Find mortgage statistics and lending data for the Stark County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stark County ND, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,966 |
Total Mortgage Loan Application Amount | $357,370,000 |
Average Mortgage Loan Application Amount | $181,000 |
Highest Mortgage Loan Application Amount | $3,282,000 |
Average Applicant Income | $78,000 |
Highest Applicant Income | $1,206,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION 608 MAIN STREET HEBRON, ND 58638 |
* | $ 570,006,000 | 373 | $ 70,979,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,161,490,000,000 | 309 | $ 52,431,000 |
GATE CITY BANK 500 2ND AVE N FARGO, ND 58102 |
* | $ 1,403,013,000 | 195 | $ 25,676,000 |
BRAVERA BANK 140 1ST AVENUE WEST DICKINSON, ND 58601 |
* | $ 896,529,000 | 146 | $ 37,654,000 |
WESTERN COOPERATIVE CREDIT UNION PO BOX 2237/1300 BISON DR WILLISTON, ND 58801 |
* | $ 284,555,000 | 113 | $ 20,167,000 |
BANK OF NORTH DAKOTA 1200 MEMORIAL HWY BISMARCK, ND 58504 |
* | $ 35,500,000 | 97 | $ 18,757,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 94 | $ 19,919,000 |
BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 240,651,000 | 86 | $ 17,099,000 |
DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 1,902,620,000 | 56 | $ 9,352,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 49 | $ 8,090,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 40 | $ 7,761,000 |
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 30 | $ 2,402,000 |
KIRKWOOD BANK & TRUST CO. 2911 N 14TH STREET BISMARCK, ND 58503 |
* | $ 167,844,000 | 27 | $ 3,543,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 23 | $ 5,136,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 21 | $ 1,772,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 20 | $ 3,131,000 |
BANKWEST, INC. 420 S. PIERRE STREET, PO BOX 998 PIERRE, SD 57501 |
* | $ 739,907,000 | 18 | $ 1,265,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 18 | $ 3,517,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 17 | $ 3,379,000 |
MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,241,069,000 | 17 | $ 3,130,000 |
BANK OF THE WEST 180 MONTGOMERY STREET SAN FRANCISCO, CA 94104 |
* | $ 62,408,304,000 | 16 | $ 2,051,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD BLOOMINGTON, IL 61704 |
* | $ 327,995,000 | 12 | $ 1,723,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 10 | $ 1,667,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,288,658,000,000 | 9 | $ 1,969,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 8 | $ 1,587,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 8 | $ 1,303,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,623,469,000 | 7 | $ 1,330,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ 10,000,000 | 7 | $ 1,379,000 |
BREMER BANK NA (FARGO) 1444 45TH ST SW FARGO, ND 58103 |
* | $ 1,562,058,000 | 7 | $ 889,000 |
CORNERSTONE BANK 2280 45TH STREET SOUTH FARGO, ND 58104 |
* | $ 266,422,000 | 7 | $ 1,544,000 |
CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 2,123,880,000 | 6 | $ 503,000 |
PHH HOME LOANS, LLC 1 MORTGAGE WAY 2ND FLOOR MT LAUREL, NJ 08054 |
* | $ 4,597,939,000 | 6 | $ 1,337,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ 880,000,000 | 6 | $ 1,696,000 |
STARION BANK 109 1ST STREET NW MANDAN, ND 58554 |
* | $ 924,641,000 | 6 | $ 1,275,000 |
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 2,084,000,000 | 5 | $ 461,000 |
SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ 250,000,000 | 5 | $ 1,094,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 4 | $ 1,074,000 |
BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 662,437,000 | 4 | $ 830,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 4 | $ 477,000 |
RAILWAY CREDIT UNION 1006 E MAIN STREET MANDAN, ND 58554 |
* | $ 60,007,000 | 3 | $ 228,000 |
FIRST INTERSTATE BANK PO BOX 30918 BILLINGS, MT 59116 |
* | $ 7,294,743,000 | 3 | $ 551,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 138,031,000 | 3 | $ 315,000 |
VALLEY MORTGAGE, INC. 3315 45TH ST S, SUITE 200 FARGO, ND 58104 |
* | $ 520,000,000 | 2 | $ 393,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 2 | $ 715,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 2 | $ 544,000 |
AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 1,459,365,000 | 2 | $ 78,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 2,898,665,000 | 2 | $ 155,000 |
SECURITY FIRST BANK OF NORTH DAKOTA P.O. BOX 397, 700 ASH AVENUE NEW SALEM, ND 58563 |
* | $ 140,532,000 | 2 | $ 200,000 |
DUBUQUE BANK AND TRUST COMPANY 1398 CENTRAL AVENUE DUBUQUE, IA 52001 |
* | $ 1,382,225,000 | 2 | $ 404,000 |
STOCKMAN BANK OF MONTANA 700 MAIN STREET MILES CITY, MT 59301 |
* | $ 2,132,797,000 | 2 | $ 339,000 |
ENERGY ONE FEDERAL CREDIT UNION 6100 S YALE AVE, SUITE 100 TULSA, OK 74136 |
* | $ 191,371,000 | 2 | $ 595,000 |
FIRSTAR BANK, NATIONAL ASSOCIATION PO BOX 308 ROLAND, OK 74954 |
* | $ 223,553,000 | 2 | $ 304,000 |
BLACKRIDGEBANK 4040 42ND ST SW, SUITE O FARGO, ND 58104 |
* | $ 348,257,000 | 2 | $ 1,307,000 |
FIRST NATIONAL BANK 125 WEST SIOUX AVE PIERRE, SD 57501 |
* | $ 696,810,000 | 1 | $ 156,000 |
ALERUS FINANCIAL, NATIONAL ASSOCIATION PO BOX 6001 GRAND FORKS, ND 58206 |
* | $ 1,154,398,000 | 1 | $ 141,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 1,000 |
AURORA BANK FSB 10350 PARK MEADOWS DRIVE LONE TREE, CO 80124 |
* | $ 4,140,785,000 | 1 | $ 180,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 419,837,000 | 1 | $ 180,000 |
HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 195,395,000 | 1 | $ 25,000 |
ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 518,825,000 | 1 | $ 25,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 5,152,186,000 | 1 | $ 113,000 |
BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 2,226,619,000 | 1 | $ 3,282,000 |
PIONEER BANK & TRUST 125 E COLORADO BLVD STE 1A SPEARFISH, SD 57783 |
* | $ 467,298,000 | 1 | $ 78,000 |
FIRST MISSOURI BANK PO BOX 190 BROOKFIELD, MO 64628 |
* | $ 114,469,000 | 1 | $ 148,000 |
BANK FORWARD 390 WHEAT STREET, PO BOX 100 HANNAFORD, ND 58448 |
* | $ 471,627,000 | 1 | $ 165,000 |
FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY MINOT, ND 58701 |
* | $ 1,088,724,000 | 1 | $ 245,000 |
NORTHVIEW BANK 510 MAIN SANDSTONE, MN 55072 |
* | $ 230,524,000 | 1 | $ 140,000 |
UNITED PRAIRIE BANK 10 FIRESTONE DRIVE, SUITE 300 MANKATO, MN 56001 |
* | $ 565,796,000 | 1 | $ 800,000 |
METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 25,513,620,000 | 1 | $ 109,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 1 | $ 101,000 |
PROFICIO BANK 6985 UNION PARK CENTER, SUITE 150 COTTONWOOD HEIGHTS, UT 84047 |
* | $ 142,947,000 | 1 | $ 173,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 2,304,426,000 | 1 | $ 143,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 200,000 |
FIRST MORTGAGE SERVICE, INC. 815 23RD AVE E WEST FARGO, ND 58078 |
* | $ 10,000,000 | 1 | $ 134,000 |
COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ 10,000,000 | 1 | $ 81,000 |
ROUNDPOINT MORTGAGE COMPANY 5032 PARKWAY PLAZA BLVD, STE 200 CHARLOTTE, NC 28278 |
* | $ 10,000,000 | 1 | $ 285,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 1 | $ 106,000 |
MID AMERICA MORTGAGE, INC. 15301 SPECTRUM DRIVE, SUITE 405 ADDISON, TX 75001 |
* | $ 11,000,000 | 1 | $ 214,000 |
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 1 | $ 7,000 |
LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N SHOREVIEW, MN 55126 |
* | $ 2,304,353,000 | 1 | $ 334,000 |
BAXTER CREDIT UNION 340 N MILWAUKEE AVE VERNON HILLS, IL 60061 |
* | $ 1,580,221,000 | 1 | $ 141,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 1,074 | $227,282,000 | $211,000 | $3,282,000 | $79,000 | $1,206,000 |
Refinancing | 751 | $114,605,000 | $152,000 | $800,000 | $77,000 | $349,000 |
Home Improvement | 141 | $15,483,000 | $109,000 | $417,000 | $84,000 | $290,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,571 | $265,620,000 | $169,000 | $504,000 | $89,000 | $1,206,000 |
Not applicable | 285 | $73,218,000 | $256,000 | $3,282,000 | $10,000 | $273,000 |
Not Provided | 75 | $11,005,000 | $146,000 | $381,000 | $80,000 | $266,000 |
Hispanic | 11 | $2,227,000 | $202,000 | $313,000 | $111,000 | $290,000 |
Asian | 7 | $1,481,000 | $211,000 | $417,000 | $106,000 | $262,000 |
Native Hawaiian or Other Pacific Islander | 6 | $1,820,000 | $303,000 | $417,000 | $121,000 | $218,000 |
American Indian or Alaskan Native | 6 | $1,145,000 | $190,000 | $272,000 | $375,000 | $972,000 |
Black or African American | 5 | $854,000 | $170,000 | $288,000 | $51,000 | $100,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,306 | $226,463,000 | $173,000 | $3,282,000 | $90,000 | $1,206,000 |
FHA-insured (Federal Housing Administration) | 421 | $80,870,000 | $192,000 | $310,000 | $54,000 | $257,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 140 | $26,403,000 | $188,000 | $341,000 | $46,000 | $96,000 |
VA-guaranteed (Veterans Administration) | 99 | $23,634,000 | $238,000 | $453,000 | $72,000 | $563,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,254 | $231,387,000 | $184,000 | $3,282,000 | $87,000 | $1,206,000 |
Loan Purchased By The Institution | 325 | $64,408,000 | $198,000 | $453,000 | $32,000 | $298,000 |
Application Denied By Financial Institution | 192 | $29,941,000 | $155,000 | $450,000 | $91,000 | $972,000 |
Application Withdrawn By Applicant | 101 | $16,319,000 | $161,000 | $417,000 | $87,000 | $1,109,000 |
Application Approved But Not Accepted | 75 | $13,284,000 | $177,000 | $1,800,000 | $93,000 | $445,000 |
File Closed For Incompleteness | 19 | $2,031,000 | $106,000 | $204,000 | $51,000 | $195,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 39 | $4,620,000 | $118,000 | $341,000 | $93,000 | $338,000 |
Collateral | 33 | $6,122,000 | $185,000 | $450,000 | $122,000 | $972,000 |
Debt-To-Income Ratio | 32 | $5,505,000 | $172,000 | $334,000 | $57,000 | $147,000 |
Other | 21 | $3,545,000 | $168,000 | $417,000 | $100,000 | $349,000 |
Credit Application Incomplete | 17 | $2,317,000 | $136,000 | $285,000 | $90,000 | $240,000 |
Unverifiable Information | 11 | $1,924,000 | $174,000 | $310,000 | $81,000 | $220,000 |
Employment History | 7 | $969,000 | $138,000 | $276,000 | $73,000 | $98,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $742,000 | $185,000 | $272,000 | $289,000 | $972,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.