Stillwater County MT
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Stillwater County MT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stillwater County MT, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 693
Total Mortgage Loan Application Amount $78,078,000
Average Mortgage Loan Application Amount $112,000
Highest Mortgage Loan Application Amount $540,000
Average Applicant Income $56,000
Highest Applicant Income $1,100,000

Mortgage Company List for Lending in Stillwater County MT for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 69 $ 8,827,000
THE YELLOWSTONE BANK
12 FIRST AVE
LAUREL, MT 59044
* $ 285,029,000 68 $ 6,021,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 46 $ 4,930,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 34 $ 4,226,000
ALTANA FEDERAL CREDIT UNION
3212 CENTRAL AVENUE
BILLINGS, MT 59102
* $ 88,121,000 27 $ 2,075,000
INTERMOUNTAIN MORTGAGE COMPANY
2029 SIDEWINDER DRIVE #200
PARK CITY, UT 84060
* $ 10,000,000 24 $ 3,288,000
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 17 $ 1,686,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 17 $ 1,664,000
CITIMORTGAGE, INC.
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 59,720,267,000 16 $ 2,362,000
STOCKMAN BANK OF MONTANA
700 MAIN STREET
MILES CITY, MT 59301
* $ 913,606,000 15 $ 1,482,000
WESTERN SECURITY BANK
2812 1ST AVE NORTH
BILLINGS, MT 59101
* $ 446,405,000 15 $ 1,897,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 14 $ 554,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 13 $ 1,175,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 13 $ 1,817,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 124,453,567,000 11 $ 1,170,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 11 $ 1,373,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 10 $ 1,440,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 9 $ 147,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 3,859,412,000 9 $ 924,000
WELLS FARGO FIN'L MONTANA, INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 9 $ 990,000
WASHINGTON MUTUAL BANK, FSB
227 EAST AVENUE
ALBION, NY 14411
* $ 762,053,000 9 $ 940,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,105,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 8 $ 755,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 8 $ 379,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 7 $ 1,266,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 7 $ 846,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 6 $ 794,000
PRINCIPAL RESIDENTIAL MORTGAGE
ONE COURT SQUARE, 45TH FLOOR
LONG ISLAND CITY, NY 11120
* $ 10,000,000 6 $ 957,000
NORTHWEST FARM CREDIT SERVICES, FLCA
2001 SOUTH FLINT ROAD
SPOKANE, WA 99220
* $ 4,658,882,000 6 $ 1,242,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 6 $ 611,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 7,855,191,000 6 $ 571,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 5 $ 565,000
ACTION MORTGAGE COMPANY
111 N WALL
SPOKANE, WA 99201
* $ 1,511,681,000 5 $ 677,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 5 $ 403,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 4 $ 61,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 4 $ 756,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 4 $ 958,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 4 $ 580,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 4 $ 200,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 4 $ 127,000
ROCKY MOUNTAIN BANK
2615 KING AVE W
BILLINGS, MT 59102
* $ 2,000,000,000 4 $ 352,000
STREETER BROTHERS MORTGAGE COR
2823 6TH AVENUE NORTH
BILLINGS, MT 59101
* $ 10,000,000 4 $ 517,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,319,969,000 3 $ 613,000
MONTANA MORTGAGE COMPANY
PO BOX 1917
KALISPELL, MT 59903
* $ 31,000,000 3 $ 275,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 3 $ 264,000
MERIT FINANCIAL, INC
13905 NE 128TH ST
KIRKLAND, WA 98034
* $ 10,000,000 3 $ 431,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 3 $ 436,000
FIRST CITIZENS BANK
2812 1ST AVENUE NORTH
BILLINGS, MT 59101
* $ 173,813,000 3 $ 44,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 3 $ 549,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 3 $ 675,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 3 $ 145,000
CALUSA INVESTMENTS, L.L.C.
P.O. BOX 710840
HERNDON, VA 20171
* $ 10,000,000 3 $ 312,000
CITIBANK, FSB
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 24,659,500,000 3 $ 335,000
COMMERCIAL FEDERAL BANK
11207 WEST DODGE ROAD 2ND FL
OMAHA, NE 68154
* $ 12,190,849,000 3 $ 410,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 2 $ 50,000
BILLINGS
2522 4TH AVE N
BILLINGS, MT 59101
* $ 55,094,000 2 $ 86,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 2 $ 343,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 2 $ 369,000
LITTLE HORN STATE BANK
PO BOX 530
HARDIN, MT 59034
* $ 64,284,000 2 $ 120,000
AMC MORTGAGE SERVICES, INC.
1100 TOWN & COUNTRY ROAD, SUITE 1100
IRVINE, CA 92868
* $ 10,000,000 2 $ 129,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,655,913,000 2 $ 245,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 2 $ 65,000
FINANCE AMERICA, LLC
16802 ASTON ST.
IRVINE, CA 92606
* $ 10,000,000 2 $ 135,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 2 $ 432,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 214,000
MANN MORTGAGE LLC
1220 WHITEFISH STAGE
KALISPELL, MT 59901
* $ 10,000,000 2 $ 273,000
MASTER FINANCIAL, INC.
505 CITY PARKWAY WEST SUITE 800
ORANGE, CA 92868
* $ 10,000,000 2 $ 587,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 2 $ 215,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 2 $ 255,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 2 $ 88,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 189,159,050,000 2 $ 334,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,000,000,000 2 $ 140,000
SUMMIT CREDIT UNION
1111 24TH STREET WEST
BILLINGS, MT 59102
* $ 47,694,000 2 $ 26,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 2 $ 135,000
OLYMPUS MORTGAGE COMPANY
1100 TOWN & COUNTRY, SUITE 460
ORANGE, CA 92868
* $ 10,000,000 2 $ 329,000
STERLING SAVINGS BANK
111 N WALL
SPOKANE, WA 99205
* $ 3,506,000,000 1 $ 20,000
UNION PLANTERS BANK
P.O. BOX 10247
BIRMINGHAM, AL 35202
* $ 31,657,778,000 1 $ 40,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 80,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 1 $ 458,000
OAK STREET MORTGAGE
11555 N MERIDIAN ST
CARMEL, IN 46032
* $ 10,000,000 1 $ 81,000
THE PARK NATIONAL BANK
50 N THIRD STREET
NEWARK, OH 43055
* $ 1,641,345,000 1 $ 180,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 1 $ 225,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 107,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 78,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 1 $ 288,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,155,337,000 1 $ 153,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 1 $ 110,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 1 $ 116,000
MILLENNIA MORTGAGE CORPORATION
9891 IRVINE CENTER DRIVE, STE. 200
IRVINE, CA 92618
* $ 10,000,000 1 $ 40,000
GUARANTY RESIDENTIAL LENDING
1300 S. MOPAC EXPWY
AUSTIN, TX 78746
* $ 9,102,046,000 1 $ 83,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 1 $ 104,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 1 $ 167,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 1 $ 167,000
IBM SOUTHEAST EMP CREDIT UNION
1000 NW 17TH AVE
DELRAY BEACH, FL 33445
* $ 592,161,000 1 $ 50,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 1 $ 134,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 1 $ 106,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 42,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 88,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 77,000
FIELDSTONE MORTGAGE COMPANY
11000 BROKEN LAND PARKWAY, SUITE 900
COLUMBIA, MD 21044
* $ 10,000,000 1 $ 540,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 1 $ 70,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 1 $ 162,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 215,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 228,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 1 $ 228,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 1 $ 69,000
AMERICAN PIONEER FINANCIAL SVC
12894 SOUTH PONY EXPRESS RD SUITE 600
DRAPER, UT 84020
* $ 10,000,000 1 $ 125,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 1 $ 250,000
CHARLES SCHWAB BANK
101 MONTGOMERY STREET 11-262
SAN FRANCISCO, CA 94104
* $ 2,729,598,000 1 $ 259,000
BANK OF OKLAHOMA, NA
PO BOX 2300
TULSA, OK 74102
* $ 11,052,274,000 1 $ 64,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 1 $ 77,000
CORESTAR FINANCIAL GROUP, LLC
1966 GREENSPRING DRIVE, SUITE 610
TIMONIUM, MD 21093
* $ 10,000,000 1 $ 189,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 1 $ 225,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 12,620,187,000 1 $ 204,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stillwater County MT in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 361 $42,726,000 $118,000 $458,000 $52,000 $744,000
Home Purchase 283 $33,017,000 $116,000 $540,000 $64,000 $1,100,000
Home Improvement 49 $2,335,000 $47,000 $320,000 $53,000 $180,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 539 $60,528,000 $112,000 $540,000 $62,000 $1,100,000
Not applicable 77 $8,313,000 $107,000 $458,000 $11,000 $81,000
Not Provided 60 $7,470,000 $124,000 $540,000 $53,000 $162,000
Hispanic 9 $878,000 $97,000 $221,000 $49,000 $141,000
American Indian or Alaskan Native 6 $629,000 $104,000 $120,000 $60,000 $104,000
Asian 2 $260,000 $130,000 $180,000 $69,000 $90,000
Black or African American 0 $0 $0 $0 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 620 $69,367,000 $111,000 $540,000 $60,000 $1,100,000
FHA-insured (Federal Housing Administration) 51 $5,950,000 $116,000 $162,000 $37,000 $112,000
VA-guaranteed (Veterans Administration) 22 $2,761,000 $125,000 $209,000 $36,000 $94,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 325 $35,337,000 $108,000 $334,000 $62,000 $1,100,000
Application Denied By Financial Institution 130 $15,737,000 $121,000 $540,000 $55,000 $240,000
Loan Purchased By The Institution 115 $13,120,000 $114,000 $458,000 $22,000 $124,000
Application Withdrawn By Applicant 75 $8,530,000 $113,000 $305,000 $70,000 $744,000
Application Approved But Not Accepted 39 $4,065,000 $104,000 $285,000 $63,000 $241,000
File Closed For Incompleteness 9 $1,289,000 $143,000 $240,000 $79,000 $132,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 28 $2,636,000 $94,000 $483,000 $48,000 $162,000
Collateral 25 $3,609,000 $144,000 $540,000 $78,000 $225,000
Other 17 $1,896,000 $111,000 $320,000 $58,000 $240,000
Debt-To-Income Ratio 17 $2,270,000 $133,000 $454,000 $43,000 $144,000
Credit Application Incomplete 6 $1,156,000 $192,000 $399,000 $57,000 $95,000
Employment History 4 $484,000 $121,000 $144,000 $44,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 4 $510,000 $127,000 $170,000 $42,000 $46,000
Unverifiable Information 2 $370,000 $185,000 $225,000 $27,000 $37,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Montana, and search similar information back through 2003.

Download the Montana Lender List