St. Lawrence County NY
Mortgage Loan Application
Totals and Details
for 2020
Find mortgage statistics and lending data for the St. Lawrence County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near St. Lawrence County NY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,030 |
| Total Mortgage Loan Application Amount | $247,800,000 |
| Average Mortgage Loan Application Amount | $122,000 |
| Highest Mortgage Loan Application Amount | $1,005,000 |
| Average Applicant Income | $97,000 |
| Highest Applicant Income | $3,840,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| COMMUNITY BANK, NATIONAL ASSOCIATION 45-49 COURT STREET CANTON, NY 13617 |
* | $ 11,209,976,000 | 386 | $ 35,650,000 |
| KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 143,390,269,000 | 174 | $ 20,740,000 |
| NORTHERN CREDIT UNION 120 FACTORY ST WATERTOWN, NY 13601 |
* | $ 282,729,000 | 145 | $ 14,465,000 |
| NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 9,642,935,000 | 117 | $ 12,715,000 |
| GOUVERNEUR SAVINGS AND LOAN ASSOCIATION 42 CHURCH STREET GOUVERNEUR, NY 13642 |
* | $ 125,637,000 | 112 | $ 13,160,000 |
| MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 70 | $ 8,970,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 165,742,416,000 | 54 | $ 7,080,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,712,919,000,000 | 50 | $ 7,700,000 |
| AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 1,814,188,000 | 41 | $ 5,945,000 |
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 33 | $ 2,585,000 |
| MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 119,432,105,000 | 31 | $ 3,635,000 |
| CARTHAGE FEDERAL SAVINGS AND LOAN ASSOCIATION 313 STATE STREET CARTHAGE, NY 13619 |
* | $ 245,980,000 | 29 | $ 4,825,000 |
| NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 111,986,078,000 | 28 | $ 4,130,000 |
| HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ -1,000 | 27 | $ 3,475,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 88,826,789,000 | 26 | $ 3,470,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 112,384,202,000 | 22 | $ 1,450,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 20 | $ 3,710,000 |
| BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,852,983,000,000 | 20 | $ 2,260,000 |
| GENESEE REGIONAL BANK 1850 SOUTH WINTON ROAD ROCHESTER, NY 14618 |
* | $ 574,696,000 | 19 | $ 3,325,000 |
| FARM CREDIT EAST, ACA 240 SOUTH ROAD ENFIELD, CT 06082 |
* | $ -1,000 | 18 | $ 3,920,000 |
| JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,337,646,000,000 | 18 | $ 1,730,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 17 | $ 2,435,000 |
| PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 16 | $ 1,860,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 16 | $ 2,520,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 14 | $ 1,410,000 |
| MLB RESIDENTIAL LENDING, LLC 51 COMMERCE ST SPRINGFIELD, NJ 07081 |
* | $ -1,000 | 12 | $ 1,540,000 |
| OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ -1,000 | 12 | $ 1,750,000 |
| AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 11 | $ 1,205,000 |
| BARRINGTON BANK & TRUST COMPANY, N.A. 201 S. HOUGH STREET BARRINGTON, IL 60010 |
* | $ 2,445,435,000 | 11 | $ 1,075,000 |
| FAIRPORT SAVINGS BANK 45 S. MAIN STREET FAIRPORT, NY 14450 |
* | $ 321,747,000 | 10 | $ 900,000 |
| EMPOWER FEDERAL CREDIT UNION 1 MEMBER WAY SYRACUSE, NY 13212 |
* | $ 1,954,367,000 | 10 | $ 810,000 |
| PARAGON HOME LOANS INC. 5010 CAMPUSWOOD DR, STE. 205 EAST SYRACUSE, OH 13057 |
* | $ -1,000 | 10 | $ 1,860,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 10 | $ 1,450,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 9 | $ 1,285,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 9 | $ 1,075,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 8 | $ 550,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 7 | $ 775,000 |
| CORNING ONE CREDIT UNION PLAZA CORNING, NY 14830 |
* | $ 1,504,251,000 | 6 | $ 910,000 |
| CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 6 | $ 1,090,000 |
| TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 320,471,996,000 | 6 | $ 1,230,000 |
| BANK OF ENGLAND PO BOX 70 ENGLAND, AR 72046 |
* | $ 464,504,000 | 6 | $ 880,000 |
| 1ST PRIORITY MORTGAGE, INC. 6000 SHERIDAN DRIVE WILLIAMSVILLE, NY 14221 |
* | $ -1,000 | 6 | $ 730,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 5 | $ 905,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 486,004,220,000 | 5 | $ 1,625,000 |
| PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 5 | $ 835,000 |
| PREMIUM MORTGAGE CORPORATION 2541 MONROE AVE ROCHESTER, NY 14618 |
* | $ -1,000 | 5 | $ 985,000 |
| PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 24,774,361,000 | 5 | $ 585,000 |
| FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY CLARKSVILLE, IN 47129 |
* | $ 1,289,704,000 | 5 | $ 1,405,000 |
| TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 41,950,721,000 | 4 | $ 570,000 |
| SEFCU SERVICES, LLC 700 PATROON CREEK BLVD SUITE 301 ALBANY, NY 12206 |
* | $ -1,000 | 4 | $ 540,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 4 | $ 570,000 |
| THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY 72 SOUTH MAIN ST CANANDAIGUA, NY 14424 |
* | $ 2,998,725,000 | 4 | $ 560,000 |
| EVANS BANK, NATIONAL ASSOCIATION ONE GRIMSBY DRIVE HAMBURG, NY 14075 |
* | $ 1,444,951,000 | 4 | $ 480,000 |
| HOME TOWN FUNDING, INC. 63 A MONROE AVENUE PITTSFORD, NY 14534 |
* | $ -1,000 | 4 | $ 670,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 4 | $ 600,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 4 | $ 640,000 |
| NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 2,503,779,000 | 3 | $ 625,000 |
| AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 3 | $ 255,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 3 | $ 225,000 |
| NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 2,186,056,000 | 3 | $ 435,000 |
| FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ -1,000 | 3 | $ 585,000 |
| LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 3 | $ 645,000 |
| BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 NEW YORK, NY 10013 |
* | $ -1,000 | 3 | $ 315,000 |
| AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 2 | $ 30,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 461,256,000,000 | 2 | $ 460,000 |
| CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 2 | $ 290,000 |
| RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 280,000 |
| TEACHERS 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 7,508,575,000 | 2 | $ 320,000 |
| LENDINGONE, LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ -1,000 | 2 | $ 80,000 |
| NUMARK CREDIT UNION 1654 TERRY DR; P O BOX 2729 JOLIET, IL 60434 |
* | $ 272,114,000 | 2 | $ 180,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 2 | $ 550,000 |
| HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 172,887,701,000 | 2 | $ 260,000 |
| CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,453,998,000,000 | 2 | $ 300,000 |
| BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 9,467,660,000 | 2 | $ 590,000 |
| ESL FEDERAL CREDIT UNION 225 CHESTNUT STREET ROCHESTER, NY 14604 |
* | $ 6,813,674,000 | 2 | $ 150,000 |
| THE MONEY SOURCE INC. 135 MAXESS ROAD MELVILLE, NY 11747 |
* | $ -1,000 | 2 | $ 400,000 |
| FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 2,488,033,000 | 1 | $ 25,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 1 | $ 175,000 |
| HUNT MORTGAGE CORPORATION 5400 BROADWAY STREET LANCASTER, NY 14086 |
* | $ -1,000 | 1 | $ 115,000 |
| AFFINITY 73 MOUNTAINVIEW BLVD. BASKING RIDGE, NJ 08720 |
* | $ 3,529,015,000 | 1 | $ 285,000 |
| JOVIA FINANCIAL CREDIT UNION 1000 CORPORATE DRIVE WESTBURY, NY 11590 |
* | $ 3,481,966,000 | 1 | $ 45,000 |
| PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 35,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 1 | $ 5,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 1 | $ 215,000 |
| BROADVIEW FEDERAL CREDIT UNION 700 PATROON CREEK BLVD ALBANY, NY 12206 |
* | $ 4,055,933,000 | 1 | $ 75,000 |
| PINNACLE BANK 150 3RD AVE SOUTH NASHVILLE, TN 37201 |
* | $ 27,665,771,000 | 1 | $ 225,000 |
| PATHFINDER BANK 214 WEST 1ST STREET OSWEGO, NY 13126 |
* | $ 1,090,000,000 | 1 | $ 255,000 |
| ARMED FORCES BANK, NATIONAL ASSOCIATION 1111 MAIN ST SUITE 1600 KANSAS CITY, MO 64105 |
* | $ 1,074,320,000 | 1 | $ 45,000 |
| NATIONWIDE MORTGAGE BANKERS, INC. 310A MAIN ST LEBANON, NJ 08833 |
* | $ -1,000 | 1 | $ 135,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 165,000 |
| FIVE STAR BANK 55 NORTH MAIN ST WARSAW, NY 14569 |
* | $ 4,346,616,000 | 1 | $ 115,000 |
| COMMONFUND MORTGAGE CORP. 717 ERIE BOULEVARD WEST SYRACUSE, NY 13204 |
* | $ -1,000 | 1 | $ 235,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 789,398,000 | 1 | $ 105,000 |
| RBC BANK, (GEORGIA) NATIONAL ASSOCIATION 8081 ARCO CORPORATE DRIVE RALEIGH, NC 27617 |
* | $ 4,528,719,000 | 1 | $ 45,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 95,000 |
| THE LYONS NATIONAL BANK 35 WILLIAM STREET LYONS, NY 14489 |
* | $ 1,163,579,000 | 1 | $ 155,000 |
| THE SUMMIT FEDERAL CREDIT UNION 100 MARINA DRIVE ROCHESTER, NY 14626 |
* | $ 1,000,696,000 | 1 | $ 95,000 |
| DRAPER AND KRAMER MORTGAGE CORP. 1431 OPUS PLACE SUITE 200 DOWNERS GROVE, IL 60515 |
* | $ -1,000 | 1 | $ 125,000 |
| TEXAS CAPITAL BANK, NATIONAL ASSOCIATION 2000 MCKINNEY AVE SUITE 700 DALLAS, TX 75201 |
* | $ 32,529,274,000 | 1 | $ 145,000 |
| FIRST FEDERAL BANK 4705 US HWY 90 W LAKE CITY, FL 32055 |
* | $ 2,177,570,000 | 1 | $ 135,000 |
| NBKC BANK 8320 WARD PARKWAY KANSAS CITY, MO 64114 |
* | $ 833,228,000 | 1 | $ 125,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 23,234,514,000 | 1 | $ 155,000 |
| HOME LOAN INVESTMENT BANK, F.S.B. ONE HOME LOAN PLAZA WARWICK, RI 02886 |
* | $ 346,188,000 | 1 | $ 25,000 |
| TEMPLE VIEW CAPITAL FUNDING, LP 7550 WISCONSIN AVE STE 1000 BETHESDA, MD 20814 |
* | $ -1,000 | 1 | $ 5,000 |
| FCN BANK, NATIONAL ASSOCIATION 501 MAIN STREET, PO BOX 37 BROOKVILLE, IN 47012 |
* | $ 472,152,000 | 1 | $ 125,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 6,120,102,000 | 1 | $ 125,000 |
| MID-ISLAND MORTGAGE CORP. 900 MERCHANTS CONCOURSE, SUITE #112 WESTBURY, NY 11554 |
* | $ -1,000 | 1 | $ 485,000 |
| THE HUNTINGTON NATIONAL BANK 7 EASTON OVAL EA5C242 COLUMBUS, OH 43219 |
* | $ 108,739,378,000 | 1 | $ 75,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 1 | $ 165,000 |
| RELIANT COMMUNITY FEDERAL CREDIT UNION 10 BENTON PLACE SODUS, NY 14551 |
* | $ 473,195,000 | 1 | $ 15,000 |
| BLUELEAF LENDING, LLC 112 S SANGAMON STREET 2ND FLOOR CHICAGO, IL 60607 |
* | $ -1,000 | 1 | $ 105,000 |
| MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 22,986,309,000 | 1 | $ 55,000 |
| BMO HARRIS BANK NATIONAL ASSOCIATION 111 W. MONROE CHICAGO, IL 60603 |
* | $ 137,588,093,000 | 1 | $ 55,000 |
| PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 397,703,264,000 | 1 | $ 85,000 |
| FIRST HOME BANK 9190 SEMINOLE BLVD SEMINOLE, FL 33772 |
* | $ 531,151,000 | 1 | $ 125,000 |
| BNC NATIONAL BANK 20175 N 67TH AVENUE GLENDALE, AZ 85308 |
* | $ 965,305,000 | 1 | $ 245,000 |
| ULSTER SAVINGS BANK 180 SCHWENK DRIVE KINGSTON, NY 12401 |
* | $ 956,434,000 | 1 | $ 35,000 |
| COUNTRYSIDE FEDERAL CREDIT UNION 5720 COMMONS PARK EAST SYRACUSE, NY 13057 |
* | $ 150,837,000 | 1 | $ 295,000 |
| NEW ENGLAND FEDERAL CREDIT UNION 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 1,415,180,000 | 1 | $ 125,000 |
| REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 65,000 |
| PARKSIDE LENDING, LLC 1130 HOWARD ST. SAN FRANCISCO, CA 94103 |
* | $ -1,000 | 1 | $ 55,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for St. Lawrence County NY in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 892 | $114,170,000 | $127,000 | $675,000 | $89,000 | $768,000 |
| Refinancing | 602 | $82,040,000 | $136,000 | $1,005,000 | $103,000 | $1,497,000 |
| Cash-out Refinancing | 231 | $32,535,000 | $140,000 | $565,000 | $120,000 | $3,840,000 |
| Home Improvement | 150 | $8,490,000 | $56,000 | $285,000 | $81,000 | $347,000 |
| Other Purpose | 112 | $7,600,000 | $67,000 | $465,000 | $97,000 | $984,000 |
| Not Applicable | 43 | $2,965,000 | $68,000 | $195,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,663 | $198,405,000 | $119,000 | $675,000 | $94,000 | $1,497,000 |
| Not Provided | 201 | $28,885,000 | $143,000 | $545,000 | $126,000 | $3,840,000 |
| Not applicable | 110 | $13,530,000 | $123,000 | $1,005,000 | $78,000 | $230,000 |
| American Indian or Alaskan Native | 15 | $1,705,000 | $113,000 | $255,000 | $73,000 | $180,000 |
| Asian | 13 | $1,915,000 | $147,000 | $335,000 | $83,000 | $136,000 |
| Hispanic | 12 | $1,270,000 | $105,000 | $215,000 | $66,000 | $132,000 |
| Black or African American | 11 | $1,625,000 | $147,000 | $335,000 | $139,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $100,000 | $50,000 | $65,000 | $105,000 | $134,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,569 | $188,175,000 | $119,000 | $1,005,000 | $103,000 | $3,840,000 |
| FHA-insured (Federal Housing Administration) | 222 | $24,780,000 | $111,000 | $355,000 | $66,000 | $203,000 |
| VA-guaranteed (Veterans Administration) | 199 | $30,975,000 | $155,000 | $465,000 | $79,000 | $253,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 40 | $3,870,000 | $96,000 | $185,000 | $48,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,199 | $148,985,000 | $124,000 | $1,005,000 | $100,000 | $1,497,000 |
| Application Denied By Financial Institution | 372 | $40,250,000 | $108,000 | $675,000 | $87,000 | $3,840,000 |
| Application Withdrawn By Applicant | 213 | $27,885,000 | $130,000 | $565,000 | $99,000 | $791,000 |
| Loan Purchased By The Institution | 157 | $19,185,000 | $122,000 | $455,000 | $85,000 | $230,000 |
| Application Approved But Not Accepted | 45 | $5,105,000 | $113,000 | $255,000 | $84,000 | $254,000 |
| File Closed For Incompleteness | 43 | $6,285,000 | $146,000 | $485,000 | $110,000 | $271,000 |
| Preapproval Denied by Financial Institution | 1 | $105,000 | $105,000 | $105,000 | $105,000 | $105,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,575 | $197,215,000 | $125,000 | $1,005,000 | $98,000 | $1,497,000 |
| Debt-To-Income Ratio | 197 | $21,595,000 | $109,000 | $375,000 | $84,000 | $768,000 |
| Credit History | 92 | $7,910,000 | $85,000 | $315,000 | $72,000 | $384,000 |
| Collateral | 78 | $10,980,000 | $140,000 | $675,000 | $158,000 | $3,840,000 |
| Other | 40 | $3,520,000 | $88,000 | $265,000 | $60,000 | $174,000 |
| Credit Application Incomplete | 27 | $4,055,000 | $150,000 | $375,000 | $80,000 | $165,000 |
| Unverifiable Information | 8 | $1,120,000 | $140,000 | $465,000 | $76,000 | $188,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $700,000 | $116,000 | $165,000 | $113,000 | $200,000 |
| Employment History | 5 | $605,000 | $121,000 | $205,000 | $55,000 | $96,000 |
| Mortgage Insurance Denied | 2 | $100,000 | $50,000 | $55,000 | $47,000 | $59,000 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.