Union County SD
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the Union County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Union County SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 539
Total Mortgage Loan Application Amount $141,515,000
Average Mortgage Loan Application Amount $262,000
Highest Mortgage Loan Application Amount $2,975,000
Average Applicant Income $163,000
Highest Applicant Income $2,245,000

Mortgage Company List for Lending in Union County SD for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 1,330,926,000 32 $ 11,360,000
PLAINS COMMERCE BANK
220 MAIN ST
SIOUX FALLS, SD 57450
* $ 1,054,618,000 32 $ 8,180,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 1,964,850,000 30 $ 9,760,000
SIOUXLAND FEDERAL CREDIT UNION
3000 PLAZA DRIVE
SOUTH SIOUX CITY, NE 68776
* $ 256,092,000 30 $ 4,120,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 22 $ 4,840,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,471,026,000 20 $ 6,420,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 20 $ 6,650,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 2,727,087,000 19 $ 3,495,000
PRIMEBANK
37 1ST AVE NW
LE MARS, IA 51031
* $ 643,059,000 19 $ 8,355,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 13 $ 585,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 4,377,534,000 13 $ 1,685,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 12 $ 2,630,000
SECURITY NATIONAL BANK OF SOUTH DAKOTA
325 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 233,294,000 11 $ 1,855,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,748,882,000 11 $ 1,985,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 11 $ 3,505,000
PEOPLES BANK
1230 VALLEY DRIVE
ROCK VALLEY, IA 51247
* $ 842,617,000 9 $ 3,165,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 9 $ 2,315,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 8 $ 2,110,000
PREMIER BANK
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 554,781,000 8 $ 610,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 8 $ 3,180,000
TELCO TRIAD COMMUNITY CREDIT UNION
1420 TRI VIEW AVE
SIOUX CITY, IA 51103
* $ 134,111,000 8 $ 890,000
PIONEER BANK
4700 SINGING HILLS BLVD.
SERGEANT BLUFF, IA 51106
* $ 245,181,000 7 $ 7,475,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,576,681,000 7 $ 305,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 7 $ 2,075,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 7 $ 2,785,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 7 $ 1,805,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 28,274,145,000 6 $ 2,270,000
WEST GATE BANK
6003 OLD CHENEY ROAD
LINCOLN, NE 68516
* $ 1,121,085,000 5 $ 1,315,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 554,328,000 5 $ 1,335,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 5 $ 1,395,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 5 $ 245,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 4 $ 1,420,000
BMO BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 176,980,258,000 4 $ 880,000
FIRST SAVINGS BANK
201 N 3RD ST
BERESFORD, SD 57004
* $ 1,371,445,000 4 $ 1,530,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 4 $ 990,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 4 $ 1,470,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 4 $ 750,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 32,216,733,000 4 $ 440,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
FT. PIERRE, SD 57501
* $ 1,670,754,000 3 $ 335,000
MIDWEST HERITAGE BANK, FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 430,704,000 3 $ 1,285,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 3 $ 1,435,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 3 $ 765,000
RELIABANK DAKOTA
211 N MAIN ST
ESTELLINE, SD 57201
* $ 799,417,000 3 $ 525,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 1,635,354,000 3 $ 195,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 3 $ 125,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 2 $ 620,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
WATFORD CITY, ND 58701
* $ 4,910,204,000 2 $ 380,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 2 $ 640,000
BANK OF UTAH
2605 WASHINGTON BOULEVARD
OGDEN, UT 84401
* $ 2,406,732,000 2 $ 610,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 2,040,399,000 2 $ 660,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 2 $ 1,020,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 2 $ 990,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 2 $ 630,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 2 $ 790,000
AMERICAN STATE BANK
525 N MAIN AVE, PO BOX 140
SIOUX CENTER, IA 51250
* $ 1,254,978,000 2 $ 360,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 2 $ 730,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 2 $ 30,000
F&M BANK
204 NORTH MAIN STREET
WEST POINT, NE 68788
* $ 365,524,000 2 $ 170,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 214,768,000 2 $ 560,000
NBKC BANK
8320 WARD PARKWAY
KANSAS, KS 64114
* $ 1,052,701,000 2 $ 1,060,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 55,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 1 $ 355,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 1 $ 75,000
BLUESTONE FEDERAL CREDIT UNION
5010 S SOLBERG AVE
SIOUX FALLS, SD 57108
* $ 184,973,000 1 $ 105,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 457,589,000 1 $ 335,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 1 $ 305,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 1 $ 345,000
RIVERS EDGE BANK
211 N BROADWAY
MARION, SD 57043
* $ 268,999,000 1 $ 115,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
REEDS SPRING, MO 65802
* $ 5,684,000,000 1 $ 55,000
ACCESS BANK
8712 WEST DODGE ROAD
OMAHA, NE 68144
* $ 945,731,000 1 $ 125,000
AVAILA BANK
126 W 6TH ST
CARROLL, IA 51401
* $ 1,545,185,000 1 $ 205,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ -1,000 1 $ 45,000
LEVO FEDERAL CREDIT UNION
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 443,576,000 1 $ 55,000
UNITED FIDELITY FUNDING CORP.
1300 NW BRIARCLIFF PKWY SUITE 275
JEFFERSON CITY, MO 64150
* $ -1,000 1 $ 365,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 1 $ 285,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 1 $ 235,000
WAHOO STATE BANK
PO BOX 188
WAHOO, NE 68066
* $ 120,125,000 1 $ 255,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 1 $ 445,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
WILMINGTON, DE 60613
* $ -1,000 1 $ 285,000
AMERICAN BANK & TRUST
120 E MAIN STREET
SIOUX FALLS, SD 57382
* $ 1,474,550,000 1 $ 265,000
BLACK HILLS FEDERAL CREDIT UNION
PO BOX 1420-225 MAIN ST
RAPID CITY, SD 57709
* $ 2,170,479,000 1 $ 175,000
V.I.P. MORTGAGE, INC.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 1 $ 185,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 205,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 255,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 125,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 1 $ 75,000
STIFEL BANK AND TRUST
501 N BROADWAY
SAINT LOUIS, MO 63141
* $ 21,228,609,000 1 $ 455,000
WASHINGTON TRUST BANK
717 W SPRAGUE AVE
SPOKANE, WA 99201
* $ 10,412,724,000 1 $ 155,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 1 $ 335,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 355,000
CHARTER WEST BANK
201 SOUTH MAIN STREET PO BOX 288
WEST POINT, NE 68788
* $ 415,343,000 1 $ 485,000
UNION BANK AND TRUST COMPANY
PO BOX 82535
LINCOLN, NE 68501
* $ 7,608,489,000 1 $ 275,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 1 $ 55,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 1 $ 105,000
MIDSTATES BANK, NATIONAL ASSOCIATION
1851 MADISON AVE., STE. 732
COUNCIL BLUFFS, IA 51503
* $ 642,549,000 1 $ 355,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 1 $ 445,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 1 $ 265,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Union County SD in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 307 $104,975,000 $341,000 $2,975,000 $182,000 $2,245,000
Cash-out Refinancing 71 $16,255,000 $228,000 $725,000 $115,000 $406,000
Refinancing 60 $11,100,000 $185,000 $1,285,000 $131,000 $650,000
Home Improvement 54 $4,110,000 $76,000 $305,000 $155,000 $798,000
Other Purpose 46 $4,970,000 $108,000 $705,000 $171,000 $616,000
Not Applicable 1 $105,000 $105,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 417 $105,265,000 $252,000 $2,975,000 $163,000 $2,245,000
Not applicable 50 $16,770,000 $335,000 $1,235,000 $0 $0
Not Provided 36 $8,470,000 $235,000 $1,355,000 $169,000 $1,300,000
Hispanic 18 $4,600,000 $255,000 $485,000 $119,000 $212,000
Black or African American 8 $2,320,000 $290,000 $485,000 $134,000 $241,000
Asian 6 $3,020,000 $503,000 $755,000 $358,000 $620,000
American Indian or Alaskan Native 2 $300,000 $150,000 $265,000 $89,000 $106,000
Native Hawaiian or Other Pacific Islander 1 $25,000 $25,000 $25,000 $118,000 $118,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 448 $114,690,000 $256,000 $2,975,000 $172,000 $2,245,000
FHA-insured (Federal Housing Administration) 61 $15,605,000 $255,000 $485,000 $94,000 $191,000
VA-guaranteed (Veterans Administration) 29 $11,125,000 $383,000 $725,000 $159,000 $487,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 1 $95,000 $95,000 $95,000 $38,000 $38,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 348 $95,670,000 $274,000 $2,975,000 $176,000 $2,245,000
Application Withdrawn By Applicant 62 $18,210,000 $293,000 $815,000 $182,000 $620,000
Application Denied By Financial Institution 59 $7,465,000 $126,000 $415,000 $101,000 $550,000
Loan Purchased By The Institution 48 $15,310,000 $318,000 $725,000 $140,000 $314,000
Application Approved But Not Accepted 11 $2,325,000 $211,000 $505,000 $100,000 $210,000
File Closed For Incompleteness 11 $2,535,000 $230,000 $695,000 $110,000 $240,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 441 $120,235,000 $272,000 $1,755,000 $167,000 $2,245,000
Debt-To-Income Ratio 51 $15,285,000 $299,000 $2,975,000 $190,000 $1,236,000
Credit History 27 $2,785,000 $103,000 $395,000 $111,000 $550,000
Collateral 7 $1,485,000 $212,000 $415,000 $109,000 $157,000
Credit Application Incomplete 5 $525,000 $105,000 $165,000 $101,000 $200,000
Employment History 3 $515,000 $171,000 $345,000 $25,000 $57,000
Other 3 $475,000 $158,000 $355,000 $216,000 $295,000
Unverifiable Information 1 $145,000 $145,000 $145,000 $74,000 $74,000
Mortgage Insurance Denied 1 $65,000 $65,000 $65,000 $43,000 $43,000
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List