,754,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,433,716,000,000 13 $ 2,126,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 15,766,346,000 12 $ 2,214,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,540,049,000 12 $ 2,356,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,261,678,000 11 $ 2,133,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 10 $ 1,351,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,161,463,000 9 $ 2,464,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 17,638,918,000 9 $ 1,442,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,346,747,000,000 9 $ 1,176,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 8 $ 1,930,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 55,502,976,000 7 $ 1,109,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 850,750,000 7 $ 816,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 6 $ 547,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 6 $ 982,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 841,451,000 6 $ 719,000
PREMIER HOME MORTGAGE, INC.
3024 TOWER RD
RAPID CITY, SD 57701
* $ 20,569,000 5 $ 1,276,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 5 $ 951,000
GREAT PLAINS NATIONAL BANK
5909 NW EXPRESSWAY
OKLAHOMA CITY, OK 73132
* $ 539,275,000 5 $ 989,000
PEOPLES BANK
4831 W 6TH ST
LAWRENCE, KS 66049
* $ 439,528,000 5 $ 915,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,763,439,000 5 $ 431,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 566,962,000 5 $ 1,147,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 410,770,000 5 $ 1,138,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 5 $ 1,006,000
ALLIANCE FINANCIAL RESOURCES
5410 EAST HIGH STREET SUITE 200
PHOENIX, AZ 85054
* $ 10,000,000 5 $ 895,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 4 $ 679,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 4 $ 789,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 7,537,959,000 4 $ 999,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ 10,000,000 4 $ 837,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 892,000
CAPITAL ONE, NATIONAL ASSOCIATION
7933 PRESTON ROAD
PLANO, TX 75024
* $ 238,482,903,000 4 $ 578,000
SUNTRUST BANK
P.O. BOX 4418, MAIL CODE 0663
ATLANTA, GA 30302
* $ 171,261,678,000 4 $ 45,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 1,492,889,000 4 $ 826,000
360 MORTGAGE GROUP, LLC
11305 FOUR POINTS DRIVE, BLDG 1, #200
AUSTIN, TX 78726
* $ 10,000,000 4 $ 1,024,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ 826,484,000 4 $ 821,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 706,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,362,044,000 3 $ 592,000
MILITARY FAMILY HOME LOANS, LL
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 1,102,281,049,000 3 $ 378,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 16,840,840,000 3 $ 503,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 577,338,000 3 $ 65,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 245,863,000 3 $ 629,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 3 $ 907,000
GMH MORTGAGE SERVICES LLC
625 W RIDGE PIKE STE 100; BUILDING C
CONSHOHOCKEN, PA 19428
* $ 0 3 $ 757,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 8,361,206,000 3 $ 692,000
KIRKWOOD BANK & TRUST CO.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 208,575,000 3 $ 441,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 3 $ 1,007,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 5,037,879,000 2 $ 513,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 2 $ 220,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,905,587,000 2 $ 9,517,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 2 $ 260,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ 100,247,000 2 $ 227,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 2 $ 228,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,374,757,000 2 $ 47,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ 10,000,000 2 $ 306,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,596,388,000 2 $ 278,000
VISIONBANK OF IOWA
104 CHESTNUT ST
AMES, IA 50010
* $ 405,089,000 2 $ 9,250,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 66,467,781,000 2 $ 9,000,000
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 705,470,000 2 $ 261,000
MINNESOTA BANK & TRUST
7701 FRANCE AVE S SUITE 110
EDINA, MN 55435
* $ 170,517,000 2 $ 441,000
COMMUNITY & SOUTHERN BANK
3333 RIVERWOOD PARKWAY SUITE #350
ATLANTA, GA 30339
* $ 2,805,106,000 2 $ 666,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,351,095,000 2 $ 177,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ 5,889,539,000 2 $ 527,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 429,000
BBMC MORTGAGE, LLC
100 W. 22ND ST
LOMBARD, IL 60148
* $ 149,000,000 2 $ 415,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 8,122,963,000 1 $ 56,000
FARMERS BANK & TRUST
1017 HARRISON
GREAT BEND, KS 67530
* $ 690,026,000 1 $ 263,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
WILLIAMSTON, MI 48895
* $ 40,394,000 1 $ 276,000
AFFILIATED MORTGAGE COMPANY
5700 LEGACY DRIVE STE 10
PLANO, TX 75024
* $ 212,423,000 1 $ 189,000
FIRST STATE BANK
423 BROADWAY
BUXTON, ND 58218
* $ 171,750,000 1 $ 304,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 1 $ 208,000
UNITED SECURITY FINANCIAL CORP
930 EAST 6600 SOUTH
MURRAY, UT 84121
* $ 10,000,000 1 $ 241,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 102,326,000 1 $ 100,000
BANC OF CALIFORNIA, NATIONAL ASSOCIATION
18500 VON KARMAN AVENUE SUITE 1100
IRVINE, CA 92612
* $ 3,618,297,000 1 $ 405,000
AMERICAN HERITAGE NATIONAL BANK
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 238,646,000 1 $ 272,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 309,999,678,000 1 $ 174,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,744,025,000 1 $ 145,000
AMERICAN HERITAGE FCU
2060 RED LION RD
PHILADELPHIA, PA 19115
* $ 1,365,457,000 1 $ 180,000
IMPAC MORTGAGE CORP.
19500 JAMBOREE RD
IRVINE, CA 92612
* $ 32,120,000 1 $ 192,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ 42,331,494,000 1 $ 189,000
W. J. BRADLEY MORTGAGE CAPITAL
6465 GREENWOOD PLAZA BLVD, SUITE 500
CENTENNIAL, CO 80111
* $ 10,000,000 1 $ 420,000
AMWEST FUNDING CORP.
6 POINTE DRIVE, SUITE 300
BREA, CA 92821
* $ 10,000,000 1 $ 176,000
TIAA-CREF TRUST COMPANY FSB
211 NORTH BROADWAY, STE 1000
ST. LOUIS, MO 63102
* $ 2,412,590,000 1 $ 200,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 961,215,000 1 $ 132,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 257,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 1 $ 245,000
AMCAP MORTGAGE, LTD.
9999 BELLAIRE BLVD., SUITE 700
HOUSTON, TX 77036
* $ 10,000,000 1 $ 244,000
UNION BANK, THE
PO BOX 789
BEULAH, ND 58523
* $ 132,946,000 1 $ 102,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 56,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 194,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 179,126,294,000 1 $ 238,000
SEMPER HOME LOANS, INC.
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 1 $ 286,000
PREMIA MORTGAGE, LLC
5480 CORPORATE DRIVE SUITE 240
TROY, MI 48098
* $ 608,779,509,000 1 $ 361,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ 7,380,000 1 $ 206,000
KS STATEBANK
1010 WESTLOOP PL
MANHATTAN, KS 66502
* $ 1,099,031,000 1 $ 314,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 168,648,000 1 $ 168,000
ARIZONA BANK & TRUST
2036 E CAMELBACK RD
PHOENIX, AZ 85016
* $ 450,321,000 1 $ 196,000
RAILWAY CREDIT UNION
1006 E MAIN STREET
MANDAN, ND 58554
* $ 84,377,000 1 $ 25,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 515,115,000 1 $ 272,000
ENT CREDIT UNION
7250 CAMPUS DRIVE
COLORADO SPRINGS, CO 80920
* $ 3,911,926,000 1 $ 3,000
THE HARVARD STATE BANK
35 N AYER ST, PO BOX 40
HARVARD, IL 60033
* $ 224,944,000 1 $ 40,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 688,805,000 1 $ 280,000
SECURITY FIRST BANK OF NORTH DAKOTA
P.O. BOX 397, 700 ASH AVENUE
NEW SALEM, ND 58563
* $ 175,766,000 1 $ 328,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ward County ND in 2014

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,739 $419,976,000 $241,000 $11,685,000 $74,000 $2,178,000
Refinancing 900 $174,806,000 $194,000 $9,100,000 $80,000 $1,205,000
Home Improvement 256 $17,076,000 $66,000 $417,000 $88,000 $860,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,070 $385,405,000 $186,000 $638,000 $95,000 $2,178,000
Not applicable 544 $177,773,000 $326,000 $11,685,000 $4,000 $525,000
Not Provided 172 $25,431,000 $147,000 $608,000 $83,000 $525,000
Hispanic 42 $8,850,000 $210,000 $417,000 $59,000 $116,000
Black or African American 28 $6,452,000 $230,000 $417,000 $88,000 $336,000
American Indian or Alaskan Native 18 $3,333,000 $185,000 $353,000 $112,000 $486,000
Asian 11 $2,278,000 $207,000 $393,000 $156,000 $708,000
Native Hawaiian or Other Pacific Islander 10 $2,336,000 $233,000 $342,000 $76,000 $131,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,782 $367,572,000 $206,000 $11,685,000 $90,000 $2,178,000
VA-guaranteed (Veterans Administration) 642 $153,921,000 $239,000 $449,000 $55,000 $324,000
FHA-insured (Federal Housing Administration) 463 $88,883,000 $191,000 $393,000 $57,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 8 $1,482,000 $185,000 $330,000 $52,000 $98,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,717 $378,778,000 $220,000 $11,685,000 $95,000 $2,178,000
Loan Purchased By The Institution 580 $128,376,000 $221,000 $449,000 $23,000 $525,000
Application Denied By Financial Institution 279 $39,745,000 $142,000 $446,000 $72,000 $346,000
Application Withdrawn By Applicant 219 $39,139,000 $178,000 $630,000 $85,000 $311,000
Application Approved But Not Accepted 69 $20,045,000 $290,000 $5,900,000 $90,000 $775,000
File Closed For Incompleteness 31 $5,775,000 $186,000 $449,000 $75,000 $250,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 56 $5,752,000 $102,000 $356,000 $89,000 $346,000
Debt-To-Income Ratio 44 $6,741,000 $153,000 $446,000 $70,000 $260,000
Collateral 32 $3,999,000 $124,000 $320,000 $84,000 $344,000
Credit Application Incomplete 24 $4,572,000 $190,000 $420,000 $68,000 $278,000
Other 11 $1,230,000 $111,000 $197,000 $54,000 $98,000
Employment History 4 $651,000 $162,000 $276,000 $75,000 $114,000
Insufficient Cash (Downpayment, Closing Cost) 2 $540,000 $270,000 $310,000 $85,000 $115,000
Unverifiable Information 2 $235,000 $117,000 $137,000 $65,000 $67,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List