Traill County ND
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Traill County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Traill County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 345
Total Mortgage Loan Application Amount $32,575,000
Average Mortgage Loan Application Amount $94,000
Highest Mortgage Loan Application Amount $380,000
Average Applicant Income $62,000
Highest Applicant Income $540,000

Mortgage Company List for Lending in Traill County ND for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 52 $ 4,548,000
GATE CITY BANK
500 2ND AVENUE NORTH
FARGO, ND 58102
* $ 951,979,000 34 $ 2,515,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 28 $ 3,281,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 24 $ 3,244,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 704,621,000 21 $ 1,634,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 16 $ 1,109,000
WELLS FARGO FIN'L NORTH DAKOTA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 12 $ 1,044,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 11 $ 1,043,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 10 $ 891,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 9 $ 1,390,000
FIRST STATE BANK
423 BROADWAY
BUXTON, ND 58218
* $ 102,256,000 9 $ 368,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 8 $ 783,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 7 $ 700,000
DAKOTA HERITAGE BANK OF ND
109 MAIN STREET PO BOX 268
HUNTER, ND 58048
* $ 62,722,000 6 $ 353,000
COMMUNITY BANK OF THE RRV
1616 S WASHINGTON ST
GRAND FORKS, ND 58201
* $ 280,630,000 5 $ 350,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 1,815,913,000 5 $ 414,000
BREMER BANK NA (GRAND FORKS)
3100 SOUTH COLUMBIA RD
GRAND FORKS, ND 58201
* $ 721,911,000 5 $ 351,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 5 $ 358,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 5 $ 890,000
CITIZENS STATE BANK
PO BOX 255
FINLEY, ND 58230
* $ 91,938,000 4 $ 309,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 4 $ 401,000
TOWN AND COUNTRY CREDIT UNION
615 S BROADWAY ST
MINOT, ND 58701
* $ 183,394,000 4 $ 412,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 4 $ 378,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 3 $ 165,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 250,351,000 3 $ 428,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 3 $ 327,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 3 $ 41,000
CHOICE FINANCIAL GROUP
4501 23RD AVE S
FARGO, ND 58104
* $ 446,971,000 3 $ 292,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 2 $ 95,000
AMERICAN FEDERAL BANK
215 NORTH 5TH STREET
FARGO, ND 58102
* $ 291,390,000 2 $ 116,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,354,950,000 2 $ 245,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 2 $ 164,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 2 $ 174,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 2 $ 223,000
F-M MORTGAGE CORPORATION
801 10TH STREET S, SUITE 100
FARGO, ND 58103
* $ 10,000,000 2 $ 243,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 2 $ 121,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 1 $ 94,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 110,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 1 $ 203,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 197,000
VISIONBANK
3000 25TH STREET SOUTH
FARGO, ND 58103
* $ 116,862,000 1 $ 17,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 1 $ 80,000
COLORADO FEDERAL SAVINGS BANK
8400 EAST PRENTICE AVE, SUITE 545
GREENWOOD VILLAGE, CO 80111
* $ 45,485,000 1 $ 169,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 1 $ 165,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 1 $ 25,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 1 $ 164,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,222,682,000 1 $ 11,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 262,758,000 1 $ 91,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 1 $ 40,000
BREMER BANK NA (ST CLOUD)
1100 ST GERMAIN
ST CLOUD, MN 56301
* $ 682,855,000 1 $ 155,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 1 $ 33,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 1 $ 63,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 1 $ 113,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 1 $ 134,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 1 $ 128,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 1 $ 115,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 556,500,000 1 $ 176,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 1 $ 138,000
FIRST STATE BANK OF ND
340 MAIN STREET, PO BOX 98
ARTHUR, ND 58006
* $ 198,898,000 1 $ 90,000
WESTERN STATE BANK
755 13TH AVE E
WEST FARGO, ND 58108
* $ 361,439,000 1 $ 200,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 864,696,000 1 $ 237,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Traill County ND in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 185 $19,941,000 $107,000 $340,000 $66,000 $540,000
Home Purchase 112 $10,300,000 $91,000 $380,000 $55,000 $179,000
Home Improvement 48 $2,334,000 $48,000 $200,000 $65,000 $402,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 290 $27,046,000 $93,000 $380,000 $65,000 $540,000
Not applicable 28 $3,307,000 $118,000 $237,000 $22,000 $89,000
Not Provided 14 $1,092,000 $78,000 $144,000 $94,000 $425,000
Hispanic 9 $762,000 $84,000 $151,000 $46,000 $79,000
Asian 2 $127,000 $63,000 $71,000 $61,000 $81,000
Native Hawaiian or Other Pacific Islander 1 $122,000 $122,000 $122,000 $56,000 $56,000
American Indian or Alaskan Native 1 $119,000 $119,000 $119,000 $77,000 $77,000
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 254 $23,550,000 $92,000 $380,000 $68,000 $540,000
FHA-insured (Federal Housing Administration) 71 $7,079,000 $99,000 $226,000 $49,000 $140,000
VA-guaranteed (Veterans Administration) 15 $1,616,000 $107,000 $188,000 $38,000 $79,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 5 $330,000 $66,000 $80,000 $42,000 $53,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 180 $16,996,000 $94,000 $380,000 $65,000 $411,000
Application Denied By Financial Institution 60 $4,793,000 $79,000 $205,000 $67,000 $540,000
Loan Purchased By The Institution 53 $6,714,000 $126,000 $340,000 $45,000 $296,000
Application Withdrawn By Applicant 23 $1,838,000 $79,000 $203,000 $60,000 $140,000
Application Approved But Not Accepted 23 $1,757,000 $76,000 $225,000 $69,000 $173,000
File Closed For Incompleteness 6 $477,000 $79,000 $128,000 $50,000 $69,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 14 $648,000 $46,000 $125,000 $75,000 $540,000
Collateral 13 $1,215,000 $93,000 $200,000 $85,000 $424,000
Debt-To-Income Ratio 5 $578,000 $115,000 $149,000 $50,000 $133,000
Credit Application Incomplete 2 $140,000 $70,000 $74,000 $43,000 $49,000
Other 2 $242,000 $121,000 $140,000 $232,000 $425,000
Unverifiable Information 2 $218,000 $109,000 $138,000 $44,000 $54,000
Employment History 0 $0 $0 $0 $0 $0
Insufficient Cash (Downpayment, Closing Cost) 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List