Valley County NE
Mortgage Loan Application
Totals and Details
for 2019
Find mortgage statistics and lending data for the Valley County NE metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Valley County NE, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 87 |
| Total Mortgage Loan Application Amount | $7,895,000 |
| Average Mortgage Loan Application Amount | $90,000 |
| Highest Mortgage Loan Application Amount | $365,000 |
| Average Applicant Income | $76,000 |
| Highest Applicant Income | $335,000 |
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,568,651,000 | 28 | $ 1,950,000 |
| CORNERSTONE BANK 529 SOUTH LINCOLN AVENUE YORK, NE 68467 |
* | $ 1,706,292,000 | 7 | $ 305,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,689,351,000,000 | 4 | $ 620,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 459,476,604,000 | 4 | $ 170,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 3 | $ 275,000 |
| UNION BANK AND TRUST COMPANY PO BOX 82535 LINCOLN, NE 68501 |
* | $ 4,149,669,000 | 3 | $ 215,000 |
| WEST GATE BANK 6003 OLD CHENEY ROAD LINCOLN, NE 68516 |
* | $ 611,001,000 | 3 | $ 405,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 81,602,818,000 | 2 | $ 380,000 |
| CITIZENS BANK & TRUST COMPANY PO BOX 385, 7217TH STREET ST. PAUL, NE 68873 |
* | $ 205,553,000 | 2 | $ 50,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 129,426,633,000 | 2 | $ 210,000 |
| FIRST NEBRASKA BANK 330 N. SPRUCE STREET, PO BOX 315 VALLEY, NE 68064 |
* | $ 282,419,000 | 2 | $ 200,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 1 | $ 135,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 18,466,868,000 | 1 | $ 75,000 |
| SECURITY FIRST BANK 5505 RED ROCK LANE LINCOLN, NE 68516 |
* | $ 983,125,000 | 1 | $ 35,000 |
| SPRING EQ, LLC 2929 ARCH ST PHILADELPHIA, PA 19104 |
* | $ -1,000 | 1 | $ 25,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 155,000 |
| U.S. HOME MORTGAGE, INC. 5901 S 58TH ST A LINCOLN, NE 68516 |
* | $ -1,000 | 1 | $ 55,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 312,093,000 | 1 | $ 85,000 |
| CASTLE & COOKE MORTGAGE, LLC 13751 S WADSWORTH PARK DRIVE, STE 101 DRAPER, UT 84020 |
* | $ -1,000 | 1 | $ 65,000 |
| PINNACLE BANK 20544 HWY 370 GRETNA, NE 68028 |
* | $ 4,729,390,000 | 1 | $ 105,000 |
| DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ -1,000 | 1 | $ 35,000 |
| FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ -1,000 | 1 | $ 165,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 96,962,446,000 | 1 | $ 215,000 |
| BANKFIRST 920 S 13TH ST NORFOLK, NE 68701 |
* | $ 706,600,000 | 1 | $ 175,000 |
| DUNDEE BANK 624 MAIN ST ANSLEY, NE 68814 |
* | $ 282,963,000 | 1 | $ 75,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 1 | $ 45,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Valley County NE in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 30 | $2,890,000 | $96,000 | $225,000 | $62,000 | $155,000 |
| Refinancing | 24 | $1,670,000 | $69,000 | $215,000 | $87,000 | $335,000 |
| Cash-out Refinancing | 18 | $2,710,000 | $150,000 | $365,000 | $77,000 | $185,000 |
| Home Improvement | 9 | $375,000 | $41,000 | $85,000 | $69,000 | $150,000 |
| Other Purpose | 6 | $250,000 | $41,000 | $85,000 | $109,000 | $155,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 65 | $5,955,000 | $91,000 | $365,000 | $76,000 | $335,000 |
| Not Provided | 17 | $1,605,000 | $94,000 | $275,000 | $77,000 | $239,000 |
| Not applicable | 5 | $335,000 | $67,000 | $95,000 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 65 | $5,225,000 | $80,000 | $365,000 | $80,000 | $335,000 |
| FHA-insured (Federal Housing Administration) | 12 | $1,570,000 | $130,000 | $275,000 | $64,000 | $126,000 |
| VA-guaranteed (Veterans Administration) | 8 | $910,000 | $113,000 | $225,000 | $69,000 | $100,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $190,000 | $95,000 | $95,000 | $53,000 | $53,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 56 | $4,730,000 | $84,000 | $225,000 | $80,000 | $335,000 |
| Application Denied By Financial Institution | 19 | $2,215,000 | $116,000 | $365,000 | $72,000 | $185,000 |
| Application Withdrawn By Applicant | 6 | $350,000 | $58,000 | $75,000 | $42,000 | $59,000 |
| Loan Purchased By The Institution | 5 | $575,000 | $115,000 | $175,000 | $99,000 | $101,000 |
| File Closed For Incompleteness | 1 | $25,000 | $25,000 | $25,000 | $103,000 | $103,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 56 | $5,090,000 | $90,000 | $225,000 | $79,000 | $239,000 |
| Debt-To-Income Ratio | 18 | $1,360,000 | $75,000 | $275,000 | $68,000 | $335,000 |
| Collateral | 3 | $515,000 | $171,000 | $275,000 | $43,000 | $49,000 |
| Credit Application Incomplete | 3 | $225,000 | $75,000 | $125,000 | $113,000 | $155,000 |
| Credit History | 3 | $75,000 | $25,000 | $45,000 | $47,000 | $58,000 |
| Other | 2 | $500,000 | $250,000 | $365,000 | $116,000 | $185,000 |
| Unverifiable Information | 2 | $130,000 | $65,000 | $85,000 | $84,000 | $127,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Nebraska, and search similar information back through 2003.