Schenectady County NY
Mortgage Loan Application
Totals and Details
for 2010

Find mortgage statistics and lending data for the Schenectady County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Schenectady County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 6,754
Total Mortgage Loan Application Amount $969,567,000
Average Mortgage Loan Application Amount $143,000
Highest Mortgage Loan Application Amount $18,080,000
Average Applicant Income $75,000
Highest Applicant Income $1,368,000

Mortgage Company List for Lending in Schenectady County NY for 2010

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 3,697,799,000 693 $ 84,792,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 355,898,000 592 $ 70,957,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,465,221,449,000 546 $ 77,329,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 414 $ 66,361,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 608,778,000,000 388 $ 56,821,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 1,930,177,000 364 $ 29,365,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 359 $ 51,724,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 337 $ 53,105,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 271 $ 34,486,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 67,860,327,000 210 $ 28,576,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,627,684,000,000 153 $ 25,095,000
FIFTH THIRD MORTGAGE COMPANY
5001 KINGSLEY DRIVE MD 1MOB2W
CINCINNATI, OH 45227
* $ 112,736,105,000 130 $ 20,529,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 130 $ 20,187,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 118 $ 17,869,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 116,921,115,000 116 $ 9,807,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 336,463,000 109 $ 12,829,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 90,179,122,000 107 $ 32,803,000
SEFCU SERVICES, LLC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 86 $ 13,601,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 73,839,735,000 76 $ 12,058,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 744,279,000 66 $ 4,628,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 14,106,965,000 63 $ 8,811,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 55,302,902,000 59 $ 9,640,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 57 $ 7,696,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 53 $ 6,509,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 51 $ 8,322,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 51 $ 7,943,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 48 $ 7,249,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 47 $ 7,922,000
CCFCU FUNDING, LLC
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 46 $ 7,980,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 45 $ 7,298,000
FIRST NIAGARA BANK, N.A.
726 EXCHANGE STREET SUITE 618
BUFFALO, NY 14210
* $ 14,452,230,000 42 $ 7,884,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 140,038,551,000 38 $ 4,474,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 5,424,588,000 34 $ 3,594,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 34 $ 5,062,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 33 $ 4,825,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 37,922,355,000 33 $ 4,882,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 14,483,100,000 28 $ 4,302,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 17,832,340,000 27 $ 3,690,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 27 $ 4,346,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 26 $ 3,874,000
MID-ISLAND MORTGAGE CORP.
900 MERCHANTS CONCOURSE, SUITE #112
WESTBURY, NY 11554
* $ 10,000,000 25 $ 3,446,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 276,376,130,000 23 $ 4,015,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 477,531,000 19 $ 2,967,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 164,340,844,000 18 $ 2,746,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 18 $ 2,313,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 18 $ 2,962,000
CONTINENTAL HOME LOANS INC.
175 PINELAWN ROAD, SUITE 303
MELVILLE, NY 11747
* $ 14,386,000 17 $ 2,136,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 906,519,000 17 $ 2,524,000
FIRST NEW YORK
2 WALL STREET
ALBANY, NY 12205
* $ 227,815,000 16 $ 980,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 365,584,000 16 $ 1,669,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 2,666,712,000 16 $ 5,783,000
GRAYSTONE TOWER BANK
1826 GOOD HOPE ROAD
ENOLA, PA 17025
* $ 1,375,160,000 13 $ 2,101,000
NEW YORK COMMUNITY BANK
1 JERICHO PLAZA
JERICHO, NY 11753
* $ 40,150,052,000 13 $ 2,213,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 12 $ 2,349,000
MERRILL LYNCH CREDIT CORP
4500 PARK GRANADA CA7-910-01-24
CALABASAS, CA 91302
* $ 2,223,299,000 12 $ 2,445,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,396,195,000 12 $ 2,517,000
ADMIRALS BANK FORMER DOMESTIC
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 234,124,000 11 $ 201,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 16,157,711,000 10 $ 1,692,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 10 $ 1,578,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 9 $ 1,269,000
MORTGAGE RESEARCH CENTER, LLC
2101 CHAPEL PLAZA COURT SUITE 107
COLUMBIA, MO 65203
* $ 880,000,000 8 $ 1,311,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 39,610,194,000 8 $ 1,352,000
WCS LENDING, LLC
951 YAMATO ROAD, SUITE 150
BOCA RATON, FL 33431
* $ 25,076,000 7 $ 1,093,000
RESIDENTIAL FINANCE CORP.
401 N. FRONT STREET, SUITE 300
COLUMBUS, OH 43215
* $ 17,533,484,000 7 $ 1,003,000
ASSOCIATED MORTGAGE BANKERS, INC.
2395 OCEAN AVENUE SUITE 5
RONKONKOMA, NY 11779
* $ 35,004,000 7 $ 1,292,000
COMMONFUND MORTGAGE CORP.
717 ERIE BOULEVARD WEST
SYRACUSE, NY 13204
* $ 10,000,000 6 $ 809,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 6 $ 1,016,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 6 $ 153,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE ROAD
LATHAM, NY 12110
* $ 63,925,000 6 $ 260,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 8,059,724,000 6 $ 918,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,817,999,000 5 $ 347,000
ONEWEST BANK, FSB
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 23,286,247,000 5 $ 2,822,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,122,657,000 5 $ 789,000
FRANKLIN FIRST FINANCIAL, LTD
538 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 36,249,000 5 $ 587,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 5 $ 723,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 797,777,000 5 $ 940,000
SCHOOL SYSTEMS
150 DEFREEST DRIVE
TROY, NY 12180
* $ 60,228,000 4 $ 197,000
TCT
416 ROWLAND STREET
BALLSTON SPA, NY 12020
* $ 121,543,000 4 $ 332,000
SEMPER HOME LOANS, INC.
225 DUPONT DRIVE
PROVIDENCE, RI 02907
* $ 3,295,000 4 $ 620,000
LIBERTY HOME EQUITY SOLUTIONS, INC.
10951 WHITE ROCK ROAD, SUITE 200
RANCHO CORDOVA, CA 95670
* $ 60,629,000 4 $ 389,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 4 $ 851,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 90,293,933,000 4 $ 431,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 43,242,751,000 4 $ 797,000
SARATOGA NATIONAL BANK AND TRUST COMPANY
171 S BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 279,647,000 3 $ 914,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 3 $ 429,000
NATIONWIDE BANK
ONE NATIONWIDE PLAZA, 2-14-05
COLUMBUS, OH 43215
* $ 3,206,002,000 3 $ 460,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 708,191,000 3 $ 656,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 3 $ 623,000
CAPWEST MORTGAGE CORPORATION
14231 METCALF AVE. STE. 200
OVERLAND PARK, KS 66223
* $ 629,176,000 3 $ 492,000
THE ADIRONDACK TRUST COMPANY
473 BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 857,271,000 3 $ 356,000
NFM, INC.
1190 WINTERSON ROAD, SUITE 300
LINTHICUM, MD 21090
* $ 8,226,000 3 $ 534,000
DEVERE MORTGAGE CORPORATION
5400 BROADWAY STREET
LANCASTER, NY 14085
* $ 10,000,000 3 $ 518,000
ARK-LA-TEX FINANCIAL SERVICES
5160 TENNYSON PKWY, SUITE 2000W
PLANO, TX 75024
* $ 10,000,000 3 $ 581,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 3 $ 349,000
CREDIT HUMAN FEDERAL CREDIT UNION
6061 IH 10 WEST
SAN ANTONIO, TX 78201
* $ 2,867,638,000 3 $ 88,000
GUARANTEED HOME MORTGAGE COMPA
108 CORPORATE PARK DRIVE - SUITE 301
WHITE PLAINS, NY 10604
* $ 10,000,000 3 $ 579,000
LEGACY BANKS
99 NORTH ST., P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 926,037,000 3 $ 577,000
FIRST GUARANTY MORTGAGE CORPORATION
1900 GALLOWS ROAD, SUITE 800
TYSONS CORNER, VA 22182
* $ 10,000,000 3 $ 309,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 2 $ 366,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,506,113,000 2 $ 520,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 424,638,000 2 $ 244,000
BANKLIBERTY
16 W FRANKLIN
LIBERTY, MO 64068
* $ 405,955,000 2 $ 480,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 2 $ 248,000
UNITED MIDWEST SAVINGS BANK
101 S MAIN ST
DEGRAFF, OH 43318
* $ 266,952,000 2 $ 375,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 2 $ 558,000
JAMES B. NUTTER & CO.
4153 BROADWAY
KANSAS CITY, MO 64111
* $ 31,000,000 2 $ 199,000
SUN WEST MORTGAGE COMPANY, INC.
18000 STUDEBAKER ROAD, SUITE 200
CERRITOS, CA 90703
* $ 10,000,000 2 $ 152,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 2 $ 342,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 2 $ 55,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 4,542,636,000 2 $ 230,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 758,984,000 2 $ 210,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 216,229,000 2 $ 414,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 503,939,000 2 $ 518,000
FIRST STAR BANK, S.S.B.
109 S COMMERCE / PO BOX 7
BREMOND, TX 76629
* $ 188,577,000 2 $ 305,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 159,675,538,000 2 $ 242,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 197,928,000 2 $ 587,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 260,309,849,000 2 $ 199,000
THE NATIONAL UNION BANK OF KINDERHOOK
1 HUDSON STREET
KINDERHOOK, NY 12106
* $ 238,205,000 2 $ 400,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 13,969,885,000 2 $ 284,000
FINANCIAL FREEDOM ACQUISITION
1 BANTING
IRVINE, CA 92618
* $ 36,000,000,000 1 $ 173,000
AMERIPRISE BANK, FSB
707 2ND AVENUE SOUTH
MINNEAPOLIS, MN 55474
* $ 2,823,342,000 1 $ 150,000
WOODFOREST BANK, FSB
25231 GROGANS MILL ROAD
THE WOODLANDS, TX 77380
* $ 85,854,000 1 $ 118,000
BEACON FEDERAL
6311 COURT STREET ROAD
EAST SYRACUSE, NY 13057
* $ 1,067,019,000 1 $ 10,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 210,951,000 1 $ 205,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,000,000 1 $ 121,000
WEST TOWN BANK & TRUST
7820 W 26TH STREET
NORTH RIVERSIDE, IL 60546
* $ 89,326,000 1 $ 105,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 704,873,000 1 $ 90,000
FIRST AMERICAN INTERNATIONAL BANK
4101 8TH AVENUE, 3RD FLOOR
BROOKLYN, NY 11232
* $ 643,720,000 1 $ 43,000
AMALGAMATED BANK
275 SEVENTH AVENUE
NEW YORK, NY 10001
* $ 4,756,333,000 1 $ 2,908,000
ROSE LAND AND FINANCE CORP.
241 EAST SAGINAW PO BOX 980
EAST LANSING, MI 48826
* $ 568,546,000 1 $ 12,000
M&T REAL ESTATE TRUST
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 54,391,344,000 1 $ 160,000
POPULAR BANK
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,864,594,000 1 $ 80,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DR.
VERNON HILLS, IL 60061
* $ 36,000,000 1 $ 36,000
FIRST NATIONAL ACCEPTANCE COMPANY
241 EAST SAGINAW/P.O. BOX 980
EAST LANSING, MI 48826
* $ 10,498,000 1 $ 64,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,161,361,000,000 1 $ 90,000
EQUITY NOW INC.
215 LEXINGTON AVENUE, SUITE 1702
NEW YORK, NY 10016
* $ 10,000,000 1 $ 100,000
ATLANTIC BAY MORTGAGE GROUP, L.L.C.
596 LYNNHAVEN PARKWAY SUITE 200
VIRGINIA BEACH, VA 23452
* $ 10,000,000 1 $ 193,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 1 $ 131,000
CWCAPITAL LLC
63 KENDRICK STREET
NEEDHAM, MA 02494
* $ 31,000,000 1 $ 18,080,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ 10,000,000 1 $ 118,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 75,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 2,714,589,000 1 $ 90,000
DIGITAL FEDERAL CREDIT UNION
220 DONALD LYNCH BOULEVARD
MARLBOROUGH, MA 01752
* $ 3,938,342,000 1 $ 83,000
KEMBA FINANCIAL
555 OFFICENTER PL
GAHANNA, OH 43230
* $ 555,210,000 1 $ 69,000
TOGETHER CREDIT UNION
MICHAEL DOUGHERTY
1001 LYNCH ST., MO 63118
* $ 1,225,768,000 1 $ 177,000
HUDSON RIVER COMMUNITY
ONE THIRD STREET
CORINTH, NY 12822
* $ 143,946,000 1 $ 40,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 816,141,000 1 $ 282,000
GEORGIA UNITED
6705 SUGARLOAF PARKWAY
DULUTH, GA 30097
* $ 581,949,000 1 $ 48,000
NATIONWIDE EQUITIES CORPORATION
1 INTERNATIONAL BLVD. SUITE 1202
MAHWAH, NJ 07495
* $ 10,000,000 1 $ 76,000
THE MONEY SOURCE INC.
135 MAXESS ROAD
MELVILLE, NY 11747
* $ 10,000,000 1 $ 175,000
AMERICAN BANK
9001 EDMONSTON ROAD, SUITE 100
GREENBELT, MD 20770
* $ 507,491,000 1 $ 123,000
ISLAND
120 MOTOR PARKWAY
HAUPPAUGE, NY 11788
* $ 631,735,000 1 $ 142,000
ASTORIA FEDERAL SAVINGS & LOAN
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 20,228,103,000 1 $ 130,000
FIRST STATE BANK MORTGAGE CO
24300 LITTLE MACK
ST CLAIR SHORES, MI 48080
* $ 100,000,000 1 $ 29,000
CATHAY BANK
9650 FLAIR DRIVE
EL MONTE, CA 91731
* $ 11,572,905,000 1 $ 89,000
GREENTREE MORTGAGE COMPANY, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 330,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Schenectady County NY in 2010

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,997 $590,044,000 $147,000 $18,080,000 $79,000 $1,368,000
Home Purchase 2,282 $354,562,000 $155,000 $17,000,000 $68,000 $957,000
Home Improvement 475 $24,961,000 $52,000 $450,000 $75,000 $1,104,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 5,144 $714,379,000 $138,000 $530,000 $78,000 $1,368,000
Not Provided 708 $93,973,000 $132,000 $560,000 $85,000 $771,000
Asian 257 $34,209,000 $133,000 $700,000 $69,000 $469,000
Black or African American 222 $24,390,000 $109,000 $328,000 $60,000 $229,000
Not applicable 222 $79,040,000 $356,000 $18,080,000 $8,000 $128,000
Hispanic 142 $17,305,000 $121,000 $316,000 $66,000 $957,000
American Indian or Alaskan Native 31 $3,544,000 $114,000 $311,000 $60,000 $480,000
Native Hawaiian or Other Pacific Islander 28 $2,727,000 $97,000 $270,000 $52,000 $200,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,434 $627,164,000 $141,000 $18,080,000 $84,000 $1,368,000
FHA-insured (Federal Housing Administration) 2,128 $308,008,000 $144,000 $347,000 $57,000 $900,000
VA-guaranteed (Veterans Administration) 186 $33,344,000 $179,000 $387,000 $59,000 $207,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,051,000 $175,000 $202,000 $60,000 $78,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,476 $481,665,000 $138,000 $2,908,000 $81,000 $1,368,000
Application Denied By Financial Institution 1,194 $141,970,000 $118,000 $700,000 $66,000 $1,104,000
Loan Purchased By The Institution 976 $174,276,000 $178,000 $18,080,000 $60,000 $995,000
Application Withdrawn By Applicant 600 $83,078,000 $138,000 $417,000 $75,000 $900,000
Application Approved But Not Accepted 338 $64,549,000 $190,000 $17,000,000 $84,000 $750,000
File Closed For Incompleteness 170 $24,029,000 $141,000 $417,000 $83,000 $771,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 275 $26,598,000 $96,000 $400,000 $72,000 $1,104,000
Collateral 260 $35,571,000 $136,000 $700,000 $76,000 $469,000
Debt-To-Income Ratio 238 $25,938,000 $108,000 $530,000 $52,000 $660,000
Other 93 $11,093,000 $119,000 $560,000 $81,000 $525,000
Credit Application Incomplete 47 $6,792,000 $144,000 $280,000 $75,000 $262,000
Insufficient Cash (Downpayment, Closing Cost) 24 $3,502,000 $145,000 $340,000 $63,000 $159,000
Unverifiable Information 22 $3,180,000 $144,000 $353,000 $78,000 $248,000
Employment History 10 $1,114,000 $111,000 $200,000 $78,000 $184,000
Mortgage Insurance Denied 3 $740,000 $246,000 $333,000 $123,000 $175,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

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