Unlock detailed St. Clair County MO mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 191 |
Total Mortgage Loan Application Amount | $23,574,000 |
Average Mortgage Loan Application Amount | $123,000 |
Highest Mortgage Loan Application Amount | $2,891,000 |
Average Applicant Income | $50,000 |
Highest Applicant Income | $158,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 WILMINGTON, DE 37902 |
* | $ 10,000,000 | 4 | $ 323,000 |
360 MORTGAGE GROUP, LLC 11305 FOUR POINTS DRIVE, BLDG 1, #200 AUSTIN, TX 78726 |
* | $ 10,000,000 | 1 | $ 212,000 |
ADMIRALS BANK 15 PARK ROW WEST PROVIDENCE, RI 02903 |
* | $ 444,244,000 | 1 | $ 65,000 |
AMERICAN BANK OF FREEDOM 127 WEST HUDSON WELLSVILLE, MO 63384 |
* | $ 166,835,000 | 1 | $ 152,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 3 | $ 318,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,639,305,000,000 | 2 | $ 274,000 |
BANK OF BOLIVAR PO BOX 560, 495 S. SPRINGFIELD BOLIVAR, MO 65613 |
* | $ 230,392,000 | 2 | $ 119,000 |
BANK OF ODESSA 301 W HIGHWAY 40 ODESSA, MO 64076 |
* | $ 234,152,000 | 2 | $ 106,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ 1,543,699,000 | 2 | $ 273,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A WILMINGTON, DE 92806 |
* | $ 945,758,000 | 3 | $ 336,000 |
CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 3,128,427,000 | 1 | $ 43,000 |
CENTRAL BANK OF THE OZARKS 1800 S. GLENSTONE SPRINGFIELD, MO 65804 |
* | $ 1,148,239,000 | 1 | $ 4,000 |
CENTRAL BANK OF WARRENSBURG PO BOX 477 WARRENSBURG, MO 64093 |
* | $ 210,640,000 | 1 | $ 99,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 108,064,717,000 | 1 | $ 149,000 |
CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SACRAMENTO, CA 94583 |
* | $ 100,000,000 | 1 | $ 160,000 |
COMMERCE BANK 922 WALNUT, TB 12-1 KANSAS CITY, MO 64106 |
* | $ 24,483,687,000 | 5 | $ 438,000 |
COMMUNITY FIRST BANK P.O. BOX 407 BUTLER, MO 64730 |
* | $ 169,168,000 | 4 | $ 388,000 |
COMMUNITY MORTGAGE, LLC 19045 E. VALLEY VIEW PKWY., STE. F INDEPENDENCE, MO 64055 |
* | $ 512,000 | 3 | $ 301,000 |
COMMUNITYAMERICA CREDIT UNION 9777 RIDGE DR LENEXA, KS 66219 |
* | $ 2,184,204,000 | 2 | $ 208,000 |
CONSERVATION EMPLOYEES CREDIT UNION P.O. BOX 180 JEFFERSON CITY, MO 65102 |
* | $ 104,450,000 | 1 | $ 31,000 |
CORNERSTONE MORTGAGE PROVIDERS, L.P. 1177 WEST LOOP SOUTH, STE. 200 HOUSTON, TX 77027 |
* | $ 10,000,000 | 1 | $ 180,000 |
DAS ACQUISITION COMPANY, LLC 12140 WOODCREST EXECUTIVE DRIVE, STE 150 SAINT LOUIS, MO 63141 |
* | $ 37,000,000 | 4 | $ 479,000 |
DIGITAL FEDERAL CREDIT UNION 220 DONALD LYNCH BOULEVARD MARLBOROUGH, MA 01752 |
* | $ 6,823,816,000 | 1 | $ 78,000 |
DITECH FINANCIAL LLC 1100 VIRGINIA DRIVE, SUITE 100 FORT WASHINGTON, PA 19034 |
* | $ 6,260,444,000 | 1 | $ 67,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 1 | $ 56,000 |
EQUITY BANK 7701 E KELLOGG STE 100 ANDOVER, KS 67207 |
* | $ 1,589,071,000 | 1 | $ 68,000 |
F & C BANK P.O. BOX 157 HOLDEN, MO 64040 |
* | $ 173,646,000 | 1 | $ 71,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ 10,000,000 | 1 | $ 72,000 |
FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ 10,000,000 | 1 | $ 88,000 |
FIRST NATIONAL BANK OF CLINTON 107 S SECOND ST CLINTON, MO 64735 |
* | $ 65,482,000 | 3 | $ 176,000 |
FIRST SOUTHERN BANK. 300 TOWER SQUARE PLAZA MARION, IL 62959 |
* | $ 650,443,000 | 1 | $ 41,000 |
FIRSTBANK 11 CHANNING WAY NASHVILLE, TN 38305 |
* | $ 2,887,863,000 | 1 | $ 144,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 8 | $ 1,008,000 |
GERSHMAN INVESTMENT CORP. 16253 SWINGLEY RIDGE ROAD, SUITE 400 LITTLE ROCK, AR 63017 |
* | $ 31,000,000 | 1 | $ 93,000 |
GUARANTY BANK 1341 W BATTLEFIELD SPRINGFIELD, MO 65807 |
* | $ 652,497,000 | 2 | $ 374,000 |
HAWTHORN BANK 132 E. HIGH STREET JEFFERSON CITY, MO 65101 |
* | $ 1,194,315,000 | 14 | $ 4,080,000 |
HERITAGE STATE BANK 1625 HEDGES PLAZA NEVADA, MO 64772 |
* | $ 141,159,000 | 2 | $ 55,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 2 | $ 208,000 |
INTEGRITY FIRST FINANCIAL GROUP, INC. 6333 GREENWICH DRIVE SUITE 280 SAN DIEGO, CA 92122 |
* | $ 26,494,000 | 1 | $ 158,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,914,658,000,000 | 2 | $ 119,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 9 | $ 1,646,000 |
MID-MISSOURI BANK 3546 EAST SUNSHINE SPRINGFIELD, MO 65809 |
* | $ 595,044,000 | 5 | $ 189,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 11,567,246,000 | 1 | $ 49,000 |
MIDWEST HERITAGE BANK, FSB 3580 EP TRUE PKWY, STE 100 WEST DES MOINES, IA 50265 |
* | $ 216,360,000 | 1 | $ 43,000 |
MORTGAGE INVESTMENT SERVICES CORPORATION 22316 MIDLAND DRIVE SHAWNEE, KS 66226 |
* | $ 10,000,000 | 5 | $ 405,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 1 | $ 170,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 5 | $ 568,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. DOVER, DE 20759 |
* | $ 4,088,336,000 | 3 | $ 753,000 |
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,580,860,000 | 1 | $ 191,000 |
OAKSTAR BANK 1020 E BATTLEFIELD SPRINGFIELD, MO 65807 |
* | $ 393,454,000 | 5 | $ 156,000 |
ORIGIN BANK 2211 NORTH 7TH CHOUDRANT, LA 71291 |
* | $ 3,951,154,000 | 1 | $ 109,000 |
PACIFIC UNION FINANCIAL, LLC 8900 FREEPORT PKWY, STE 150 IRVING, TX 75063 |
* | $ 40,000,000 | 1 | $ 182,000 |
PARAMOUNT BOND & MORTGAGE CO., INC. 622 EMERSON RD SUITE 325 SAINT LOUIS, MO 63141 |
* | $ 29,655,000 | 2 | $ 535,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 104,000 |
PEOPLES BANK 4831 W 6TH ST LAWRENCE, KS 66049 |
* | $ 451,930,000 | 1 | $ 155,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 3 | $ 359,000 |
PREMIER HOME MORTGAGE, INC. 3024 TOWER RD RAPID CITY, SD 57701 |
* | $ 20,569,000 | 2 | $ 322,000 |
PUBLIC SAFETY CREDIT UNION 2800 E 14TH ST KANSAS CITY, MO 64127 |
* | $ 116,131,000 | 1 | $ 82,000 |
R-G FEDERAL CREDIT UNION 421 REMINGTON PLAZA CT RAYMORE, MO 64083 |
* | $ 76,803,000 | 1 | $ 155,000 |
SOUTHERN BANK 531 VINE ST POPLAR BLUFF, MO 63901 |
* | $ 1,330,996,000 | 1 | $ 140,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 16,709,556,000 | 6 | $ 467,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 2 | $ 142,000 |
STONEGATE MORTGAGE CORPORATION 9190 PRIORITY WAY WEST DRIVE INDIANAPOLIS, IN 46240 |
* | $ 10,000,000 | 1 | $ 37,000 |
SUPERIOR CREDIT UNION, INC. 4230 ELIDA RD LIMA, OH 45807 |
* | $ 572,728,000 | 1 | $ 216,000 |
THE MONEY SOURCE INC. 135 MAXESS ROAD NEW YORK, NY 11747 |
* | $ 10,000,000 | 2 | $ 165,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 26,594,410,000 | 1 | $ 67,000 |
TIB THE INDEPENDENT BANKERSBAN 11701 LUNA ROAD FARMERS BRANCH, TX 75234 |
* | $ 2,565,602,000 | 1 | $ 190,000 |
TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 92,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 417,458,234,000 | 10 | $ 1,121,000 |
UNION HOME MORTGAGE CORP. 8241 DOW CIRCLE STRONGSVILLE, OH 44136 |
* | $ 10,000,000 | 1 | $ 132,000 |
UNITED CONSUMERS CREDIT UNION 1111 E 23RD ST S INDEPENDENCE, MO 64055 |
* | $ 132,276,000 | 1 | $ 47,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 71,130,930,000 | 2 | $ 218,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL KNOXVILLE, TN 37804 |
* | $ 31,000,000 | 2 | $ 232,000 |
VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY DOVER, DE 89052 |
* | $ 11,000,000 | 1 | $ 81,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,610,580,000,000 | 8 | $ 1,035,000 |
ZILLOW HOME LOANS, LLC 10975 EL MONTE ST WICHITA, KS 66211 |
* | $ 10,000,000 | 1 | $ 134,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2016, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 93 | $9,627,000 | $103,000 | $227,000 | $57,000 | $158,000 |
Refinancing | 82 | $12,921,000 | $157,000 | $2,891,000 | $43,000 | $129,000 |
Home Improvement | 16 | $1,026,000 | $64,000 | $147,000 | $51,000 | $110,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 150 | $16,346,000 | $108,000 | $297,000 | $54,000 | $146,000 |
Not applicable | 21 | $5,119,000 | $243,000 | $2,891,000 | $7,000 | $59,000 |
Not Provided | 15 | $1,676,000 | $111,000 | $450,000 | $67,000 | $158,000 |
Hispanic | 4 | $332,000 | $83,000 | $109,000 | $69,000 | $101,000 |
American Indian or Alaskan Native | 1 | $101,000 | $101,000 | $101,000 | $63,000 | $63,000 |
Asian | 0 | $0 | $0 | $0 | $0 | $0 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 111 | $13,426,000 | $120,000 | $2,891,000 | $57,000 | $158,000 |
VA-guaranteed (Veterans Administration) | 39 | $5,623,000 | $144,000 | $297,000 | $44,000 | $129,000 |
FHA-insured (Federal Housing Administration) | 31 | $3,336,000 | $107,000 | $214,000 | $36,000 | $141,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 10 | $1,189,000 | $118,000 | $182,000 | $39,000 | $74,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 84 | $11,760,000 | $140,000 | $2,891,000 | $56,000 | $146,000 |
Application Denied By Financial Institution | 64 | $7,143,000 | $111,000 | $297,000 | $52,000 | $158,000 |
Loan Purchased By The Institution | 26 | $2,984,000 | $114,000 | $205,000 | $24,000 | $126,000 |
Application Withdrawn By Applicant | 9 | $1,156,000 | $128,000 | $450,000 | $57,000 | $109,000 |
File Closed For Incompleteness | 4 | $230,000 | $57,000 | $81,000 | $51,000 | $84,000 |
Application Approved But Not Accepted | 4 | $301,000 | $75,000 | $180,000 | $54,000 | $63,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 14 | $1,263,000 | $90,000 | $204,000 | $49,000 | $110,000 |
Collateral | 7 | $877,000 | $125,000 | $227,000 | $88,000 | $141,000 |
Debt-To-Income Ratio | 5 | $382,000 | $76,000 | $154,000 | $20,000 | $42,000 |
Credit Application Incomplete | 3 | $382,000 | $127,000 | $149,000 | $41,000 | $125,000 |
Other | 2 | $201,000 | $100,000 | $116,000 | $49,000 | $61,000 |
Unverifiable Information | 1 | $171,000 | $171,000 | $171,000 | $158,000 | $158,000 |
Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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