Find mortgage statistics and lending data for the Stephens County TX metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stephens County TX, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 301 |
Total Mortgage Loan Application Amount | $47,965,000 |
Average Mortgage Loan Application Amount | $159,000 |
Highest Mortgage Loan Application Amount | $1,055,000 |
Average Applicant Income | $103,000 |
Highest Applicant Income | $720,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
THE FIRST NATIONAL BANK OF ALBANY 100 S MAIN ST ALBANY, TX 76430 |
* | $ 659,184,000 | 47 | $ 3,735,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 38 | $ 4,710,000 |
INTERBANK 4921 NORTH MAY AVENUE OKLAHOMA CITY, OK 73112 |
* | $ 4,139,800,000 | 17 | $ 2,165,000 |
FIRST FINANCIAL BANK, NATIONAL ASSOCIATION 400 PINE ST ABILENE, TX 79601 |
* | $ 13,062,060,000 | 10 | $ 1,080,000 |
TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 9 | $ 1,095,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 7 | $ 1,585,000 |
NETWORK FUNDING, L.P. 9700 RICHMOND, SUITE 320 HOUSTON, TX 77042 |
* | $ -1,000 | 6 | $ 820,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 6 | $ 1,560,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 5 | $ 855,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 5 | $ 445,000 |
PROSPERITY BANK 1301 N MECHANIC EL CAMPO, TX 77437 |
* | $ 37,833,980,000 | 4 | $ 1,010,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 4 | $ 460,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,342,526,000 | 4 | $ 330,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 4 | $ 630,000 |
AMERICAN HOMESTAR MORTGAGE, L.L.C. 2450 SOUTH SHORE BLVD., SUITE 301 LEAGUE CITY, TX 77573 |
* | $ -1,000 | 3 | $ 525,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 551,902,526,000 | 3 | $ 245,000 |
ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ -1,000 | 3 | $ 275,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 3 | $ 355,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ -1,000 | 3 | $ 425,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 3 | $ 445,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 3 | $ 575,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 3 | $ 635,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 3 | $ 305,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 3 | $ 1,045,000 |
COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ -1,000 | 3 | $ 655,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 3 | $ 695,000 |
MORTGAGE SOLUTIONS OF COLORADO, LLC MORTGAGE SOLUTIONS OF COLORADO 5455 N UNION BLVD, CO 80918 |
* | $ -1,000 | 3 | $ 705,000 |
NATIONS RELIABLE LENDING, LLC 2506 W MAIN STREET HOUSTON, TX 77056 |
* | $ -1,000 | 3 | $ 905,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 3 | $ 585,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 2 | $ 390,000 |
TEXAS TECH 4005 98TH STREET LUBBOCK, TX 79423 |
* | $ 330,402,000 | 2 | $ 360,000 |
FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 12,582,271,000 | 2 | $ 300,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 528,514,000,000 | 2 | $ 270,000 |
TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILKES BARRE, PA 18702 |
* | $ -1,000 | 2 | $ 230,000 |
SWBC MORTGAGE CORPORATION 9311 SAN PEDRO AVENUE STE 100 SAN ANTONIO, TX 78216 |
* | $ -1,000 | 2 | $ 440,000 |
GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,879,005,000 | 2 | $ 500,000 |
SECURITY SERVICE 15000 W INTERSTATE 10 BLDG 4 SAN ANTONIO, TX 78249 |
* | $ 10,485,573,000 | 2 | $ 300,000 |
TOWN SQUARE MORTGAGE & INVESTMENTS, INC. 17300 DALLAS PKWY, STE 1030 DALLAS, TX 75248 |
* | $ -1,000 | 2 | $ 670,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 2 | $ 270,000 |
ABILENE TEACHERS FEDERAL CREDIT UNION P.O. BOX 5706 ABILENE, TX 79608 |
* | $ 578,038,000 | 2 | $ 130,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 2 | $ 190,000 |
GUILD MORTGAGE COMPANY 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ -1,000 | 2 | $ 160,000 |
FINANCE OF AMERICA MORTGAGE LLC 300 WELSH ROAD BUILDING 5 HORSHAM, PA 19044 |
* | $ -1,000 | 1 | $ 55,000 |
CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 75,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ -1,000 | 1 | $ 165,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 155,000 |
UNITED BUILT HOMES, L.L.C. 8500 LINE AVE SHREVEPORT, LA 71106 |
* | $ -1,000 | 1 | $ 205,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 85,000 |
AMWEST FUNDING CORP. 6 POINTE DRIVE, SUITE 300 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 85,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 1 | $ 655,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 1 | $ 185,000 |
KIAVI FUNDING, INC 315 MONTGOMERY STREET 16TH FLOOR SAN FRANCISCO, CA 94104 |
* | $ -1,000 | 1 | $ 145,000 |
MORTGAGE FINANCIAL SERVICES, LLC 10922 COURSEY BLVD. BLDG. B BATON ROUGE, LA 70816 |
* | $ -1,000 | 1 | $ 65,000 |
CREDIT UNION OF TEXAS 8131 LBJ FREEWAY, SUITE 500 DALLAS, TX 75251 |
* | $ 1,770,503,000 | 1 | $ 215,000 |
CITY BANK 5219 CITY BANK PARKWAY LUBBOCK, TX 79408 |
* | $ 3,899,486,000 | 1 | $ 45,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W SALT LAKE CITY, UT 84116 |
* | $ -1,000 | 1 | $ 335,000 |
EECU 1617 W. 7TH STREET FORT WORTH, TX 76102 |
* | $ 3,346,818,000 | 1 | $ 145,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 1 | $ 245,000 |
FIRST BANK & TRUST 9816 SLIDE RD. LUBBOCK, TX 79424 |
* | $ 2,880,699,000 | 1 | $ 225,000 |
COMMUNITIES OF ABILENE FEDERAL CREDIT UNION 3661 NORTH 6TH STREET ABILENE, TX 79606 |
* | $ 165,960,000 | 1 | $ 115,000 |
ALLY BANK 2101, 300 EAST REXFORD RD CHARLOTTE, NC 28211 |
* | $ 172,820,000,000 | 1 | $ 145,000 |
BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 NEW YORK, NY 10013 |
* | $ -1,000 | 1 | $ 215,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 1 | $ 455,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,089,286,000 | 1 | $ 165,000 |
HOMEXPRESS MORTGAGE CORP. 15641 RED HILL AVE., SUITE 205 TUSTIN, CA 92780 |
* | $ -1,000 | 1 | $ 205,000 |
ARC HOME LLC 2010 CORPORATE RIDGE STE 750 MCLEAN, VA 22102 |
* | $ -1,000 | 1 | $ 645,000 |
REDWOOD RESIDENTIAL ACQUISITION CORPORATION ONE BELVEDERE PLACE MILL VALLEY, CA 94941 |
* | $ -1,000 | 1 | $ 1,055,000 |
AXOS BANK 4350 LA JOLLA VILLAGE DR SUITE 140 LA JOLLA, CA 92122 |
* | $ 14,047,081,000 | 1 | $ 155,000 |
SG CAPITAL PARTNERS LLC 750 WASHINGTON BLVD STAMFORD, CT 06901 |
* | $ -1,000 | 1 | $ 1,055,000 |
AMARILLO NATIONAL BANK 410 S TAYLOR STREET AMARILLO, TX 79101 |
* | $ 7,872,806,000 | 1 | $ 445,000 |
RED RIVER EMPLOYEES 4405 SUMMERHILL ROAD TEXARKANA, TX 75503 |
* | $ 1,275,563,000 | 1 | $ 165,000 |
HIGHLANDS RESIDENTIAL MORTGAGE, LTD. 12001 NORTH CENTRAL EXPRESSWAY SUITE 750 DALLAS, TX 75243 |
* | $ -1,000 | 1 | $ 225,000 |
ANGEL OAK MORTGAGE SOLUTIONS LLC 980 HAMMOND DRIVE, SUITE 850 ATLANTA, GA 30328 |
* | $ -1,000 | 1 | $ 195,000 |
ENNIS STATE BANK P O BOX 370 ENNIS, TX 75120 |
* | $ 324,209,000 | 1 | $ 185,000 |
FIRST NATIONAL BANK TEXAS 507 N. GRAY ST. KILLEEN, TX 76541 |
* | $ 3,832,697,000 | 1 | $ 15,000 |
ON Q FINANCIAL, INC. 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ -1,000 | 1 | $ 595,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 32,127,026,000 | 1 | $ 35,000 |
UNITED COMMUNITY BANK PO BOX 398 BLAIRSVILLE, GA 30512 |
* | $ 20,897,645,000 | 1 | $ 85,000 |
AMCAP MORTGAGE, LTD. 9999 BELLAIRE BLVD., SUITE 700 HOUSTON, TX 77036 |
* | $ -1,000 | 1 | $ 565,000 |
PANORAMA MORTGAGE GROUP, LLC 350 SOUTH RAMPART BLVD, STE 310 LAS VEGAS, NV 89145 |
* | $ -1,000 | 1 | $ 255,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ -1,000 | 1 | $ 185,000 |
BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 3,348,940,000 | 1 | $ 85,000 |
COMMUNITY NATIONAL BANK & TRUST OF TEXAS PO BOX 624 CORSICANA, TX 75151 |
* | $ 1,032,252,000 | 1 | $ 55,000 |
UNION SQUARE 2903 KEMP BOULEVARD WICHITA FALLS, TX 76308 |
* | $ 559,943,000 | 1 | $ 145,000 |
OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 155,000 |
FIRST NATIONAL BANK AND TRUST COMPANY OF WEATHERFORD 220 PALO PINTO ST WEATHERFORD, TX 76086 |
* | $ 938,417,000 | 1 | $ 285,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 185,000 |
AMERICAN MORTGAGE BANK, LLC 3401 NW 63RD SUITE 620 OKLAHOMA CITY, OK 73116 |
* | $ -1,000 | 1 | $ 405,000 |
SOFI BANK, NATIONAL ASSOCIATION 2750 E COTTONWOOD PKWY STE 300 COTTONWOOD HEIGHTS, UT 84121 |
* | $ 174,662,000 | 1 | $ 105,000 |
SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ -1,000 | 1 | $ 245,000 |
ASPIRE FINANCIAL, INC. 4100 ALPHA ROAD SUITE 400 DALLAS, TX 75244 |
* | $ -1,000 | 1 | $ 135,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 155,000 |
BEELINE LOANS, INC. 188 VALLEY ST SUITE 225 PROVIDENCE, RI 02909 |
* | $ -1,000 | 1 | $ 155,000 |
RESICENTRAL, LLC 333 BUSH ST #2700 SAN FRANCISCO, CA 94123 |
* | $ -1,000 | 1 | $ 1,055,000 |
FIRST COLONY MORTGAGE CORPORATION 508 W 800 NORTH OREM, UT 84057 |
* | $ -1,000 | 1 | $ 195,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 191 | $31,955,000 | $167,000 | $1,055,000 | $108,000 | $720,000 |
Cash-out Refinancing | 42 | $7,610,000 | $181,000 | $595,000 | $104,000 | $541,000 |
Other Purpose | 41 | $4,195,000 | $102,000 | $385,000 | $81,000 | $246,000 |
Refinancing | 20 | $3,720,000 | $186,000 | $465,000 | $99,000 | $153,000 |
Home Improvement | 6 | $450,000 | $75,000 | $115,000 | $77,000 | $108,000 |
Not Applicable | 1 | $35,000 | $35,000 | $35,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 200 | $32,550,000 | $162,000 | $1,055,000 | $105,000 | $541,000 |
Hispanic | 45 | $5,075,000 | $112,000 | $385,000 | $76,000 | $246,000 |
Not Provided | 26 | $4,880,000 | $187,000 | $595,000 | $136,000 | $720,000 |
Not applicable | 23 | $4,155,000 | $180,000 | $1,055,000 | $64,000 | $94,000 |
Asian | 3 | $565,000 | $188,000 | $455,000 | $85,000 | $158,000 |
Black or African American | 2 | $210,000 | $105,000 | $175,000 | $62,000 | $91,000 |
American Indian or Alaskan Native | 2 | $530,000 | $265,000 | $405,000 | $92,000 | $122,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 252 | $37,940,000 | $150,000 | $1,055,000 | $102,000 | $720,000 |
FHA-insured (Federal Housing Administration) | 24 | $3,540,000 | $147,000 | $405,000 | $82,000 | $170,000 |
VA-guaranteed (Veterans Administration) | 23 | $6,135,000 | $266,000 | $655,000 | $127,000 | $206,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $350,000 | $175,000 | $225,000 | $92,000 | $104,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 130 | $18,920,000 | $145,000 | $1,055,000 | $110,000 | $442,000 |
Application Denied By Financial Institution | 60 | $9,280,000 | $154,000 | $645,000 | $70,000 | $237,000 |
Application Withdrawn By Applicant | 46 | $8,710,000 | $189,000 | $675,000 | $100,000 | $225,000 |
File Closed For Incompleteness | 28 | $3,570,000 | $127,000 | $275,000 | $91,000 | $200,000 |
Loan Purchased By The Institution | 22 | $4,750,000 | $215,000 | $1,055,000 | $127,000 | $270,000 |
Application Approved But Not Accepted | 14 | $2,640,000 | $188,000 | $1,055,000 | $206,000 | $720,000 |
Preapproval Approved but not Accepted | 1 | $95,000 | $95,000 | $95,000 | $53,000 | $53,000 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 241 | $38,685,000 | $160,000 | $1,055,000 | $112,000 | $720,000 |
Credit History | 27 | $3,815,000 | $141,000 | $355,000 | $74,000 | $237,000 |
Debt-To-Income Ratio | 14 | $2,160,000 | $154,000 | $355,000 | $57,000 | $169,000 |
Collateral | 7 | $1,285,000 | $183,000 | $405,000 | $64,000 | $122,000 |
Credit Application Incomplete | 3 | $225,000 | $75,000 | $105,000 | $20,000 | $34,000 |
Other | 3 | $905,000 | $301,000 | $645,000 | $103,000 | $206,000 |
Unverifiable Information | 2 | $220,000 | $110,000 | $155,000 | $103,000 | $109,000 |
Employment History | 2 | $280,000 | $140,000 | $155,000 | $88,000 | $96,000 |
Insufficient Cash (Downpayment, Closing Cost) | 2 | $390,000 | $195,000 | $215,000 | $94,000 | $95,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Texas, and search similar information back through 2003.