Union County SD
Mortgage Loan Application
Totals and Details
for 2007

Find mortgage statistics and lending data for the Union County SD metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Union County SD, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,020
Total Mortgage Loan Application Amount $146,709,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $5,000,000
Average Applicant Income $90,000
Highest Applicant Income $2,541,000

Mortgage Company List for Lending in Union County SD for 2007

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 398,671,000,000 139 $ 21,007,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 60 $ 6,343,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 182,588,156,000 56 $ 8,119,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 46 $ 7,079,000
THE SECURITY NATIONAL BANK OF SIOUX CITY, IOWA
601 PIERCE STREET
SIOUX CITY, IA 51106
* $ 594,410,000 36 $ 6,933,000
BANK 360
P.O. BOX 791
BERESFORD, SD 57004
* $ 37,626,000 36 $ 3,956,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 92,836,714,000 36 $ 5,031,000
SIOUXLAND FEDERAL CREDIT UNION
3000 PLAZA DRIVE
SOUTH SIOUX CITY, NE 68776
* $ 93,425,000 33 $ 2,671,000
CENTRAL BANK
600 LAKE AVENUE
STORM LAKE, IA 50588
* $ 358,752,000 33 $ 11,683,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 29 $ 3,196,000
VANTUS BANK
PO BOX 897
SIOUX CITY, IA 51102
* $ 599,361,000 28 $ 3,446,000
STATE BANK OF ALCESTER
190 IOWA STREET PO BOX 168
ALCESTER, SD 57001
* $ 78,429,000 28 $ 1,713,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 19 $ 2,683,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,419,450,000 17 $ 1,120,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 17 $ 3,025,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 13 $ 1,358,000
LIBERTY NATIONAL BANK
4425 SINGING HILLS BLVD
SIOUX CITY, IA 51106
* $ 85,153,000 13 $ 1,940,000
VALLEY BANK, N.A.
4619 E. ARROWHEAD PKWY
SIOUX FALLS, SD 57110
* $ 74,010,000 12 $ 1,419,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 345,610,758,000 12 $ 2,597,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 11 $ 1,575,000
FIRST NATIONAL BANK
111 CENTRAL AVE NW
LE MARS, IA 51031
* $ 103,176,000 11 $ 1,514,000
PIONEER BANK
4700 SINGING HILLS BLVD.
SIOUX CITY, IA 51106
* $ 99,614,000 10 $ 1,466,000
1ST FINANCIAL BANK USA
331 DAKOTA DUNES BLVD
DAKOTA DUNES, SD 57049
* $ 275,779,000 9 $ 807,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,196,123,794,000 9 $ 1,153,000
FIRST DAKOTA NATIONAL BANK
225 CEDAR ST
YANKTON, SD 57078
* $ 650,132,000 9 $ 834,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,179,390,000,000 9 $ 758,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 822,940,000 9 $ 430,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 9 $ 1,575,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ 10,000,000 9 $ 1,247,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 217,802,326,000 8 $ 1,691,000
IOWA BANKERS MORTGAGE CORPORAT
8800 NW 62ND AVE PO BOX 6220
JOHNSTON, IA 50131
* $ 10,000,000 8 $ 1,816,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 7 $ 793,000
FIRST BANK AND TRUST NA
110 N. MINNESOTA
SIOUX FALLS, SD 57104
* $ 271,911,000 7 $ 1,029,000
WELLS FARGO FIN'L SOUTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 7 $ 1,237,000
FARM CREDIT SERVICES OF AMERICA, FLCA
5015 S 118TH ST
OMAHA, NE 68137
* $ 10,000,000 6 $ 997,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 19,937,022,000 6 $ 849,000
IOWA - NEBRASKA STATE BANK
2021 DAKOTA AVENUE
SOUTH SIOUX CITY, NE 68776
* $ 219,687,000 6 $ 564,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 20,349,757,000 6 $ 708,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 18,091,851,000 6 $ 1,101,000
SIOUX FALLS
700 E 14TH STREET
SIOUX FALLS, SD 57104
* $ 104,455,000 5 $ 370,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 5 $ 712,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 21,874,000,000 5 $ 619,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 5 $ 774,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 4 $ 191,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 244,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 17,125,177,000 4 $ 239,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 83,973,505,000 4 $ 332,000
THE FIRST NATIONAL BANK IN SIOUX FALLS
100 S. PHILLIPS AVENUE
SIOUX FALLS, SD 57104
* $ 961,262,000 4 $ 324,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 4,173,972,000 4 $ 647,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 26,048,419,000 4 $ 398,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,464,820,000 3 $ 469,000
FIRST SAVINGS BANK
201 NORTH 3RD ST
BERESFORD, SD 57004
* $ 454,833,000 3 $ 279,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 13,489,917,000 3 $ 305,000
TIERONE BANK
1235 "N" STREET
LINCOLN, NE 68508
* $ 3,429,718,000 3 $ 457,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 55,642,936,000 3 $ 251,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 340,000
FIRST FRANKLIN FINANCIAL CORP
2150 NORTH FIRST STREET
SAN JOSE, CA 95131
* $ 14,004,000 3 $ 218,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 62,691,446,000 3 $ 802,000
CU MORTGAGE DIRECT, LLC
5010 S. SOLBERG AVENUE
SIOUX FALLS, SD 57108
* $ 48,476,000 3 $ 353,000
FIRST NATIONAL BANK OF OMAHA
1620 DODGE STREET
OMAHA, NE 68197
* $ 7,641,954,000 3 $ 502,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 37,608,492,000 3 $ 175,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 134,344,792,000 3 $ 270,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 3 $ 256,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 479,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 3 $ 494,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 88,081,220,000 3 $ 151,000
FIRST AMERICAN BANK
1207 CENTRAL AVE
FORT DODGE, IA 50501
* $ 1,549,755,000 3 $ 480,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 79,000
FIRST COMMUNITY BANK
PO BOX 3686
ALBUQUERQUE, NM 87190
* $ 2,798,781,000 2 $ 209,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 445,151,000 2 $ 37,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 2 $ 109,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 114,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 296,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 185,000
TELCO TRIAD COMMUNITY CU
1420 TRI VIEW AVE
SIOUX CITY, IA 51103
* $ 55,452,000 2 $ 26,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 249,142,000 2 $ 284,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 2 $ 227,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 396,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 147,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 473,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 2 $ 1,103,000
PTF FINANCIAL CORP
10333 E. DRY CREEK RD. STE 200
ENGLEWOOD, CO 80112
* $ 10,000,000 2 $ 265,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 2 $ 244,000
NATIONWIDE LENDING CORPORATION
165 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 25,616,472,000 2 $ 303,000
DAKOTA HERITAGE STATE BANK
221 MAIN ST
CHANCELLOR, SD 57015
* $ 36,701,000 2 $ 200,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 589,584,000 2 $ 83,000
MINNWEST BANK SIOUX FALLS
5001 S LOUISE AVE
SIOUX FALLS, SD 57108
* $ 91,308,000 2 $ 5,017,000
UNION BANK AND TRUST COMPANY
PO BOX 82535
LINCOLN, NE 68501
* $ 1,518,244,000 2 $ 300,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,105,280,000 2 $ 80,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 12,595,722,000 2 $ 352,000
LIBERTY BANK F.S.B.
6400 WESTOWN PARKWAY
WEST DES MOINES, IA 50266
* $ 881,762,000 1 $ 17,000
NORTHWEST BANK
101 W 5TH ST.
SPENCER, IA 51301
* $ 714,244,000 1 $ 210,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 146,260,800,000 1 $ 248,000
METABANK
PO BOX 1307
STORM LAKE, IA 50588
* $ 706,217,000 1 $ 150,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,539,389,000 1 $ 220,000
HOME FEDERAL BANK
P.O. BOX 5000
SIOUX FALLS, SD 57117
* $ 1,009,911,000 1 $ 40,000
GREAT WESTERN BANK
35 1ST AVE NE
WATERTOWN, SD 57201
* $ 1,387,577,000 1 $ 165,000
PINNACLE BANK SIOUX CITY
1901 MORNINGSIDE AVENUE
SIOUX CITY, IA 51106
* $ 42,424,000 1 $ 20,000
KINGSLEY STATE BANK
705 1ST ST PO BOX 66
SERGEANT BLUFF, IA 51054
* $ 101,401,000 1 $ 100,000
PREMIER BANK
1004 21ST AVENUE
ROCK VALLEY, IA 51247
* $ 155,783,000 1 $ 8,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 1,660,337,000 1 $ 81,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 12,000,000 1 $ 69,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 16,981,282,000 1 $ 150,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 758,790,000 1 $ 52,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 96,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 1 $ 52,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 113,000
PERFORMANCE CREDIT CORPORATION
2040 MAIN STREET, SUITE 800B
IRVINE, CA 92614
* $ 10,000,000 1 $ 54,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 360,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 11,006,711,000 1 $ 160,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 1 $ 55,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 719,000
SERVICE FIRST FEDERAL CREDIT UNION
3901 E 10TH STREET
SIOUX FALLS, SD 57103
* $ 123,574,000 1 $ 88,000
PRIME FINANCIAL CREDIT UNION
5656 S PACKARD AVE
CUDAHY, WI 53110
* $ 167,013,000 1 $ 87,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 1 $ 38,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 1,606,767,000 1 $ 450,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 1 $ 193,000
MORTGAGE ONE, INC.
10527 165TH STREET WEST
LAKEVILLE, MN 55044
* $ 10,000,000 1 $ 90,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 30,802,955,000 1 $ 3,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 82,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 204,000
CIRCLE ONE MORTGAGE COMPANY
205 WEST OAK STREET
FORT COLLINS, CO 80522
* $ 1,510,439,000 1 $ 85,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 1 $ 110,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,966,377,276,000 1 $ 1,000,000
GREENPOINT MORTGAGE FUNDING
100 WOOD HOLLOW DRIVE
NOVATO, CA 94945
* $ 6,677,533,000 1 $ 95,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 165,673,017,000 1 $ 88,000
AMERICAN NATIONAL BANK
201 MAIN ST
PIERSON, IA 51048
* $ 233,039,000 1 $ 356,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 182,588,156,000 1 $ 39,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 138,667,948,000 1 $ 62,000
WELLS FARGO FIN'L IOWA 3, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 25,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Union County SD in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 472 $81,753,000 $173,000 $5,000,000 $106,000 $2,541,000
Refinancing 449 $59,479,000 $132,000 $1,600,000 $78,000 $960,000
Home Improvement 99 $5,477,000 $55,000 $280,000 $73,000 $518,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 853 $119,552,000 $140,000 $1,600,000 $94,000 $2,541,000
Not Provided 79 $10,178,000 $128,000 $360,000 $81,000 $252,000
Not applicable 72 $15,110,000 $209,000 $5,000,000 $46,000 $242,000
Hispanic 8 $740,000 $92,000 $160,000 $51,000 $136,000
Black or African American 4 $780,000 $195,000 $270,000 $300,000 $300,000
American Indian or Alaskan Native 3 $314,000 $104,000 $118,000 $26,000 $48,000
Asian 1 $35,000 $35,000 $35,000 $65,000 $65,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 961 $138,700,000 $144,000 $5,000,000 $92,000 $2,541,000
FHA-insured (Federal Housing Administration) 30 $4,287,000 $142,000 $203,000 $66,000 $110,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 19 $1,803,000 $94,000 $156,000 $38,000 $63,000
VA-guaranteed (Veterans Administration) 10 $1,919,000 $191,000 $330,000 $87,000 $131,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 542 $75,876,000 $139,000 $1,600,000 $101,000 $2,541,000
Application Denied By Financial Institution 171 $20,198,000 $118,000 $719,000 $66,000 $612,000
Loan Purchased By The Institution 134 $21,212,000 $158,000 $719,000 $74,000 $535,000
Application Withdrawn By Applicant 83 $12,018,000 $144,000 $1,000,000 $96,000 $1,382,000
Application Approved But Not Accepted 76 $15,641,000 $205,000 $5,000,000 $91,000 $960,000
File Closed For Incompleteness 14 $1,764,000 $126,000 $240,000 $93,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 30 $3,420,000 $114,000 $719,000 $73,000 $612,000
Debt-To-Income Ratio 21 $2,905,000 $138,000 $288,000 $57,000 $143,000
Collateral 19 $2,904,000 $152,000 $540,000 $102,000 $528,000
Credit Application Incomplete 6 $529,000 $88,000 $215,000 $89,000 $315,000
Other 6 $714,000 $119,000 $235,000 $86,000 $143,000
Employment History 2 $173,000 $86,000 $125,000 $38,000 $46,000
Insufficient Cash (Downpayment, Closing Cost) 1 $130,000 $130,000 $130,000 $59,000 $59,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in South Dakota, and search similar information back through 2003.

Download the South Dakota Lender List