Traill County ND
Mortgage Loan Application
Totals and Details
for 2021

Find mortgage statistics and lending data for the Traill County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Traill County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 413
Total Mortgage Loan Application Amount $72,775,000
Average Mortgage Loan Application Amount $176,000
Highest Mortgage Loan Application Amount $785,000
Average Applicant Income $93,000
Highest Applicant Income $2,492,000

Mortgage Company List for Lending in Traill County ND for 2021

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 2,380,296,000 45 $ 6,825,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 850,203,000 35 $ 4,735,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 3,466,051,000 22 $ 5,360,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,445,435,000 19 $ 3,105,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 456,025,829,000 16 $ 3,440,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 15 $ 2,545,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 15 $ 2,865,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 14 $ 2,210,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 12 $ 1,910,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,747,398,000,000 12 $ 1,920,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 10 $ 1,330,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 2,354,874,000 10 $ 1,600,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ -1,000 10 $ 1,880,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 9 $ 1,465,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 9 $ 1,365,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,289,704,000 9 $ 1,795,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 9 $ 1,255,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 496,400,000 8 $ 1,870,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 8 $ 1,400,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 6,492,180,000 8 $ 910,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 13,105,582,000 5 $ 825,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 5 $ 385,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 121,995,997,000 4 $ 620,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 4 $ 1,060,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 104,052,030,000 4 $ 700,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 484,003,000 4 $ 820,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 1,376,396,000 4 $ 1,440,000
BRAVERA BANK
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 1,671,850,000 3 $ 325,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 1,145,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 3 $ 595,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 2,379,086,000 3 $ 395,000
AGCOUNTRY FARM CREDIT SERVICES, FLCA
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ -1,000 3 $ 725,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 1,708,246,000 3 $ 375,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 3 $ 435,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 3 $ 415,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 1,286,460,000 3 $ 705,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,140,778,000,000 2 $ 1,010,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 983,657,000 2 $ 180,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
HANNAFORD, ND 58448
* $ 717,012,000 2 $ 560,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 2 $ 350,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 22,986,309,000 2 $ 70,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 2 $ 460,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 2 $ 540,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 98,729,134,000 2 $ 70,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 167,492,000,000 2 $ 520,000
AMERICAN FEDERAL BANK
215 N 5TH ST
FARGO, ND 58102
* $ 628,546,000 2 $ 510,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 270,000
FIRST WESTERN BANK & TRUST
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,089,559,000 2 $ 230,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,864,126,000 2 $ 840,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 1 $ 55,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 1 $ 475,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 1 $ 245,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 92,968,547,000 1 $ 115,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 46,627,366,000 1 $ 105,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ -1,000 1 $ 265,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 1 $ 125,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 1 $ 375,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 6,120,102,000 1 $ 505,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 1 $ 225,000
MIDWEST BANK
613 HWY 10 E PO BOX 703
DETROIT LAKES, MN 56501
* $ 527,460,000 1 $ 125,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 125,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 45,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 1 $ 145,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 80,522,766,000 1 $ 235,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 125,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Traill County ND in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 166 $31,460,000 $189,000 $785,000 $76,000 $318,000
Refinancing 136 $25,650,000 $188,000 $525,000 $126,000 $2,492,000
Cash-out Refinancing 82 $13,750,000 $167,000 $545,000 $82,000 $202,000
Home Improvement 17 $1,085,000 $63,000 $145,000 $96,000 $183,000
Other Purpose 7 $495,000 $70,000 $145,000 $120,000 $228,000
Not Applicable 5 $335,000 $67,000 $115,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 307 $51,995,000 $169,000 $545,000 $96,000 $2,492,000
Not applicable 57 $11,595,000 $203,000 $785,000 $44,000 $44,000
Not Provided 40 $7,780,000 $194,000 $505,000 $80,000 $228,000
Hispanic 5 $745,000 $149,000 $175,000 $44,000 $60,000
American Indian or Alaskan Native 3 $575,000 $191,000 $255,000 $57,000 $84,000
Black or African American 1 $85,000 $85,000 $85,000 $35,000 $35,000
Asian 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 303 $55,575,000 $183,000 $785,000 $102,000 $2,492,000
VA-guaranteed (Veterans Administration) 47 $8,975,000 $190,000 $485,000 $66,000 $172,000
FHA-insured (Federal Housing Administration) 39 $5,085,000 $130,000 $275,000 $52,000 $120,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 24 $3,140,000 $130,000 $225,000 $49,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 251 $45,465,000 $181,000 $785,000 $100,000 $2,492,000
Loan Purchased By The Institution 56 $10,430,000 $186,000 $505,000 $112,000 $175,000
Application Withdrawn By Applicant 55 $10,395,000 $189,000 $525,000 $86,000 $300,000
Application Denied By Financial Institution 35 $4,375,000 $125,000 $315,000 $66,000 $221,000
File Closed For Incompleteness 12 $1,580,000 $131,000 $275,000 $79,000 $146,000
Application Approved But Not Accepted 3 $365,000 $121,000 $125,000 $0 $0
Preapproval Denied by Financial Institution 1 $165,000 $165,000 $165,000 $39,000 $39,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 376 $68,110,000 $181,000 $785,000 $97,000 $2,492,000
Credit History 11 $1,385,000 $125,000 $265,000 $68,000 $118,000
Debt-To-Income Ratio 9 $1,335,000 $148,000 $315,000 $48,000 $129,000
Collateral 8 $830,000 $103,000 $185,000 $69,000 $169,000
Credit Application Incomplete 3 $305,000 $101,000 $135,000 $63,000 $70,000
Other 3 $515,000 $171,000 $255,000 $136,000 $221,000
Employment History 2 $230,000 $115,000 $165,000 $27,000 $39,000
Insufficient Cash (Downpayment, Closing Cost) 1 $65,000 $65,000 $65,000 $37,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List