Traill County ND
Mortgage Loan Application
Totals and Details
for 2009

Find mortgage statistics and lending data for the Traill County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Traill County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 301
Total Mortgage Loan Application Amount $30,354,000
Average Mortgage Loan Application Amount $100,000
Highest Mortgage Loan Application Amount $362,000
Average Applicant Income $68,000
Highest Applicant Income $469,000

Mortgage Company List for Lending in Traill County ND for 2009

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 538,958,000,000 89 $ 8,887,000
GATE CITY BANK
500 2ND AVENUE NORTH
FARGO, ND 58102
* $ 1,038,359,000 31 $ 2,537,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 756,324,000 18 $ 1,264,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 1,926,633,000 14 $ 964,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,746,242,000,000 10 $ 1,316,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 261,775,591,000 10 $ 1,042,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 9 $ 982,000
DAKOTA HERITAGE BANK OF ND
109 MAIN STREET PO BOX 268
HUNTER, ND 58048
* $ 70,581,000 8 $ 317,000
FIRST STATE BANK
423 BROADWAY
BUXTON, ND 58218
* $ 126,768,000 7 $ 665,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 861,269,000 6 $ 601,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 6 $ 986,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 6 $ 883,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,227,040,000,000 5 $ 206,000
AMERICAN FEDERAL BANK
215 NORTH 5TH STREET
FARGO, ND 58102
* $ 342,683,000 5 $ 653,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 117,978,966,000 4 $ 563,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,471,631,047,000 4 $ 353,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 4 $ 513,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 4 $ 229,000
COMMUNITY BANK OF THE RRV
1616 S WASHINGTON ST
GRAND FORKS, ND 58201
* $ 286,971,000 4 $ 283,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 190,686,000 3 $ 357,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 3 $ 405,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 3 $ 435,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 3 $ 520,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 4,858,594,000 3 $ 96,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 32,584,979,000 3 $ 333,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 544,600,000 3 $ 615,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 955,409,000 3 $ 645,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 366,158,000 2 $ 152,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 175,104,000 2 $ 276,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 282,398,000 2 $ 305,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 32,882,574,000 2 $ 170,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,499,798,000 2 $ 373,000
NORTHWESTERN BANK, NATIONAL ASSOCIATION
4 NORTH MAIN - PO BOX 10
DILWORTH, MN 56547
* $ 139,606,000 2 $ 314,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 2 $ 226,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 2 $ 328,000
F-M MORTGAGE CORPORATION
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 1 $ 98,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, #100
PLYMOUTH, MN 55441
* $ 10,000,000 1 $ 115,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 130,000
WEALTHBRIDGE MORTGAGE CORP.
15455 NW GREENBRIER PKWY, STE. 111
BEAVERTON, OR 97006
* $ 10,000,000 1 $ 66,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 66,890,239,000 1 $ 47,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 395,536,000 1 $ 50,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 154,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 861,403,000 1 $ 84,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 21,270,147,000 1 $ 113,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 30,307,736,000 1 $ 114,000
CITIZENS STATE BANK
PO BOX 255
FINLEY, ND 58230
* $ 99,322,000 1 $ 6,000
UNION STATE BANK OF FARGO
4530 17TH AVENUE SOUTH
FARGO, ND 58103
* $ 49,188,000 1 $ 23,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 633,776,000 1 $ 130,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Traill County ND in 2009

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 162 $18,630,000 $115,000 $362,000 $69,000 $302,000
Home Purchase 105 $9,784,000 $93,000 $362,000 $67,000 $469,000
Home Improvement 34 $1,940,000 $57,000 $335,000 $66,000 $402,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 260 $26,158,000 $100,000 $362,000 $69,000 $469,000
Not Provided 19 $1,874,000 $98,000 $193,000 $56,000 $129,000
Not applicable 17 $1,842,000 $108,000 $360,000 $80,000 $469,000
Hispanic 3 $272,000 $90,000 $136,000 $45,000 $53,000
Native Hawaiian or Other Pacific Islander 1 $130,000 $130,000 $130,000 $0 $0
American Indian or Alaskan Native 1 $78,000 $78,000 $78,000 $73,000 $73,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 209 $20,998,000 $100,000 $362,000 $78,000 $469,000
FHA-insured (Federal Housing Administration) 68 $6,907,000 $101,000 $209,000 $48,000 $184,000
VA-guaranteed (Veterans Administration) 14 $1,498,000 $107,000 $189,000 $45,000 $91,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 10 $951,000 $95,000 $187,000 $35,000 $75,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 167 $16,766,000 $100,000 $362,000 $72,000 $469,000
Application Denied By Financial Institution 48 $4,458,000 $92,000 $362,000 $56,000 $302,000
Application Withdrawn By Applicant 31 $3,368,000 $108,000 $300,000 $68,000 $320,000
Loan Purchased By The Institution 31 $3,657,000 $117,000 $360,000 $70,000 $469,000
File Closed For Incompleteness 13 $1,159,000 $89,000 $236,000 $45,000 $95,000
Application Approved But Not Accepted 11 $946,000 $86,000 $208,000 $92,000 $402,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 16 $1,199,000 $74,000 $157,000 $42,000 $86,000
Credit History 12 $787,000 $65,000 $193,000 $61,000 $126,000
Collateral 9 $1,131,000 $125,000 $238,000 $63,000 $98,000
Credit Application Incomplete 2 $240,000 $120,000 $120,000 $43,000 $87,000
Employment History 1 $72,000 $72,000 $72,000 $27,000 $27,000
Insufficient Cash (Downpayment, Closing Cost) 1 $85,000 $85,000 $85,000 $73,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0
Unverifiable Information 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List