Swain County NC
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Swain County NC metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Swain County NC, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 973
Total Mortgage Loan Application Amount $120,034,000
Average Mortgage Loan Application Amount $123,000
Highest Mortgage Loan Application Amount $917,000
Average Applicant Income $68,000
Highest Applicant Income $1,893,000

Mortgage Company List for Lending in Swain County NC for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
UNITED COMMUNITY BANK
PO BOX 398
BLAIRSVILLE, GA 30512
* $ 3,721,456,000 94 $ 16,540,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 86 $ 3,825,000
STATE EMPLOYEES' CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 12,116,796,000 71 $ 8,071,000
UNITED COMMUNITY BANK - NC
PO BOX 800
MURPHY, NC 28906
* $ 942,243,000 69 $ 9,575,000
FIRST-CITIZENS BANK & TRUST CO
16 E ROWAN STREET
RALEIGH, NC 27609
* $ 11,682,490,000 46 $ 4,600,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 26 $ 4,472,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 25 $ 1,990,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 23 $ 3,147,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 23 $ 3,675,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 22 $ 2,747,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 21 $ 3,264,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 21 $ 2,824,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 20 $ 2,286,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 18 $ 2,877,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 18 $ 1,804,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 14 $ 2,410,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 13 $ 1,306,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 13 $ 2,136,000
ENTEGRA BANK
14 ONE CENTER COURT
FRANKLIN, NC 28734
* $ 779,475,000 13 $ 1,434,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 13 $ 1,753,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 12 $ 537,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 12 $ 1,633,000
LOCAL GOVERNMENT FEDERAL CREDIT UNION
P.O. DRAWER 25279
RALEIGH, NC 27611
* $ 540,584,000 10 $ 877,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 10 $ 1,198,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 10 $ 704,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 9 $ 1,113,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 74,479,112,000 9 $ 768,000
FIRST CHARTER BANK
5001 KINGSLEY DR. ML 1MOB2W
CINCINNATI, OH 45227
* $ 4,416,196,000 9 $ 718,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 8 $ 944,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 8 $ 1,003,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 7 $ 1,576,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 7 $ 1,068,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 7 $ 715,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 7 $ 764,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 6 $ 632,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 6 $ 614,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 6 $ 621,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 6 $ 1,659,000
WELLS FARGO FIN'L NO CAROLINA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 273,437,000 6 $ 610,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 6 $ 515,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 5 $ 402,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 5 $ 356,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 4 $ 501,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 4 $ 550,000
CAROLINA FIRST BANK
102 S MAIN STREET
GREENVILLE, SC 29601
* $ 9,234,139,000 4 $ 566,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 4 $ 407,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 4 $ 520,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 4 $ 313,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 3 $ 538,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 3 $ 479,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 49,210,377,000 3 $ 607,000
UNITED FINANCIAL MORTGAGE CORP
815 COMMERCE DRIVE SUITE 100
OAK BROOK, IL 60523
* $ 10,000,000 3 $ 256,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 88,743,171,000 3 $ 236,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 27,779,034,000 3 $ 168,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 3 $ 14,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 481,000
FIRST FEDERAL
2440 MALL DR SUITE 100
NORTH CHARLESTON, SC 29406
* $ 2,412,603,000 3 $ 178,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 3 $ 331,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 3 $ 248,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 2 $ 375,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 223,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 2 $ 159,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 2 $ 100,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 2 $ 266,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 2 $ 107,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 167,271,000 2 $ 634,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 2 $ 250,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 2 $ 390,000
CITIZENS BANK
130 S BROAD STREET
NEW TAZEWELL, TN 37825
* $ 132,295,000 2 $ 237,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 2 $ 259,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,718,770,000 2 $ 195,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 2 $ 210,000
WORTHINGTON FEDERAL BANK
3301 MEMORIAL PARKWAY SW
HUNTSVILLE, AL 35801
* $ 73,702,000 2 $ 119,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 2 $ 100,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 181,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 180,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 2 $ 1,275,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 2 $ 400,000
NORTH FORK BANK
265 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 30,292,796,000 2 $ 304,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 2 $ 258,000
MARINERS CAPITAL, INC
500 SUPERIOR AVE SUITE 120
NEWPORT BEACH, CA 92663
* $ 2,366,000 1 $ 116,000
MARKET STREET MORTGAGE CORP
2650 MCCORMICK DR, SUITE 200
CLEARWATER, FL 33759
* $ 335,650,000 1 $ 116,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 1 $ 175,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 1 $ 70,000
NEXSTAR FINANCIAL CORPORATION
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 1 $ 189,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 1 $ 100,000
MORTGAGEAMERICA, INC.
1800 INTERNATIONAL PARK DR, SUITE 100
BIRMINGHAM, AL 35243
* $ 10,000,000 1 $ 104,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 1 $ 98,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 20,145,900,000 1 $ 646,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 1 $ 36,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 75,000
SUNSHINE MORTGAGE CORPORATION
2401 LAKE PARK DRIVE, SUITE 300
SMYRNA, GA 30080
* $ 10,000,000 1 $ 218,000
SELF-HELP CREDIT UNION
301 W MAIN STREET
DURHAM, NC 27701
* $ 195,027,000 1 $ 86,000
SLM FINANCIAL CORPORATION
300 CONTINENTAL DRIVE
NEWARK, DE 19713
* $ 10,000,000 1 $ 3,000
SOUTHCOAST COMMUNITY BANK
530 JOHNNIE DODDS BLVD.
MT PLEASANT, SC 29464
* $ 352,545,000 1 $ 284,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 130,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 84,000
PRINCIPAL BANK
711 HIGH STREET
DES MOINES, IA 50392
* $ 1,218,097,000 1 $ 30,000
WHITNEY NATIONAL BANK
400 LABARRE ROAD, 3RD FLOOR
JEFFERSON, LA 70121
* $ 8,212,696,000 1 $ 131,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 1 $ 87,000
WALTER MORTGAGE COMPANY
4211 W. BOY SCOUT BLVD.
TAMPA, FL 33607
* $ 10,000,000 1 $ 98,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 1 $ 125,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 1,484,349,000 1 $ 525,000
COLUMBIA HOME LOANS, LLC.
C/O OCEAN FIRST BANK, 975 HOOPER AVENUE
TOMS RIVER, NJ 08753
* $ 1,717,409,000 1 $ 266,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 1 $ 90,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 1 $ 98,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 1 $ 165,000
CATAWBA VALLEY BANK
1039 2ND ST NE
HICKORY, NC 28601
* $ 455,512,000 1 $ 87,000
CARDINAL FINANCIAL COMPANY
444 JACKSONVILLE ROAD
WARMINSTER, PA 18974
* $ 10,000,000 1 $ 200,000
BANKUNITED, FSB
7815 NW 148TH STREET
MIAMI LAKES, FL 33016
* $ 8,837,815,000 1 $ 140,000
ASHEVILLE SAVINGS BANK, SSB
PO BOX 652
ASHEVILLE, NC 28802
* $ 545,335,000 1 $ 100,000
ASTORIA FEDERAL MORTGAGE CORP.
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 10,504,295,000 1 $ 201,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 78,000
ALLSTATE HOME LOANS, INC.
5 CORPORATE PARK, SUITE 100
IRVINE, CA 92606
* $ 10,001,000 1 $ 116,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 1 $ 85,000
LENDMARK FINANCIAL SERVICES
223 W NASH ST
WILSON, NC 27893
* $ 43,592,768,000 1 $ 66,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 222,000
DELTA COMMUNITY CREDIT UNION
3270 RIVERWOOD PKWY
ATLANTA, GA 30339
* $ 2,628,529,000 1 $ 148,000
FIRST AMERICAN BANK AND TRUST COMPANY
300 COLLEGE AVE
ATHENS, GA 30601
* $ 232,566,000 1 $ 25,000
FIRST CITIZENS BANK & TRUST CO
1230 MAIN STREET
COLUMBIA, SC 29201
* $ 4,389,965,000 1 $ 51,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 1 $ 96,000
FIRST NATIONAL BANK
P O BOX 600
CHRISTIANSBURG, VA 24068
* $ 712,931,000 1 $ 232,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 1 $ 150,000
HOME CAPITAL FUNDING INC
3131 CAMINO DEL RIO NORTH SUITE 310
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 252,000
HOMETRUST BANK
10 WOODFIN ST
ASHEVILLE, NC 28801
* $ 775,347,000 1 $ 175,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 1 $ 127,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 1 $ 87,000
GROUP ONE MORTGAGE, INC.
900 EAST INDIANTOWN ROAD, SUITE 110
JUPITER, FL 33477
* $ 6,162,000 1 $ 115,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 90,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Swain County NC in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 463 $62,323,000 $134,000 $650,000 $53,000 $585,000
Home Purchase 446 $52,736,000 $118,000 $917,000 $77,000 $1,035,000
Home Improvement 64 $4,975,000 $77,000 $483,000 $104,000 $1,893,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 639 $80,960,000 $126,000 $917,000 $80,000 $1,893,000
Not Provided 110 $13,448,000 $122,000 $361,000 $59,000 $300,000
Not applicable 105 $15,591,000 $148,000 $646,000 $4,000 $65,000
American Indian or Alaskan Native 95 $7,642,000 $80,000 $650,000 $58,000 $199,000
Hispanic 13 $1,261,000 $97,000 $340,000 $73,000 $194,000
Black or African American 8 $683,000 $85,000 $170,000 $36,000 $85,000
Asian 3 $449,000 $149,000 $246,000 $124,000 $180,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 959 $118,694,000 $123,000 $917,000 $69,000 $1,893,000
FHA-insured (Federal Housing Administration) 13 $1,222,000 $94,000 $198,000 $41,000 $89,000
VA-guaranteed (Veterans Administration) 1 $118,000 $118,000 $118,000 $39,000 $39,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 430 $57,196,000 $133,000 $917,000 $96,000 $1,893,000
Application Denied By Financial Institution 227 $21,438,000 $94,000 $666,000 $49,000 $287,000
Loan Purchased By The Institution 135 $18,680,000 $138,000 $646,000 $28,000 $355,000
Application Withdrawn By Applicant 86 $12,638,000 $146,000 $917,000 $64,000 $524,000
Application Approved But Not Accepted 70 $6,854,000 $97,000 $341,000 $73,000 $1,000,000
File Closed For Incompleteness 25 $3,228,000 $129,000 $329,000 $64,000 $300,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 53 $4,261,000 $80,000 $190,000 $39,000 $192,000
Other 38 $3,045,000 $80,000 $180,000 $57,000 $205,000
Collateral 36 $3,957,000 $109,000 $525,000 $63,000 $287,000
Debt-To-Income Ratio 13 $1,485,000 $114,000 $488,000 $47,000 $160,000
Credit Application Incomplete 7 $1,379,000 $197,000 $666,000 $60,000 $180,000
Insufficient Cash (Downpayment, Closing Cost) 2 $82,000 $41,000 $65,000 $26,000 $28,000
Unverifiable Information 1 $130,000 $130,000 $130,000 $36,000 $36,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information back through 2003.

Download the North Carolina Lender List