Smith County MS
Mortgage Loan Application
Totals and Details
for 2021
Find mortgage statistics and lending data for the Smith County MS metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Smith County MS, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 683 |
| Total Mortgage Loan Application Amount | $76,065,000 |
| Average Mortgage Loan Application Amount | $111,000 |
| Highest Mortgage Loan Application Amount | $655,000 |
| Average Applicant Income | $68,000 |
| Highest Applicant Income | $542,000 |
* Phone Numbers for Mortgage Lenders are available with a Data Download Report
| Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
|---|---|---|---|---|
| 21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ -1,000 | 139 | $ 11,585,000 |
| TRUSTMARK NATIONAL BANK PO BOX 291 JACKSON, MS 39205 |
* | $ 13,495,944,000 | 79 | $ 9,065,000 |
| COMMUNITY BANK OF MISSISSIPPI 323 EAST THIRD STREET FOREST, MS 39074 |
* | $ 3,259,650,000 | 67 | $ 5,975,000 |
| VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ -1,000 | 43 | $ 2,995,000 |
| TRIAD FINANCIAL SERVICES, INC. 13901 SUTTON PARK DRIVE SOUTH, SUITE 300 JACKSONVILLE, FL 32224 |
* | $ -1,000 | 22 | $ 2,160,000 |
| RELIANT BANK 1736 CAROTHERS PARKWAY BRENTWOOD, TN 37027 |
* | $ 1,897,550,000 | 22 | $ 1,380,000 |
| FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ -1,000 | 20 | $ 2,800,000 |
| MAGNOLIA STATE BANK P O BOX 41 LAUREL, MS 39440 |
* | $ 339,343,000 | 19 | $ 1,705,000 |
| CADENCE BANK P O BOX 789 TUPELO, MS 38802 |
* | $ 21,061,188,000 | 18 | $ 2,490,000 |
| PEOPLES BANK PO BOX 7 MENDENHALL, MS 39114 |
* | $ 309,299,000 | 14 | $ 1,970,000 |
| FIRSTBANK 11 CHANNING WAY JACKSON, TN 38305 |
* | $ 6,120,102,000 | 12 | $ 900,000 |
| REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,325,220,000 | 11 | $ 1,265,000 |
| RENASANT BANK 209 TROY ST., P.O. BOX 709 TUPELO, MS 38802 |
* | $ 13,387,533,000 | 9 | $ 1,625,000 |
| PRIORITYONE BANK 220 MAIN AVENUE NORTH MAGEE, MS 39111 |
* | $ 696,736,000 | 9 | $ 1,295,000 |
| PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ -1,000 | 9 | $ 1,125,000 |
| CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 8 | $ 1,260,000 |
| LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ -1,000 | 8 | $ 1,340,000 |
| CARRINGTON MORTGAGE SERVICES, LLC 1600 SO. DOUGLASS RD, SUITES 110 & 200A ANAHEIM, CA 92806 |
* | $ -1,000 | 8 | $ 1,030,000 |
| NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ -1,000 | 6 | $ 830,000 |
| AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ -1,000 | 6 | $ 960,000 |
| WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,747,398,000,000 | 6 | $ 1,380,000 |
| NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 PLYMOUTH MEETING, PA 19462 |
* | $ -1,000 | 5 | $ 365,000 |
| THE CITIZENS NATIONAL BANK OF MERIDIAN 512 22ND AVENUE MERIDIAN, MS 39302 |
* | $ 1,421,227,000 | 5 | $ 605,000 |
| COUNTRYPLACE MORTGAGE, LTD. 15301 SPECTRUM DR. STE 550 ADDISON, TX 75001 |
* | $ -1,000 | 5 | $ 515,000 |
| BROKER SOLUTIONS, INC. 14511 MYFORD ROAD, SUITE 100 TUSTIN, CA 92780 |
* | $ -1,000 | 4 | $ 750,000 |
| FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE MADISON, WI 53718 |
* | $ -1,000 | 4 | $ 540,000 |
| KEESLER 2602 PASS ROAD BILOXI, MS 39531 |
* | $ 3,038,779,000 | 4 | $ 420,000 |
| BANKFIRST FINANCIAL SERVICES PO BOX 31 MACON, MS 39341 |
* | $ 1,278,148,000 | 4 | $ 940,000 |
| HAMILTON MORTGAGE CORPORATION 2850 19TH ST S, SUITE 300 BIRMINGHAM, AL 35209 |
* | $ -1,000 | 4 | $ 600,000 |
| THE BANK OF FOREST 211 WEST THIRD STREET FOREST, MS 39074 |
* | $ 204,622,000 | 4 | $ 280,000 |
| HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 4 | $ 750,000 |
| THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 604,528,000 | 3 | $ 425,000 |
| MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. COLUMBIA, MO 65203 |
* | $ -1,000 | 3 | $ 365,000 |
| CSL FINANCIAL, LLC 500 OFFICE PARK DRIVE, SUITE 310 BIRMINGHAM, AL 35223 |
* | $ -1,000 | 3 | $ 245,000 |
| NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ -1,000 | 3 | $ 405,000 |
| HANCOCK WHITNEY BANK 2510 14TH STREET GULFPORT, MS 39501 |
* | $ 30,597,146,000 | 3 | $ 485,000 |
| FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 16,855,693,000 | 3 | $ 465,000 |
| UNITED SHORE FINANCIAL SERVICES, LLC 1414 EAST MAPLE ROAD TROY, MI 48083 |
* | $ -1,000 | 3 | $ 555,000 |
| SOUTHWEST STAGE FUNDING, LLC 3345 S. VAL VISTA DRIVE, SUITE 300 GILBERT, AZ 85297 |
* | $ -1,000 | 3 | $ 275,000 |
| CITIZENS BANK 814 MAIN STREET COLUMBIA, MS 39429 |
* | $ 421,145,000 | 3 | $ 425,000 |
| 1ST FRANKLIN FINANCIAL CORPORATION 135 E. TUGALO ST. TOCCOA, GA 30577 |
* | $ -1,000 | 3 | $ 95,000 |
| AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WOODLAND HILLS, CA 91367 |
* | $ -1,000 | 2 | $ 510,000 |
| RIVERTRUST FEDERAL CREDIT UNION P O BOX 97997 PEARL, MS 39288 |
* | $ 164,252,000 | 2 | $ 290,000 |
| DISCOVER BANK 12 READS WAY NEW CASTLE, DE 19720 |
* | $ 98,729,134,000 | 2 | $ 90,000 |
| U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 2 | $ 460,000 |
| RED RIVER EMPLOYEES 4405 SUMMERHILL ROAD TEXARKANA, TX 75503 |
* | $ 1,005,002,000 | 2 | $ 120,000 |
| USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 2 | $ 480,000 |
| CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD COPPELL, TX 75019 |
* | $ -1,000 | 2 | $ 280,000 |
| ON Q FINANCIAL, INC. 4800 SCOTTSDALE RD SUITE 5500 SCOTTSDALE, AZ 85251 |
* | $ -1,000 | 2 | $ 160,000 |
| A+ FEDERAL CREDIT UNION 6420 US HWY 290 EAST AUSTIN, TX 78723 |
* | $ 1,710,266,000 | 1 | $ 105,000 |
| ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH DRAPER, UT 84020 |
* | $ -1,000 | 1 | $ 135,000 |
| BANK OF CLARKE 2 E MAIN STREET BERRYVILLE, VA 22611 |
* | $ 871,277,000 | 1 | $ 155,000 |
| CHICAGO MORTGAGE SOLUTIONS LLC 9525 W BRYN MAWR AVE ROSEMONT, IL 60018 |
* | $ -1,000 | 1 | $ 155,000 |
| ORIGIN BANK 2211 NORTH 7TH WEST MONROE, LA 71291 |
* | $ 5,294,103,000 | 1 | $ 165,000 |
| TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 216,077,000,000 | 1 | $ 35,000 |
| IXONIA BANK W1046 MARIETTA AVE IXONIA, WI 53036 |
* | $ 389,451,000 | 1 | $ 235,000 |
| GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE CHICAGO, IL 60613 |
* | $ -1,000 | 1 | $ 115,000 |
| CREDIT HUMAN FEDERAL CREDIT UNION 6061 IH 10 WEST SAN ANTONIO, TX 78201 |
* | $ 3,210,474,000 | 1 | $ 65,000 |
| EVERETT FINANCIAL, INC. 14801 QUORUM DRIVE, SUITE 300 DALLAS, TX 75254 |
* | $ -1,000 | 1 | $ 165,000 |
| MUTUAL OF OMAHA MORTGAGE, INC 3131 CAMINO DEL RIO N 190 SAN DIEGO, CA 92108 |
* | $ -1,000 | 1 | $ 255,000 |
| PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 MERIDEN, CT 06540 |
* | $ -1,000 | 1 | $ 105,000 |
| EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 135,000 |
| CIS FINANCIAL SERVICES, INC. 851 MILITARY STREET N HAMILTON, AL 35570 |
* | $ -1,000 | 1 | $ 95,000 |
| CENTIER BANK 600 E 84TH AVENUE MERRILLVILLE, IN 46410 |
* | $ 4,694,690,000 | 1 | $ 105,000 |
| FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ -1,000 | 1 | $ 215,000 |
| FIDELITY BANK 201 ST. CHARLES AVE SUITE 2710 NEW ORLEANS, LA 70170 |
* | $ 760,123,000 | 1 | $ 405,000 |
| OPEN MORTGAGE, LLC 14101 W. HWY 290 #1300 AUSTIN, TX 78737 |
* | $ -1,000 | 1 | $ 295,000 |
| COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,065,955,000 | 1 | $ 155,000 |
| ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ -1,000 | 1 | $ 165,000 |
| THE FIRST, A NATIONAL BANKING ASSOCIATION P.O. BOX 15549 HATTIESBURG, MS 39404 |
* | $ 3,934,554,000 | 1 | $ 215,000 |
| VILLAGE CAPITAL & INVESTMENT LLC 2863 ST. ROSE PARKWAY HENDERSON, NV 89052 |
* | $ -1,000 | 1 | $ 165,000 |
| JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 789,398,000 | 1 | $ 125,000 |
| GUILD MORTGAGE COMPANY 5898 COPLEY DRIVE SAN DIEGO, CA 92111 |
* | $ -1,000 | 1 | $ 55,000 |
| BANKPLUS 1068 HIGHLAND COLONY PARKWAY RIDGELAND, MS 39157 |
* | $ 2,971,297,000 | 1 | $ 85,000 |
| ALLY BANK 2101, 300 EAST REXFORD RD CHARLOTTE, NC 28211 |
* | $ 167,492,000,000 | 1 | $ 105,000 |
| CMG MORTGAGE, INC. 3160 CROW CANYON ROAD, SUITE 400 SAN RAMON, CA 94583 |
* | $ -1,000 | 1 | $ 155,000 |
| STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ -1,000 | 1 | $ 85,000 |
| FIRST GUARANTY MORTGAGE CORPORATION 1900 GALLOWS ROAD, SUITE 800 TYSONS CORNER, VA 22182 |
* | $ -1,000 | 1 | $ 95,000 |
| SPRING EQ, LLC 2929 ARCH ST PHILADELPHIA, PA 19104 |
* | $ -1,000 | 1 | $ 95,000 |
| MORTGAGE INVESTORS GROUP, INC. 8320 E. WALKER SPRINGS LANE KNOXVILLE, TN 37923 |
* | $ -1,000 | 1 | $ 55,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Mortgage Loan Application Detail Totals for Smith County MS in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 377 | $39,285,000 | $104,000 | $365,000 | $54,000 | $325,000 |
| Refinancing | 191 | $23,545,000 | $123,000 | $655,000 | $80,000 | $538,000 |
| Cash-out Refinancing | 66 | $10,380,000 | $157,000 | $405,000 | $91,000 | $324,000 |
| Other Purpose | 37 | $1,945,000 | $52,000 | $185,000 | $106,000 | $542,000 |
| Home Improvement | 9 | $605,000 | $67,000 | $155,000 | $88,000 | $213,000 |
| Not Applicable | 3 | $305,000 | $101,000 | $175,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 445 | $51,805,000 | $116,000 | $655,000 | $75,000 | $542,000 |
| Black or African American | 161 | $12,755,000 | $79,000 | $235,000 | $48,000 | $234,000 |
| Not applicable | 39 | $6,245,000 | $160,000 | $615,000 | $0 | $0 |
| Not Provided | 30 | $4,430,000 | $147,000 | $295,000 | $66,000 | $162,000 |
| Hispanic | 5 | $685,000 | $137,000 | $365,000 | $97,000 | $155,000 |
| American Indian or Alaskan Native | 2 | $90,000 | $45,000 | $65,000 | $41,000 | $55,000 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 579 | $60,405,000 | $104,000 | $655,000 | $68,000 | $542,000 |
| FHA-insured (Federal Housing Administration) | 56 | $8,700,000 | $155,000 | $325,000 | $73,000 | $171,000 |
| VA-guaranteed (Veterans Administration) | 25 | $3,615,000 | $144,000 | $275,000 | $70,000 | $162,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 23 | $3,345,000 | $145,000 | $235,000 | $47,000 | $82,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 296 | $34,990,000 | $118,000 | $655,000 | $78,000 | $542,000 |
| Application Denied By Financial Institution | 180 | $15,670,000 | $87,000 | $405,000 | $45,000 | $192,000 |
| File Closed For Incompleteness | 78 | $7,490,000 | $96,000 | $275,000 | $70,000 | $350,000 |
| Application Withdrawn By Applicant | 58 | $8,400,000 | $144,000 | $375,000 | $86,000 | $324,000 |
| Loan Purchased By The Institution | 43 | $7,015,000 | $163,000 | $375,000 | $80,000 | $141,000 |
| Application Approved But Not Accepted | 28 | $2,500,000 | $89,000 | $285,000 | $65,000 | $131,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 482 | $58,380,000 | $121,000 | $655,000 | $77,000 | $542,000 |
| Credit History | 85 | $6,885,000 | $81,000 | $255,000 | $45,000 | $127,000 |
| Debt-To-Income Ratio | 69 | $6,455,000 | $93,000 | $405,000 | $45,000 | $138,000 |
| Credit Application Incomplete | 15 | $1,265,000 | $84,000 | $165,000 | $54,000 | $165,000 |
| Collateral | 10 | $880,000 | $88,000 | $195,000 | $84,000 | $192,000 |
| Other | 10 | $1,120,000 | $112,000 | $285,000 | $46,000 | $108,000 |
| Unverifiable Information | 9 | $735,000 | $81,000 | $195,000 | $59,000 | $105,000 |
| Employment History | 2 | $260,000 | $130,000 | $215,000 | $48,000 | $56,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $85,000 | $85,000 | $85,000 | $60,000 | $60,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Mississippi, and search similar information back through 2003.