St. Joseph County MI
Mortgage Loan Application
Totals and Details
for 2023

Find mortgage statistics and lending data for the St. Joseph County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2023.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near St. Joseph County MI, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,187
Total Mortgage Loan Application Amount $297,385,000
Average Mortgage Loan Application Amount $135,000
Highest Mortgage Loan Application Amount $1,885,000
Average Applicant Income $85,000
Highest Applicant Income $3,003,000

Mortgage Company List for Lending in St. Joseph County MI for 2023

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
OMNI COMMUNITY CREDIT UNION
PO BOX 1537
BATTLE CREEK, MI 49068
* $ 598,922,000 218 $ 20,060,000
STURGIS BANK & TRUST COMPANY
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 864,750,000 208 $ 16,230,000
OAK MORTGAGE, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 127 $ 23,585,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 206,289,179,000 80 $ 9,130,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 182,325,674,000 79 $ 7,655,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 882,513,000 77 $ 6,435,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
INDIANAPOLIS, IN 46804
* $ -1,000 72 $ 12,750,000
FLAGSTAR BANK, N.A.
5151 CORPORATE DRIVE
HICKSVILLE, NY 48098
* $ 90,036,656,000 64 $ 6,770,000
DISCOVER BANK
12 READS WAY
GREENWOOD, DE 19720
* $ 129,461,046,000 39 $ 2,465,000
UNITED WHOLESALE MORTGAGE, LLC
1414 EAST MAPLE ROAD
PLYMOUTH, MI 48083
* $ -1,000 38 $ 7,910,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 7,794,340,000 36 $ 4,300,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
WILMINGTON, DE 92806
* $ -1,000 35 $ 4,185,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
PEACHTREE CORNER, GA 30305
* $ -1,000 35 $ 4,785,000
SOUTHERN MICHIGAN BANK & TRUST
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 1,272,193,000 33 $ 3,225,000
CONSUMERS CREDIT UNION
PO BOX 525
KALAMAZOO, MI 49077
* $ 2,031,988,000 32 $ 4,830,000
FARMERS STATE BANK
220 S. DETROIT STREET
LAGRANGE, IN 46761
* $ 1,176,849,000 31 $ 3,645,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WILMINGTON, DE 91361
* $ -1,000 28 $ 5,140,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
CHICAGO, IL 60148
* $ -1,000 26 $ 4,190,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
SACRAMENTO, PA 28273
* $ -1,000 25 $ 2,935,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
CALEDONIA, MI 49501
* $ 11,908,096,000 25 $ 4,115,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
SAINT LOUIS, MO 65203
* $ -1,000 23 $ 4,405,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 23 $ 4,145,000
INTERRA CREDIT UNION
300 W LINCOLN AVE
GOSHEN, IN 46526
* $ 1,729,955,000 22 $ 2,750,000
CROSSCOUNTRY MORTGAGE, LLC
6850 MILLER RD
WILMINGTON, DE 44141
* $ -1,000 21 $ 2,975,000
NEW AMERICAN FUNDING, LLC
14511 MYFORD ROAD, SUITE 100
DOVER, DE 92780
* $ -1,000 20 $ 2,820,000
HONOR CREDIT UNION
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 1,585,971,000 19 $ 2,295,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WILMINGTON, DE 91367
* $ -1,000 19 $ 3,595,000
KELLOGG COMMUNITY CREDIT UNION
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 830,761,000 19 $ 1,575,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 18 $ 2,870,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 18 $ 2,890,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
WILMINGTON, DE 06540
* $ -1,000 17 $ 3,205,000
ADVIA FEDERAL CREDIT UNION
550 S RIVERVIEW DR
KALAMAZOO, MI 49004
* $ 2,892,338,000 16 $ 1,200,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
WILMINGTON, DE 19462
* $ -1,000 16 $ 2,360,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
WILMINGTON, DE 60613
* $ -1,000 15 $ 3,655,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
WILMINGTON, DE 15222
* $ 552,307,127,000 15 $ 1,715,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
WILMINGTON, DE 37902
* $ -1,000 14 $ 640,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
DOVER, DE 92610
* $ -1,000 14 $ 1,790,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,201,942,000,000 14 $ 2,030,000
EVERWISE CREDIT UNION
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 4,872,637,000 14 $ 2,440,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 13 $ 1,985,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
MT LAUREL, NJ 46037
* $ -1,000 13 $ 1,965,000
FIGURE LENDING LLC
15720 BRIXHAM HILL AVE, SUITE 300
WILMINGTON, DE 28277
* $ -1,000 13 $ 935,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
AUSTIN, TX 75024
* $ -1,000 13 $ 3,355,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 226,401,591,000 12 $ 1,390,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 4,401,730,000 11 $ 1,655,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
CHARLOTTE, NC 91361
* $ 2,418,508,000,000 10 $ 2,080,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 34,681,050,000 10 $ 750,000
LAKE CITY BANK
P.O. BOX 1387
WARSAW, IN 46581
* $ 6,412,535,000 10 $ 2,630,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
DOVER, DE 20759
* $ -1,000 10 $ 1,770,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
PLYMOUTH, MI 48034
* $ -1,000 9 $ 1,855,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 156,645,099,000 9 $ 1,435,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 585,135,605,000 8 $ 840,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ -1,000 8 $ 730,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
SIOUX FALLS, SD 27150
* $ 1,717,531,000,000 8 $ 1,760,000
INOVA
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 666,524,000 8 $ 490,000
MUTUAL OF OMAHA MORTGAGE, INC.
3131 CAMINO DEL RIO N 190
WILMINGTON, DE 92108
* $ -1,000 8 $ 830,000
COASTAL COMMUNITY BANK
PO BOX 12220
EVERETT, WA 98206
* $ 3,141,703,000 7 $ 175,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
AUSTIN, TX 75254
* $ -1,000 7 $ 1,345,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 4,995,759,000 7 $ 1,345,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
WILMINGTON, DE 75019
* $ -1,000 7 $ 975,000
FIRST STATE BANK OF MIDDLEBURY
111 S. MAIN STREET
MIDDLEBURY, IN 46540
* $ 733,792,000 7 $ 1,275,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MOUNT LAUREL, NJ 08054
* $ -1,000 7 $ 1,085,000
UNITED FEDERAL CREDIT UNION
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 3,908,828,000 7 $ 815,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 8,334,906,000 7 $ 805,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
WILMINGTON, DE 33146
* $ -1,000 6 $ 970,000
CITY FIRST MORTGAGE SERVICES, L.L.C.
750 S. MAIN SUITE 104
BOUNTIFUL, UT 84010
* $ -1,000 5 $ 725,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 5 $ 1,585,000
CONTOUR MORTGAGE CORPORATION
990 STEWART AVENUE STE#660
DOVER, DE 11530
* $ -1,000 5 $ 915,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 187,590,465,000 5 $ 625,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 5 $ 535,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 5 $ 1,095,000
TOP FLITE FINANCIAL, INC.
123 E GRAND RIVER AVE
PLYMOUTH, MI 48895
* $ -1,000 4 $ 400,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 7,276,719,000 4 $ 340,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 4 $ 390,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ -1,000 4 $ 650,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 3 $ 625,000
VAN DYK MORTGAGE CORPORATION
2449 CAMELOT CT SE
GRAND RAPIDS, MI 49546
* $ -1,000 3 $ 655,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
PLYMOUTH, MI 48083
* $ -1,000 3 $ 525,000
MORTGAGE SOLUTIONS OF COLORADO, LLC
MORTGAGE SOLUTIONS OF COLORADO
LITTLETON, CO 80918
* $ -1,000 3 $ 445,000
THE CAMPBELL & FETTER BANK
PO BOX 231
KENDALLVILLE, IN 46755
* $ 359,029,000 3 $ 1,165,000
MERCANTILE BANK
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 4,853,001,000 3 $ 515,000
ZILLOW HOME LOANS, LLC
10975 EL MONTE ST
WICHITA, KS 66211
* $ -1,000 3 $ 535,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
NEW YORK, NY 11747
* $ -1,000 3 $ 705,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SACRAMENTO, CA 92121
* $ -1,000 3 $ 715,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
NEW YORK, NY 10577
* $ 209,664,000,000 3 $ 3,615,000
OCMBC, INC.
19000 MACARTHUR BLVD, SUITE 200
GLENDALE, CA 92612
* $ -1,000 3 $ 525,000
THE DART BANK
368 S. PARK ST.
MASON, MI 48854
* $ 931,934,000 3 $ 875,000
PACOR MORTGAGE CORP.
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 3 $ 425,000
PROSPERITY HOME MORTGAGE, LLC
14501 GEORGE CARTER WAY SUITE 300
GLEN ALLEN, VA 20151
* $ -1,000 3 $ 535,000
KALSEE CREDIT UNION
2501 MILLCORK
KALAMAZOO, MI 49001
* $ 266,640,000 3 $ 65,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 46,490,438,000 3 $ 1,005,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
KNOXVILLE, TN 37804
* $ -1,000 3 $ 155,000
PFCU
9077 CHARLOTTE HWY
PORTLAND, MI 48875
* $ 786,833,000 2 $ 90,000
THE FARMERS & MERCHANTS STATE BANK
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 3,002,849,000 2 $ 870,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
GLENDALE, CA 10013
* $ -1,000 2 $ 460,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
WILMINGTON, DE 74133
* $ -1,000 2 $ 390,000
HOWARD HANNA FINANCIAL SERVICES, INC.
1000 GAMMA DRIVE
PITTSBURGH, PA 15238
* $ -1,000 2 $ 430,000
A & N MORTGAGE SERVICES, INC.
1535 N. DAYTON
SPRINGFIELD, IL 60622
* $ -1,000 2 $ 800,000
THREE RIVERS FEDERAL CREDIT UNION
1615 NORTHLAND BLVD
FORT WAYNE, IN 46825
* $ 2,236,753,000 2 $ 490,000
PREMIA MORTGAGE, LLC DBA PREMIA RELOCATION MORTGAGE
5480 CORPORATE DRIVE SUITE 240
WILMINGTON, DE 48098
* $ -1,000 2 $ 680,000
SPRING EQ, LLC
2929 ARCH ST
WILMINGTON, DE 19104
* $ -1,000 2 $ 320,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 110,900,000,000 2 $ 360,000
POLARIS HOME FUNDING CORP.
151 44TH ST. SW
ENGLEWOOD, FL 49418
* $ -1,000 2 $ 370,000
LENDAGE, LLC
1875 S GRANT ST
SAN MATEO, CA 84402
* $ -1,000 2 $ 100,000
NOTRE DAME FEDERAL CREDIT UNION CORPORATION
P.O. BOX 7878
NOTRE DAME, IN 46556
* $ 1,101,839,000 2 $ 310,000
BAY EQUITY LLC
28 LIBERTY SHIPWAY SUITE 2800
GLENDALE, CA 94965
* $ -1,000 2 $ 280,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
MCLEAN, VA 22102
* $ 35,526,360,000 2 $ 60,000
ALLY BANK
2101, 300 EAST REXFORD RD
SANDY, UT 28211
* $ 181,890,000,000 2 $ 280,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 2,382,585,000 2 $ 300,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 2 $ 170,000
PRESTON HOME LOANS INC
1537 E HILL RD SUITE 100
GRAND BLANC, MI 48439
* $ -1,000 2 $ 330,000
EQUITY RESOURCES, INC.
PO BOX 5177
NEWARK, OH 43058
* $ -1,000 2 $ 420,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SACRAMENTO, CA 94583
* $ -1,000 2 $ 420,000
KIAVI FUNDING, INC.
315 MONTGOMERY STREET 16TH FLOOR
WILMINGTON, DE 94104
* $ -1,000 2 $ 200,000
WESTERN ALLIANCE BANK
2901 N CENTRAL AVENUE
PHOENIX, AZ 85012
* $ 67,683,841,000 2 $ 340,000
V.I.P. MORTGAGE, INC.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 2 $ 480,000
CHERRY CREEK MORTGAGE, LLC
7600 E ORCHARD ROAD, SUITE 250 -N
WILMINGTON, DE 80111
* $ -1,000 2 $ 420,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 2 $ 680,000
UNITED BANK OF MICHIGAN
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 902,322,000 2 $ 180,000
SOFI BANK, NATIONAL ASSOCIATION
2750 E COTTONWOOD PKWY STE 300
COTTONWOOD HEIGHTS, UT 84121
* $ 9,123,708,000 2 $ 380,000
SUMMIT HOME MORTGAGE, LLC
414 W. MILHAM AVENUE
WILMINGTON, DE 49024
* $ -1,000 1 $ 145,000
NEWREZ VENTURES LLC
4000 W. BROWN DEER ROAD
SPRINGFIELD, IL 53209
* $ -1,000 1 $ 145,000
DIGITAL
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 11,281,243,000 1 $ 95,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 200,262,969,000 1 $ 245,000
SPACE COAST CREDIT UNION
8045 N. WICKHAM RD
MELBOURNE, FL 32940
* $ 8,543,984,000 1 $ 25,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 780,976,000 1 $ 195,000
GENEVA FINANCIAL, LLC
1018 E. GUADALUPE ROAD
ORO VALLEY, AZ 85283
* $ -1,000 1 $ 195,000
NORTHERN MORTGAGE SERVICES, LLC
3714 28TH ST SW
GRAND RAPIDS, MI 49418
* $ -1,000 1 $ 155,000
MEIJER CREDIT UNION
2410 GAYNOR AVE. NW
GRAND RAPIDS, MI 49544
* $ 85,975,000 1 $ 65,000
EVERENCE FEDERAL CREDIT UNION
2160 LINCOLN HWY E, STE 20
LANCASTER, PA 17602
* $ 381,812,000 1 $ 25,000
MARSHALL COMMUNITY CREDIT UNION
839 W GREEN ST
MARSHALL, MI 49068
* $ 306,519,000 1 $ 115,000
SUMMIT CREDIT UNION
PO BOX 8046
COTTAGE GROVE, WI 53708
* $ 6,224,510,000 1 $ 275,000
NETWORK CAPITAL FUNDING CORPORATION
5 PARK PLAZA #800
CARSON CITY, NV 92614
* $ -1,000 1 $ 275,000
FIRST COLONY MORTGAGE CORPORATION
508 W 800 NORTH
OREM, UT 84057
* $ -1,000 1 $ 125,000
FIRST FEDERAL SAVINGS BANK
P.O. BOX 527
ROCHESTER, IN 46975
* $ 584,189,000 1 $ 725,000
PLATINUM HOME MORTGAGE CORPORATION
2200 HICKS RD, STE 101
SPRINGFIELD, IL 60008
* $ -1,000 1 $ 225,000
FIRST FEDERAL SAVINGS BANK
633 LASALLE ST
OTTAWA, IL 61350
* $ 363,836,000 1 $ 675,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FENTON, MI 48507
* $ -1,000 1 $ 155,000
SIRVA MORTGAGE, INC.
6200 OAK TREE BLVD STE 300
UPPER ARLINGTON, OH 44131
* $ -1,000 1 $ 265,000
MUNICIPAL TRUST AND SAVINGS BANK
PO BOX 146
BOURBONNAIS, IL 60914
* $ 343,382,000 1 $ 615,000
GREAT LAKES CREDIT UNION
2525 GREEN BAY
BANNOCKBURN, IL 60064
* $ 1,346,301,000 1 $ 245,000
ILLINOIS STATE
1309 S CENTER
NORMAL, IL 61761
* $ 200,084,000 1 $ 125,000
BLG HOLDINGS, INC.
2353 S. LINDEN RD. SUITE A
FLINT, MI 48532
* $ -1,000 1 $ 335,000
STAUNTON FINANCIAL, INC.
25800 NORTHWESTERN HIGHWAY SUITE 110
SOUTHFIELD, MI 48075
* $ -1,000 1 $ 65,000
FRANKENMUTH CREDIT UNION
580 N. MAIN ST., PO BOX 209
FRANKENMUTH, MI 48734
* $ 1,199,213,000 1 $ 145,000
THE FOUNTAIN TRUST COMPANY
615 THIRD ST.
COVINGTON, IN 47932
* $ 721,066,000 1 $ 1,105,000
CENTIER BANK
600 E 84TH AVENUE
WHITING, IN 46410
* $ 6,722,761,000 1 $ 225,000
DATA MORTGAGE, INC.
2200 W. ORANGEWOOD AVE SUITE 150
SACRAMENTO, CA 92868
* $ -1,000 1 $ 235,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 155,000
BEELINE LOANS, INC.
188 VALLEY ST SUITE 225
PROVIDENCE, RI 02909
* $ -1,000 1 $ 95,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
AUSTIN, TX 53718
* $ -1,000 1 $ 605,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SACRAMENTO, CA 92707
* $ -1,000 1 $ 175,000
GUILD MORTGAGE COMPANY LLC
5898 COPLEY DRIVE
GLENDALE, CA 92111
* $ -1,000 1 $ 415,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY-TROY HILLS, NJ 07054
* $ -1,000 1 $ 335,000
WYNDHAM CAPITAL MORTGAGE, INC.
6115 PARK SOUTH DRIVE, STE 200
RALEIGH, NC 28210
* $ -1,000 1 $ 155,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 11,283,366,000 1 $ 145,000
LONGBRIDGE FINANCIAL, LLC
ONE INTERNATIONAL BLVD.
NEWARK, DE 07495
* $ -1,000 1 $ 145,000
TEMPLE VIEW CAPITAL FUNDING, LP
7550 WISCONSIN AVE STE 1000
WILMINGTON, DE 20814
* $ -1,000 1 $ 325,000
CREDIT UNION ONE
400 E NINE MILE RD
FERNDALE, MI 48220
* $ 1,758,444,000 1 $ 125,000
OLD SECOND NATIONAL BANK
37 S. RIVER ST.
AURORA, IL 60506
* $ 5,883,754,000 1 $ 385,000
THRIVE MORTGAGE, LLC
4819 WILLIAMS DRIVE
CARROLLTON, TX 78633
* $ -1,000 1 $ 155,000
LAKEVIEW COMMUNITY CAPITAL, LLC
4425 PONE DE LEON BLVD, MS 5-251
PHOENIX, AZ 33146
* $ -1,000 1 $ 35,000
FIRST COMMONWEALTH BANK
PO BOX 400
INDIANA, PA 15701
* $ 9,776,999,000 1 $ 425,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 1 $ 215,000
BARRINGTON BANK & TRUST COMPANY, NATIONAL ASSOCIATION
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 3,765,608,000 1 $ 125,000
LIMA ONE CAPITAL, LLC
201 E. MCBEE AVE, SUITE 300
ROSWELL, GA 29601
* $ -1,000 1 $ 95,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
LUTHERVILLE, MD 21044
* $ -1,000 1 $ 115,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WINFIELD, IL 60555
* $ -1,000 1 $ 155,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
SIOUX FALLS, SD 11120
* $ 1,766,752,000,000 1 $ 45,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
DOVER, DE 89052
* $ -1,000 1 $ 195,000
FIRST COMMUNITY MORTGAGE, INC.
275 ROBERT ROSE DRIVE
NASHVILLE, TN 37129
* $ -1,000 1 $ 235,000
UNITED BAY COMMUNITY
1309 N. LINCOLN AVE.
BAY CITY, MI 48708
* $ 282,562,000 1 $ 235,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 3,765,448,000 1 $ 185,000
NORTHWEST BANK
100 LIBERTY STREET
WARREN, PA 16365
* $ 14,213,677,000 1 $ 15,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 3,907,360,000 1 $ 65,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
WILMINGTON, DE 11747
* $ -1,000 1 $ 155,000
MICHIGAN SCHOOLS AND GOVERNMENT
40400 GARFIELD ROAD
CLINTON TOWNSHIP, MI 48038
* $ 3,328,841,000 1 $ 55,000
CONNEXUS CREDIT UNION
2600 PINE RIDGE
WAUSAU, WI 54401
* $ 5,264,106,000 1 $ 85,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 375,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 1 $ 105,000
TIB NATIONAL ASSOCIATION
11701 LUNA ROAD
FARMERS BRANCH, TX 75234
* $ 2,550,980,000 1 $ 135,000
LAKE TRUST CREDIT UNION
4605 S OLD US HIGHWAY 23
BRIGHTON, MI 48114
* $ 2,583,731,000 1 $ 45,000
DIAMOND RESIDENTIAL MORTGAGE CORPORATION
582 OAKWOOD AVE
LAKE FOREST, IL 60045
* $ -1,000 1 $ 325,000
GO MORTGAGE, LLC
15430 W CAPITOL DRIVE
WILMINGTON, DE 53005
* $ -1,000 1 $ 115,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 11,943,023,000 1 $ 55,000
LENDINGONE, LLC
901 YAMATO RD #150
DOVER, DE 33431
* $ -1,000 1 $ 75,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for St. Joseph County MI in 2023

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 949 $177,155,000 $186,000 $1,885,000 $95,000 $3,003,000
Other Purpose 407 $27,985,000 $68,000 $605,000 $79,000 $420,000
Cash-out Refinancing 400 $54,290,000 $135,000 $1,505,000 $74,000 $756,000
Home Improvement 246 $15,920,000 $64,000 $705,000 $85,000 $834,000
Refinancing 175 $21,375,000 $122,000 $1,505,000 $76,000 $304,000
Not Applicable 10 $660,000 $66,000 $105,000 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,714 $224,950,000 $131,000 $1,885,000 $86,000 $3,003,000
Not Provided 204 $31,770,000 $155,000 $1,505,000 $82,000 $869,000
Not applicable 121 $22,035,000 $182,000 $1,105,000 $87,000 $217,000
Hispanic 99 $12,725,000 $128,000 $695,000 $74,000 $457,000
Black or African American 22 $2,150,000 $97,000 $215,000 $58,000 $102,000
Asian 13 $1,945,000 $149,000 $315,000 $129,000 $344,000
American Indian or Alaskan Native 12 $1,570,000 $130,000 $265,000 $65,000 $114,000
Native Hawaiian or Other Pacific Islander 1 $115,000 $115,000 $115,000 $93,000 $93,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,655 $207,935,000 $125,000 $1,885,000 $90,000 $3,003,000
FHA-insured (Federal Housing Administration) 377 $61,105,000 $162,000 $425,000 $69,000 $756,000
VA-guaranteed (Veterans Administration) 108 $21,710,000 $201,000 $545,000 $70,000 $148,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 47 $6,635,000 $141,000 $255,000 $63,000 $136,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,161 $163,495,000 $140,000 $1,885,000 $93,000 $3,003,000
Application Denied By Financial Institution 432 $46,500,000 $107,000 $1,505,000 $71,000 $756,000
Application Withdrawn By Applicant 243 $37,375,000 $153,000 $1,505,000 $82,000 $565,000
Application Approved But Not Accepted 120 $13,430,000 $111,000 $535,000 $80,000 $834,000
Loan Purchased By The Institution 116 $20,760,000 $178,000 $675,000 $89,000 $217,000
File Closed For Incompleteness 110 $15,310,000 $139,000 $1,045,000 $78,000 $750,000
Preapproval Approved but not Accepted 4 $430,000 $107,000 $165,000 $58,000 $67,000
Preapproval Denied by Financial Institution 1 $85,000 $85,000 $85,000 $18,000 $18,000

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,523 $230,605,000 $151,000 $1,885,000 $86,000 $869,000
Debt-To-Income Ratio 336 $35,010,000 $104,000 $1,505,000 $91,000 $3,003,000
Credit History 142 $10,470,000 $73,000 $395,000 $72,000 $420,000
Collateral 85 $10,755,000 $126,000 $415,000 $84,000 $344,000
Credit Application Incomplete 52 $6,050,000 $116,000 $355,000 $97,000 $756,000
Other 24 $2,250,000 $93,000 $225,000 $65,000 $148,000
Insufficient Cash (Downpayment, Closing Cost) 11 $1,105,000 $100,000 $175,000 $50,000 $114,000
Unverifiable Information 7 $675,000 $96,000 $235,000 $60,000 $121,000
Employment History 7 $465,000 $66,000 $115,000 $54,000 $108,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.

Download the Michigan Lender List