Stearns County MN
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Stearns County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stearns County MN, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 5,514
Total Mortgage Loan Application Amount $1,147,160,000
Average Mortgage Loan Application Amount $208,000
Highest Mortgage Loan Application Amount $11,845,000
Average Applicant Income $98,000
Highest Applicant Income $1,976,000

Mortgage Company List for Lending in Stearns County MN for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
MAGNIFI FINANCIAL CREDIT UNION
1140 ELM STREET
SAINT JOSEPH, MN 56374
* $ 1,639,292,000 497 $ 89,475,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 436 $ 80,460,000
HOMEOWNERS FINANCIAL GROUP USA, LLC
16427 N. SCOTTSDALE ROAD, SUITE 145
SCOTTSDALE, AZ 85264
* $ -1,000 225 $ 36,835,000
LIBERTY BANK MINNESOTA
111 7TH AVE S
ST CLOUD, MN 56301
* $ 303,851,000 213 $ 49,795,000
ST. CLOUD FINANCIAL
3030 1ST ST S
ST CLOUD, MN 56301
* $ 289,886,000 192 $ 26,840,000
BREMER BANK, NATIONAL ASSOCIATION
372 ST. PETER STREET
ST. PAUL, MN 55102
* $ 16,499,164,000 151 $ 38,935,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 143 $ 31,805,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 140 $ 33,570,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,779,504,000,000 137 $ 28,655,000
TRUSTONE FINANCIAL FEDERAL CREDIT UNION
14601 27TH AVENUE NORTH
PLYMOUTH, MN 55447
* $ 3,979,767,000 123 $ 14,435,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 3,746,301,000 99 $ 8,765,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 93 $ 20,265,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 87 $ 15,385,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 85 $ 18,875,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 83 $ 17,385,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 77 $ 15,125,000
AMERICAN HERITAGE NATIONAL BANK
24 2ND ST S
LONG PRAIRIE, MN 56347
* $ 549,579,000 71 $ 37,665,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 70 $ 16,930,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 69 $ 15,135,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ -1,000 69 $ 14,925,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 68 $ 15,870,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 65 $ 13,455,000
DEERWOOD BANK
21236 ARCHIBALD ROAD
DEERWOOD, MN 56444
* $ 1,062,979,000 63 $ 9,865,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 9,729,918,000 61 $ 13,945,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 61 $ 16,105,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 57 $ 3,015,000
SENTRY BANK
400 4TH AVE NE
ST. JOSEPH, MN 56374
* $ 292,102,000 56 $ 14,100,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 55 $ 12,615,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 53 $ 10,945,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 51 $ 8,955,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 45 $ 2,635,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 43 $ 7,855,000
BANKVISTA
125 TWIN RIVERS CT
SARTELL, MN 56377
* $ 471,597,000 42 $ 9,280,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,342,526,000 41 $ 2,725,000
GUARANTEED RATE AFFINITY, LLC
1800 WEST LARCHMONT AVE
CHICAGO, IL 60613
* $ -1,000 39 $ 7,745,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 38 $ 8,350,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 37 $ 8,005,000
SPIRE CREDIT UNION
2025 LARPENTEUR AVE W
FALCON HEIGHTS, MN 55113
* $ 1,948,614,000 37 $ 4,395,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ -1,000 36 $ 11,190,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
CHANTILLY, VA 20151
* $ -1,000 35 $ 5,795,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 3,168,170,000 33 $ 6,415,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 33 $ 6,815,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 188,069,637,000 32 $ 7,430,000
MINNESOTA NATIONAL BANK
131 12TH ST S
SAUK CENTRE, MN 56378
* $ 273,685,000 31 $ 4,265,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 173,414,362,000 31 $ 3,655,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 28 $ 5,150,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 28 $ 6,220,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 26 $ 6,170,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 26 $ 6,690,000
GOLDWATER BANK, N.A.
2525 EAST CAMELBACK ROAD SUITE 1100
PHOENIX, AZ 85016
* $ 348,453,000 25 $ 4,825,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 24 $ 6,080,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 23 $ 5,355,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
SAUSALITO, CA 94965
* $ -1,000 22 $ 5,720,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
IRVINE, CA 92614
* $ -1,000 21 $ 4,035,000
HERITAGE BANK NATIONAL ASSOCIATION
100 SOUTH STREET W
SPICER, MN 56288
* $ 467,757,000 20 $ 3,470,000
GREAT RIVER FEDERAL CREDIT UNION
1532 W ST GERMAIN STREET
ST CLOUD, MN 56301
* $ 269,631,000 20 $ 1,860,000
RESULTS MORTGAGE, LLC
11200 WEST 78TH STREET, SUITE 50
EDEN PRAIRIE, MN 55344
* $ -1,000 19 $ 3,675,000
LUMINATE HOME LOANS
7760 FRANCE AVE S, STE 1010
BLOOMINGTON, MN 55435
* $ -1,000 18 $ 3,680,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 117,378,701,000 18 $ 5,910,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 17 $ 3,915,000
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 17 $ 4,595,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 528,514,000,000 16 $ 4,630,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 16 $ 3,650,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 3,390,640,000 15 $ 2,755,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 14 $ 2,540,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ -1,000 14 $ 2,950,000
ROYAL CREDIT UNION
200 RIVERFRONT TERRACE
EAU CLAIRE, WI 54703
* $ 4,046,578,000 14 $ 2,130,000
AMERICAN NATIONAL BANK OF MINNESOTA
1920 SOUTH SIXTH STREET
BRAINERD, MN 56401
* $ 386,972,000 13 $ 3,195,000
WINGS FINANCIAL
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 7,846,662,000 13 $ 2,605,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 32,127,026,000 13 $ 1,455,000
SHERBURNE STATE BANK
12500 SHERBURNE AVE
PO BOX 428, MN 55308
* $ 227,468,000 12 $ 3,290,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 11 $ 2,515,000
MOVEMENT MORTGAGE, LLC
8024 CALVIN HALL ROAD
INDIAN LAND, SC 29707
* $ -1,000 11 $ 2,485,000
HOMETOWN LENDERS, INC.
310 THE BRIDGE STREET, 4TH FLOOR SUITE A
HUNTSVILLE, AL 35806
* $ -1,000 11 $ 1,695,000
WESTSTAR MORTGAGE CORPORATION
6363 NORTH STATE HIGHWAY 161
IRVING, TX 75038
* $ -1,000 11 $ 2,435,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
ORANGE, CA 92868
* $ -1,000 11 $ 2,625,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 10 $ 620,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 24,354,109,000 10 $ 2,720,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 10 $ 2,480,000
SUMMIT MORTGAGE CORPORATION
13355 10TH AVE N, SUITE 100
PLYMOUTH, MN 55441
* $ -1,000 10 $ 2,050,000
CORTRUST MORTGAGE, INC.
2101 S MINNESOTA AVENUE
SIOUX FALLS, SD 57105
* $ -1,000 10 $ 2,420,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 9 $ 1,495,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 9 $ 1,845,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 8 $ 850,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 8 $ 1,780,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 8 $ 1,750,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
CHARLOTTE, NC 28277
* $ -1,000 8 $ 400,000
FRANDSEN BANK & TRUST
116 CENTRAL STREET WEST
LONSDALE, MN 55046
* $ 2,730,710,000 8 $ 1,390,000
THINK MUTUAL BANK
5200 MEMBERS PARKWAY NW
ROCHESTER, MN 55901
* $ 2,224,529,000 8 $ 1,360,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 7 $ 1,475,000
MILEND, INC.
375 NORTHRIDGE RD, SUITE 600
ATLANTA, GA 30350
* $ -1,000 7 $ 1,435,000
TRADITION MORTGAGE, LLC
16995 BRANDTJEN FARM DRIVE SUTE 300
LAKEVILLE, MN 55044
* $ -1,000 7 $ 1,915,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ -1,000 7 $ 1,925,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 7 $ 1,365,000
BOUNDARY WATERS BANK
11800 ABERDEEN ST NE #120
BLAINE, MN 55449
* $ 117,525,000 6 $ 380,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 547,610,000 6 $ 1,640,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 6 $ 2,570,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 6 $ 860,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 6 $ 1,230,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
OVERLAND PARK, KS 66211
* $ -1,000 6 $ 1,520,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 6 $ 1,370,000
FIRST WESTERN BANK & TRUST
900 SOUTH BROADWAY
MINOT, ND 58701
* $ 1,965,063,000 6 $ 990,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 6 $ 1,320,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 166,652,719,000 6 $ 1,640,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 5 $ 1,025,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 5 $ 855,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 915,000
MINNWEST BANK
300 S WASHINGTON
REDWOOD FALLS, MN 56283
* $ 2,704,195,000 5 $ 1,235,000
AMERICAN NEIGHBORHOOD MORTGAGE ACCEPTANCE COMPANY LLC
700 EAST GATE DRIVE, SUITE 400
MT. LAUREL, NJ 08054
* $ -1,000 5 $ 1,265,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ -1,000 5 $ 1,195,000
HIWAY
111 EMPIRE DRIVE
SAINT PAUL, MN 55103
* $ 1,671,091,000 5 $ 1,115,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 439,943,000 5 $ 1,125,000
PLAINS COMMERCE BANK
220 MAIN ST
HOVEN, SD 57450
* $ 1,046,473,000 5 $ 1,135,000
TOPLINE FEDERAL CREDIT UNION
9353 JEFFERSON HWY
MAPLE GROVE, MN 55369
* $ 651,106,000 5 $ 585,000
RIVERWOOD BANK
14540 DELLWOOD DR PO BOX 2947
BAXTER, MN 56425
* $ 550,041,000 5 $ 2,745,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 35,057,609,000 5 $ 1,865,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 5 $ 1,205,000
CRESCENT MORTGAGE COMPANY
6600 PEACHTREE DUNWOODY ROAD SUITE 650
ATLANTA, GA 30328
* $ -1,000 5 $ 1,335,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,726,840,000 5 $ 1,295,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 4 $ 1,510,000
TOWN & COUNTRY BANC MORTGAGE SERVICES, INC.
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ -1,000 4 $ 790,000
CONSUMER REAL ESTATE FINANCE CO.
330 SW 2ND ST #111
FORT LAUDERDALE, FL 33312
* $ -1,000 4 $ 870,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 32,520,025,000 4 $ 750,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 172,820,000,000 4 $ 570,000
CHICAGO MORTGAGE SOLUTIONS LLC
9525 W BRYN MAWR AVE
ROSEMONT, IL 60018
* $ -1,000 4 $ 860,000
WEST BANK
1601 22ND STREET
WEST DES MOINES, IA 50266
* $ 3,499,287,000 4 $ 4,660,000
UIF CORPORATION
29777 TELEGRAPH RD. SUITE 3590
SOUTHFIELD, MI 48034
* $ -1,000 4 $ 1,040,000
BRIDGEWATER BANK
3800 AMERICAN BLVD WEST, SUITE 100
BLOOMINGTON, MN 55431
* $ 3,473,066,000 4 $ 2,250,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
LOMBARD, IL 60148
* $ -1,000 4 $ 630,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 4 $ 980,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 4 $ 870,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 1,046,501,000 4 $ 740,000
ALLIANCE BANK
105 EAST LYON AVE
LAKE CITY, MN 55041
* $ 781,244,000 4 $ 680,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 4 $ 550,000
MORTGAGES UNLIMITED INC.
7365 KIRKWOOD COURT NORTH SUITE 300
MAPLE GROVE, MN 55113
* $ -1,000 3 $ 685,000
DEVON BANK
6445 N WESTERN AVENUE
CHICAGO, IL 60645
* $ 451,130,000 3 $ 1,065,000
IXONIA BANK
W1046 MARIETTA AVE
IXONIA, WI 53036
* $ 589,632,000 3 $ 365,000
PLAINSCAPITAL BANK
2323 VICTORY AVENUE, SUITE 1400
DALLAS, TX 75219
* $ 15,019,689,000 3 $ 915,000
CAMBRIA FINANCIAL GROUP, LLC
11000 W 78TH STREET, SUITE 300
EDEN PRAIRIE, MN 55344
* $ -1,000 3 $ 425,000
EMPEOPLE CREDIT UNION
3950 38TH AVENUE
MOLINE, IL 61265
* $ 1,810,411,000 3 $ 615,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 3 $ 725,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 4,710,410,000 3 $ 745,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 5,072,223,000 3 $ 805,000
NBKC BANK
8320 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 1,041,605,000 3 $ 975,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 385,000
GOODLEAP, LLC
8781 SIERRA COLLEGE BLVD
ROSEVILLE, CA 95661
* $ -1,000 3 $ 525,000
LENDINGONE, LLC
901 YAMATO RD #150
BOCA RATON, FL 33431
* $ -1,000 3 $ 315,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 2,820,664,000 3 $ 755,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 154,617,469,000 3 $ 415,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 3 $ 765,000
CITADEL SERVICING CORPORATION
15707 ROCKFIELD BLVD STE 320
IRVINE, CA 92618
* $ -1,000 3 $ 815,000
CITY NATIONAL BANK
555 SOUTH FLOWER STREET
LOS ANGELES, CA 90071
* $ 93,227,302,000 3 $ 1,035,000
AMERICAN FINANCE HOUSE LARIBA
15141 E WHITTIER BLVD, SUITE 400
WHITTIER, CA 90603
* $ -1,000 3 $ 775,000
AGCOUNTRY FARM CREDIT SERVICES, FLCA
1900 44TH ST S - PO BOX 6020
FARGO, ND 58108
* $ -1,000 3 $ 405,000
WRIGHT PATMAN CONGRESSIONAL FEDERAL CREDIT UNION
10461 WHITE GRANITE DRIVE
OAKTON, VA 22124
* $ 1,281,403,000 3 $ 305,000
GREAT SOUTHERN BANK
218 S GLENSTONE AVE
SPRINGFIELD, MO 65802
* $ 5,455,015,000 2 $ 130,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
GARDEN CITY, NY 11530
* $ -1,000 2 $ 430,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 2 $ 520,000
HOMETOWN BANK
1000 EAST COOK STREET
REDWOOD FALLS, MN 56283
* $ 523,774,000 2 $ 910,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ -1,000 2 $ 470,000
LADERA LENDING, INC.
555 CORPORATE DRIVE SUITE 215
LADERA RANCH, CA 92694
* $ -1,000 2 $ 590,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 339,245,000 2 $ 50,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,669,227,000,000 2 $ 660,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 2 $ 290,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 121,064,212,000 2 $ 1,510,000
RAYMOND JAMES BANK
710 CARILLON PARKWAY
SAINT PETERSBURG, FL 33716
* $ 38,107,223,000 2 $ 720,000
EQUITY PRIME MORTGAGE LLC
5 CONCOURSE PKWY, STE 2250
ATLANTA, GA 30328
* $ -1,000 2 $ 490,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ -1,000 2 $ 440,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 2 $ 340,000
THE BANK OF ELK RIVER
630 MAIN ST NW
ELK RIVER, MN 55330
* $ 635,628,000 2 $ 950,000
FIRST PREMIER BANK
400 S SYCAMORE AVE, SUITE 101
SIOUX FALLS, SD 57110
* $ 2,889,083,000 2 $ 220,000
GENISYS
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 4,030,966,000 2 $ 640,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 1,502,665,000 2 $ 120,000
MISSION LOANS, LLC
5686 DRESSLER ROAD, NW
NORTH CANTON, OH 44720
* $ -1,000 2 $ 400,000
CORTRUST BANK NATIONAL ASSOCIATION
100 EAST HAVENS
MITCHELL, SD 57301
* $ 1,566,307,000 2 $ 160,000
FIRST BANK & TRUST
520 6TH STREET
BROOKINGS, SD 57006
* $ 4,059,403,000 2 $ 820,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 3,310,189,000 2 $ 300,000
AMERICAN FEDERAL BANK
215 N 5TH ST
FARGO, ND 58102
* $ 684,318,000 2 $ 690,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 154,830,000,000 2 $ 1,150,000
GUARANTY HOME MORTGAGE CORPORATION
316 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 2 $ 580,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ -1,000 2 $ 290,000
BAYFIRST NATIONAL BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 917,272,000 2 $ 370,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,348,940,000 2 $ 550,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
5455 N UNION BLVD, CO 80918
* $ -1,000 2 $ 430,000
NEXBANK
2515 MCKINNEY AVENUE, SUITE 1100
DALLAS, TX 75201
* $ 10,822,403,000 2 $ 620,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 2 $ 450,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
GREENWOOD VILLAGE, CO 80111
* $ -1,000 2 $ 370,000
CITIZENS BANK MINNESOTA
105 NORTH MINNESOTA STREET
NEW ULM, MN 56073
* $ 586,804,000 2 $ 310,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 2 $ 410,000
SOUTHPOINT FINANCIAL
924 MAIN STREET E
SLEEPY EYE, MN 56085
* $ 508,641,000 2 $ 540,000
MANN FINANCIAL INC.
1220 WHITEFISH STAGE ROAD
KALISPELL, MT 59901
* $ -1,000 2 $ 870,000
CITIZENS ALLIANCE BANK
55 NW 1ST ST NW PO BOX 430
CLARA CITY, MN 56222
* $ 1,056,226,000 2 $ 220,000
CITIZENS STATE BANK
375 STAGELINE RD
HUDSON, WI 54016
* $ 317,042,000 2 $ 610,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
CHARLOTTE, NC 28210
* $ -1,000 2 $ 350,000
SHAREPOINT CREDIT UNION
5300 HYLAND GREENS DR
BLOOMINGTON, MN 55437
* $ 305,574,000 2 $ 100,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ -1,000 2 $ 650,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
MINNEAPOLIS, MN 55415
* $ 870,500,000 2 $ 420,000
AXIA FINANCIAL, LLC
1120 112TH AVE NE STE 600
BELLEVUE, WA 98004
* $ -1,000 2 $ 390,000
BANK MIDWEST
1525 18TH STREET SUITE 100
SPIRIT LAKE, IA 51360
* $ 1,234,147,000 1 $ 165,000
AMERICAN HERITAGE LENDING, INC.
485 E 17TH ST #220
COSTA MESA, CA 92627
* $ -1,000 1 $ 165,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 7,187,889,000 1 $ 145,000
ANGEL OAK MORTGAGE SOLUTIONS LLC
980 HAMMOND DRIVE, SUITE 850
ATLANTA, GA 30328
* $ -1,000 1 $ 265,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WARRENTON, VA 20186
* $ -1,000 1 $ 8,375,000
IDEAL
8499 TAMARACK ROAD
WOODBURY, MN 55125
* $ 932,167,000 1 $ 55,000
MIDAMERICA NATIONAL BANK
100 W. ELM STREET
CANTON, IL 61520
* $ 523,226,000 1 $ 155,000
CITIZENS EQUITY FIRST
5401 W DIRKSEN PKWY
PEORIA, IL 61607
* $ 7,713,957,000 1 $ 195,000
ANOKA HENNEPIN CREDIT UNION
11681 THEATRE DR N
MINNEAPOLIS, MN 55448
* $ 278,465,000 1 $ 25,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 4,206,869,000 1 $ 445,000
WILMINGTON SAVINGS FUND SOCIETY, FSB
500 DELAWARE AVENUE
WILMINGTON, DE 19801
* $ 15,742,039,000 1 $ 65,000
SECURITY FIRST BANK OF NORTH DAKOTA
P.O. BOX 397, 700 ASH AVENUE
NEW SALEM, ND 58563
* $ 240,373,000 1 $ 85,000
NORTH SHORE BANK OF COMMERCE
131 WEST SUPERIOR STREET
DULUTH, MN 55802
* $ 410,662,000 1 $ 185,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 1 $ 45,000
FORESIGHT BANK
138 WEST BROADWAY
PLAINVIEW, MN 55964
* $ 308,678,000 1 $ 255,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,758,936,000 1 $ 145,000
NEIGHBORHOOD NATIONAL BANK
45 NORTH UNION
MORA, MN 55051
* $ 301,357,000 1 $ 145,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
IRVINE, CA 92612
* $ -1,000 1 $ 105,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 1 $ 135,000
ON Q FINANCIAL, INC.
4800 SCOTTSDALE RD SUITE 5500
SCOTTSDALE, AZ 85251
* $ -1,000 1 $ 355,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 235,000
NORTHROP GRUMMAN FEDERAL CREDIT UNION
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 1,642,713,000 1 $ 355,000
CHARTER BANK
1010 W CLAIREMONT AVE
EAU CLAIRE, WI 54701
* $ 1,136,168,000 1 $ 275,000
FIRST COMMUNITY CREDIT UNION
111 9TH ST SW
JAMESTOWN, ND 58401
* $ 1,060,912,000 1 $ 155,000
STRONG HOME MORTGAGE, LLC
9408 GRANT AVE STE 302
WOODBRIDGE, VA 22192
* $ -1,000 1 $ 155,000
UNIVERSITY OF WISCONSIN CREDIT UNION
3500 UNIVERSITY AVE
MADISON, WI 53705
* $ 4,833,920,000 1 $ 5,000
OPEN MORTGAGE, LLC
14101 W. HWY 290 #1300
AUSTIN, TX 78737
* $ -1,000 1 $ 135,000
BELLWETHER ENTERPRISE REAL ESTATE CAPITAL, LLC
1360 E. 9TH STREET SUITE 300
CLEVELAND, OH 44114
* $ -1,000 1 $ 8,485,000
CITIZENS COMMUNITY FEDERAL NATIONAL ASSOCIATION
219 FAIRFAX STREET
ALTOONA, WI 54720
* $ 1,739,119,000 1 $ 385,000
CAPITAL CREDIT UNION
PO BOX 2096
BISMARCK, ND 58502
* $ 692,597,000 1 $ 265,000
ASSOCIATED HEALTHCARE CREDIT UNION
360 SHERMAN ST B-10
ST. PAUL, MN 55102
* $ 154,995,000 1 $ 155,000
GATEWAY FIRST BANK
244 SOUTH GATEWAY PLACE
JENKS, OK 74037
* $ 1,879,005,000 1 $ 565,000
REVERSE MORTGAGE FUNDING LLC
1455 BROAD ST., 2ND FL
BLOOMFIELD, NJ 07003
* $ -1,000 1 $ 105,000
GREYSTONE SERVICING COMPANY LLC
419 BELLE AIR LANE
WARRENTON, VA 20186
* $ -1,000 1 $ 8,375,000
LOANUNITED.COM, LLC
3150 HOLCOMB BRIDGE RD 4TH FLOOR
NORCROSS, GA 30071
* $ -1,000 1 $ 265,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 3,655,190,000 1 $ 105,000
FLAGSHIP BANK MINNESOTA
711 6TH AVENUE NORTHEAST
ISANTI, MN 55040
* $ 325,748,000 1 $ 735,000
FIRST AMERICAN BANK
80 STRATFORD DRIVE
BLOOMINGDALE, IL 60108
* $ 6,111,597,000 1 $ 25,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
MURFREESBORO, TN 37129
* $ -1,000 1 $ 265,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 1 $ 205,000
BEST CAPITAL FUNDING
21540 PLUMMER STREET, SUITE A
CHATSWORTH, CA 91311
* $ -1,000 1 $ 455,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 175,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,177,145,000 1 $ 515,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 8,802,432,000 1 $ 25,000
GRANDBRIDGE REAL ESTATE CAPITAL LLC
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ -1,000 1 $ 665,000
FARMERS INSURANCE GROUP FEDERAL CREDIT UNION
4601 WILSHIRE BL. STE 110
LOS ANGELES, CA 90010
* $ 1,293,726,000 1 $ 35,000
HTLF BANK
1800 LARIMER ST STE 100
DENVER, CO 80202
* $ 2,696,695,000 1 $ 3,765,000
QUONTIC BANK
31-05 BROADWAY
ASTORIA, NY 11106
* $ 916,091,000 1 $ 275,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 225,000
NATIONAL BANK OF COMMERCE
1127 TOWER AVE
SUPERIOR, WI 54880
* $ 1,197,655,000 1 $ 11,845,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 1 $ 415,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
HANNAFORD, ND 58448
* $ 873,139,000 1 $ 245,000
FIRST NATIONAL BANK OF HUTCHINSON, THE
1 N MAIN ST
HUTCHINSON, KS 67501
* $ 971,298,000 1 $ 985,000
THE FIRST NATIONAL BANK OF MOOSE LAKE
20 HARTMAN DR
MOOSE LAKE, MN 55767
* $ 127,752,000 1 $ 135,000
FAY SERVICING, LLC
400 S. LA SALLE STREET, STE 2000
CHICAGO, IL 60605
* $ -1,000 1 $ 105,000
FLORIDA CAPITAL BANK, NATIONAL ASSOCIATION
10151 DEERWOOD PARK BLVD. BLDG. 100 #200
JACKSONVILLE, FL 32256
* $ 442,133,000 1 $ 185,000
DUPACO COMMUNITY
PO BOX 179
DUBUQUE, IA 52004
* $ 2,697,669,000 1 $ 135,000
M SQUARED FINANCIAL
7501 MISSION RD STE 200
PRAIRIE VILLAGE, KS 66208
* $ -1,000 1 $ 325,000
GSF MORTGAGE CORPORATION
15430 W CAPITOL DRIVE
BROOKFIELD, WI 53005
* $ -1,000 1 $ 325,000
ALLIED FIRST BANK,SB
3201 ORCHARD RD
OSWEGO, IL 60543
* $ 167,115,000 1 $ 175,000
FILO MORTGAGE, LLC
555 E NORTH LN #6125
CONSHOHOCKEN, PA 19428
* $ -1,000 1 $ 445,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 115,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 195,000
JAMES B. NUTTER & COMPANY
4153 BROADWAY
KANSAS CITY, MO 64111
* $ -1,000 1 $ 115,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 1,164,122,000 1 $ 85,000
TOWN AND COUNTRY BANK
3601 W WABASH AVE
SPRINGFIELD, IL 62711
* $ 907,478,000 1 $ 135,000
CALCON MUTUAL MORTGAGE LLC
3131 CAMINO DEL RIO N SUITE 1680
SAN DIEGO, CA 92108
* $ -1,000 1 $ 225,000
SIGNATURE FEDERAL CREDIT UNION
12 HERBERT ST.
ALEXANDRIA, VA 22313
* $ 370,967,000 1 $ 85,000
TRADITION CAPITAL BANK
7601 FRANCE AVE S
EDINA, MN 55435
* $ 1,786,164,000 1 $ 885,000
ARMED FORCES BANK, NATIONAL ASSOCIATION
1111 MAIN ST SUITE 1600
KANSAS CITY, MO 64105
* $ 1,230,840,000 1 $ 595,000
CITY-COUNTY CREDIT UNION
144 11TH ST. E
SAINT PAUL, MN 55101
* $ 1,170,198,000 1 $ 505,000
ALAMEDA MORTGAGE CORPORATION
1850 MT. DIABLO BLVD. SUITE 100
WALNUT CREEK, CA 94596
* $ -1,000 1 $ 235,000
NUMARK CREDIT UNION
1654 TERRY DR; P O BOX 2729
JOLIET, IL 60434
* $ 604,572,000 1 $ 65,000
AMERICAN NATIONWIDE MORTGAGE COMPANY, INC.
3820 NORTHDALE BLVD STE 111A
TAMPA, FL 33624
* $ -1,000 1 $ 135,000
MINNCO CREDIT UNION
235 WEST 1ST AVENUE
CAMBRIDGE, MN 55008
* $ 474,930,000 1 $ 25,000
MEMBERS COOPERATIVE
4628 MIKE COLALILLO DR
DULUTH, MN 55807
* $ 1,064,401,000 1 $ 155,000
COMMUNITY RESOURCE BANK
1605 HERITAGE DRIVE
NORTHFIELD, MN 55057
* $ 351,008,000 1 $ 175,000
MEGASTAR FINANCIAL CORP.
1080 CHEROKEE STREET
DENVER, CO 80205
* $ -1,000 1 $ 115,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 565,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stearns County MN in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 3,072 $747,610,000 $243,000 $11,845,000 $96,000 $1,794,000
Cash-out Refinancing 1,140 $210,000,000 $184,000 $2,005,000 $91,000 $885,000
Refinancing 764 $143,970,000 $188,000 $8,485,000 $98,000 $1,020,000
Home Improvement 280 $21,650,000 $77,000 $545,000 $109,000 $631,000
Other Purpose 240 $21,970,000 $91,000 $755,000 $132,000 $1,976,000
Not Applicable 18 $1,960,000 $108,000 $165,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,789 $747,495,000 $197,000 $2,005,000 $99,000 $1,976,000
Not applicable 663 $207,315,000 $312,000 $11,845,000 $102,000 $193,000
Not Provided 628 $111,680,000 $177,000 $925,000 $99,000 $1,017,000
Hispanic 190 $31,330,000 $164,000 $475,000 $70,000 $209,000
Black or African American 135 $24,835,000 $183,000 $565,000 $76,000 $618,000
Asian 78 $17,890,000 $229,000 $1,105,000 $124,000 $567,000
American Indian or Alaskan Native 17 $3,545,000 $208,000 $805,000 $127,000 $756,000
Native Hawaiian or Other Pacific Islander 5 $815,000 $163,000 $265,000 $75,000 $130,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,262 $877,250,000 $205,000 $11,845,000 $104,000 $1,976,000
FHA-insured (Federal Housing Administration) 756 $151,300,000 $200,000 $485,000 $67,000 $222,000
VA-guaranteed (Veterans Administration) 426 $104,910,000 $246,000 $1,715,000 $79,000 $315,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 70 $13,700,000 $195,000 $355,000 $65,000 $122,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,518 $748,230,000 $212,000 $8,485,000 $103,000 $1,976,000
Application Withdrawn By Applicant 594 $142,890,000 $240,000 $11,845,000 $97,000 $1,020,000
Loan Purchased By The Institution 551 $121,605,000 $220,000 $885,000 $95,000 $296,000
Application Denied By Financial Institution 547 $76,255,000 $139,000 $705,000 $69,000 $502,000
File Closed For Incompleteness 170 $30,190,000 $177,000 $1,715,000 $84,000 $495,000
Application Approved But Not Accepted 124 $25,750,000 $207,000 $1,325,000 $96,000 $407,000
Preapproval Approved but not Accepted 7 $1,585,000 $226,000 $385,000 $82,000 $186,000
Preapproval Denied by Financial Institution 3 $655,000 $218,000 $245,000 $40,000 $44,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 4,838 $1,035,650,000 $214,000 $11,845,000 $100,000 $1,976,000
Debt-To-Income Ratio 307 $57,775,000 $188,000 $3,295,000 $79,000 $723,000
Credit History 144 $18,730,000 $130,000 $645,000 $82,000 $502,000
Collateral 83 $11,565,000 $139,000 $505,000 $77,000 $350,000
Credit Application Incomplete 66 $11,350,000 $171,000 $535,000 $80,000 $280,000
Other 36 $5,320,000 $147,000 $615,000 $94,000 $495,000
Unverifiable Information 23 $3,655,000 $158,000 $375,000 $68,000 $130,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,915,000 $174,000 $305,000 $50,000 $99,000
Employment History 6 $1,200,000 $200,000 $295,000 $34,000 $62,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.

Download the Minnesota Lender List