Schuyler County NY
Mortgage Loan Application
Totals and Details
for 2004

Find mortgage statistics and lending data for the Schuyler County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Schuyler County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,540
Total Mortgage Loan Application Amount $103,125,000
Average Mortgage Loan Application Amount $66,000
Highest Mortgage Loan Application Amount $500,000
Average Applicant Income $51,000
Highest Applicant Income $1,462,000

Mortgage Company List for Lending in Schuyler County NY for 2004

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BENEFICIAL
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 248 $ 16,321,000
CHEMUNG CANAL TRUST COMPANY
ONE CHEMUNG CANAL PLAZA
ELMIRA, NY 14901
* $ 744,281,000 88 $ 3,436,000
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 76 $ 6,304,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 59 $ 4,192,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 256,787,000,000 51 $ 2,674,000
COMMUNITY BANK, NATIONAL ASSOCIATION
45-49 COURT STREET
CANTON, NY 13617
* $ 3,842,059,000 51 $ 1,920,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 250,474,000,000 50 $ 3,788,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,097,190,000,000 47 $ 1,717,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 44 $ 3,108,000
ELMIRA SAVINGS & LOAN F.A.
300 WEST WATER STREET
ELMRIA, NY 14901
* $ 212,256,000 39 $ 3,275,000
ELMIRA SAVINGS BANK, FSB
333 E WATER ST
ELMIRA, NY 14901
* $ 284,661,000 38 $ 3,358,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 38 $ 3,148,000
BATH NATIONAL BANK
44 LIBERTY STREET
BATH, NY 14810
* $ 462,113,000 33 $ 1,629,000
TOMPKINS TRUST COMPANY
THE COMMONS
ITHACA, NY 14850
* $ 1,036,288,000 32 $ 1,348,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 31 $ 2,079,000
HFC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 10,000,000 31 $ 2,068,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 27 $ 2,361,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 74,320,522,000 24 $ 841,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 95,600,000 24 $ 585,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 22 $ 1,770,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 97,957,619,000 22 $ 2,059,000
CFCU COMMUNITY CREDIT UNION
1030 CRAFT ROAD
ITHACA, NY 14850
* $ 378,892,000 21 $ 781,000
AMERICAN BUSINESS FINANCIAL
100 PENN SQUARE EAST
PHILADELPHIA, PA 19107
* $ 10,000,000 20 $ 1,318,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 19 $ 1,528,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 515,335,000 17 $ 1,226,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 14 $ 1,281,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 12 $ 1,403,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 12 $ 793,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 11 $ 665,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 10,551,758,000 11 $ 1,174,000
VISIONS
3301 COUNTRY CLUB ROAD
ENDWELL, NY 13760
* $ 1,481,045,000 11 $ 746,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 10 $ 757,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 45,247,734,000 10 $ 817,000
AMERICAS MONEYLINE
4880 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 9 $ 578,000
FLEET NATIONAL BANK
525 N TRYON ST NC1-023-06-04
CHARLOTTE, NC 28255
* $ 192,265,000,000 8 $ 470,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 8 $ 308,000
PACE FUNDING COMPANY
2333 NORTH TRIPHAMMER RD
ITHACA, NY 14850
* $ 10,000,000 7 $ 816,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 7 $ 576,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 7 $ 368,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 7 $ 214,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 49,199,485,000 7 $ 635,000
CHOICE ONE LENDING COMPANY, LL
2667 OLD CORNING ROAD
HORSEHEADS, NY 14845
* $ 210,000,000 7 $ 480,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 42,698,804,000 7 $ 473,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 14,165,872,000 6 $ 399,000
DECISION ONE MORTGAGE
6060 J.A. JONES DRIVE
CHARLOTTE, NC 28287
* $ 10,000,000 6 $ 422,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 6 $ 488,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 6 $ 612,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 6 $ 416,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,078,943,000 6 $ 217,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 42,548,912,000 5 $ 813,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 34,311,813,000 5 $ 580,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 234,680,095,000 5 $ 331,000
TIOGA STATE BANK
PO BOX 386
SPENCER, NY 14883
* $ 246,541,000 5 $ 266,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 5 $ 365,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 5 $ 286,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 5 $ 220,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 5 $ 292,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,223,098,000 4 $ 454,000
CHASE MANHATTAN MORTGAGE CORP.
194 WOOD AVENUE SOUTH
ISELIN, NJ 08830
* $ 770,912,000 4 $ 437,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,022,330,000 4 $ 212,000
CITIZENS & NORTHERN BANK
PO BOX 58, ADMINISTRATION BUILDING
WELLSBORO, PA 16901
* $ 1,038,575,000 4 $ 462,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,690,967,000 4 $ 337,000
NATIONAL BANK OF GENEVA
2 SENECA STREET
GENEVA, NY 14456
* $ 721,374,000 4 $ 203,000
REGIONS BANK
1900 5TH AVENUE N - ALBH10903B
BIRMINGHAM, AL 35203
* $ 45,247,734,000 4 $ 443,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 20,039,756,000 3 $ 155,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 3 $ 365,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 3 $ 279,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 3 $ 150,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 13,189,979,000 3 $ 741,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 19,145,012,000 3 $ 209,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 353,541,000,000 3 $ 265,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 617,888,534,000 3 $ 279,000
ALTERNATIVES FEDERAL CREDIT UNION
125 N FULTON ST
ITHACA, NY 14850
* $ 45,475,000 3 $ 154,000
AEGIS MORTGAGE CORPORATION
3250 BRIARPARK DRIVE, SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 205,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 3 $ 265,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 20,288,424,000 3 $ 364,000
FIRST HERITAGE FEDERAL CREDIT UNION
110 VILLAGE SQUARE, SUITE 101
PAINTED POST, NY 14870
* $ 118,715,000 3 $ 82,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 282,755,000 3 $ 195,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 2,615,181,000 3 $ 95,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 2 $ 116,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 2 $ 113,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 2 $ 116,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,241,100,000 2 $ 355,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 3,582,302,000 2 $ 87,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 2 $ 104,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 2 $ 143,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 29,327,000,000 2 $ 239,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 13,721,232,000 2 $ 67,000
PROVIDENT BANK
1900 E 9TH STREET LOCATOR 01-3013
CLEVELAND, OH 44114
* $ 16,980,253,000 2 $ 128,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 49,199,485,000 2 $ 8,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 2,032,341,000 2 $ 141,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 2 $ 245,000
MORTGAGE AMENITIES CORP.
25 BLACKSTONE VALLEY PLACE
LINCOLN, RI 02865
* $ 10,000,000 2 $ 152,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 2 $ 265,000
OPTEUM FINANCIAL SERVICES LLC
WEST 115 CENTURY ROAD - 3RD FLOOR
PARAMUS, NJ 07652
* $ 10,000,000 2 $ 70,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 62,020,896,000 2 $ 70,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 2 $ 140,000
SOMERSET INVESTORS CORP.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 116,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 74,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 1 $ 69,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 1 $ 91,000
RELIANT COMMUNITY FEDERAL CREDIT UNION
10 BENTON PLACE
SODUS, NY 14551
* $ 226,999,000 1 $ 10,000
NEXSTAR FINANCIAL CORPORATION
19 RESEARCH PARK COURT
ST. CHARLES, MO 63304
* $ 10,000,000 1 $ 62,000
PARTNERS TRUST BANK
233 GENESEE ST
UTICA, NY 13501
* $ 1,285,490,000 1 $ 69,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 4,019,777,000 1 $ 28,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 17,033,265,000 1 $ 400,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 17,000,000,000 1 $ 60,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
NEW YORK, NY 10016
* $ 10,000,000 1 $ 72,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,538,602,000 1 $ 130,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 2,588,574,000 1 $ 62,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 1,596,863,000 1 $ 95,000
FIRST AMERRICAN MORTGAGE TRUST
56 HARVARD STREET
BROOKLINE, MA 02445
* $ 10,000,000 1 $ 79,000
EHOMECREDIT CORP
100 GARDEN CITY PLAZA SUITE 500
GARDEN CITY, NY 11530
* $ 10,000,000 1 $ 97,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 1 $ 68,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 1 $ 71,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 24,312,912,000 1 $ 41,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 337,961,000 1 $ 20,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 40,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,333,614,000 1 $ 92,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 1 $ 114,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 1 $ 20,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 1 $ 76,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 1 $ 53,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 1 $ 66,000
BANCORPSOUTH BANK
P O BOX 789
TUPELO, MS 38802
* $ 10,304,022,000 1 $ 21,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 36,578,612,000 1 $ 74,000
THE CANANDAIGUA NATIONAL BANK AND TRUST COMPANY
72 SOUTH MAIN ST
CANANDAIGUA, NY 14424
* $ 897,427,000 1 $ 48,000
CAYUGA MORTGAGE COMPANY
200 E. BUFFALO STREET
ITHACA, NY 14850
* $ 140,215,000 1 $ 144,000
CNB MORTGAGE COMPANY
63A MONROE AVENUE
PITTSFORD, NY 14534
* $ 907,775,000 1 $ 48,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 1 $ 64,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 582,123,000,000 1 $ 55,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Schuyler County NY in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 934 $70,806,000 $75,000 $500,000 $46,000 $564,000
Home Purchase 335 $24,973,000 $74,000 $400,000 $56,000 $1,462,000
Home Improvement 271 $7,346,000 $27,000 $400,000 $55,000 $684,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,178 $77,181,000 $65,000 $466,000 $55,000 $1,462,000
Not Provided 260 $19,569,000 $75,000 $500,000 $51,000 $564,000
Not applicable 74 $4,563,000 $61,000 $400,000 $3,000 $53,000
Hispanic 13 $881,000 $67,000 $100,000 $44,000 $91,000
American Indian or Alaskan Native 5 $298,000 $59,000 $80,000 $32,000 $37,000
Asian 5 $318,000 $63,000 $180,000 $64,000 $75,000
Black or African American 3 $162,000 $54,000 $62,000 $34,000 $49,000
Native Hawaiian or Other Pacific Islander 2 $153,000 $76,000 $81,000 $53,000 $53,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 1,493 $99,792,000 $66,000 $500,000 $52,000 $1,462,000
FHA-insured (Federal Housing Administration) 33 $2,033,000 $61,000 $127,000 $30,000 $87,000
VA-guaranteed (Veterans Administration) 14 $1,300,000 $92,000 $142,000 $33,000 $92,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 551 $34,413,000 $62,000 $466,000 $65,000 $1,462,000
Application Denied By Financial Institution 478 $30,073,000 $62,000 $500,000 $46,000 $564,000
Application Withdrawn By Applicant 229 $18,605,000 $81,000 $400,000 $49,000 $480,000
Application Approved But Not Accepted 121 $7,930,000 $65,000 $200,000 $49,000 $106,000
Loan Purchased By The Institution 110 $8,241,000 $74,000 $400,000 $26,000 $240,000
File Closed For Incompleteness 51 $3,863,000 $75,000 $157,000 $45,000 $524,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 114 $5,633,000 $49,000 $190,000 $42,000 $264,000
Other 107 $7,075,000 $66,000 $296,000 $41,000 $564,000
Collateral 67 $5,781,000 $86,000 $500,000 $71,000 $420,000
Debt-To-Income Ratio 47 $2,668,000 $56,000 $116,000 $31,000 $107,000
Credit Application Incomplete 46 $2,925,000 $63,000 $158,000 $56,000 $224,000
Unverifiable Information 9 $627,000 $69,000 $184,000 $35,000 $77,000
Employment History 5 $277,000 $55,000 $100,000 $39,000 $78,000
Insufficient Cash (Downpayment, Closing Cost) 4 $249,000 $62,000 $71,000 $55,000 $95,000
Mortgage Insurance Denied 1 $68,000 $68,000 $68,000 $48,000 $48,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List