Find mortgage statistics and lending data for the Simpson County KY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Simpson County KY, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 850 |
Total Mortgage Loan Application Amount | $90,419,000 |
Average Mortgage Loan Application Amount | $106,000 |
Highest Mortgage Loan Application Amount | $6,303,000 |
Average Applicant Income | $56,000 |
Highest Applicant Income | $1,066,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
FRANKLIN BANK & TRUST COMPANY P.O. BOX 449 FRANKLIN, KY 42135 |
* | $ 362,668,000 | 211 | $ 18,735,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 WINSTON-SALEM, NC 27150 |
* | $ 1,161,490,000,000 | 76 | $ 8,611,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,811,678,000,000 | 44 | $ 4,094,000 |
CITIZENS FIRST BANK, INC. 1805 CAMPBELL LN BOWLING GREEN, KY 42104 |
* | $ 403,106,000 | 37 | $ 3,658,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 330,470,810,000 | 31 | $ 3,323,000 |
GUARANTY TRUST COMPANY 316 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 225,000,000 | 26 | $ 3,185,000 |
FIRST SECURITY BANK, INC. PO BOX 788 OWENSBORO, KY 42302 |
* | $ 368,578,000 | 24 | $ 1,490,000 |
REGIONS BANK 1900 5TH AVENUE N BIRMINGHAM, AL 35203 |
* | $ 123,368,203,000 | 24 | $ 1,696,000 |
MAGNOLIA BANK 794 OLD ELIZABETHTOWN RD HODGENVILLE, KY 42748 |
* | $ 133,582,000 | 22 | $ 2,358,000 |
US BK NA ND 4325 17TH AVENUE, S.W. FARGO, ND 58103 |
* | $ 5,997,931,000 | 22 | $ 1,734,000 |
FARM CREDIT MID-AMERICA, ACA 1601 UPS DRIVE LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 19 | $ 2,565,000 |
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 826,484,000 | 18 | $ 2,056,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 17 | $ 1,835,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 RALEIGH, NC 27604 |
* | $ 168,867,640,000 | 16 | $ 1,629,000 |
KIND LENDING, LLC 9931 CORPORATE CAMPUS DR, STE 1200 LOUISVILLE, KY 40223 |
* | $ 42,141,000 | 15 | $ 1,819,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 WESTLAKE VILLAGE, CA 91361 |
* | $ 1,459,157,302,000 | 14 | $ 1,263,000 |
AMERICAN BANK & TRUST COMPANY, INC. 1302 SCOTTSVILLE ROAD BOWLING GREEN, KY 42102 |
* | $ 239,814,000 | 12 | $ 1,170,000 |
THE FARMERS NATIONAL BANK OF SCOTTSVILLE 1595 VETERANS MEMORIAL HWY SCOTTSVILLE, KY 42164 |
* | $ 240,971,000 | 11 | $ 282,000 |
CHURCHILL MORTGAGE CORPORATION 761 OLD HICKORY BLVD SUITE 400 BRENTWOOD, TN 37027 |
* | $ 10,000,000 | 11 | $ 1,410,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 11 | $ 1,042,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 CERRITOS, CA 90703 |
* | $ 10,000,000 | 11 | $ 1,154,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,288,658,000,000 | 10 | $ 1,117,000 |
KIRKSTON MORTGAGE LENDING 501 CROSS POINTE BLVD EVANSVILLE, IN 47715 |
* | $ 10,000,000 | 9 | $ 1,128,000 |
RELIANCE FIRST CAPITAL, LLC 201 OLD COUNTRY ROAD SUITE 205 MELVILLE, NY 11747 |
* | $ 100,000,000 | 7 | $ 900,000 |
SOUTH CENTRAL BANK OF BOWLING 1757 CAMPBELL LANE BOWLING GREEN, KY 42104 |
* | $ 230,867,000 | 7 | $ 814,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 7 | $ 740,000 |
MORGANTOWN BANK & TRUST COMPANY, INCORPORATED PO BOX 68 MORGANTOWN, KY 42261 |
* | $ 136,776,000 | 6 | $ 631,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 85,381,954,000 | 6 | $ 830,000 |
VANDERBILT MORTGAGE AND FINANCE, INC. 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 6 | $ 525,000 |
FIRST COMMUNITY MORTGAGE, INC. 275 ROBERT ROSE DRIVE MURFREESBORO, TN 37129 |
* | $ 10,000,000 | 5 | $ 445,000 |
SERVICE ONE P.O. BOX 51770 BOWLING GREEN, KY 42102 |
* | $ 107,488,000 | 4 | $ 458,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 171,291,705,000 | 4 | $ 365,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 202,000 |
REPUBLIC STATE MORTGAGE CO. 815 HAWTHORNE STREET HOUSTON, TX 77006 |
* | $ 10,000,000 | 4 | $ 379,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 4 | $ 623,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE FISHERS, IN 46037 |
* | $ 10,000,000 | 4 | $ 432,000 |
INDEPENDENCE BANK OF KENTUCKY 2425 FREDERICA STREET OWENSBORO, KY 42301 |
* | $ 1,133,577,000 | 4 | $ 267,000 |
COMMONWEALTH BANK AND TRUST COMPANY 4912 U S HWY 42 LOUISVILLE, KY 40222 |
* | $ 823,405,000 | 3 | $ 321,000 |
NEW DAY FINANCIAL, LLC 8160 MAPLE LAWN BLVD. FULTON, MD 20759 |
* | $ 4,088,336,000 | 3 | $ 333,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 52,181,685,000 | 3 | $ 614,000 |
FIRST SOUTHERN NATIONAL BANK 99 LANCASTER STREET STANFORD, KY 40484 |
* | $ 675,932,000 | 3 | $ 360,000 |
AMERICAN BANK OF HUNTSVILLE 3301 MEMORIAL PKWY SW HUNTSVILLE, AL 35801 |
* | $ 173,615,000 | 3 | $ 290,000 |
THE MONTICELLO BANKING COMPANY 50 NORTH MAIN STREET; PO BOX 421 MONTICELLO, KY 42633 |
* | $ 591,189,000 | 2 | $ 188,000 |
HANCOCK BANK & TRUST COMPANY 220 MAIN STREET HAWESVILLE, KY 42348 |
* | $ 350,669,000 | 2 | $ 155,000 |
THE FARMERS BANK P. O. BOX 10, 120 VILLAGE DRIVE PORTLAND, TN 37148 |
* | $ 520,229,000 | 2 | $ 77,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,736,579,000 | 2 | $ 152,000 |
FIFTH THIRD BANK 38 FOUNTAIN SQUARE MD1090K1 CINCINNATI, OH 45263 |
* | $ 114,540,379,000 | 2 | $ 186,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 PITTSBURGH, PA 15222 |
* | $ 263,309,559,000 | 2 | $ 190,000 |
ACOPIA, LLC 306 NORTHCREEK BOULEVARD SUITE 100 GOODLETTSVILLE, TN 37072 |
* | $ 100,000,000 | 2 | $ 174,000 |
ROYAL UNITED MORTGAGE LLC 7999 KNUE RD. STE 300 INDIANAPOLIS, IN 46250 |
* | $ 1,000,000,000 | 2 | $ 100,000 |
SERVICE FINANCE COMPANY, LLC 555 S FEDERAL HIGHWAY SUITE 200 BOCA RATON, FL 33432 |
* | $ 10,000,000 | 2 | $ 14,000 |
POLARIS HOME FUNDING CORP. 151 44TH ST. SW GRANDVILLE, MI 49418 |
* | $ 10,000,000 | 2 | $ 230,000 |
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 TULSA, OK 74133 |
* | $ 3,125,000 | 1 | $ 207,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY, NJ 07054 |
* | $ 10,000,000 | 1 | $ 130,000 |
TEXAS STAR BANK SSB 101 GASSAWAY LOTT, TX 76656 |
* | $ 75,989,000 | 1 | $ 81,000 |
WILSON & MUIR BANK & TRUST COMPANY 107 N THIRD ST BARDSTOWN, KY 40004 |
* | $ 408,832,000 | 1 | $ 121,000 |
EDMONTON STATE BANK 204 ROGERS ROAD GLASGOW, KY 42141 |
* | $ 433,847,000 | 1 | $ 7,000 |
VOLUNTEER STATE BANK 101 HIGHWAY 52 W PORTLAND, TN 37148 |
* | $ 383,666,000 | 1 | $ 6,000 |
TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 153,000 |
FIRST LIBERTY FINANCIAL GROUP 9520 ORMSBY STATION RD SUITE 20 LOUISVILLE, KY 40223 |
* | $ 1,000,000,000 | 1 | $ 219,000 |
ONE REVERSE MORTGAGE, LLC 4445 EASTGATE MALL, SUITE 320 SAN DIEGO, CA 92121 |
* | $ 39,000,000 | 1 | $ 207,000 |
PENNYMAC LOAN SERVICES LLC 3043 TOWNSGATE ROAD WESTLAKE VILLAGE, CA 91361 |
* | $ 39,000,000 | 1 | $ 105,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 1 | $ 73,000 |
CASHCALL, INC. 1 CITY BLVD WEST SUITE 1000 ORANGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 138,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 1 | $ 114,000 |
NFM, INC. 1190 WINTERSON ROAD, SUITE 300 LINTHICUM, MD 21090 |
* | $ 8,226,000 | 1 | $ 144,000 |
CROSSCOUNTRY MORTGAGE, INC. 6850 MILLER RD BRECKSVILLE, OH 44141 |
* | $ 10,000,000 | 1 | $ 207,000 |
RESIDENTIAL ACCEPTANCE CORPORATION 5027 W LAUREL ST TAMPA, FL 33607 |
* | $ 10,000,000 | 1 | $ 81,000 |
MORTGAGE METWORK INC. 10529 A TIMBERWOOD CIRCLE LOUISVILLE, KY 40223 |
* | $ 100,000,000 | 1 | $ 87,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE ATLANTA, GA 30305 |
* | $ 8,994,122,000 | 1 | $ 98,000 |
STOCKTON MORTGAGE CORPORATION 88 C MICHAEL DAVENPORT BLVD. FRANKFORT, KY 40601 |
* | $ 10,000,000 | 1 | $ 72,000 |
SIERRA PACIFIC MORTGAGE COMPANY, INC. 1180 IRON POINT RD, SUITE 200 FOLSOM, CA 95630 |
* | $ 10,000,000 | 1 | $ 67,000 |
SUNTRUST BANK P.O. BOX 4418, MAIL CODE 0663 ATLANTA, GA 30302 |
* | $ 171,291,705,000 | 1 | $ 1,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 46,925,466,000 | 1 | $ 4,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 1 | $ 99,000 |
IFREEDOM DIRECT CORPORATION 124 N. CHARLES LINDBERGH DRIVE SLC, UT 84116 |
* | $ 10,000,000 | 1 | $ 131,000 |
WALKER & DUNLOP, LLC 7501 WISCONSIN AVE, STE 1200E BETHESDA, MD 20814 |
* | $ 552,596,000 | 1 | $ 6,303,000 |
CMCO MORTGAGE, LLC DBA HOME LE 7851 FREEWAY CIRCLE MIDDLEBURG HEIGHTS, OH 44130 |
* | $ 10,000,000 | 1 | $ 107,000 |
FLAGSTAR BANK, FSB 5151 CORPORATE DRIVE TROY, MI 48098 |
* | $ 13,623,469,000 | 1 | $ 50,000 |
STEARNS LENDING, LLC 4 HUTTON CENTRE, 10TH FLOOR SANTA ANA, CA 92707 |
* | $ 10,000,000 | 1 | $ 160,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 1 | $ 85,000 |
FIFTH THIRD MORTGAGE COMPANY 5001 KINGSLEY DRIVE MD 1MOB2W CINCINNATI, OH 45227 |
* | $ 114,540,379,000 | 1 | $ 94,000 |
ARMED FORCES BANK, NATIONAL ASSOCIATION 1111 MAIN ST SUITE 1600 KANSAS CITY, MO 64105 |
* | $ 1,839,722,000 | 1 | $ 83,000 |
FIRST FEDERAL SAVINGS BANK 2323 RING ROAD ELIZABETHTOWN, KY 42701 |
* | $ 1,228,694,000 | 1 | $ 168,000 |
SUMNER BANK & TRUST 240 W BROADWAY GALLATIN, TN 37066 |
* | $ 156,199,000 | 1 | $ 266,000 |
FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 669,292,000 | 1 | $ 172,000 |
BETHPAGE FEDERAL CREDIT UNION 899 SOUTH OYSTER BAY ROAD BETHPAGE, NY 11714 |
* | $ 4,505,104,000 | 1 | $ 45,000 |
ABOUND FEDERAL CREDIT UNION 3939 S. DIXIE BLVD RADCLIFF, KY 40160 |
* | $ 1,019,985,000 | 1 | $ 48,000 |
COMMUNITY TRUST BANK, INC. 346 NORTH MAYO TRAIL PIKEVILLE, KY 41502 |
* | $ 3,573,012,000 | 1 | $ 2,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,681,476,000 | 1 | $ 125,000 |
THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 546,918,000 | 1 | $ 75,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 9,790,194,000 | 1 | $ 50,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 484 | $61,587,000 | $127,000 | $6,303,000 | $61,000 | $1,066,000 |
Home Purchase | 250 | $25,691,000 | $102,000 | $301,000 | $45,000 | $204,000 |
Home Improvement | 116 | $3,141,000 | $27,000 | $225,000 | $54,000 | $339,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 697 | $69,685,000 | $99,000 | $1,565,000 | $60,000 | $1,066,000 |
Not applicable | 63 | $13,392,000 | $212,000 | $6,303,000 | $13,000 | $143,000 |
Black or African American | 40 | $2,370,000 | $59,000 | $172,000 | $40,000 | $158,000 |
Not Provided | 38 | $3,822,000 | $100,000 | $301,000 | $51,000 | $161,000 |
Hispanic | 7 | $658,000 | $94,000 | $164,000 | $81,000 | $161,000 |
American Indian or Alaskan Native | 3 | $172,000 | $57,000 | $77,000 | $42,000 | $45,000 |
Asian | 1 | $160,000 | $160,000 | $160,000 | $84,000 | $84,000 |
Native Hawaiian or Other Pacific Islander | 1 | $160,000 | $160,000 | $160,000 | $75,000 | $75,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 591 | $55,107,000 | $93,000 | $1,565,000 | $62,000 | $1,066,000 |
FHA-insured (Federal Housing Administration) | 161 | $24,455,000 | $151,000 | $6,303,000 | $43,000 | $132,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 76 | $7,445,000 | $97,000 | $150,000 | $30,000 | $52,000 |
VA-guaranteed (Veterans Administration) | 22 | $3,412,000 | $155,000 | $301,000 | $52,000 | $135,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 510 | $49,584,000 | $97,000 | $1,565,000 | $61,000 | $1,066,000 |
Application Denied By Financial Institution | 132 | $18,204,000 | $137,000 | $6,303,000 | $49,000 | $180,000 |
Loan Purchased By The Institution | 127 | $13,581,000 | $106,000 | $266,000 | $41,000 | $359,000 |
Application Withdrawn By Applicant | 42 | $4,678,000 | $111,000 | $304,000 | $54,000 | $158,000 |
Application Approved But Not Accepted | 26 | $2,864,000 | $110,000 | $228,000 | $50,000 | $125,000 |
File Closed For Incompleteness | 13 | $1,508,000 | $116,000 | $207,000 | $65,000 | $137,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 31 | $2,490,000 | $80,000 | $263,000 | $64,000 | $180,000 |
Debt-To-Income Ratio | 21 | $1,669,000 | $79,000 | $301,000 | $37,000 | $74,000 |
Collateral | 18 | $1,608,000 | $89,000 | $207,000 | $54,000 | $161,000 |
Other | 6 | $597,000 | $99,000 | $121,000 | $41,000 | $88,000 |
Credit Application Incomplete | 4 | $278,000 | $69,000 | $113,000 | $38,000 | $95,000 |
Unverifiable Information | 1 | $67,000 | $67,000 | $67,000 | $37,000 | $37,000 |
Employment History | 1 | $157,000 | $157,000 | $157,000 | $105,000 | $105,000 |
Insufficient Cash (Downpayment, Closing Cost) | 1 | $84,000 | $84,000 | $84,000 | $23,000 | $23,000 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Kentucky, and search similar information back through 2003.