Steuben County NY
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Steuben County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Steuben County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,059
Total Mortgage Loan Application Amount $291,447,000
Average Mortgage Loan Application Amount $95,000
Highest Mortgage Loan Application Amount $2,202,000
Average Applicant Income $76,000
Highest Applicant Income $7,877,000

Mortgage Company List for Lending in Steuben County NY for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 897,588,000 661 $ 63,373,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 6,460,589,000 388 $ 23,998,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,329,353,000 269 $ 16,304,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 251 $ 29,637,000
ELMIRA SAVINGS BANK
333 E WATER ST
ELMIRA, NY 14901
* $ 523,397,000 247 $ 28,595,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 1,213,554,000 110 $ 8,195,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 89 $ 8,372,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,887,082,000 88 $ 7,566,000
STEUBEN TRUST COMPANY
ONE STEUBEN SQUARE
HORNELL, NY 14843
* $ 390,694,000 80 $ 6,879,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,312,496,000 72 $ 6,437,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 65 $ 6,601,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
PAINTED POST, NY 14870
* $ 365,376,000 62 $ 4,882,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 44 $ 5,289,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 40 $ 2,828,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 21 $ 2,755,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 21 $ 2,744,000
HOME TOWN FUNDING, INC.
63 A MONROE AVENUE
PITTSFORD, NY 14534
* $ 1,540,588,000 20 $ 3,774,000
PREMIUM MORTGAGE CORPORATION
2541 MONROE AVE
ROCHESTER, NY 14618
* $ 16,241,000 19 $ 2,068,000
THE LYONS NATIONAL BANK
35 WILLIAM STREET
LYONS, NY 14489
* $ 554,692,000 19 $ 2,063,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 18 $ 921,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 17 $ 1,525,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 206,009,683,000 16 $ 1,436,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 1,726,940,000 16 $ 2,429,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 4,181,445,000 15 $ 951,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 15 $ 1,634,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 15 $ 1,818,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 15 $ 1,351,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 11 $ 1,793,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 11 $ 98,000
GENESEE VALLEY
4621 MILLENNIUM DRIVE
GENESEO, NY 14454
* $ 54,060,000 10 $ 578,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 9 $ 404,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 9 $ 900,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 9 $ 779,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 9 $ 1,014,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 9 $ 975,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 8 $ 1,102,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 8 $ 1,022,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 8 $ 905,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 8 $ 469,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 7 $ 784,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 7 $ 846,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 7 $ 645,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 7 $ 266,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 6 $ 849,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 6 $ 175,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ 100,000,000 5 $ 799,000
RESIDENTIAL FINANCE CORPORATIO
1 EASTON OVAL #400
COLUMBUS, OH 43219
* $ 17,533,484,000 5 $ 632,000
THE SUMMIT FEDERAL CREDIT UNION
100 MARINA DRIVE
ROCHESTER, NY 14626
* $ 663,383,000 5 $ 794,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 5 $ 658,000
FARM CREDIT EAST, ACA
240 SOUTH ROAD
ENFIELD, CT 06082
* $ 4,520,676,000 5 $ 493,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 4 $ 1,114,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 325,803,000 4 $ 100,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 3,040,695,000 4 $ 586,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 4 $ 299,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 7,975,877,000 4 $ 409,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 3 $ 460,000
PREMIA MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,779,509,000 3 $ 604,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 3 $ 315,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 3 $ 324,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 3 $ 1,092,000
AGCHOICE FARM CREDIT ACA
300 WINDING CREEK BLVD
MECHANICSBURG, PA 17050
* $ 12,000,000 3 $ 3,934,000
THE BANK OF CASTILE
90 MAIN ST
BATAVIA, NY 14020
* $ 976,079,000 3 $ 412,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 3 $ 26,000
EMPOWER FEDERAL CREDIT UNION
1 MEMBER WAY
SYRACUSE, NY 13212
* $ 1,032,359,000 3 $ 290,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ 35,004,000 3 $ 192,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 3 $ 217,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 3 $ 328,000
HUNT MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14086
* $ 10,000,000 2 $ 190,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 2 $ 427,000
BANK OF SPRINGFIELD
2600 STEVENSON DRIVE
SPRINGFIELD, IL 62703
* $ 727,866,000 2 $ 80,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 195,000
VANGUARD FUNDING LLC
300 GARDEN CITY PLAZA, SUITE 170
GARDEN CITY, NY 11530
* $ 2,793,000 2 $ 376,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 246,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 253,000
NOTHNAGLE HOME SECURITIES CORP
217 WEST MAIN STREET, SUITE 200
ROCHESTER, NY 14614
* $ 10,000,000 2 $ 162,000
HOMEOWNERS MORTGAGE OF AMERICA
100 GALLERIA PARKWAY STE 1400
ATLANTA, GA 30339
* $ 10,000,000 2 $ 284,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 178,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 2 $ 416,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 2 $ 219,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 2 $ 121,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 2 $ 176,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 97,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 2 $ 452,000
FIRST NIAGARA BANK
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 32,750,610,000 2 $ 209,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 2 $ 178,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 128,000
FAIRPORT SAVINGS BANK
45 S. MAIN STREET
FAIRPORT, NY 14450
* $ 220,153,000 2 $ 192,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 2 $ 606,000
ALLIANCE BANK NA
120 MADISON STREET
SYRACUSE, NY 13202
* $ 1,403,481,000 1 $ 225,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 387,870,000 1 $ 30,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 1 $ 175,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 584,153,000 1 $ 349,000
USNY BANK
389 HAMILTON STREET
GENEVA, NY 14456
* $ 109,542,000 1 $ 400,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 1 $ 80,000
SAGE BANK
18 HURD STREET
LOWELL, MA 01852
* $ 169,755,000 1 $ 347,000
AMERICAN BANK OF HUNTSVILLE
3301 MEMORIAL PKWY SW
HUNTSVILLE, AL 35801
* $ 173,615,000 1 $ 185,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 188,912,554,000 1 $ 80,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 50,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 114,540,379,000 1 $ 349,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 1 $ 90,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 1 $ 161,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 93,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ 502,411,000 1 $ 60,000
WALKER & DUNLOP, LLC
7501 WISCONSIN AVE, STE 1200E
BETHESDA, MD 20814
* $ 552,596,000 1 $ 1,985,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 54,183,383,000 1 $ 290,000
HOMEWARD RESIDENTIAL, INC.
16675 ADDISON ROAD
ADDISON, TX 75001
* $ 3,809,880,000 1 $ 101,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 1 $ 45,000
MORTGAGE ACCESS CORP.
225 LITTLETON ROAD
MORRIS PLAINS, NJ 07950
* $ 31,000,000 1 $ 417,000
DEVON BANK
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 265,947,000 1 $ 49,000
MERCANTILE BANK
200 NORTH 33RD ST
QUINCY, IL 62305
* $ 627,022,000 1 $ 71,000
PITTSFORD FEDERAL CREDIT UNION
20 TOBEY VILLAGE RD, PO BOX 346
PITTSFORD, NY 14534
* $ 324,928,000 1 $ 75,000
FAMILY FIRST OF NY
2520 BROWNCROFT BLVD
ROCHESTER, NY 14625
* $ 121,980,000 1 $ 85,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 5,134,908,000 1 $ 109,000
XCEED FINANCIAL
888 N. NASH ST
EL SEGUNDO, CA 90245
* $ 756,147,000 1 $ 75,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 4,231,076,000 1 $ 75,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 1 $ 207,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 1,565,020,000 1 $ 49,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,529,806,000 1 $ 72,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 128,831,000 1 $ 56,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 1 $ 242,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 72,848,000 1 $ 628,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 385,339,000 1 $ 35,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 160,000
METRO BANK
3801 PAXTON STREET
HARRISBURG, PA 17111
* $ 2,417,820,000 1 $ 410,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,580,221,000 1 $ 56,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 800,858,000 1 $ 70,000
WINGS FINANCIAL
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 3,393,499,000 1 $ 207,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 140,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 1 $ 244,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ 39,000,000 1 $ 39,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 1 $ 89,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 158,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Steuben County NY in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,374 $152,401,000 $110,000 $2,202,000 $90,000 $7,877,000
Home Purchase 1,100 $119,654,000 $108,000 $525,000 $67,000 $1,003,000
Home Improvement 585 $19,392,000 $33,000 $292,000 $62,000 $600,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,594 $233,945,000 $90,000 $735,000 $74,000 $1,003,000
Not Provided 276 $29,795,000 $107,000 $650,000 $86,000 $575,000
Not applicable 98 $16,121,000 $164,000 $2,202,000 $96,000 $7,877,000
Asian 32 $5,673,000 $177,000 $378,000 $129,000 $374,000
Black or African American 30 $3,480,000 $116,000 $408,000 $103,000 $401,000
Hispanic 18 $1,900,000 $105,000 $365,000 $93,000 $217,000
American Indian or Alaskan Native 8 $333,000 $41,000 $126,000 $52,000 $136,000
Native Hawaiian or Other Pacific Islander 3 $200,000 $66,000 $90,000 $34,000 $50,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,391 $222,460,000 $93,000 $2,202,000 $85,000 $7,877,000
FHA-insured (Federal Housing Administration) 423 $40,609,000 $96,000 $265,000 $45,000 $261,000
VA-guaranteed (Veterans Administration) 137 $18,454,000 $134,000 $417,000 $55,000 $180,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 108 $9,924,000 $91,000 $157,000 $41,000 $91,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,957 $185,878,000 $94,000 $2,202,000 $83,000 $7,877,000
Application Denied By Financial Institution 524 $40,541,000 $77,000 $650,000 $63,000 $600,000
Application Withdrawn By Applicant 235 $25,880,000 $110,000 $628,000 $73,000 $441,000
Loan Purchased By The Institution 207 $24,405,000 $117,000 $417,000 $53,000 $986,000
Application Approved But Not Accepted 108 $11,402,000 $105,000 $488,000 $87,000 $1,003,000
File Closed For Incompleteness 28 $3,341,000 $119,000 $417,000 $65,000 $212,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 155 $8,429,000 $54,000 $190,000 $58,000 $238,000
Debt-To-Income Ratio 94 $5,646,000 $60,000 $409,000 $42,000 $224,000
Collateral 90 $12,306,000 $136,000 $650,000 $92,000 $402,000
Other 30 $1,898,000 $63,000 $136,000 $74,000 $600,000
Credit Application Incomplete 17 $1,954,000 $114,000 $399,000 $108,000 $500,000
Employment History 9 $386,000 $42,000 $77,000 $31,000 $65,000
Insufficient Cash (Downpayment, Closing Cost) 9 $814,000 $90,000 $211,000 $59,000 $147,000
Unverifiable Information 5 $349,000 $69,000 $229,000 $89,000 $174,000
Mortgage Insurance Denied 2 $161,000 $80,000 $96,000 $48,000 $54,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List