Unlock detailed Thomas County GA mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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Download a formatted spreadsheet with aggregated HMDA statistics
for all lenders based in Georgia.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,774 |
Total Mortgage Loan Application Amount | $242,953,000 |
Average Mortgage Loan Application Amount | $136,000 |
Highest Mortgage Loan Application Amount | $2,240,000 |
Average Applicant Income | $80,000 |
Highest Applicant Income | $1,951,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 33 | $ 1,952,000 |
ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 808,645,000 | 3 | $ 428,000 |
AFFILIATED MORTGAGE COMPANY 5700 LEGACY DRIVE STE 10 PLANO, TX 75024 |
* | $ 212,423,000 | 1 | $ 76,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 72 | $ 12,292,000 |
AMERICAN EQUITY MORTGAGE, INC. 11933 WESTLINE INDUSTRIAL DRIVE SAINT LOUIS, MO 63146 |
* | $ 10,000,000 | 3 | $ 553,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 9 | $ 880,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 176,000 |
AMERICASH 3080 BRISTOL STREET, SUITE 300 COSTA MESA, CA 92626 |
* | $ 10,000,000 | 1 | $ 208,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 5,152,186,000 | 1 | $ 400,000 |
AMERIS BANK 300 SOUTH MAIN STREET ATLANTA, GA 31768 |
* | $ 3,003,189,000 | 97 | $ 8,101,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 14 | $ 2,174,000 |
ASSOCIATED MORTGAGE BANKERS, INC. 2395 OCEAN AVENUE SUITE 5 ISLIP, NY 11779 |
* | $ 35,004,000 | 1 | $ 53,000 |
ATLANTA POSTAL 1605 BOGGS ROAD ATLANTA, GA 30096 |
* | $ 1,972,908,000 | 1 | $ 84,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,459,157,302,000 | 53 | $ 6,551,000 |
BANK OF THE OZARKS PO BOX 8811 LITTLE ROCK, AR 72231 |
* | $ 3,828,011,000 | 1 | $ 124,000 |
BANKSOUTH 6340 LAKE OCONEE PARKWAY GREENSBORO, GA 30642 |
* | $ 345,856,000 | 2 | $ 266,000 |
CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 12,990,345,000 | 1 | $ 209,000 |
CAMPUS USA CREDIT UNION 14007 NW 1ST ROAD NEWBERRY, FL 32669 |
* | $ 1,080,639,000 | 1 | $ 130,000 |
CAPITAL CITY BANK 1828 WEST TENNESSEE STREET TALLAHASSEE, FL 32304 |
* | $ 2,617,318,000 | 12 | $ 1,207,000 |
CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 2 | $ 401,000 |
CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 477,611,000 | 2 | $ 422,000 |
CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ 14,200,000 | 1 | $ 161,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,288,658,000,000 | 16 | $ 2,431,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 14 | $ 2,215,000 |
CITIZENS COMMUNITY BANK 120 W. MAIN STREET VALDOSTA, GA 31632 |
* | $ 117,978,000 | 1 | $ 148,000 |
COASTAL STATES MORTGAGE, INC. 5 BOW CIRCLE HILTON HEAD ISLAND, SC 29928 |
* | $ 10,000,000 | 12 | $ 2,505,000 |
COLONY BANK 302 SOUTH MAIN ST. FITZGERALD, GA 31750 |
* | $ 1,192,832,000 | 5 | $ 828,000 |
COMMERCIAL BANKING COMPANY 3462 NORTH VALDOSTA ROAD VALDOSTA, GA 31603 |
* | $ 199,033,000 | 2 | $ 203,000 |
COMMUNITY FIRST BANK 5525 US HIGHWAY 10 E ROSHOLT, WI 54482 |
* | $ 304,989,000 | 6 | $ 487,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 3 | $ 270,000 |
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 1 | $ 135,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ 10,000,000 | 1 | $ 126,000 |
DIRECT LENDERS, LLC 1600 KENNESAW DUE WEST ROAD SUITE 610 LAWRENCEVILLE, GA 30152 |
* | $ 1,250,000 | 1 | $ 125,000 |
DITECH MORTGAGE CORP 1100 VIRGINIA DRIVE, SUITE 100 FT. WASHINGTON, PA 19034 |
* | $ 5,720,000 | 1 | $ 81,000 |
DOCO CREDIT UNION 107 N. WESTOVER BLVD ALBANY, GA 31707 |
* | $ 172,613,000 | 1 | $ 20,000 |
DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,382,225,000 | 1 | $ 265,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 38 | $ 4,691,000 |
ENVISION CREDIT UNION 440 NORTH MONROE ST. TALLAHASSEE, FL 32301 |
* | $ 229,476,000 | 2 | $ 68,000 |
EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 AUSTIN, TX 75254 |
* | $ 3,642,000 | 2 | $ 403,000 |
FARMERS & MERCHANTS BANK 200 E. WASHINGTON STREET MONTICELLO, FL 32344 |
* | $ 425,245,000 | 48 | $ 5,484,000 |
FARMERS & MERCHANTS BANK 4 NORTH CARTER STREET, PO BOX 187 LAKELAND, GA 31635 |
* | $ 593,109,000 | 5 | $ 574,000 |
FARMERS BANK & TRUST COMPANY 200 E MAIN ST MAGNOLIA, AR 71753 |
* | $ 734,076,000 | 1 | $ 2,106,000 |
FIDELITY BANK 3 CORPORATE BLVD NE ATLANTA, GA 30329 |
* | $ 2,231,779,000 | 2 | $ 383,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 2 | $ 269,000 |
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 3 | $ 190,000 |
FIRST CITIZENS BANK 1230 MAIN ST COLUMBIA, SC 29201 |
* | $ 8,103,953,000 | 2 | $ 343,000 |
FIRST COMMERCE CREDIT UNION 2073 LAKE SUMMIT TALLAHASSEE, FL 32310 |
* | $ 349,230,000 | 3 | $ 397,000 |
FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE NASHVILLE, TN 37129 |
* | $ 10,000,000 | 1 | $ 119,000 |
FIRST FEDERAL BANK 2440 MALL DRIVE NORTH CHARLESTON, SC 29406 |
* | $ 3,140,407,000 | 2 | $ 88,000 |
FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 978,405,000 | 4 | $ 802,000 |
FIRST FINANCIAL SERVICES, INC. 6230 FAIRVIEW RD, 450 CHARLOTTE, NC 28210 |
* | $ 842,786,000 | 2 | $ 360,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 13,623,469,000 | 41 | $ 7,919,000 |
FLINT COMMUNITY BANK 2910 MEREDYTH DRIVE, P.O. BOX 70878 ALBANY, GA 31721 |
* | $ 130,382,000 | 1 | $ 197,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 5 | $ 896,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ 10,000,000 | 9 | $ 1,679,000 |
GEORGIA UNITED 6705 SUGARLOAF PARKWAY DULUTH, GA 30097 |
* | $ 893,021,000 | 1 | $ 76,000 |
GFS CAPITAL 6499 HAVENWOOD CIRCLE HUNTINGTON BEACH, CA 92648 |
* | $ 10,000,000 | 4 | $ 832,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 28 | $ 4,415,000 |
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 6 | $ 854,000 |
HERITAGEBANK OF THE SOUTH 3333 PEACHTREE RD NE SUITE M-10 ATLANTA, GA 30326 |
* | $ 1,086,660,000 | 1 | $ 69,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 5 | $ 695,000 |
HOME POINT MORTGAGE ACCEPTANCE CORPORATION 121 RESEARCH BLVD MADISON, AL 35758 |
* | $ 580,000,000 | 1 | $ 141,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 65,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 2 | $ 448,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 90,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 136 | $ 17,647,000 |
LENDMARK FINANCIAL SERVICES 223 W NASH ST WILSON, NC 27893 |
* | $ 43,592,768,000 | 3 | $ 28,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 4 | $ 1,067,000 |
MAINSTREET COMMUNITY BANK OF FLORIDA 204 S. WOODLAND BLVD DELAND, FL 32720 |
* | $ 205,412,000 | 79 | $ 15,727,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 4 | $ 501,000 |
MIDFLORIDA 3004 S FLORIDA AVE LAKELAND, FL 33803 |
* | $ 1,597,449,000 | 1 | $ 404,000 |
MILEND, INC. 375 NORTHRIDGE RD, SUITE 600 ALPHARETTA, GA 30350 |
* | $ 10,000,000 | 2 | $ 377,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 4 | $ 746,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 7 | $ 985,000 |
NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 619,450,000 | 1 | $ 259,000 |
NATIONS LENDING CORPORATION 4 SUMMIT PARK DR STE 200 COLUMBUS, OH 44131 |
* | $ 4,410,000 | 1 | $ 152,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 5 | $ 651,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 9 | $ 569,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 6 | $ 779,000 |
OCEANSIDE MORTGAGE COMPANY 55 MAIN ST TOMS RIVER, NJ 08753 |
* | $ 10,000,000 | 1 | $ 139,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 2 | $ 259,000 |
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 10 | $ 719,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 141,000 |
PEOPLESSOUTH BANK 203 W CRAWFORD ST COLQUITT, GA 39837 |
* | $ 533,698,000 | 1 | $ 34,000 |
PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 1 | $ 114,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 430,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 263,309,559,000 | 2 | $ 460,000 |
PRIMARY CAPITAL 1000 PARKWOOD CIRCLE, SUITE 600 ATLANTA, GA 30339 |
* | $ 10,000,000 | 4 | $ 493,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 1 | $ 72,000 |
PRIME MERIDIAN BANK 1897 CAPITAL CIRCLE NE TALLAHASSEE, FL 32308 |
* | $ 139,403,000 | 1 | $ 172,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 2 | $ 509,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 10 | $ 1,546,000 |
RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 4,196,437,000 | 7 | $ 935,000 |
RESIDENTIAL FINANCE CORPORATIO 1 EASTON OVAL #400 COLUMBUS, OH 43219 |
* | $ 17,533,484,000 | 3 | $ 479,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 1 | $ 81,000 |
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 2 | $ 14,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 127,000 |
SILVERTON MORTGAGE SPECIALISTS, INC. 1201 PEACHTREE STREET NE STE 2050 ATLANTA, GA 30361 |
* | $ 10,000,000 | 1 | $ 213,000 |
SOUTHEAST MORTGAGE OF GEORGIA, INC. 3575 KOGER BLVD. SUITE 400 DULUTH, GA 30096 |
* | $ 10,000,000 | 1 | $ 118,000 |
SOUTHEASTERN CREDIT UNION P.O. BOX 2067 VALDOSTA, GA 31604 |
* | $ 159,735,000 | 3 | $ 300,000 |
SOUTHPOINT FINANCIAL SERVICES, INC. 5955 SHILOH ROAD EAST, SUITE 200 LAWRENCEVILLE, GA 30005 |
* | $ 40,000,000 | 1 | $ 76,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 9 | $ 1,450,000 |
SUBURBAN MORTGAGE CO OF NM 9401 JERONIMO ROAD STE 200 IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 210,000 |
SUN EAST FEDERAL CREDIT UNION 4500 PENNELL ROAD ASTON, PA 19014 |
* | $ 438,000,000 | 1 | $ 417,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ 10,000,000 | 1 | $ 31,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,291,705,000 | 24 | $ 914,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 39 | $ 5,853,000 |
SYNOVUS BANK PO BOX 120 COLUMBUS, GA 31902 |
* | $ 26,863,303,000 | 183 | $ 19,380,000 |
SYNOVUS MORTGAGE CORPORATION 2204 LAKESHORE DRIVE SUITE 325 BIRMINGHAM, AL 35209 |
* | $ 27,908,468,000 | 115 | $ 17,563,000 |
THE CITIZENS BANK 301 S DAVIS ST NASHVILLE, GA 31639 |
* | $ 287,297,000 | 1 | $ 550,000 |
THE MORTGAGE OUTLET, INC. 1800 SANDY PLAINS PKWY. SUITE 304 MARIETTA, GA 30066 |
* | $ 10,000,000 | 1 | $ 202,000 |
THOMASVILLE NATIONAL BANK 301 N. BROAD STREET THOMASVILLE, GA 31792 |
* | $ 460,354,000 | 126 | $ 17,413,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 13,039,950,000 | 5 | $ 559,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 168,867,640,000 | 25 | $ 3,306,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 37 | $ 5,730,000 |
UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 1,400,000,000 | 1 | $ 269,000 |
UNITED NATIONS FEDERAL CREDIT UNION 24-01 44TH ROAD 7TH FLOOR NEW YORK, NY 11101 |
* | $ 3,529,806,000 | 1 | $ 180,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ 10,000,000 | 3 | $ 451,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 11 | $ 1,630,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 12 | $ 842,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 4 | $ 443,000 |
WALKER & DUNLOP, LLC 7501 WISCONSIN AVE, STE 1200E WILMINGTON, DE 20814 |
* | $ 552,596,000 | 1 | $ 1,160,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,161,490,000,000 | 213 | $ 30,225,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 RALEIGH, NC 28210 |
* | $ 10,000,000 | 4 | $ 742,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2012, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,095 | $164,387,000 | $150,000 | $2,240,000 | $86,000 | $1,419,000 |
Home Purchase | 581 | $75,096,000 | $129,000 | $900,000 | $70,000 | $1,951,000 |
Home Improvement | 98 | $3,470,000 | $35,000 | $600,000 | $68,000 | $1,000,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,221 | $167,749,000 | $137,000 | $903,000 | $90,000 | $1,951,000 |
Black or African American | 221 | $20,946,000 | $94,000 | $472,000 | $48,000 | $326,000 |
Not applicable | 185 | $33,017,000 | $178,000 | $2,240,000 | $24,000 | $358,000 |
Not Provided | 96 | $12,063,000 | $125,000 | $417,000 | $66,000 | $650,000 |
Hispanic | 26 | $3,973,000 | $152,000 | $400,000 | $249,000 | $1,419,000 |
Asian | 18 | $3,808,000 | $211,000 | $417,000 | $168,000 | $585,000 |
American Indian or Alaskan Native | 4 | $844,000 | $211,000 | $589,000 | $78,000 | $206,000 |
Native Hawaiian or Other Pacific Islander | 3 | $553,000 | $184,000 | $221,000 | $56,000 | $70,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,307 | $181,449,000 | $138,000 | $2,240,000 | $95,000 | $1,951,000 |
FHA-insured (Federal Housing Administration) | 340 | $42,474,000 | $124,000 | $276,000 | $38,000 | $149,000 |
VA-guaranteed (Veterans Administration) | 87 | $14,431,000 | $165,000 | $331,000 | $41,000 | $148,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $4,599,000 | $114,000 | $195,000 | $36,000 | $70,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 936 | $127,538,000 | $136,000 | $2,240,000 | $92,000 | $1,951,000 |
Loan Purchased By The Institution | 310 | $49,039,000 | $158,000 | $417,000 | $66,000 | $585,000 |
Application Denied By Financial Institution | 307 | $35,881,000 | $116,000 | $1,160,000 | $61,000 | $600,000 |
Application Withdrawn By Applicant | 121 | $17,005,000 | $140,000 | $589,000 | $76,000 | $650,000 |
File Closed For Incompleteness | 51 | $7,432,000 | $145,000 | $399,000 | $73,000 | $520,000 |
Application Approved But Not Accepted | 49 | $6,058,000 | $123,000 | $773,000 | $68,000 | $546,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 77 | $5,141,000 | $66,000 | $251,000 | $51,000 | $355,000 |
Debt-To-Income Ratio | 32 | $2,843,000 | $88,000 | $306,000 | $51,000 | $191,000 |
Collateral | 31 | $4,636,000 | $149,000 | $773,000 | $88,000 | $450,000 |
Credit Application Incomplete | 24 | $3,904,000 | $162,000 | $274,000 | $82,000 | $240,000 |
Other | 20 | $2,594,000 | $129,000 | $400,000 | $47,000 | $170,000 |
Unverifiable Information | 7 | $885,000 | $126,000 | $197,000 | $65,000 | $147,000 |
Employment History | 4 | $230,000 | $57,000 | $109,000 | $22,000 | $31,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $70,000 | $70,000 | $70,000 | $72,000 | $72,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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