Schoharie County NY
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Schoharie County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Schoharie County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 1,162
Total Mortgage Loan Application Amount $138,790,000
Average Mortgage Loan Application Amount $119,000
Highest Mortgage Loan Application Amount $750,000
Average Applicant Income $66,000
Highest Applicant Income $584,000

Mortgage Company List for Lending in Schoharie County NY for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
BANK OF RICHMONDVILLE
857 EAST MAIN STREET
COBLESKILL, NY 12043
* $ 111,620,000 97 $ 9,417,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,424,588,000 90 $ 5,802,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 86 $ 10,390,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 82 $ 10,454,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 68 $ 9,486,000
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 3,697,799,000 54 $ 6,271,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 1,930,177,000 51 $ 3,769,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 44 $ 5,295,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 40 $ 6,195,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 37 $ 5,318,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 355,898,000 32 $ 3,756,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 29 $ 4,374,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 27 $ 3,520,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 27 $ 2,929,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 23 $ 2,138,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 14 $ 1,980,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 14 $ 2,380,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 906,519,000 13 $ 1,124,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 13 $ 1,732,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 12 $ 2,049,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 12 $ 1,791,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 12 $ 1,764,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 11 $ 1,350,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 11 $ 1,402,000
LEGACY BANKS
99 NORTH ST., P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 926,037,000 11 $ 1,296,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 10 $ 1,395,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 9 $ 1,494,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 9 $ 650,000
SEFCU SERVICES, LLC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 8 $ 1,025,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 8 $ 412,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 7 $ 964,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 7 $ 937,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 7 $ 122,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 73,839,735,000 7 $ 536,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 7 $ 1,136,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 6 $ 699,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 6 $ 656,000
FIRST NEW YORK
2 WALL STREET
ALBANY, NY 12205
* $ 227,815,000 6 $ 563,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 140,038,551,000 6 $ 935,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 6 $ 752,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 812,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 4 $ 688,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 4 $ 580,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 4 $ 840,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 4 $ 634,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 4 $ 445,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 4 $ 1,030,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 4 $ 362,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 704,873,000 4 $ 609,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 3 $ 660,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 3 $ 250,000
THE BANK OF GREENE COUNTY
302 MAIN STREET
CATSKILL, NY 12414
* $ 471,858,000 3 $ 195,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 3 $ 384,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 2 $ 85,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 2 $ 312,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 2 $ 388,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 2 $ 462,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 304,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 2 $ 409,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 2 $ 200,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 2 $ 154,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 548,648,000 2 $ 196,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 2 $ 397,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 2 $ 176,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 2 $ 254,000
FIRST NIAGARA BANK, N.A.
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 14,452,230,000 2 $ 123,000
TEACHERS
102 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 3,643,801,000 2 $ 135,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 2,714,589,000 2 $ 300,000
PROPONENT FEDERAL CREDIT UNION
536 WASHINGTON AVE.
NUTLEY, NJ 07110
* $ 450,768,000 1 $ 79,000
SCHOOL SYSTEMS
150 DEFREEST DRIVE
TROY, NY 12180
* $ 60,228,000 1 $ 44,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 964,882,000 1 $ 122,000
MIDCOUNTRY BANK
2611 BLUE HERON DR.
MARION, IL 62959
* $ 852,055,000 1 $ 193,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 1 $ 184,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 1 $ 290,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 3,092,074,000 1 $ 7,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 1 $ 145,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE ROAD
LATHAM, NY 12110
* $ 63,925,000 1 $ 10,000
SPERRY ASSOCIATES
2400 JERICHO TURNPIKE
GARDEN CITY PARK, NY 11040
* $ 367,394,000 1 $ 50,000
FIVE STAR BANK
55 NORTH MAIN ST
WARSAW, NY 14569
* $ 2,054,272,000 1 $ 63,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 1 $ 160,000
BENEFICIAL HOMEOWNER SERVICE C
26525 NORTH RIVERWOODS BOULEVARD
METTAWA, IL 60045
* $ 4,017,693,000 1 $ 5,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 127,360,045,000 1 $ 232,000
CENTIER BANK
600 E 84TH AVENUE
MERRILLVILLE, IN 46410
* $ 2,011,062,000 1 $ 78,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 1 $ 138,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 1 $ 232,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 1 $ 120,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 25,841,918,000 1 $ 148,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 1 $ 136,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 50,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 744,279,000 1 $ 200,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 2,666,712,000 1 $ 100,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,127,943,000 1 $ 106,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 1 $ 144,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 1 $ 147,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 85,000
DEVERE MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14085
* $ 10,000,000 1 $ 95,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 1 $ 198,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 1 $ 213,000
MORTGAGE ENTERPRISE, LTD.
776 RXR PLAZA, 7 WEST
UNIONDALE, NY 11556
* $ 10,000,000 1 $ 320,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 104,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 1 $ 153,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 1 $ 144,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 816,141,000 1 $ 160,000
PARAGON MORTGAGE BANKERS CORP
393 OLD COUNTRY ROAD
CARLE PLACE, NY 11514
* $ 10,000,000 1 $ 66,000
CONTINENTAL MORTGAGE BANKERS, INC.
1025 OLD COUNTRY RD
WESTBURY, NY 11590
* $ 10,000,000 1 $ 264,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Schoharie County NY in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 671 $86,041,000 $128,000 $750,000 $66,000 $584,000
Home Purchase 378 $46,743,000 $123,000 $417,000 $67,000 $512,000
Home Improvement 113 $6,006,000 $53,000 $244,000 $62,000 $177,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 964 $112,751,000 $116,000 $750,000 $68,000 $584,000
Not Provided 136 $17,685,000 $130,000 $417,000 $73,000 $238,000
Not applicable 37 $4,720,000 $127,000 $415,000 $4,000 $91,000
Hispanic 13 $1,603,000 $123,000 $213,000 $68,000 $162,000
Asian 6 $1,257,000 $209,000 $232,000 $70,000 $82,000
Black or African American 3 $391,000 $130,000 $224,000 $38,000 $48,000
American Indian or Alaskan Native 3 $383,000 $127,000 $143,000 $56,000 $84,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 808 $88,309,000 $109,000 $750,000 $70,000 $584,000
FHA-insured (Federal Housing Administration) 303 $43,517,000 $143,000 $320,000 $58,000 $504,000
VA-guaranteed (Veterans Administration) 34 $5,007,000 $147,000 $239,000 $50,000 $97,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 17 $1,957,000 $115,000 $173,000 $48,000 $82,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 540 $61,979,000 $114,000 $417,000 $72,000 $512,000
Application Denied By Financial Institution 247 $26,360,000 $106,000 $750,000 $60,000 $584,000
Application Withdrawn By Applicant 130 $17,341,000 $133,000 $300,000 $70,000 $504,000
Loan Purchased By The Institution 129 $18,811,000 $145,000 $415,000 $47,000 $151,000
Application Approved But Not Accepted 75 $8,306,000 $110,000 $308,000 $75,000 $380,000
File Closed For Incompleteness 41 $5,993,000 $146,000 $320,000 $67,000 $184,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 52 $6,432,000 $123,000 $313,000 $76,000 $220,000
Credit History 52 $3,961,000 $76,000 $324,000 $57,000 $222,000
Debt-To-Income Ratio 42 $3,818,000 $90,000 $251,000 $44,000 $127,000
Other 22 $2,788,000 $126,000 $750,000 $92,000 $584,000
Credit Application Incomplete 11 $1,129,000 $102,000 $224,000 $46,000 $118,000
Unverifiable Information 4 $564,000 $141,000 $204,000 $79,000 $108,000
Insufficient Cash (Downpayment, Closing Cost) 4 $411,000 $102,000 $200,000 $74,000 $110,000
Employment History 3 $398,000 $132,000 $152,000 $50,000 $80,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List