Stark County ND
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Stark County ND metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Stark County ND, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,966
Total Mortgage Loan Application Amount $357,370,000
Average Mortgage Loan Application Amount $181,000
Highest Mortgage Loan Application Amount $3,282,000
Average Applicant Income $78,000
Highest Applicant Income $1,206,000

Mortgage Company List for Lending in Stark County ND for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
DAKOTA COMMUNITY BANK & TRUST, NATIONAL ASSOCIATION
608 MAIN STREET
HEBRON, ND 58638
* $ 570,006,000 373 $ 70,979,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 309 $ 52,431,000
GATE CITY BANK
500 2ND AVE N
FARGO, ND 58102
* $ 1,403,013,000 195 $ 25,676,000
BRAVERA BANK
140 1ST AVENUE WEST
DICKINSON, ND 58601
* $ 896,529,000 146 $ 37,654,000
WESTERN COOPERATIVE CREDIT UNION
PO BOX 2237/1300 BISON DR
WILLISTON, ND 58801
* $ 284,555,000 113 $ 20,167,000
BANK OF NORTH DAKOTA
1200 MEMORIAL HWY
BISMARCK, ND 58504
* $ 35,500,000 97 $ 18,757,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 94 $ 19,919,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 86 $ 17,099,000
DACOTAH BANK
308 S MAIN STREET, PO BOX 1210
ABERDEEN, SD 57102
* $ 1,902,620,000 56 $ 9,352,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 49 $ 8,090,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 40 $ 7,761,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,997,931,000 30 $ 2,402,000
KIRKWOOD BANK & TRUST CO.
2911 N 14TH STREET
BISMARCK, ND 58503
* $ 167,844,000 27 $ 3,543,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 23 $ 5,136,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 21 $ 1,772,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 20 $ 3,131,000
BANKWEST, INC.
420 S. PIERRE STREET, PO BOX 998
PIERRE, SD 57501
* $ 739,907,000 18 $ 1,265,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 18 $ 3,517,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 17 $ 3,379,000
MERCHANTS BANK, NATIONAL ASSOCIATION
102 EAST THIRD STREET
WINONA, MN 55987
* $ 1,241,069,000 17 $ 3,130,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 62,408,304,000 16 $ 2,051,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 12 $ 1,723,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 10 $ 1,667,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 9 $ 1,969,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 8 $ 1,587,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 8 $ 1,303,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 7 $ 1,330,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 7 $ 1,379,000
BREMER BANK NA (FARGO)
1444 45TH ST SW
FARGO, ND 58103
* $ 1,562,058,000 7 $ 889,000
CORNERSTONE BANK
2280 45TH STREET SOUTH
FARGO, ND 58104
* $ 266,422,000 7 $ 1,544,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,123,880,000 6 $ 503,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 6 $ 1,337,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 6 $ 1,696,000
STARION BANK
109 1ST STREET NW
MANDAN, ND 58554
* $ 924,641,000 6 $ 1,275,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 5 $ 461,000
SERVION, INC.
500 MAIN STREET
NEW BRIGHTON, MN 55112
* $ 250,000,000 5 $ 1,094,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 4 $ 1,074,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 662,437,000 4 $ 830,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 4 $ 477,000
RAILWAY CREDIT UNION
1006 E MAIN STREET
MANDAN, ND 58554
* $ 60,007,000 3 $ 228,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 7,294,743,000 3 $ 551,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 3 $ 315,000
VALLEY MORTGAGE, INC.
3315 45TH ST S, SUITE 200
FARGO, ND 58104
* $ 520,000,000 2 $ 393,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 2 $ 715,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 2 $ 544,000
AFFINITY PLUS
175 WEST LAFAYETTE FRONTAGE ROAD
SAINT PAUL, MN 55107
* $ 1,459,365,000 2 $ 78,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,898,665,000 2 $ 155,000
SECURITY FIRST BANK OF NORTH DAKOTA
P.O. BOX 397, 700 ASH AVENUE
NEW SALEM, ND 58563
* $ 140,532,000 2 $ 200,000
DUBUQUE BANK AND TRUST COMPANY
1398 CENTRAL AVENUE
DUBUQUE, IA 52001
* $ 1,382,225,000 2 $ 404,000
STOCKMAN BANK OF MONTANA
700 MAIN STREET
MILES CITY, MT 59301
* $ 2,132,797,000 2 $ 339,000
ENERGY ONE FEDERAL CREDIT UNION
6100 S YALE AVE, SUITE 100
TULSA, OK 74136
* $ 191,371,000 2 $ 595,000
FIRSTAR BANK, NATIONAL ASSOCIATION
PO BOX 308
ROLAND, OK 74954
* $ 223,553,000 2 $ 304,000
BLACKRIDGEBANK
4040 42ND ST SW, SUITE O
FARGO, ND 58104
* $ 348,257,000 2 $ 1,307,000
FIRST NATIONAL BANK
125 WEST SIOUX AVE
PIERRE, SD 57501
* $ 696,810,000 1 $ 156,000
ALERUS FINANCIAL, NATIONAL ASSOCIATION
PO BOX 6001
GRAND FORKS, ND 58206
* $ 1,154,398,000 1 $ 141,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 1 $ 1,000
AURORA BANK FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 180,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 180,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 25,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 25,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 5,152,186,000 1 $ 113,000
BELL BANK
3100 13TH AVE S
FARGO, ND 58103
* $ 2,226,619,000 1 $ 3,282,000
PIONEER BANK & TRUST
125 E COLORADO BLVD STE 1A
SPEARFISH, SD 57783
* $ 467,298,000 1 $ 78,000
FIRST MISSOURI BANK
PO BOX 190
BROOKFIELD, MO 64628
* $ 114,469,000 1 $ 148,000
BANK FORWARD
390 WHEAT STREET, PO BOX 100
HANNAFORD, ND 58448
* $ 471,627,000 1 $ 165,000
FIRST INTERNATIONAL BANK & TRUST
1600 S BDWAY
MINOT, ND 58701
* $ 1,088,724,000 1 $ 245,000
NORTHVIEW BANK
510 MAIN
SANDSTONE, MN 55072
* $ 230,524,000 1 $ 140,000
UNITED PRAIRIE BANK
10 FIRESTONE DRIVE, SUITE 300
MANKATO, MN 56001
* $ 565,796,000 1 $ 800,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 1 $ 109,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 1 $ 101,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 1 $ 173,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 1 $ 143,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 1 $ 200,000
FIRST MORTGAGE SERVICE, INC.
815 23RD AVE E
WEST FARGO, ND 58078
* $ 10,000,000 1 $ 134,000
COMPEER FINANCIAL, FLCA
2600 JENNY WREN TRAIL
SUN PRAIRIE, WI 53590
* $ 10,000,000 1 $ 81,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 1 $ 285,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 1 $ 106,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ 11,000,000 1 $ 214,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 7,000
LEND SMART MORTGAGE, LLC
3450 LEXINGTON AVE N
SHOREVIEW, MN 55126
* $ 2,304,353,000 1 $ 334,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 1,580,221,000 1 $ 141,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Stark County ND in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,074 $227,282,000 $211,000 $3,282,000 $79,000 $1,206,000
Refinancing 751 $114,605,000 $152,000 $800,000 $77,000 $349,000
Home Improvement 141 $15,483,000 $109,000 $417,000 $84,000 $290,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,571 $265,620,000 $169,000 $504,000 $89,000 $1,206,000
Not applicable 285 $73,218,000 $256,000 $3,282,000 $10,000 $273,000
Not Provided 75 $11,005,000 $146,000 $381,000 $80,000 $266,000
Hispanic 11 $2,227,000 $202,000 $313,000 $111,000 $290,000
Asian 7 $1,481,000 $211,000 $417,000 $106,000 $262,000
Native Hawaiian or Other Pacific Islander 6 $1,820,000 $303,000 $417,000 $121,000 $218,000
American Indian or Alaskan Native 6 $1,145,000 $190,000 $272,000 $375,000 $972,000
Black or African American 5 $854,000 $170,000 $288,000 $51,000 $100,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,306 $226,463,000 $173,000 $3,282,000 $90,000 $1,206,000
FHA-insured (Federal Housing Administration) 421 $80,870,000 $192,000 $310,000 $54,000 $257,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 140 $26,403,000 $188,000 $341,000 $46,000 $96,000
VA-guaranteed (Veterans Administration) 99 $23,634,000 $238,000 $453,000 $72,000 $563,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,254 $231,387,000 $184,000 $3,282,000 $87,000 $1,206,000
Loan Purchased By The Institution 325 $64,408,000 $198,000 $453,000 $32,000 $298,000
Application Denied By Financial Institution 192 $29,941,000 $155,000 $450,000 $91,000 $972,000
Application Withdrawn By Applicant 101 $16,319,000 $161,000 $417,000 $87,000 $1,109,000
Application Approved But Not Accepted 75 $13,284,000 $177,000 $1,800,000 $93,000 $445,000
File Closed For Incompleteness 19 $2,031,000 $106,000 $204,000 $51,000 $195,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 39 $4,620,000 $118,000 $341,000 $93,000 $338,000
Collateral 33 $6,122,000 $185,000 $450,000 $122,000 $972,000
Debt-To-Income Ratio 32 $5,505,000 $172,000 $334,000 $57,000 $147,000
Other 21 $3,545,000 $168,000 $417,000 $100,000 $349,000
Credit Application Incomplete 17 $2,317,000 $136,000 $285,000 $90,000 $240,000
Unverifiable Information 11 $1,924,000 $174,000 $310,000 $81,000 $220,000
Employment History 7 $969,000 $138,000 $276,000 $73,000 $98,000
Insufficient Cash (Downpayment, Closing Cost) 4 $742,000 $185,000 $272,000 $289,000 $972,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in North Dakota, and search similar information back through 2003.

Download the North Dakota Lender List