Schenectady County NY
Mortgage Loan Application
Totals and Details
for 2005

Find mortgage statistics and lending data for the Schenectady County NY metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Schenectady County NY, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 15,540
Total Mortgage Loan Application Amount $1,610,190,000
Average Mortgage Loan Application Amount $103,000
Highest Mortgage Loan Application Amount $2,500,000
Average Applicant Income $60,000
Highest Applicant Income $1,560,000

Mortgage Company List for Lending in Schenectady County NY for 2005

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
AMERIQUEST MORTGAGE COMPANY
1100 TOWN & COUNTRY ROAD
ORANGE, CA 92868
* $ 10,000,000 1,030 $ 119,398,000
TRUSTCO BANK
5 SARNOWSKI DRIVE
GLENVILLE, NY 12302
* $ 2,855,864,000 739 $ 72,233,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 128,495,705,000 696 $ 82,556,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 519 $ 59,322,000
SUNMARK FEDERAL CREDIT UNION
1187 TROY SCHENECTADY ROAD
LATHAM, NY 12110
* $ 378,326,000 517 $ 47,374,000
HFC COMPANY LLC
140 INDUSTRIAL DRIVE
ELMHURST, IL 60126
* $ 97,714,234,000 476 $ 45,563,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 366,256,000,000 367 $ 41,496,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 357 $ 36,006,000
KEYBANK NATIONAL ASSOCIATION
100 PUBLIC SQUARE STE 600 OH-01-10-06006
CLEVELAND, OH 44113
* $ 86,061,798,000 352 $ 25,121,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 500,990,000 325 $ 23,893,000
ABN AMRO MTG GROUP INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 250,000,000 310 $ 39,236,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 305 $ 34,792,000
NATIONAL CITY BANK OF INDIANA
1900 EAST NINTH
CLEVELAND, OH 44114
* $ 28,456,701,000 291 $ 25,465,000
HOME FUNDING FINDERS, INC
621 COLUMBIA STREET EXT
COHOES, NY 12047
* $ 10,000,000 289 $ 36,418,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 288 $ 28,421,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 771,618,758,000 286 $ 28,392,000
FREMONT INVESTMENT & LOAN
2727 E. IMPERIAL HIGHWAY
BREA, CA 92821
* $ 9,913,935,000 230 $ 21,250,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 226 $ 20,593,000
OPTION ONE MORTGAGE CORP
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 223 $ 22,326,000
BROADVIEW FEDERAL CREDIT UNION
700 PATROON CREEK BLVD
ALBANY, NY 12206
* $ 1,232,009,000 216 $ 11,937,000
WASHINGTON MUTUAL BANK
227 EAST AVENUE
ALBION, NY 14411
* $ 272,927,502,000 212 $ 22,672,000
CITIMORTGAGE, INC
850 THIRD AVENUE, 12TH FLOOR
NEW YORK, NY 10022
* $ 59,720,267,000 211 $ 23,498,000
SOVEREIGN BANK
1130 BERKSHIRE BOULEVARD
WYOMISSING, PA 19610
* $ 54,454,684,000 200 $ 23,935,000
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 967,365,000,000 196 $ 19,224,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 19,456,642,000 196 $ 16,403,000
DELTA FUNDING CORPORATION
1000 WOODBURY ROAD
WOODBURY, NY 11797
* $ 31,000,000 191 $ 21,525,000
NEW CENTURY MORTGAGE CORPORATI
18400 VON KARMAN AVE., SUITE 1000
IRVINE, CA 92612
* $ 10,000,000 183 $ 16,851,000
ARGENT MORTGAGE COMPANY
1100 TOWN & COUNTRY
ORANGE, CA 92868
* $ 10,000,000 182 $ 18,965,000
AEGIS LENDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 181 $ 17,030,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 174 $ 16,453,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 16,300,000,000 166 $ 7,908,000
FIRST NIAGARA BANK
6950 SOUTH TRANSIT ROAD
LOCKPORT, NY 14094
* $ 5,072,780,000 162 $ 19,199,000
M&T MORTGAGE CORPORATION
465 MAIN STREET - 5TH FLR - LAFAYETTE CT
BUFFALO, NY 14203
* $ 52,414,140,000 160 $ 20,908,000
CITIFINANCIAL COMPANY(DE)
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,484,101,000,000 155 $ 7,381,000
WMC MORTGAGE CORP.
3100 THORTON AVE
BURBANK, CA 91504
* $ 31,000,000 154 $ 18,043,000
AIG FEDERAL SAVINGS BANK
600 N KING STREET, SUITE 2
WILMINGTON, DE 19801
* $ 1,663,205,000 153 $ 17,303,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 150 $ 11,872,000
PIONEER BANK
652 ALBANY-SHAKER RD.
ALBANY, NY 12211
* $ 680,523,000 146 $ 9,228,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 145 $ 17,441,000
BNC MORTGAGE
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 2,500,000,000 135 $ 12,992,000
CHARTER ONE BANK
1215 SUPERIOR AVE
CLEVELAND, OH 44114
* $ 50,893,179,000 133 $ 12,737,000
CUNA MUTUAL MORTGAGE CORPORATI
2908 MARKETPLACE DRIVE SUITE 100
MADISON, WI 53719
* $ 10,000,000 132 $ 15,616,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 13,102,536,000 126 $ 14,801,000
CCO MORTGAGE
10 TRIPPS LANE
RIVERSIDE, RI 02915
* $ 51,200,000,000 120 $ 15,016,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 138,296,274,000 107 $ 10,019,000
HOMEOWNERS LOAN CORPORATION
4501 CIRCLE 75 PARKWAY, SUITE D-4300
ATLANTA, GA 30339
* $ 1,840,459,615,000 107 $ 10,728,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 103 $ 14,191,000
WELLS FARGO FIN'L CRED SERV NY
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 344,338,000 100 $ 11,486,000
HOME123 CORPORATION
3351 MICHELSON DRIVE, SUITE 400
IRVINE, CA 92612
* $ 10,000,000 92 $ 21,241,000
SAXON MORTGAGE
4840 COX ROAD
GLEN ALLEN, VA 23060
* $ 10,000,000 86 $ 8,938,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 7,000,000,000 80 $ 6,668,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 32,424,600,000 79 $ 8,070,000
CITIFINANCIAL MTG CO, INC
4000 REGENT BLVD
IRVING, TX 75063
* $ 32,424,600,000 75 $ 6,917,000
UVANTAGE HOME LENDING SERVICES
2300 E LINCOLN HWY STE 609
LANGHORNE, PA 19047
* $ 10,000,000 75 $ 8,241,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 130,780,100,000 71 $ 8,532,000
1ST PRIORITY MORTGAGE, INC.
6000 SHERIDAN DRIVE
WILLIAMSVILLE, NY 14221
* $ 10,000,000 68 $ 8,972,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 66 $ 6,475,000
HSBC MORTGAGE SERVICES, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 18,823,411,000 66 $ 6,487,000
ENCORE CREDIT CORP
1833 ALTON PARKWAY
IRVINE, CA 92606
* $ 10,000,000 61 $ 7,559,000
FIRST NATIONAL BANK OF SCOTIA
201 MOHAWK AVE
SCOTIA, NY 12302
* $ 263,725,000 61 $ 5,673,000
INDYMAC BANK, F.S.B.
888 EAST WALNUT ST
PASADENA, CA 91101
* $ 15,675,394,000 60 $ 7,878,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 49,210,377,000 58 $ 5,485,000
E-LOAN, INC.
6230 STONERIDGE MALL ROAD
PLEASANTON, CA 94588
* $ 10,000,000 57 $ 7,026,000
PROVANTAGE FUNDING CORPORATION
20 SOLAR DRIVE
CLIFTON PARK, NY 12065
* $ 10,000,000 53 $ 6,927,000
MORTGAGE LENDERS NETWORK USA
213 COURT STREET
MIDDLETOWN, CT 06457
* $ 10,000,000 51 $ 5,022,000
MERRILL LYNCH MORTGAGE LENDING
4 WORLD FINANCIAL CENTER, 12TH FLOOR
NEW YORK, NY 10280
* $ 19,717,040,000 50 $ 3,994,000
GMAC BANK
4 WALNUT GROVE
HORSHAM, PA 19044
* $ 3,880,165,000 49 $ 5,393,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 46 $ 4,329,000
HOME LOAN INVESTMENT BANK
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 250,544,000 45 $ 3,325,000
FIRST NATIONAL BANK OF ARIZONA
17600 NORTH PERIMETER DRIVE
SCOTTSDALE, AZ 85255
* $ 1,711,411,000 45 $ 4,101,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 694,529,000,000 45 $ 2,488,000
LONG BEACH MORTGAGE CO.
227 EAST AVENUE
ALBION, NY 14411
* $ 10,000,000 45 $ 3,272,000
AAMES FUNDING CORPORATION
15090 AVENUE OF SCIENCE
SAN DIEGO, CA 92128
* $ 10,000,000 44 $ 3,810,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 9,509,064,000 44 $ 2,811,000
PARTNERS TRUST BANK
233 GENESEE ST
UTICA, NY 13501
* $ 3,649,407,000 42 $ 7,642,000
GREENPOINT MORTGAGE FUNDING
4 COLISEUM CENTRE, 2730 WEST TYVOLA ROAD
CHARLOTTE, NC 28217
* $ 6,677,533,000 39 $ 3,912,000
BALLSTON SPA NATIONAL BANK
PO BOX 70
BALLSTON SPA, NY 12020
* $ 302,876,000 36 $ 4,370,000
COUNTRYWIDE BANK, N.A.
35 NORTH LAKE, MS 35-148
PASADENA, CA 91101
* $ 40,963,356,000 35 $ 2,873,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 52,414,140,000 35 $ 4,053,000
H&R BLOCK MORTGAGE CORPORATION
6501 IRVINE CENTER DRIVE
IRVINE, CA 92618
* $ 10,000,000 34 $ 2,993,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 28,654,814,000 34 $ 3,966,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 34 $ 4,748,000
FIRST NEW YORK
2 WALL STREET
ALBANY, NY 12205
* $ 165,307,000 33 $ 2,114,000
AMERICAN HOME MORTGAGE CORP.
538 BROADHOLLOW RD
MELVILLE, NY 11747
* $ 10,000,000 33 $ 3,110,000
DECISION ONE MORTGAGE
26525 N. RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 339,807,228,000 32 $ 2,979,000
NOVASTAR MORTGAGE
2114 CENTRAL SUITE 600
KANSAS CITY, MO 64108
* $ 10,000,000 30 $ 2,845,000
ORCHID ISLAND TRS, LLC
3305 FLAMINGO DRIVE
VERO BEACH, FL 32963
* $ 10,000,000 30 $ 3,220,000
NBT BANK, NATIONAL ASSOCIATION
52 S BROAD ST
NORWICH, NY 13815
* $ 4,187,965,000 30 $ 2,293,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 29 $ 3,107,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 16,675,614,000 27 $ 4,011,000
THE CIT GROUP/CONSUMER FINANCE
1 CIT DRIVE
LIVINGSTON, NJ 07039
* $ 10,000,000 24 $ 2,357,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 52,974,916,000 23 $ 593,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 13,770,188,000 23 $ 3,297,000
FINANCE AMERICA
745 SEVENTH AVENUE, 24TH FLOOR
NEW YORK, NY 10019
* $ 250,000,000 22 $ 2,191,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 194,436,638,000 22 $ 2,247,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 20 $ 2,054,000
EQUITY ONE
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 19,257,000,000 19 $ 2,156,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 19 $ 2,744,000
MBNA AMERICA DELAWARE, N.A.
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 3,919,502,000 19 $ 1,778,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 18 $ 1,420,000
THE FUNDING SOURCE LLC
906 SPENCER STREET
SYRACUSE, NY 13206
* $ 10,000,000 18 $ 2,376,000
WEBSTER BANK, N.A.
145 BANK ST
WATERBURY, CT 06702
* $ 16,802,248,000 17 $ 1,999,000
NETBANK FUNDINGS SERVICES
9710 TWO NOTCH ROAD
COLUMBIA, SC 29223
* $ 4,600,723,000 17 $ 1,846,000
INTERSTATE HOME LOAN CENTER
25 MELVILLE PARK RD SUITE 105
MELVILLE, NY 11747
* $ 10,000,000 17 $ 2,086,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 22,927,745,000 16 $ 1,958,000
THE NEW YORK MORTGAGE COMPANY
1301 AVENUE OF THE AMERICAS
NEW YORK, NY 10019
* $ 10,000,000 16 $ 1,514,000
SYRACUSE SECURITIES, INC.
5000 CAMPUSWOOD DRIVE SUITE 101
EAST SYRACUSE, NY 13057
* $ 10,000,000 15 $ 1,782,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 15 $ 2,256,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 15 $ 1,753,000
GUARDIAN LOAN COMPANY
100 CLIFTON CORPORATE PARKWAY
CLIFTON PARK, NY 12065
* $ 10,000,000 15 $ 1,963,000
FIRST HORIZON HOME LOAN CORP
4000 HORIZON WAY
IRVING, TX 75063
* $ 1,446,000,000 15 $ 1,487,000
NOVASTAR HOME MORTGAGE, INC.
8140 WARD PARKWAY
KANSAS CITY, MO 64114
* $ 10,000,000 13 $ 1,621,000
IMPAC FUNDING CORP
19500 JAMBOREE ROAD
IRVINE, CA 92612
* $ 10,000,000 13 $ 2,369,000
TRIBECA LENDING CORPORATION
101 HUDSON STREET 25TH FLOOR
JERSEY CITY, NJ 07302
* $ 10,000,000 12 $ 2,258,000
US MORTGAGE CORPORATION
19D CHAPIN ROAD
PINE BROOK, NJ 07058
* $ 10,000,000 12 $ 1,026,000
FIRST MAGNUS FINANCIAL CORP
603 N. WILMOT ROAD
TUCSON, AZ 85711
* $ 10,000,000 12 $ 1,865,000
FIRST CONTINENTAL MORTGAGE
155 PASSAIC AVENUE
FAIRFIELD, NJ 07004
* $ 10,000,000 12 $ 1,544,000
COASTAL CAPITAL CORP
1 PLAZA ROAD
GREENVALE, NY 11548
* $ 10,000,000 11 $ 1,220,000
ALLIANCE MORTGAGE BANKING CORP
3601 HEMPSTEAD TURNPIKE SUITE 305
LEVITTOWN, NY 11756
* $ 10,000,000 10 $ 817,000
IDEAL MORTGAGE BANKERS, LTD
520 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 10 $ 997,000
MOREQUITY,INC. (NV)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 10 $ 1,406,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 9 $ 540,000
AMERICAN MORTGAGE EXPRESS CORP
136 GAITHER DRIVE
MOUNT LAUREL, NJ 08054
* $ 10,000,000 9 $ 1,337,000
CREDIT SUISSE
302 CARNEGIE CENTER 2ND FLOOR
PRINCETON, NJ 08540
* $ 241,300,000,000 9 $ 757,000
CORINTHIAN MORTGAGE CORP
5750 W 95TH STREET, SUITE 155
OVERLAND PARK, KS 66207
* $ 341,661,000 8 $ 556,000
COLBAN FUNDING, INC.
3401 E. MAIN ST.
ENDWELL, NY 13760
* $ 10,000,000 8 $ 913,000
AEGIS FUNDING CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 8 $ 712,000
PREMIUM CAPITAL FUNDING LLC
125 JERICHO TPKE
JERICHO, NY 11753
* $ 10,000,000 8 $ 896,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 36,023,828,000 8 $ 645,000
MERRILL LYNCH CREDIT CORP.
4802 DEER LAKE DRIVE EAST BLDG 3
JACKSONVILLE, FL 32246
* $ 31,000,000 8 $ 997,000
TAMMAC HOLDINGS CORPORATION
100 COMMERCE BLVD
WILKES BARRE, PA 18702
* $ 60,000,000 8 $ 290,000
SAXON FUNDING MANAGEMENT, INC.
4860 COX ROAD
GLEN ALLEN, VA 23060
* $ 6,539,000,000,000 8 $ 876,000
SEBRING CAPITAL PARTNERS, LP
4000 INTERNATIONAL PARWAY, SUITE 3000
CARROLLTON, TX 75007
* $ 10,000,000 7 $ 638,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 10,353,821,000 7 $ 419,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 389,963,000,000 7 $ 829,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 7 $ 1,772,000
MORTGAGE LINE FINANCIAL CORP.
135 CROSSWAYS PARK DRIVE, SUITE 401
WOODBURY, NY 11797
* $ 10,000,000 7 $ 745,000
ACCESS NATIONAL MORTGAGE CORP
1800 ROBERT FULTON DR, SUITE 350
RESTON, VA 20191
* $ 10,000,000 7 $ 631,000
AMERICAN CAPITAL MORTGAGE BANK
1981 MARCUS AVE. STE.- C112
LAKE SUCCESS, NY 11042
* $ 10,000,000 7 $ 479,000
IRWIN MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 47037
* $ 4,870,451,000 7 $ 808,000
LIME FINANCIAL SERVICES, LTD.
3815 SOUTH WEST TEMPLE
SALT LAKE CITY, UT 84115
* $ 10,000,000 7 $ 1,024,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 25,545,577,000 7 $ 1,147,000
DOWNEY SAVINGS AND LOAN
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 15,648,458,000 6 $ 703,000
AMERICAN MORTGAGE NETWORK
10421 WATERIDGE CIR STE 250
SAN DIEGO, CA 92121
* $ 10,000,000 6 $ 672,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 1,309,371,000 6 $ 1,282,000
THRIVENT FINANCIAL BANK
122 EAST COLLEGE AVE., SUITE 1E
APPLETON, WI 54911
* $ 386,691,000 6 $ 153,000
SOMERSET INVESTORS CORP.
290 BROADHOLLOW ROAD
MELVILLE, NY 11747
* $ 10,000,000 6 $ 695,000
SUPERIOR MORTGAGE CORP.
854 S WHITE HORSE PIKE
HAMMONTON, NJ 08037
* $ 10,000,000 6 $ 706,000
SIRVA MORTGAGE, INC.
6070 PARKLAND BLVD.
MAYFIELD HEIGHTS, OH 44124
* $ 10,000,000 6 $ 1,154,000
RESOURCE BANK
4429 BONNEY ROAD
VIRGINIA BEACH, VA 23462
* $ 1,160,840,000 6 $ 328,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 3,414,446,000 5 $ 428,000
UNITED MORTGAGE CORP
510 BROADHOLLOW ROAD, SUITE 202
MELVILLE, NY 11747
* $ 10,000,000 5 $ 418,000
VANDERBILT MORTGAGE
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 5 $ 145,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 5 $ 1,070,000
MERITAGE MORTGAGE CORPORATION
4901 BELFORT ROAD, SUITE 160
JACKSONVILLE, FL 32256
* $ 331,410,000 5 $ 515,000
PARAGON HOME LOANS INC.
5010 CAMPUSWOOD DR, STE. 205
EAST SYRACUSE, OH 13057
* $ 10,000,000 5 $ 544,000
EXCELSIOR CREDIT UNION
341 NEW KARNER RD
ALBANY, NY 12205
* $ 69,877,000 5 $ 457,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 5 $ 448,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 218,094,000 4 $ 554,000
FRANKLIN BANK SSB
9800 RICHMOND, SUITE 680
HOUSTON, TX 77042
* $ 3,477,922,000 4 $ 506,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,260,000 4 $ 332,000
COMMUNITY RESOURCE FEDERAL CREDIT UNION
20 WADE ROAD
LATHAM, NY 12110
* $ 48,411,000 4 $ 525,000
CAPITAL COMMUNICATIONS FEDERAL CREDIT UNION
4 WINNERS CIRCLE
ALBANY, NY 12205
* $ 402,697,000 4 $ 499,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 4 $ 259,000
INTERVALE MORTGAGE
815 RESERVOIR AVE
CRANSTON, RI 02910
* $ 203,824,000 4 $ 374,000
HARTFORD FUNDING, LTD.
322 BALLSTON RD.
GLENVILLE, NY 12302
* $ 10,000,000 4 $ 504,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 4 $ 805,000
NEXSTAR FINANCIAL CORPORATION
200 N COLLEGE ST NC1-004-04-13
CHARLOTTE, NC 28255
* $ 11,800,000,000 4 $ 399,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,408,072,000 3 $ 404,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 3 $ 507,000
PRECISION FINANCIAL INC
6800 JERICHO TURNPIKE SUITE206E
SYOSSET, NY 11791
* $ 1,626,831,000 3 $ 177,000
PNC BANK N.A.
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 73,809,165,000 3 $ 54,000
PINNACLE FINANCIAL CORPORATION
2611 TECHNOLOGY DRIVE
ORLANDO, FL 32804
* $ 10,000,000 3 $ 636,000
WILBER NATIONAL BANK
245 MAIN STREET P.O. BOX 430
ONEONTA, NY 13820
* $ 750,289,000 3 $ 888,000
UNION FEDERAL C/O SKY BANK
137 CLOUGH ST
BOWLING GREEN, OH 43402
* $ 3,718,770,000 3 $ 294,000
BNY MELLON
500 GRANT STREET, ROOM 2850
PITTSBURGH, PA 15258
* $ 92,138,427,000 3 $ 320,000
STERLING NATIONAL MORTGAGE CO.
98 CUTTERMILL RD
GREAT NECK, NY 11021
* $ 964,388,000 3 $ 350,000
SUNSET DIRECT LENDING
5000 SW MEADOWS ROAD SUITE 131
LAKE OSWEGO, OR 97035
* $ 10,000,000 3 $ 177,000
AEGIS WHOLESALE CORPORATION
3250 BRIARPARK DR SUITE 400
HOUSTON, TX 77042
* $ 10,000,000 3 $ 242,000
CAPITALONE
15000 CAPITAL ONE DR
RICHMOND, VA 23238
* $ 13,849,972,000 3 $ 261,000
BNY MORTGAGE COMPANY
335 RIFLE CAMP RD
WEST PATERSON, NJ 07424
* $ 92,138,427,000 3 $ 377,000
CITY NATIONAL BANK & TRUST CO
10-24 N MAIN ST
GLOVERSVILLE, NY 12078
* $ 421,345,000 3 $ 290,000
BANK OF BLUE VALLEY
11935 RILEY
OVERLAND PARK, KS 66213
* $ 654,129,000 3 $ 345,000
BANCO POPULAR NATIONAL ASSOC
PO BOX 362708
SAN JUAN, PR 00936
* $ 68,037,000 3 $ 210,000
CONCORD MORTGAGE CORP
25 MELVILLE PARK ROAD SUITE 110
MELVILLE, NY 11747
* $ 10,000,000 3 $ 337,000
EHOMECREDIT CORP
100 GARDEN CITY PLAZA SUITE 500
GARDEN CITY, NY 11530
* $ 10,000,000 3 $ 335,000
FIRST AMERRICAN MORTGAGE TRUST
56 HARVARD STREET
BROOKLINE, MA 02445
* $ 10,000,000 3 $ 306,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 29,513,702,000 3 $ 286,000
FIRST NLC FINANCIAL SERVICES,
4680 CONFERENCE WAY SOUTH
BOCA RATON, FL 33431
* $ 10,000,000 3 $ 373,000
GLOBAL HOME LOANS AND FINANCE
270 SOUTH SERVICE ROAD SUITE 25
MELVILLE, NY 11747
* $ 10,000,000 3 $ 223,000
GREATER ATLANTIC MORTGAGE CORP
8230 OLD COURTHOUSE ROAD S520
VIENNA, VA 22182
* $ 117,754,000 2 $ 253,000
GREEN TREE SERVICING LLC
345 ST. PETER STREET
ST. PAUL, MN 55102
* $ 31,000,000 2 $ 52,000
GB HOME EQUITY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 12,000,000 2 $ 87,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 8,712,809,000 2 $ 133,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 2 $ 253,000
CONCORDE ACCEPTANCE CORPORATIO
7929 BROOKRIVER DR., SUITE 500
DALLAS, TX 75247
* $ 10,000,000 2 $ 143,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 2 $ 205,000
AMERITRUST MORTGAGE BANKERS
1981 MARCUS AVE STE-C129
LAKE SUCCESS, NY 11003
* $ 10,000,000 2 $ 128,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 13,381,863,000 2 $ 436,000
CAPITOL FEDERAL SAVINGS
700 S. KANSAS AVE
TOPEKA, KS 66601
* $ 8,570,245,000 2 $ 695,000
AMERICAN EXPRESS BANK, FSB
4315 SOUTH 2700 WEST
SALT LAKE CITY, UT 84184
* $ 12,174,313,000 2 $ 142,000
AMERICAN GENERAL HOME EQU.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 2 $ 64,000
LANCASTER MORTGAGE BANKERS
20 INDPENDENCE BLVD.
WARREN, NJ 07059
* $ 10,000,000 2 $ 80,000
LOANCITY
5671 SANTA TERESA BOULEVARD
SAN JOSE, CA 95123
* $ 10,000,000 2 $ 112,000
SOUTHSTAR FUNDING, LLC
400 NORTHRDIGE ROAD, SUITE 1000
ATLANTA, GA 30350
* $ 10,000,000 2 $ 140,000
SARATOGA NATIONAL BANK AND TRUST COMPANY
171 S BROADWAY
SARATOGA SPRINGS, NY 12866
* $ 172,072,000 2 $ 356,000
R-G CROWN BANK
105 LIVE OAKS GARDENS
CASSELBERRY, FL 32707
* $ 1,843,784,000 2 $ 411,000
REPUBLIC FEDERAL BANK N.A.
1001 BRICKELL BAY DRIVE, 19TH FLOOR
MIAMI, FL 33131
* $ 234,538,000 2 $ 125,000
SCHOOL SYSTEMS
150 DEFREEST DRIVE
TROY, NY 12180
* $ 48,968,000 2 $ 85,000
UNION FEDERAL SAVINGS BANK
1565 MINERAL SPRING AVENUE
NORTH PROVIDENCE, RI 02904
* $ 41,692,000 2 $ 272,000
UNITED NATIONS FEDERAL CREDIT UNION
24-01 44TH ROAD 7TH FLOOR
LONG ISLAND CITY, NY 11101
* $ 2,123,673,000 2 $ 69,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 2 $ 92,000
PREMIER BANK
15301 W 87TH PARKWAY
LENEXA, KS 66219
* $ 176,235,000 2 $ 220,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 153,000
HUDSON CITY SAVINGS BANK
WEST 80 CENTURY ROAD
PARAMUS, NJ 07652
* $ 20,145,900,000 2 $ 209,000
MILA, INC
6021 244TH ST. SW
MOUNTLAKE TERRACE, WA 98043
* $ 10,000,000 2 $ 350,000
MID-HUDSON VALLEY
1099 MORTON BLVD
KINGSTON, NY 12401
* $ 475,269,000 2 $ 108,000
HUDSON VALLEY CREDIT UNION
PO BOX 1071
POUGHKEEPSIE, NY 12602
* $ 1,875,225,000 2 $ 185,000
MARKET STREET MORTGAGE CORP
2650 MCCORMICK DR, SUITE 200
CLEARWATER, FL 33759
* $ 335,650,000 1 $ 104,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 1 $ 238,000
MCS MORTGAGE BANKERS, INC
646 ROUTE 112
PATCHOGUE, NY 11772
* $ 10,000,000 1 $ 35,000
HUDSON RIVER COMMUNITY
ONE THIRD STREET
CORINTH, NY 12822
* $ 88,059,000 1 $ 3,000
HOME CONSULTANTS
473 EASTON TURNPIKE STE A
LAKE ARIEL, PA 18436
* $ 10,000,000 1 $ 97,000
NBANK, N.A.
1731 NORTH ELM STREET
COMMERCE, GA 30529
* $ 400,062,000 1 $ 34,000
PRICELINE MORTGAGE COMPANY LLC
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 75,254,000 1 $ 52,000
PROFESSIONAL MORTGAGE BANKERS
400 POST AVE
WESTBURY, NY 11590
* $ 10,000,000 1 $ 74,000
POLISH & SLAVIC FEDERAL CREDIT UNION
100 MCGUINNESS BLVD
BROOKLYN, NY 11222
* $ 1,008,732,000 1 $ 133,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 1 $ 42,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 7,021,387,000 1 $ 44,000
PEOPLE'S CHOICE FINANCIAL CORP
7515 IRVINE CENTER DR.
IRVINE, CA 92618
* $ 10,000,000 1 $ 120,000
WELLS FARGO FIN'L NEVADA 2,INC
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 333,790,000 1 $ 85,000
UNMB HOME LOANS INC
3601 HEMPSTEAD TPK. SUITE 300
LEVITTOWN, NY 11756
* $ 10,000,000 1 $ 81,000
UKRAINIAN FEDERAL CREDIT UNION
824 EAST RIDGE ROAD
ROCHESTER, NY 14621
* $ 105,787,000 1 $ 167,000
ULSTER SAVINGS BANK
180 SCHWENK DRIVE
KINGSTON, NY 12401
* $ 572,088,000 1 $ 25,000
SLEEPY HOLLOW BANK
49 BEEKMAN AVENUE
SLEEPY HOLLOW, NY 10591
* $ 245,432,000 1 $ 111,000
SECURITY ATLANTIC WHOLESALE
499 THORNALL ST, SUITE 220
EDISON, NJ 08837
* $ 10,000,000 1 $ 54,000
SHAMROCK HOME LOANS, INC.
75 NEWMAN AVE
EAST PROVIDENCE, RI 02916
* $ 4,122,000 1 $ 120,000
RBC MORTGAGE
P O BOX 1220
ROCKY MOUNT, NC 27802
* $ 228,609,000 1 $ 87,000
RESIDENTIAL HOME FUNDING CORP.
707 WESTCHESTER AVENUE, SUITE 305
WHITE PLAINS, NY 10604
* $ 10,000,000 1 $ 166,000
SOUTHERN STAR MORTGAGE CORP
90 MERRICK AVENUE SUITE 204
EAST MEADOW, NY 11554
* $ 6,500,000 1 $ 70,000
SUNSET MORTGAGE COMPANY, L.P.
3 DICKENSON DRIVE
CHADDS FORD, PA 19317
* $ 10,000,000 1 $ 96,000
STATEWIDE BANK
2008 RONALD REAGAN HIGHWAY
COVINGTON, LA 70433
* $ 98,133,000 1 $ 43,000
MILFORD NATIONAL BANK & TRUST CO.
300 EAST MAIN STREET
MILFORD, MA 01757
* $ 306,501,000 1 $ 8,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 32,105,960,000 1 $ 110,000
M&T REAL ESTATE TRUST
ONE M&T PLAZA - 15TH FLOOR
BUFFALO, NY 14203
* $ 52,414,140,000 1 $ 2,100,000
1ST REPUBLIC MORTGAGE BANKERS
110 JERICHO TURNPIKE SUITE 200
FLORAL PARK, NY 11001
* $ 10,000,000 1 $ 80,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 3,992,925,000 1 $ 25,000
LASALLE BANK MIDWEST, NA
2600 WEST BIG BEAVER ROAD
TROY, MI 48084
* $ 39,128,455,000 1 $ 85,000
LASALLE BANK NA
135 SOUTH LASALLE STREET, STE 2325
CHICAGO, IL 60603
* $ 63,734,827,000 1 $ 960,000
LEGACY BANKS
99 NORTH ST., P.O. BOX 1148
PITTSFIELD, MA 01202
* $ 678,781,000 1 $ 600,000
AMERICAN HOME BANK
3840 HEMPLAND ROAD
MOUNTVILLE, PA 17554
* $ 167,271,000 1 $ 152,000
AMERICAN HOME LOANS
17991 COWAN
IRVINE, CA 92614
* $ 10,000,000 1 $ 60,000
AMERICAN ENTERPRISE BANK OF FL
10611 DEERWOOD PARK BLVD
JACKSNOVILLE, FL 32256
* $ 54,072,000 1 $ 90,000
AFFINITY
73 MOUNTAINVIEW BLVD.
BASKING RIDGE, NJ 08720
* $ 1,294,007,000 1 $ 220,000
ACCREDITED MORTGAGE SERVICE
2139 HWY 35
HOLMDEL, NJ 07733
* $ 956,920,000 1 $ 131,000
BRANCH BANKING AND TRUST CO
223 W NASH STREET
WILSON, NC 27893
* $ 74,479,112,000 1 $ 600,000
CENTRAL ONE FEDERAL CREDIT UNION
714 MAIN ST
SHREWSBURY, MA 01545
* $ 206,052,000 1 $ 104,000
ASTORIA FEDERAL SAVINGS & LOAN
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 23,170,238,000 1 $ 1,264,000
AMERICU CREDIT UNION
1916 BLACK RIVER BLVD.
ROME, NY 13440
* $ 517,793,000 1 $ 144,000
POPULAR BANK
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 10,228,042,000 1 $ 80,000
BANK-FUND STAFF FEDERAL CREDIT UNION
1725 I STREET NW SUITE 150
WASHINGTON, DC 20006
* $ 1,930,836,000 1 $ 239,000
BETHPAGE FEDERAL CREDIT UNION
899 SOUTH OYSTER BAY ROAD
BETHPAGE, NY 11714
* $ 2,071,791,000 1 $ 248,000
DISCOVER BANK
502 EAST MARKET STREET
GREENWOOD, DE 19950
* $ 22,030,199,000 1 $ 25,000
DOLLAR MORTGAGE CORPORATION
7578 EL CAJON BOULEVARD
LA MESA, CA 91941
* $ 10,000,000 1 $ 80,000
COMMERCE BANK, NA
2059 SPINGDALE ROAD
CHERRY HILL, NJ 08003
* $ 21,468,101,000 1 $ 65,000
CORNING
ONE CREDIT UNION PLAZA
CORNING, NY 14830
* $ 523,679,000 1 $ 76,000
CORPORATE AMERICA FAMILY
2445 ALFT LANE
ELGIN, IL 60124
* $ 583,125,000 1 $ 160,000
FIRST FINANCIAL EQUITIES, INC.
300 FRANK BURR BLVD., 4TH FL EAST
TEANECK, NJ 07666
* $ 10,000,000 1 $ 368,000
DVA FEDERAL CREDIT UNION
PO BOX 50617
WASHINGTON, DC 20091
* $ 93,236,000 1 $ 35,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 717,364,000 1 $ 168,000
ESL FEDERAL CREDIT UNION
225 CHESTNUT STREET
ROCHESTER, NY 14604
* $ 2,720,122,000 1 $ 104,000
EQUIHOME MORTGAGE, CORP.
150 MORRISTOWN RD., SUITE 101
BERNARDSVILLE, NJ 07924
* $ 10,000,000 1 $ 92,000
GLENS FALLS NATIONAL BANK AND TRUST COMPANY
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 1,213,605,000 1 $ 14,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 341,027,000 1 $ 155,000
GUIDANCE RESIDENTIAL, LLC
11107 SUNSET HILLS ROAD, STES 100 & 200
RESTON, VA 20190
* $ 10,000,000 1 $ 90,000
GREENTREE MORTGAGE COMPANY, L.P.
2 EASTWICK DRIVE, SUITE 300
GIBBSBORO, NJ 08026
* $ 31,000,000 1 $ 155,000
FIRST RESIDENTIAL MORTGAGE
570 SYLVAN AVENUE
ENGLEWOOD CLIFFS, NJ 07632
* $ 10,000,000 1 $ 61,000
FIRST MUTUAL CORP.
523 HOLLYWOOD AVENUE
CHERRY HILL, NJ 08002
* $ 10,000,000 1 $ 149,000
FIRST INTERNET BANK OF INDIANA
11201 USA PARKWAY
FISHERS, IN 46037
* $ 442,392,000 1 $ 13,000
FIRST NATIONAL BANK OF PA
166 MAIN ST
GREENVILLE, PA 16125
* $ 4,836,550,000 1 $ 21,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Schenectady County NY in 2005

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 8,043 $887,462,000 $110,000 $2,100,000 $59,000 $1,560,000
Home Purchase 6,019 $650,508,000 $108,000 $2,500,000 $60,000 $922,000
Home Improvement 1,478 $72,220,000 $48,000 $924,000 $61,000 $1,054,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 9,723 $1,034,420,000 $106,000 $2,500,000 $64,000 $1,100,000
Not Provided 2,897 $300,193,000 $103,000 $1,386,000 $61,000 $1,560,000
Not applicable 1,012 $106,147,000 $104,000 $2,100,000 $12,000 $380,000
Black or African American 681 $55,781,000 $81,000 $429,000 $57,000 $756,000
Asian 634 $60,928,000 $96,000 $520,000 $65,000 $564,000
Hispanic 378 $35,159,000 $93,000 $540,000 $63,000 $438,000
Native Hawaiian or Other Pacific Islander 128 $9,731,000 $76,000 $261,000 $59,000 $197,000
American Indian or Alaskan Native 87 $7,831,000 $90,000 $458,000 $56,000 $195,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 14,556 $1,503,985,000 $103,000 $2,500,000 $62,000 $1,560,000
FHA-insured (Federal Housing Administration) 862 $90,857,000 $105,000 $224,000 $39,000 $702,000
VA-guaranteed (Veterans Administration) 122 $15,348,000 $125,000 $300,000 $38,000 $132,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 6,559 $691,821,000 $105,000 $2,500,000 $65,000 $1,054,000
Application Denied By Financial Institution 3,339 $295,327,000 $88,000 $561,000 $58,000 $1,560,000
Application Withdrawn By Applicant 2,286 $262,817,000 $114,000 $1,386,000 $64,000 $1,440,000
Loan Purchased By The Institution 1,818 $193,981,000 $106,000 $479,000 $34,000 $922,000
Application Approved But Not Accepted 1,025 $104,357,000 $101,000 $765,000 $68,000 $1,100,000
File Closed For Incompleteness 510 $61,186,000 $119,000 $636,000 $60,000 $606,000
Preapproval Denied by Financial Institution 3 $701,000 $233,000 $333,000 $113,000 $182,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Other 715 $68,415,000 $95,000 $561,000 $64,000 $1,385,000
Credit History 663 $50,562,000 $76,000 $360,000 $55,000 $1,560,000
Debt-To-Income Ratio 349 $29,404,000 $84,000 $450,000 $45,000 $384,000
Collateral 287 $24,507,000 $85,000 $383,000 $63,000 $569,000
Credit Application Incomplete 155 $17,676,000 $114,000 $428,000 $67,000 $343,000
Unverifiable Information 101 $11,576,000 $114,000 $520,000 $86,000 $756,000
Employment History 25 $1,772,000 $70,000 $214,000 $31,000 $66,000
Insufficient Cash (Downpayment, Closing Cost) 24 $2,685,000 $111,000 $275,000 $58,000 $106,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in New York, and search similar information back through 2003.

Download the New York Lender List