Find mortgage statistics and lending data for the Smyth County VA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Smyth County VA, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 954 |
Total Mortgage Loan Application Amount | $125,860,000 |
Average Mortgage Loan Application Amount | $131,000 |
Highest Mortgage Loan Application Amount | $1,185,000 |
Average Applicant Income | $69,000 |
Highest Applicant Income | $621,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
THE BANK OF MARION PO BOX 1067 MARION, VA 24354 |
* | $ 524,867,000 | 213 | $ 25,615,000 |
EASTMAN P.O. BOX 1989 KINGSPORT, TN 37662 |
* | $ 7,123,603,000 | 79 | $ 8,405,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 78 | $ 10,010,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 528,514,000,000 | 40 | $ 3,310,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 31 | $ 3,875,000 |
FIRST COMMUNITY BANK 29 COLLEGE DR BLUEFIELD, VA 24605 |
* | $ 3,183,928,000 | 25 | $ 3,575,000 |
FIRST BANCORP, INC. PO BOX 1000 ABINGDON, VA 24212 |
* | $ 1,946,484,000 | 22 | $ 2,950,000 |
MOVEMENT MORTGAGE, LLC 8024 CALVIN HALL ROAD INDIAN LAND, SC 29707 |
* | $ -1,000 | 21 | $ 3,875,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 20 | $ 3,790,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,779,504,000,000 | 18 | $ 2,510,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 16 | $ 1,700,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 16 | $ 2,110,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 15 | $ 2,845,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 15 | $ 1,775,000 |
UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 13 | $ 2,675,000 |
TRULIANT FEDERAL CREDIT UNION 3200 TRULIANT WAY WINSTON-SALEM, NC 27103 |
* | $ 3,779,449,000 | 12 | $ 1,320,000 |
ATLANTIC BAY MORTGAGE GROUP, L.L.C. 596 LYNNHAVEN PARKWAY SUITE 200 VIRGINIA BEACH, VA 23452 |
* | $ -1,000 | 11 | $ 1,325,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 9 | $ 1,375,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 8 | $ 1,900,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 CHARLOTTE, NC 28273 |
* | $ -1,000 | 8 | $ 1,270,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 8 | $ 900,000 |
MYCUMORTGAGE, LLC 3560 PENTAGON BLVD. SUITE 301 BEAVERCREEK, OH 45431 |
* | $ -1,000 | 8 | $ 1,260,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. CORAL GABLES, FL 33146 |
* | $ -1,000 | 7 | $ 855,000 |
CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 7 | $ 745,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 2,519,525,000,000 | 7 | $ 445,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 153,432,983,000 | 6 | $ 910,000 |
RUOFF MORTGAGE COMPANY, INC. 1700 MAGNAVOX WAY SUITE 220 FORT WAYNE, IN 46804 |
* | $ -1,000 | 6 | $ 1,160,000 |
NETWORK CAPITAL FUNDING CORPORATION 5 PARK PLAZA #800 IRVINE, CA 92614 |
* | $ -1,000 | 6 | $ 660,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 6 | $ 870,000 |
FIGURE LENDING LLC 15720 BRIXHAM HILL AVE, SUITE 300 CHARLOTTE, NC 28277 |
* | $ -1,000 | 6 | $ 220,000 |
BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 6 | $ 860,000 |
TAMMAC HOLDINGS CORPORATION 100 COMMERCE BLVD WILKES BARRE, PA 18702 |
* | $ -1,000 | 5 | $ 405,000 |
AGFIRST FARM CREDIT BANK 1901 MAIN STREET COLUMBIA, SC 29201 |
* | $ -1,000 | 5 | $ 515,000 |
NEW PEOPLES BANK, INC. PO BOX 1810 HONAKER, VA 24260 |
* | $ 794,409,000 | 5 | $ 535,000 |
DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 108,342,526,000 | 5 | $ 355,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 5 | $ 805,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 5 | $ 605,000 |
VIRGINIA CREDIT UNION, INC. PO BOX 90010 RICHMOND, VA 23225 |
* | $ 4,993,101,000 | 5 | $ 305,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 PLANO, TX 75024 |
* | $ -1,000 | 4 | $ 830,000 |
BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 NEW YORK, NY 10013 |
* | $ -1,000 | 4 | $ 780,000 |
SKYLINE NATIONAL BANK PO BOX 186 INDEPENDENCE, VA 24348 |
* | $ 995,564,000 | 4 | $ 770,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ -1,000 | 3 | $ 395,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 3 | $ 585,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 3 | $ 115,000 |
HANCOCK MORTGAGE PARTNERS, LLC ONE SUGAR CREEK CENTER BLVD SUITE 1000 SUGAR LAND, TX 77478 |
* | $ -1,000 | 3 | $ 455,000 |
RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 16,793,269,000 | 3 | $ 335,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 3 | $ 595,000 |
FARM CREDIT OF THE VIRGINIAS, ACA 106 SANGERS LANE STAUNTON, VA 24401 |
* | $ -1,000 | 3 | $ 735,000 |
CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ -1,000 | 3 | $ 485,000 |
CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,655,190,000 | 3 | $ 255,000 |
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 58,215,736,000 | 2 | $ 1,030,000 |
ALCOVA MORTGAGE LLC 308 MARKET ST, SE ROANOKE, VA 24011 |
* | $ -1,000 | 2 | $ 220,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 117,378,701,000 | 2 | $ 360,000 |
LOWER, LLC 5950 SYMPHONY WOODS DRIVE COLUMBIA, MD 21044 |
* | $ -1,000 | 2 | $ 490,000 |
LENDINGONE, LLC 901 YAMATO RD #150 BOCA RATON, FL 33431 |
* | $ -1,000 | 2 | $ 140,000 |
STATE EMPLOYEES' P.O. DRAWER 25279 RALEIGH, NC 27611 |
* | $ 51,653,025,000 | 2 | $ 80,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 564,154,604,000 | 2 | $ 180,000 |
RANLIFE, INC. 9272 S. 700 E. SANDY, UT 84070 |
* | $ -1,000 | 2 | $ 350,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 2 | $ 250,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A TROY, MI 48083 |
* | $ -1,000 | 2 | $ 390,000 |
ATLANTIC UNION BANK 1051 EAST CARY STREET, SUITE 1200 RICHMOND, VA 23219 |
* | $ 20,000,309,000 | 2 | $ 150,000 |
NATIONAL BANKSHARES, INC. P.O. BOX 90002 BLACKSBURG, VA 24062 |
* | $ 1,318,594,000 | 1 | $ 545,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ -1,000 | 1 | $ 195,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 85,000 |
AMERICAN FINANCIAL NETWORK, INC. 10 POINTE DRIVE, SUITE 330 BREA, CA 92821 |
* | $ -1,000 | 1 | $ 185,000 |
ALLIED MORTGAGE GROUP, INC. 225 E. CITY AVENUE, SUITE 102 BALA CYNWYD, PA 19004 |
* | $ -1,000 | 1 | $ 385,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 154,617,469,000 | 1 | $ 55,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 165,000 |
GOLD STAR MORTGAGE FINANCIAL GROUP, CORPORATION 100 PHOENIX DR, STE 300 ANN ARBOR, MI 48108 |
* | $ -1,000 | 1 | $ 325,000 |
AMERIFIRST FINANCIAL, INC. 1550 E. MCKELLIPS RD, SUITE 117 MESA, AZ 85203 |
* | $ -1,000 | 1 | $ 175,000 |
ASSURANCE FINANCIAL GROUP, L.L.C. 9029 JEFFERSON HIGHWAY SUITE 100 BATON ROUGE, LA 70809 |
* | $ -1,000 | 1 | $ 145,000 |
GVC MORTGAGE, INC. ONE PLAZA DRIVE, SUITE 3 PENDLETON, IN 46064 |
* | $ -1,000 | 1 | $ 165,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 162,193,000,000 | 1 | $ 145,000 |
COASTAL FEDERAL CREDIT UNION PO BOX 99167 RALEIGH, NC 27624 |
* | $ 4,623,157,000 | 1 | $ 165,000 |
WYNDHAM CAPITAL MORTGAGE, INC. 6115 PARK SOUTH DRIVE, STE 200 CHARLOTTE, NC 28210 |
* | $ -1,000 | 1 | $ 205,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 185,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SAN DIEGO, CA 92121 |
* | $ -1,000 | 1 | $ 115,000 |
FREEDOM FIRST 5240 VALLEYPARK DRIVE ROANOKE, VA 24019 |
* | $ 886,853,000 | 1 | $ 245,000 |
ENCOMPASS LENDING GROUP, LP 23108 SEVEN MEADOWS PKWY SUITE 100 KATY, TX 77494 |
* | $ -1,000 | 1 | $ 105,000 |
NORTHWEST FEDERAL CREDIT UNION 220 SPRING STREET HERNDON, VA 20170 |
* | $ 4,351,512,000 | 1 | $ 45,000 |
CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 115,000 |
EQUITY RESOURCES, INC. PO BOX 5177 NEWARK, OH 43058 |
* | $ -1,000 | 1 | $ 165,000 |
HOMEPROMISE CORPORATION 60 S WASHINGTON ST, STE 106 GREENCASTLE, PA 17225 |
* | $ -1,000 | 1 | $ 395,000 |
LOW VA RATES, LLC 384 SOUTH 400 WEST, #100 LINDON, UT 84042 |
* | $ -1,000 | 1 | $ 125,000 |
FAIRWINDS CREDIT UNION 3087 N. ALAFAYA TRAIL ORLANDO, FL 32826 |
* | $ 4,043,049,000 | 1 | $ 85,000 |
WATERMARK CAPITAL, INC. 100 SPECTRUM CENTER DR STE 150 IRVINE, CA 92618 |
* | $ -1,000 | 1 | $ 185,000 |
NORTHPOINTE BANK 3333 DEPOSIT DRIVE NE GRAND RAPIDS, MI 49546 |
* | $ 4,726,840,000 | 1 | $ 125,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 796,563,000 | 1 | $ 395,000 |
RESIDENTIAL MORTGAGE SOLUTIONS, INC. 3 E HENRIETTA ST BALTIMORE, MD 21220 |
* | $ -1,000 | 1 | $ 165,000 |
PENTAGON FEDERAL CREDIT UNION 7940 JONES BRANCH DRIVE TYSONS, VA 22102 |
* | $ 32,520,025,000 | 1 | $ 305,000 |
BLUE EAGLE CREDIT UNION 2121 ELECTRIC RD ROANOKE, VA 24018 |
* | $ 202,757,000 | 1 | $ 35,000 |
ROUNDPOINT MORTGAGE SERVICING CORPORATION 5016 PARKWAY PLAZA BLVD, BLDGS 6 & 8 CHARLOTTE, NC 28219 |
* | $ -1,000 | 1 | $ 135,000 |
ALLY BANK 2101, 300 EAST REXFORD RD CHARLOTTE, NC 28211 |
* | $ 172,820,000,000 | 1 | $ 135,000 |
GOODLEAP, LLC 8781 SIERRA COLLEGE BLVD ROSEVILLE, CA 95661 |
* | $ -1,000 | 1 | $ 65,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 3,306,982,000,000 | 1 | $ 55,000 |
ANGEL OAK HOME LOANS LLC 3600 PEACHTREE ROAD NW, SUITE 500 ATLANTA, GA 30305 |
* | $ -1,000 | 1 | $ 115,000 |
DUPONT COMMUNITY 140 LUCY LANE WAYNESBORO, VA 22980 |
* | $ 1,766,137,000 | 1 | $ 165,000 |
FIRST MORTGAGE SOLUTIONS, LLC 9237 WARD PARKWAY, SUITE 300 KANSAS CITY, MO 64114 |
* | $ -1,000 | 1 | $ 425,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 551,902,526,000 | 1 | $ 85,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,089,286,000 | 1 | $ 135,000 |
SUMMIT COMMUNITY BANK, INC. PO BOX 680; 310 NORTH MAIN STREET MOOREFIELD, WV 26836 |
* | $ 3,555,648,000 | 1 | $ 55,000 |
MEMBER ADVANTAGE MORTGAGE, LLC 3330 BROADMOOR SE, SUITE B GRAND RAPIDS, MI 49512 |
* | $ -1,000 | 1 | $ 125,000 |
TEACHERS 102 MOTOR PARKWAY HAUPPAUGE, NY 11788 |
* | $ 8,802,432,000 | 1 | $ 35,000 |
BAYFIRST NATIONAL BANK 9190 SEMINOLE BLVD SEMINOLE, FL 33772 |
* | $ 917,272,000 | 1 | $ 105,000 |
NATIONAL COOPERATIVE BANK, N.A. 139 SOUTH HIGH STREET HILLSBORO, OH 45133 |
* | $ 3,166,603,000 | 1 | $ 135,000 |
ACRE MORTGAGE & FINANCIAL INC. 70 EAST MAIN STREET MARLTON, NJ 08053 |
* | $ -1,000 | 1 | $ 235,000 |
EUSTIS AND AMERICAN MORTGAGE COMPANY 1100 POYDRAS STREET SUITE 2525 NEW ORLEANS, LA 70163 |
* | $ -1,000 | 1 | $ 125,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ -1,000 | 1 | $ 325,000 |
RESIDENTIAL HOME FUNDING CORP. 707 WESTCHESTER AVENUE, SUITE 305 WHITE PLAINS, NY 10604 |
* | $ -1,000 | 1 | $ 125,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 188,069,637,000 | 1 | $ 115,000 |
LOANUNITED.COM, LLC 3150 HOLCOMB BRIDGE RD 4TH FLOOR NORCROSS, GA 30071 |
* | $ -1,000 | 1 | $ 135,000 |
FIRST NATIONAL BANK OF AMERICA 241 EAST SAGINAW EAST LANSING, MI 48823 |
* | $ 3,310,189,000 | 1 | $ 55,000 |
BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 11,474,358,000 | 1 | $ 15,000 |
REVERSE MORTGAGE FUNDING LLC 1455 BROAD ST., 2ND FL BLOOMFIELD, NJ 07003 |
* | $ -1,000 | 1 | $ 65,000 |
APPALACHIAN COMMUNITY FEDERAL CREDIT UNION 5034 BOBBY HICKS HIGHWAY STE 2 GRAY, TN 37615 |
* | $ 170,667,000 | 1 | $ 85,000 |
ARVEST BANK 201 W WALNUT ROGERS, AR 72756 |
* | $ 26,774,219,000 | 1 | $ 55,000 |
GATEWAY FIRST BANK 244 SOUTH GATEWAY PLACE JENKS, OK 74037 |
* | $ 1,879,005,000 | 1 | $ 425,000 |
COUNTYBANK 425 MAIN STREET GREENWOOD, SC 29646 |
* | $ 671,887,000 | 1 | $ 155,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 510 | $74,500,000 | $146,000 | $755,000 | $68,000 | $621,000 |
Cash-out Refinancing | 162 | $24,250,000 | $149,000 | $405,000 | $73,000 | $516,000 |
Refinancing | 162 | $19,000,000 | $117,000 | $1,185,000 | $69,000 | $350,000 |
Other Purpose | 71 | $5,075,000 | $71,000 | $425,000 | $72,000 | $250,000 |
Home Improvement | 45 | $2,775,000 | $61,000 | $405,000 | $62,000 | $192,000 |
Not Applicable | 4 | $260,000 | $65,000 | $95,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 803 | $100,825,000 | $125,000 | $755,000 | $68,000 | $621,000 |
Not Provided | 78 | $12,610,000 | $161,000 | $455,000 | $76,000 | $350,000 |
Not applicable | 46 | $8,380,000 | $182,000 | $1,185,000 | $95,000 | $95,000 |
Hispanic | 14 | $2,270,000 | $162,000 | $405,000 | $92,000 | $516,000 |
American Indian or Alaskan Native | 7 | $1,085,000 | $155,000 | $215,000 | $59,000 | $105,000 |
Black or African American | 4 | $480,000 | $120,000 | $195,000 | $63,000 | $76,000 |
Asian | 2 | $210,000 | $105,000 | $165,000 | $107,000 | $167,000 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 712 | $88,040,000 | $123,000 | $1,185,000 | $71,000 | $621,000 |
FHA-insured (Federal Housing Administration) | 137 | $19,165,000 | $139,000 | $385,000 | $62,000 | $203,000 |
VA-guaranteed (Veterans Administration) | 63 | $13,225,000 | $209,000 | $635,000 | $70,000 | $218,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 42 | $5,430,000 | $129,000 | $275,000 | $52,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 515 | $70,345,000 | $136,000 | $1,185,000 | $74,000 | $621,000 |
Application Denied By Financial Institution | 224 | $25,690,000 | $114,000 | $405,000 | $55,000 | $300,000 |
Application Withdrawn By Applicant | 87 | $12,145,000 | $139,000 | $455,000 | $73,000 | $516,000 |
File Closed For Incompleteness | 69 | $9,495,000 | $137,000 | $755,000 | $77,000 | $350,000 |
Loan Purchased By The Institution | 37 | $6,055,000 | $163,000 | $425,000 | $91,000 | $131,000 |
Application Approved But Not Accepted | 21 | $2,045,000 | $97,000 | $305,000 | $58,000 | $107,000 |
Preapproval Approved but not Accepted | 1 | $85,000 | $85,000 | $85,000 | $43,000 | $43,000 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 561 | $79,415,000 | $141,000 | $1,185,000 | $74,000 | $516,000 |
Debt-To-Income Ratio | 255 | $30,395,000 | $119,000 | $455,000 | $64,000 | $621,000 |
Credit History | 68 | $7,040,000 | $103,000 | $345,000 | $60,000 | $300,000 |
Collateral | 23 | $3,255,000 | $141,000 | $375,000 | $68,000 | $218,000 |
Unverifiable Information | 20 | $2,480,000 | $124,000 | $245,000 | $66,000 | $182,000 |
Credit Application Incomplete | 10 | $1,230,000 | $123,000 | $235,000 | $59,000 | $135,000 |
Other | 9 | $1,125,000 | $125,000 | $355,000 | $70,000 | $128,000 |
Employment History | 5 | $595,000 | $119,000 | $155,000 | $60,000 | $93,000 |
Insufficient Cash (Downpayment, Closing Cost) | 3 | $325,000 | $108,000 | $135,000 | $31,000 | $46,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Virginia, and search similar information back through 2003.