St. Joseph County MI
Mortgage Loan Application
Totals and Details
for 2019

Find mortgage statistics and lending data for the St. Joseph County MI metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near St. Joseph County MI, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,376
Total Mortgage Loan Application Amount $302,030,000
Average Mortgage Loan Application Amount $127,000
Highest Mortgage Loan Application Amount $1,855,000
Average Applicant Income $77,000
Highest Applicant Income $801,000

Mortgage Company List for Lending in St. Joseph County MI for 2019

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
OAK MORTGAGE, LLC
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ -1,000 239 $ 31,495,000
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 108,672,320,000 158 $ 15,250,000
RUOFF MORTGAGE COMPANY, INC.
1700 MAGNAVOX WAY SUITE 220
FORT WAYNE, IN 46804
* $ -1,000 157 $ 20,475,000
AMERIFIRST FINANCIAL CORPORATION
950 TRADE CENTRE WAY SUITE 400
KALAMAZOO, MI 49009
* $ -1,000 137 $ 16,625,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 144,453,358,000 133 $ 13,005,000
ARBOR FINANCIAL CREDIT UNION
1551 SOUTH 9TH STREET
KALAMAZOO, MI 49009
* $ 573,422,000 84 $ 6,740,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 18,466,868,000 71 $ 7,065,000
SOUTHERN MICHIGAN BANK & TRUST
51 WEST PEARL STREET
COLDWATER, MI 49036
* $ 735,863,000 57 $ 5,705,000
HORIZON BANK
515 FRANKLIN ST
MICHIGAN CITY, IN 46360
* $ 4,241,335,000 56 $ 6,320,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,689,351,000,000 49 $ 8,005,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 41 $ 5,225,000
KELLOGG COMMUNITY CREDIT UNION
41 SECOND ST
BATTLE CREEK, MI 49014
* $ 531,371,000 36 $ 2,970,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 2,218,960,000,000 35 $ 4,645,000
SUCCESS MORTGAGE PARTNERS, INC.
1200 S. SHELDON RD.
PLYMOUTH, MI 48170
* $ -1,000 31 $ 4,015,000
LAKE MICHIGAN CREDIT UNION
PO BOX 2848
GRAND RAPIDS, MI 49501
* $ 6,064,106,000 30 $ 4,620,000
CONSUMERS
PO BOX 525
OSHTEMO, MI 49077
* $ 1,092,793,000 29 $ 3,635,000
STURGIS BANK & TRUST COMPANY
113-125 E CHICAGO RD
STURGIS, MI 49091
* $ 431,375,000 26 $ 3,160,000
FARMERS STATE BANK
220 S. DETROIT STREET
LAGRANGE, IN 46761
* $ 758,911,000 24 $ 3,720,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 137,976,503,000 22 $ 2,180,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ -1,000 22 $ 2,990,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ -1,000 21 $ 2,765,000
INTERRA CREDIT UNION
300 W LINCOLN AVE
GOSHEN, IN 46526
* $ 1,162,229,000 20 $ 3,780,000
DISCOVER BANK
12 READS WAY
NEW CASTLE, DE 19720
* $ 108,015,112,000 20 $ 1,350,000
MEMBER FIRST MORTGAGE, LLC
616 44TH STREET SE
GRAND RAPIDS, MI 49548
* $ -1,000 19 $ 2,205,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 19 $ 3,255,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ -1,000 18 $ 3,940,000
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP
3701 ARCO CORPORATE DR., SUITE 200
CHARLOTTE, NC 28273
* $ -1,000 18 $ 2,230,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 81,602,818,000 17 $ 3,195,000
ADVIA
550 S RIVERVIEW DR
PARCHMENT, MI 49004
* $ 1,749,023,000 17 $ 1,215,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 16 $ 2,520,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ -1,000 16 $ 2,200,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 459,476,604,000 16 $ 2,010,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ -1,000 16 $ 2,850,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 15 $ 1,355,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 15 $ 2,065,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ -1,000 14 $ 2,480,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 370,500,928,000 14 $ 1,670,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 129,426,633,000 14 $ 1,790,000
FIRST STATE BANK OF MIDDLEBURY
111 S. MAIN STREET
MIDDLEBURY, IN 46540
* $ 564,490,000 14 $ 1,750,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,782,639,000,000 12 $ 2,660,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 16,933,790,000 12 $ 840,000
CARRINGTON MORTGAGE SERVICES, LLC
1600 SO. DOUGLASS RD, SUITES 110 & 200A
ANAHEIM, CA 92806
* $ -1,000 12 $ 1,450,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 12 $ 660,000
GREENSTONE FARM CREDIT SERVICES, FLCA
3515 WEST RD
EAST LANSING, MI 48823
* $ -1,000 12 $ 2,610,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 11 $ 1,565,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 11 $ 1,625,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 96,962,446,000 10 $ 1,180,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 9 $ 1,265,000
HONOR CREDIT UNION
EDGEWOOD RD
BERRIEN SPRINGS, MI 49103
* $ 934,012,000 9 $ 765,000
BROKER SOLUTIONS, INC.
14511 MYFORD ROAD, SUITE 100
TUSTIN, CA 92780
* $ -1,000 9 $ 1,445,000
LAKE CITY BANK
P.O. BOX 1387
WARSAW, IN 46581
* $ 4,859,101,000 9 $ 745,000
FIRST FEDERAL SAVINGS BANK
P.O. BOX 527
ROCHESTER, IN 46975
* $ 442,823,000 9 $ 1,915,000
1ST SOURCE BANK
P O BOX 1602 SUITE 400
SOUTH BEND, IN 46634
* $ 6,289,875,000 8 $ 2,140,000
MORTGAGE CENTER L.C
29621 NORTHWESTERN HWY
SOUTHFIELD, MI 48034
* $ -1,000 8 $ 1,050,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ -1,000 8 $ 1,180,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 17,230,779,000 8 $ 680,000
GVC MORTGAGE, INC.
ONE PLAZA DRIVE, SUITE 3
PENDLETON, IN 46064
* $ -1,000 8 $ 930,000
OLD NATIONAL BANK
ONE MAIN STREET
EVANSVILLE, IN 47708
* $ 19,633,838,000 8 $ 2,480,000
NORTHPOINTE BANK
3333 DEPOSIT DRIVE NE
GRAND RAPIDS, MI 49546
* $ 1,279,654,000 8 $ 1,250,000
KALAMAZOO COUNTY STATE BANK
223 N. GRAND P.O. BOX 668
SCHOOLCRAFT, MI 49087
* $ 97,376,000 7 $ 1,025,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ -1,000 7 $ 875,000
UNITED
2807 SOUTH STATE ST
SAINT JOSEPH, MI 49085
* $ 2,791,677,000 7 $ 845,000
MUTUAL OF OMAHA MORTGAGE, INC
3131 CAMINO DEL RIO N 190
SAN DIEGO, CA 92108
* $ -1,000 7 $ 775,000
TEACHERS CREDIT UNION
110 S MAIN ST
SOUTH BEND, IN 46601
* $ 3,171,994,000 7 $ 655,000
HFG HOLDINGS, LLC
888 W BIG BEAVER RD, SUITE 800
TROY, MI 48084
* $ -1,000 7 $ 825,000
UNION HOME MORTGAGE CORP.
8241 DOW CIRCLE
STRONGSVILLE, OH 44136
* $ -1,000 6 $ 650,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ -1,000 6 $ 720,000
DITECH FINANCIAL LLC
1100 VIRGINIA DRIVE, SUITE 100
FORT WASHINGTON, PA 19034
* $ -1,000 5 $ 485,000
BARRINGTON BANK & TRUST COMPANY, N.A.
201 S. HOUGH STREET
BARRINGTON, IL 60010
* $ 2,135,647,000 5 $ 775,000
KALSEE CREDIT UNION
2501 MILLCORK
KALAMAZOO, MI 49001
* $ 186,032,000 5 $ 325,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ -1,000 5 $ 1,085,000
TCF NATIONAL BANK
2508 LOUISE AVE S (PCC-2E-L)
SIOUX FALLS, SD 57106
* $ 23,708,028,000 5 $ 635,000
MERCANTILE BANK OF MICHIGAN
310 LEONARD ST NW
GRAND RAPIDS, MI 49504
* $ 3,344,251,000 5 $ 1,005,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 5 $ 595,000
MORTGAGE 1 INCORPORATED
43456 MOUND ROAD
STERLING HEIGHTS, MI 49314
* $ -1,000 5 $ 535,000
LAKEVIEW LOAN SERVICING, LLC
4425 PONCE DE LEON BLVD.
CORAL GABLES, FL 33146
* $ -1,000 4 $ 550,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 4 $ 100,000
MICHIGAN STATE UNIVERSITY FEDERAL CREDIT UNION
3777 WEST ROAD
EAST LANSING, MI 48823
* $ 4,229,818,000 4 $ 510,000
SUMMIT HOME MORTGAGE, LLC
414 W. MILHAM AVENUE
PORTAGE, MI 49024
* $ -1,000 4 $ 460,000
CHEMICAL BANK
333 E MAIN STREET
MIDLAND, MI 48640
* $ 21,460,393,000 4 $ 470,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 36,899,806,000 4 $ 800,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ -1,000 4 $ 490,000
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION
100 PHOENIX DR, STE 300
ANN ARBOR, MI 48108
* $ -1,000 4 $ 540,000
TOWNE MORTGAGE COMPANY
2170 E. BIG BEAVER ROAD, SUITE A
TROY, MI 48083
* $ -1,000 3 $ 245,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ -1,000 3 $ 885,000
SOVEREIGN LENDING GROUP INCORPORATED
3540 HOWARD WAY STE # 200
COSTA MESA, CA 92626
* $ -1,000 3 $ 525,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ -1,000 3 $ 405,000
SPRING EQ, LLC
2929 ARCH ST
PHILADELPHIA, PA 19104
* $ -1,000 3 $ 95,000
FIRSTBANK
11 CHANNING WAY
JACKSON, TN 38305
* $ 5,133,339,000 3 $ 605,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 302,006,000 3 $ 45,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ -1,000 3 $ 415,000
SHELTER MORTGAGE COMPANY, L.L.C.
4000 W. BROWN DEER ROAD
BROWN DEER, WI 53209
* $ -1,000 3 $ 305,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 3 $ 385,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 826,876,000,000 2 $ 490,000
CIRCLE FEDERAL CREDIT UNION
507 E MAIN ST
NILES, MI 49120
* $ 62,942,000 2 $ 70,000
HANCOCK MORTGAGE PARTNERS, LLC
ONE SUGAR CREEK CENTER BLVD SUITE 1000
SUGAR LAND, TX 77478
* $ -1,000 2 $ 300,000
SOUTHWEST FUNDING, LP
13150 COIT ROAD STE 100
DALLAS, TX 75240
* $ -1,000 2 $ 320,000
ASSOCIATED BANK, NATIONAL ASSOCIATION
200 NORTH ADAMS STREET
GREEN BAY, WI 54301
* $ 33,604,332,000 2 $ 550,000
LIBERTY HOME MORTGAGE CORPORATION
4401 ROCKSIDE RD 310
INDEPENDENCE, OH 44131
* $ -1,000 2 $ 170,000
BETTER MORTGAGE CORPORATION
459 BROADWAY, FLOOR 5
NEW YORK, NY 10013
* $ -1,000 2 $ 500,000
CLEARPATH LENDING
15615 ALTON PARKWAY SUITE 300
IRVINE, CA 92618
* $ -1,000 2 $ 420,000
INOVA FEDERAL CREDIT UNION
358 S ELKHART AVENUE
ELKHART, IN 46516
* $ 392,255,000 2 $ 140,000
ONE REVERSE MORTGAGE, LLC
4445 EASTGATE MALL, SUITE 320
SAN DIEGO, CA 92121
* $ -1,000 2 $ 240,000
FIRST NATIONAL BANK OF AMERICA
241 EAST SAGINAW
EAST LANSING, MI 48823
* $ 1,798,459,000 2 $ 160,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ -1,000 2 $ 240,000
HALLMARK HOME MORTGAGE, LLC
7421 COLDWATER ROAD
FORT WAYNE, IN 46825
* $ -1,000 2 $ 280,000
WATERSTONE MORTGAGE CORPORATION
N25 W23255 PAUL ROAD
PEWAUKEE, WI 53072
* $ -1,000 2 $ 260,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 2,185,032,000 2 $ 280,000
BAXTER CREDIT UNION
340 N MILWAUKEE AVE
VERNON HILLS, IL 60061
* $ 3,483,865,000 2 $ 330,000
V.I.P. MORTGAGE, INC.
9221 E VIA DE VENTURA
SCOTTSDALE, AZ 85258
* $ -1,000 2 $ 290,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 3,538,467,000 2 $ 400,000
BMO HARRIS BANK NATIONAL ASSOCIATION
111 W. MONROE
CHICAGO, IL 60603
* $ 123,147,670,000 2 $ 140,000
GREENSTONE FARM CREDIT SERVICES, ACA
5285 W US-223
ADRIAN, MI 49221
* $ -1,000 2 $ 1,020,000
PACOR MORTGAGE CORP.
14930 CICERO AVE
OAK FOREST, IL 60452
* $ -1,000 2 $ 220,000
FARM CREDIT MID-AMERICA, ACA
1601 UPS DRIVE
LOUISVILLE, KY 40223
* $ -1,000 2 $ 510,000
ROSS MORTGAGE CORPORATION
2075 W. BIG BEAVER, SUITE 700
TROY, MI 48084
* $ -1,000 2 $ 190,000
COMERICA BANK
411 W LAFAYETTE BLVD
DETROIT, MI 48226
* $ 70,737,276,000 2 $ 130,000
MARSHALL COMMUNITY CREDIT UNION
839 W GREEN ST
MARSHALL, MI 49068
* $ 200,399,000 2 $ 100,000
MUTUALBANK
110 E CHARLES ST
MUNCIE, IN 47305
* $ 2,044,013,000 2 $ 220,000
VILLAGE CAPITAL & INVESTMENT LLC
2863 ST. ROSE PARKWAY
HENDERSON, NV 89052
* $ -1,000 2 $ 260,000
BUSEY BANK
100 W UNIVERSITY AVE
CHAMPAIGN, IL 61820
* $ 7,690,612,000 2 $ 340,000
J.G. WENTWORTH HOME LENDING, LLC
3350 COMMISSION COURT
WOODBRIDGE, VA 22192
* $ -1,000 2 $ 430,000
LEADERONE FINANCIAL CORPORATION
7500 COLLEGE BLVD SUITE 1150
OVERLAND PARK, KS 66210
* $ -1,000 2 $ 580,000
PURDUE FEDERAL CREDIT UNION
1551 WIN HENTSCHEL BLVD., PO BOX 2433
WEST LAFAYETTE, IN 47906
* $ 1,192,590,000 2 $ 510,000
INDEPENDENT BANK
4200 EAST BELTLINE
GRAND RAPIDS, MI 49525
* $ 3,356,129,000 2 $ 440,000
MEIJER CREDIT UNION
2410 GAYNOR AVE. NW
GRAND RAPIDS, MI 49544
* $ 64,535,000 1 $ 35,000
DRAPER AND KRAMER MORTGAGE CORP.
1431 OPUS PLACE SUITE 200
DOWNERS GROVE, IL 60515
* $ -1,000 1 $ 295,000
MID AMERICA MORTGAGE, INC.
15301 SPECTRUM DRIVE, SUITE 405
ADDISON, TX 75001
* $ -1,000 1 $ 165,000
STOCKTON MORTGAGE CORPORATION
88 C MICHAEL DAVENPORT BLVD.
FRANKFORT, KY 40601
* $ -1,000 1 $ 155,000
COMMUNITY CHOICE CREDIT UNION
31155 NORTHWESTERN HWY
FARMINGTON HILLS, MI 48334
* $ 1,077,155,000 1 $ 15,000
NATIONS LENDING CORPORATION
4 SUMMIT PARK DR STE 200
INDEPENDENCE, OH 44131
* $ -1,000 1 $ 125,000
BEACON CREDIT UNION
586 S WABASH ST
WABASH, IN 46992
* $ 1,223,748,000 1 $ 355,000
COMMERCIAL BANK
301 N. STATE ST
ALMA, MI 48801
* $ 526,700,000 1 $ 85,000
FIRST HOME BANK
9190 SEMINOLE BLVD
SEMINOLE, FL 33772
* $ 364,059,000 1 $ 135,000
HIGHPOINT COMMUNITY BANK
150 W COURT ST
HASTINGS, MI 49058
* $ 318,732,000 1 $ 175,000
THUMB BANK AND TRUST
7254 MICHIGAN AVE., P.O. BOX 560
PIGEON, MI 48755
* $ 262,070,000 1 $ 165,000
RELIANCE FIRST CAPITAL, LLC
201 OLD COUNTRY ROAD SUITE 205
MELVILLE, NY 11747
* $ -1,000 1 $ 155,000
EVERETT FINANCIAL, INC.
14801 QUORUM DRIVE, SUITE 300
DALLAS, TX 75254
* $ -1,000 1 $ 135,000
CHICAGO FINANCIAL SERVICES, INC.
1455 W HUBBARD ST STE 200
CHICAGO, IL 60625
* $ -1,000 1 $ 415,000
HOMESPIRE MORTGAGE CORPORATION
9711 WASHINGTONIAN BLVD SUITE 500
GAITHERSBURG, MD 20878
* $ -1,000 1 $ 65,000
THRIVENT FEDERAL CREDIT UNION
625 FOURTH AVE S
MINNEAPOLIS, MN 55415
* $ 578,076,000 1 $ 15,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ -1,000 1 $ 165,000
FIRST FEDERAL BANK OF THE MIDWEST
601 CLINTON STREET
DEFIANCE, OH 43512
* $ 3,154,248,000 1 $ 225,000
FARMERS-MERCHANTS BANK OF ILLINOIS
P.O. BOX 217
JOY, IL 61260
* $ 173,321,000 1 $ 145,000
WANIGAS CREDIT UNION
4026 SHATTUCK RD
SAGINAW, MI 48603
* $ 325,628,000 1 $ 365,000
J. VIRGIL, INC.
G3404 MILLER ROAD
FLINT, MI 48507
* $ -1,000 1 $ 95,000
NEIGHBORHOOD LOANS, INC.
55 W. 22ND STREET SUITE 130
LOMBARD, IL 60148
* $ -1,000 1 $ 165,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 11,226,544,000 1 $ 55,000
SWBC MORTGAGE CORPORATION
9311 SAN PEDRO AVENUE STE 100
SAN ANTONIO, TX 78216
* $ -1,000 1 $ 105,000
AMERICAN FINANCIAL NETWORK, INC.
10 POINTE DRIVE, SUITE 330
BREA, CA 92821
* $ -1,000 1 $ 525,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ -1,000 1 $ 495,000
CHICAGO PATROLMEN'S FEDERAL CREDIT UNION
1407 W. WASHINGTON BLVD.
CHICAGO, IL 60607
* $ 386,866,000 1 $ 255,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ -1,000 1 $ 65,000
THE FARMERS & MERCHANTS STATE BANK
307 N DEFIANCE ST
ARCHBOLD, OH 43502
* $ 1,087,497,000 1 $ 75,000
FIRST SAVINGS BANK
501 E. LEWIS & CLARK PARKWAY
CLARKSVILLE, IN 47129
* $ 1,071,570,000 1 $ 205,000
SOUTHWEST STAGE FUNDING, LLC
3345 S. VAL VISTA DRIVE, SUITE 300
GILBERT, AZ 85297
* $ -1,000 1 $ 135,000
TRIAD FINANCIAL SERVICES, INC.
13901 SUTTON PARK DRIVE SOUTH, SUITE 300
JACKSONVILLE, FL 32224
* $ -1,000 1 $ 55,000
DEEPHAVEN MORTGAGE LLC
3530 TORINGDON WAY #200
CHARLOTTE, NC 28277
* $ -1,000 1 $ 105,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 75,169,000,000 1 $ 205,000
GRAND RIVER BANK
4471 WILSON AVENUE SW
GRANDVILLE, MI 49418
* $ 264,110,000 1 $ 135,000
MID-CONTINENT FUNDING, INC.
3401 W BROADWAY BUSINESS PARK CT STE 213
COLUMBIA, MO 65203
* $ -1,000 1 $ 165,000
GENISYS
2100 EXECUTIVE HILLS BLVD
AUBURN HILLS, MI 48326
* $ 2,576,413,000 1 $ 35,000
UNITED BANK OF MICHIGAN
900 EAST PARIS AVE SE
GRAND RAPIDS, MI 49546
* $ 661,164,000 1 $ 75,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 125,000
MAGNOLIA BANK
794 OLD ELIZABETHTOWN RD
HODGENVILLE, KY 42748
* $ 268,405,000 1 $ 295,000
BM REAL ESTATE SERVICES, INC.
5016 N PARKWAY CALABASAS
CALABASAS, CA 91302
* $ -1,000 1 $ 105,000
FIDELITY BANK
201 ST. CHARLES AVE SUITE 2710
NEW ORLEANS, LA 70170
* $ 824,014,000 1 $ 105,000
DAS ACQUISITION COMPANY, LLC
12140 WOODCREST EXECUTIVE DRIVE, STE 150
SAINT LOUIS, MO 63141
* $ -1,000 1 $ 125,000
MEMBERS FIRST CREDIT UNION
PO BOX 2165
MIDLAND, MI 48641
* $ 488,731,000 1 $ 15,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ -1,000 1 $ 175,000
MARQUETTE BANK
6316 S WESTERN AVE
CHICAGO, IL 60636
* $ 1,530,355,000 1 $ 105,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ -1,000 1 $ 595,000
THE NORTHERN TRUST COMPANY
50 S. LA SALLE
CHICAGO, IL 60603
* $ 90,988,326,000 1 $ 755,000
PROFED FEDERAL CREDIT UNION
1710 ST. JOE RIVER DR.
FORT WAYNE, IN 46805
* $ 436,032,000 1 $ 115,000
SUNFLOWER BANK, NATIONAL ASSOCIATION
3025 CORTLAND CIRCLE - PO BOX 800
SALINA, KS 67401
* $ 3,855,606,000 1 $ 135,000
FIRST MIDWEST BANK
300 N. HUNT CLUB ROAD
GURNEE, IL 60031
* $ 15,430,682,000 1 $ 55,000
STAR FINANCIAL BANK
127 WEST BERRY ST
FORT WAYNE, IN 46835
* $ 2,002,618,000 1 $ 345,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ -1,000 1 $ 215,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ -1,000 1 $ 145,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 395,677,000 1 $ 225,000
FORBRIGHT BANK
6701 DEMOCRACY BLVD, SUITE 400
BETHESDA, MD 20817
* $ 949,720,000 1 $ 125,000
PARKSIDE LENDING, LLC
1130 HOWARD ST.
SAN FRANCISCO, CA 94103
* $ -1,000 1 $ 145,000
PLANET HOME LENDING, LLC
321 RESEARCH PARKWAY STE 300
MERIDEN, CT 06540
* $ -1,000 1 $ 135,000
THIRD FEDERAL SAVINGS AND LOAN ASSOCIATION OF CLEVELAND
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 14,205,430,000 1 $ 35,000
PREFERRED CREDIT UNION
3767 SPARKS DR SE
GRAND RAPIDS, MI 49546
* $ 169,209,000 1 $ 75,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ -1,000 1 $ 145,000
CHOICEONE BANK
109 E. DIVISION ST.
SPARTA, MI 49345
* $ 666,767,000 1 $ 275,000
CHOU TEAM REALTY, LLC
25391 COMMERCENTRE DRIVE
LAKE FOREST, CA 92630
* $ -1,000 1 $ 185,000
EMM LOANS LLC
3 EXECUTIVE CAMPUS, SUITE 520
CHERRY HILL, NJ 08002
* $ -1,000 1 $ 125,000
DFCU FINANCIAL
400 TOWN CENTER DRIVE
DEARBORN, MI 48126
* $ 4,667,477,000 1 $ 265,000
ALLY BANK
2101, 300 EAST REXFORD RD
CHARLOTTE, NC 28211
* $ 159,291,000,000 1 $ 505,000
FIRST FEDERAL BANK
4705 US HWY 90 W
LAKE CITY, FL 32055
* $ 1,811,622,000 1 $ 455,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ -1,000 1 $ 145,000
CIBC BANK USA
120 SOUTH LASALLE
CHICAGO, IL 60603
* $ 28,958,011,000 1 $ 175,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ -1,000 1 $ 65,000
HOMESITE MORTGAGE, LLC
13001 23 MILE RD, SUITE 101
SHELBY TWP, MI 48315
* $ -1,000 1 $ 75,000
TEXAS CAPITAL BANK, NATIONAL ASSOCIATION
2000 MCKINNEY AVE SUITE 700
DALLAS, TX 75201
* $ 28,246,367,000 1 $ 165,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for St. Joseph County MI in 2019

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 1,024 $142,820,000 $139,000 $635,000 $74,000 $801,000
Refinancing 525 $71,955,000 $137,000 $1,635,000 $80,000 $787,000
Cash-out Refinancing 421 $57,325,000 $136,000 $1,855,000 $69,000 $787,000
Home Improvement 189 $13,265,000 $70,000 $505,000 $88,000 $545,000
Other Purpose 187 $13,835,000 $73,000 $975,000 $87,000 $801,000
Not Applicable 30 $2,830,000 $94,000 $345,000 $64,000 $120,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,960 $245,490,000 $125,000 $975,000 $78,000 $801,000
Not Provided 149 $20,495,000 $137,000 $495,000 $74,000 $501,000
Not applicable 147 $22,665,000 $154,000 $1,855,000 $66,000 $161,000
Hispanic 57 $5,975,000 $104,000 $485,000 $60,000 $248,000
Black or African American 43 $4,515,000 $105,000 $265,000 $58,000 $215,000
American Indian or Alaskan Native 10 $1,210,000 $121,000 $275,000 $58,000 $103,000
Asian 6 $1,200,000 $200,000 $795,000 $193,000 $646,000
Native Hawaiian or Other Pacific Islander 2 $350,000 $175,000 $175,000 $55,000 $55,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,651 $205,045,000 $124,000 $1,855,000 $86,000 $801,000
FHA-insured (Federal Housing Administration) 418 $51,030,000 $122,000 $335,000 $50,000 $206,000
VA-guaranteed (Veterans Administration) 164 $30,950,000 $188,000 $605,000 $66,000 $288,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 143 $15,005,000 $104,000 $225,000 $43,000 $81,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,390 $187,840,000 $135,000 $1,855,000 $83,000 $801,000
Application Denied By Financial Institution 380 $37,530,000 $98,000 $625,000 $60,000 $801,000
Application Withdrawn By Applicant 254 $30,280,000 $119,000 $465,000 $71,000 $600,000
Loan Purchased By The Institution 167 $22,755,000 $136,000 $495,000 $69,000 $287,000
Application Approved But Not Accepted 105 $12,595,000 $119,000 $365,000 $71,000 $259,000
File Closed For Incompleteness 79 $10,775,000 $136,000 $605,000 $81,000 $787,000
Preapproval Approved but not Accepted 1 $255,000 $255,000 $255,000 $96,000 $96,000
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 1,636 $217,730,000 $133,000 $1,635,000 $80,000 $801,000
Debt-To-Income Ratio 465 $59,255,000 $127,000 $1,855,000 $72,000 $497,000
Credit History 123 $9,655,000 $78,000 $305,000 $58,000 $420,000
Collateral 80 $7,660,000 $95,000 $495,000 $81,000 $801,000
Credit Application Incomplete 34 $3,580,000 $105,000 $355,000 $54,000 $165,000
Other 17 $1,895,000 $111,000 $285,000 $53,000 $129,000
Unverifiable Information 8 $680,000 $85,000 $155,000 $76,000 $160,000
Insufficient Cash (Downpayment, Closing Cost) 8 $800,000 $100,000 $205,000 $61,000 $123,000
Employment History 5 $775,000 $155,000 $195,000 $62,000 $91,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information back through 2003.

Download the Michigan Lender List