Santa Cruz County CA
Mortgage Loan Application
Totals and Details
for 2008

Find mortgage statistics and lending data for the Santa Cruz County CA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Santa Cruz County CA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 11,331
Total Mortgage Loan Application Amount $4,562,869,000
Average Mortgage Loan Application Amount $402,000
Highest Mortgage Loan Application Amount $12,000,000
Average Applicant Income $136,000
Highest Applicant Income $9,000,000

Mortgage Company List for Lending in Santa Cruz County CA for 2008

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
JPMORGAN CHASE BANK, NA
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,318,888,000,000 1,714 $ 889,926,000
WELLS FARGO BANK, NA
1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042
DES MOINES, IA 50328
* $ 467,861,000,000 1,447 $ 586,656,000
COUNTRYWIDE BANK FSB
30930 RUSSELL RANCH ROAD MS CA6-916-02-0
WESTLAKE VILLAGE, CA 91362
* $ 121,054,736,000 915 $ 340,057,000
BANK OF AMERICA, N.A.
4500 PARK GRANADA
CALABASAS, CA 91302
* $ 1,312,794,218,000 784 $ 272,735,000
CITIMORTGAGE, INC
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,019,497,000,000 540 $ 214,379,000
WACHOVIA MORTGAGE FSB
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 56,294,475,000 487 $ 262,270,000
BAY
3333 CLARES STREET
CAPITOLA, CA 95076
* $ 607,032,000 448 $ 93,708,000
GMAC MORTGAGE LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 311 $ 117,752,000
FIRST TENNESSEE BANK NA
165 MADISON 5TH FLOOR
MEMPHIS, TN 38103
* $ 36,725,591,000 236 $ 89,755,000
SUNTRUST MORTGAGE, INC
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 175,107,526,000 188 $ 64,895,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 185 $ 66,304,000
WELLS FARGO FIN'L CALIFORNIA
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 143 $ 42,022,000
ALLY BANK F/K/A/ GMAC BANK
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 28,404,352,000 139 $ 49,567,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 137 $ 52,223,000
FLAGSTAR BANK
5151 CORPORATE DR
TROY, MI 48098
* $ 15,757,171,000 136 $ 49,772,000
HSBC MORTGAGE CORP
2929 WALDEN AVE
DEPEW, NY 14043
* $ 92,958,000 115 $ 44,442,000
CMG MORTGAGE, INC.
3160 CROW CANYON ROAD, SUITE 400
SAN RAMON, CA 94583
* $ 100,000,000 112 $ 40,641,000
BENEFICIAL COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 4,017,643,000 110 $ 47,155,000
BAILEY MORTGAGE, LLC
3060 VALENCIA DR SUITE 4
APTOS, CA 95003
* $ 1,013,985,000,000 104 $ 50,324,000
HFC COMPANY LLC
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 15,000,000 102 $ 42,204,000
AMTRUST BANK
1801 E. 9TH ST #200
CLEVELAND, OH 44114
* $ 16,938,391,000 97 $ 37,113,000
FIRST CALIFORNIA MORTGAGE CO., INC.
1400 N MCDOWELL BLVD, SUITE 300
PETALUMA, CA 94954
* $ 10,000,000 97 $ 45,437,000
SANTA CRUZ HOME FINANCE
1535 SEABRIGHT AVENUE
SANTA CRUZ, CA 95062
* $ 10,000,000 95 $ 31,938,000
DOWNEY SAVINGS AND LOAN
3501 JAMBOREE ROAD
NEWPORT BEACH, CA 92660
* $ 13,408,965,000 93 $ 62,936,000
ING BANK, FSB
1 SOUTH ORANGE STREET
WILMINGTON, DE 19801
* $ 79,977,597,000 85 $ 54,656,000
METLIFE BANK, N.A.
334 MADISON AVENUE
CONVENT STATION, NJ 07961
* $ 7,406,877,000 82 $ 32,253,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 80 $ 10,339,000
FREMONT BANK
39150 FREMONT BOULEVARD
FREMONT, CA 94538
* $ 2,125,049,000 72 $ 19,212,000
RMR FINANCIAL, LLC
16780 LARK AVENUE
LOS GATOS, CA 95032
* $ 10,000,000 69 $ 27,370,000
UNION BANK, N.A.
8954 RIO SAN DIEGO DRIVE SUITE 500
SAN DIEGO, CA 92108
* $ 55,156,870,000 62 $ 29,840,000
REUNION MORTGAGE, INC
860 HILLVIEW COURT #300
MILPITAS, CA 95035
* $ 10,000,000 61 $ 22,463,000
ELOAN
9600 WEST BRYN MAWR
ROSEMONT, IL 60018
* $ 48,624,000,000 57 $ 20,356,000
EVERBANK
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 5,518,089,000 56 $ 22,245,000
BANK OF THE WEST
1977 SATURN STREET MS SC-MPK-03-N
MONTEREY PARK, CA 91755
* $ 61,829,845,000 55 $ 16,064,000
US BANK, N.A.
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 232,759,503,000 54 $ 20,881,000
SIMONICH CORPORATION
3130 CROW CANYON PL SUITE 300
SAN RAMON, CA 94583
* $ 7,700,000 54 $ 20,368,000
NL INC
2175 N CALIFORNIA BLVD
WALNUT CREEK, CA 94596
* $ 10,000,000 53 $ 21,570,000
SIERRA PACIFIC MORTGAGE COMPANY, INC.
1180 IRON POINT RD, SUITE 200
FOLSOM, CA 95630
* $ 10,000,000 53 $ 18,405,000
STEARNS LENDING, LLC
4 HUTTON CENTRE, 10TH FLOOR
SANTA ANA, CA 92707
* $ 10,000,000 52 $ 22,493,000
STAR ONE CREDIT UNION
PO BOX 3643
SUNNYVALE, CA 94088
* $ 3,572,210,000 51 $ 20,185,000
CITICORP TRUST BANK, FSB
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 18,878,056,000 49 $ 18,819,000
WELLS FARGO BANK, NA
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 653,269,000,000 44 $ 9,175,000
BLUE ADOBE FINANCIAL SERVICES
26390 CARMEL RANCHO LANE
CARMEL, CA 93923
* $ 45,000,000,000 39 $ 11,946,000
CU FACTORY BUILT LENDING, LP
6061 IH-10 WEST
SAN ANTONIO, TX 78201
* $ 1,761,607,000 39 $ 5,192,000
CHARLES SCHWAB BANK
211 MAIN STREET
SAN FRANCISCO, CA 94105
* $ 14,762,983,000 38 $ 14,567,000
GATEWAY BANK, FSB
2336 MERCED STREET
SAN LEANDRO, CA 94577
* $ 403,955,000 36 $ 13,958,000
FIRST RESIDENTIAL MORTGAGE
9721 ORMSBY STATION RD.
LOUISVILLE, KY 40223
* $ 10,000,000 33 $ 11,144,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 30 $ 10,915,000
AMERICANMTGNETWORK DBA VERTICE
TONYA YOUNG 100 N MAIN ST MAC D4001-063
WINSTON-SALEM, NC 27101
* $ 473,000,000,000 30 $ 12,975,000
CITIBANK, N.A.
601 LEXINGTON AVENUE, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,251,715,000,000 29 $ 2,582,000
PATELCO
5050 HOPYARD ROAD
PLEASANTON, CA 94588
* $ 4,137,994,000 29 $ 6,789,000
COUNTRYWIDE HOME LOANS
30930 RUSSELL RANCH ROAD MS WLRR-148
WESTLAKE VILLAGE, CA 91362
* $ 199,946,230,000 27 $ 10,948,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 30,219,506,000 25 $ 6,094,000
GUARANTY BANK
8333 DOUGLAS AVENUE
DALLAS, TX 75225
* $ 16,674,004,000 24 $ 7,573,000
TAYLOR, BEAN & WHITAKER
315 NE 14TH STREET
OCALA, FL 34470
* $ 10,000,000 23 $ 8,240,000
NATIONAL CITY BANK
1900 E NINTH ST LOC 01-3144
CLEVELAND, OH 44114
* $ 138,755,343,000 22 $ 8,649,000
MERRILL LYNCH CREDIT CORP.
4804 DEER LAKE DRIVE EAST BLDG 3 FL 5
JACKSONVILLE, FL 32246
* $ 4,500,000,000 21 $ 11,305,000
PMC BANCORP
17800 CASTLETON STREET, SUITE 488
CITY OF INDUSTRY, CA 91748
* $ 10,000,000 21 $ 7,078,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 21 $ 8,483,000
RPM MORTGAGE INC.
3236 STONE VALLEY ROAD W
ALAMO, CA 94507
* $ 62,000,000 20 $ 8,456,000
COMERICA BANK
500 WOODWARD AVE - MC 3352
DETROIT, MI 48226
* $ 62,539,056,000 20 $ 6,927,000
SANTA BARBARA BANK & TRUST N.A
1 SOUTH LOS CARNEROS RD
GOLETA, CA 93117
* $ 7,381,191,000 19 $ 8,444,000
US BANK NORTH DAKOTA
777 EAST WISCONSIN AVE
MILWAUKEE, WI 53202
* $ 5,028,246,000 19 $ 8,815,000
PLAZA HOME MORTGAGE, INC
5090 SHOREHAM PLACE, SUITE #206
SAN DIEGO, CA 92122
* $ 10,000,000 19 $ 7,832,000
LAND/HOME FINANCIAL SERVICES
1355 WILLOW WAY, SUITE 250
CONCORD, CA 94520
* $ 10,000,000 19 $ 6,781,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 18 $ 6,453,000
AURORA BANK FSB
1271 SIXTH AVENUE, 46TH FLOOR
NEW YORK, NY 10020
* $ 16,047,364,000 18 $ 9,447,000
COLONIAL SAVINGS, F. A.
P. O. BOX 2988
FORT WORTH, TX 76113
* $ 949,331,000 17 $ 5,264,000
MERRILL LYNCH BANK & TRUST FSB
30930 RUSSELL RANCH RD MS CA6-916-02-07
WESTLAKE VILLAGE, CA 91362
* $ 37,805,411,000 17 $ 12,667,000
HOMECOMINGS FINANCIAL LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 17 $ 6,599,000
GUILD MORTGAGE COMPANY
5898 COPLEY DRIVE
SAN DIEGO, CA 92111
* $ 31,000,000 16 $ 4,426,000
PENTAGON FEDERAL CREDIT UNION
14300 SULLYFIELD CIRCLE
CHANTILLY, VA 20151
* $ 11,238,962,000 16 $ 9,456,000
COMMUNITY WEST BANK, NATIONAL ASSOCIATION
445 PINE AVE
GOLETA, CA 93117
* $ 609,672,000 15 $ 2,093,000
OPES ADVISORS, INC.
19330 STEVENS CREEK BLVD
CUPERTINO, CA 95014
* $ 2,541,000 15 $ 7,361,000
AMERICAN GENERAL FIN.SERV.(DE)
601 N.W. SECOND STREET, P.O. BOX 59
EVANSVILLE, IN 47701
* $ 10,000,000 15 $ 1,157,000
FIRST FEDERAL BANK OF CALIFORN
12555 W. JEFFERSON BOULEVARD
LOS ANGELES, CA 90066
* $ 7,223,850,000 14 $ 13,414,000
SANTA CRUZ COMMUNITY
324 FRONT STREET
SANTA CRUZ, CA 95060
* $ 69,352,000 14 $ 1,189,000
NFCU
820 FOLLIN LANE
VIENNA, VA 22180
* $ 33,011,920,000 13 $ 4,367,000
CITIFINANCIAL SERVICES, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 13 $ 1,373,000
CAPITAL ONE NA
11130 INDUSTRIALPLEX BLVD
BATON ROUGE, LA 70809
* $ 97,517,902,000 13 $ 173,000
CHASE MANHATTAN BANK USA, NA
200 WHITE CLAY CENTER DR
NEWARK, DE 19711
* $ 77,748,330,000 13 $ 5,960,000
HOME LOAN CENTER
163 TECHNOLOGY DRIVE
IRVINE, CA 92618
* $ 10,000,000 13 $ 4,397,000
BENCHMARK LENDING GROUP, INC.
120 STONY POINT ROAD, SUITE 210
SANTA ROSA, CA 95401
* $ 10,000,000 12 $ 6,054,000
AUSTIN PERRY FINANCIAL CORP
405 W. COLLEGE AVE., SUITE C
SANTA ROSA, CA 95401
* $ 40,000,000 12 $ 5,017,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 12 $ 3,932,000
HOME SAVINGS OF AMERICA
35 E BROADWAY
LITTLE FALLS, MN 56345
* $ 275,851,000 12 $ 5,670,000
RBS CITIZENS, N.A.
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 128,863,082,000 11 $ 2,569,000
CARNEGIE MORTGAGE
2297 STATE HIGHWAY 33
HAMILTON SQUARE, NJ 08690
* $ 193,976,000 11 $ 4,109,000
FIRST TECHNOLOGY
3555 SW 153RD DR
BEAVERTON, OR 97003
* $ 2,064,299,000 11 $ 4,065,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD. SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 11 $ 2,871,000
AMERICAN PACIFIC MORTGAGE CORPORATION
3000 LAVA RIDGE COURT, SUITE 200
ROSEVILLE, CA 95661
* $ 10,000,000 11 $ 5,285,000
FRANKLIN AMERICAN MORTGAGE CO
501 CORPORATE CENTRE DRIVE, SUITE 400
FRANKLIN, TN 37067
* $ 10,000,000 10 $ 3,362,000
FIRST MORTGAGE CORPORATION
1131 W. 6TH STREET
ONTARIO, CA 91762
* $ 10,000,000 9 $ 2,001,000
ORIGEN FINANCIAL SERVICES LLC
27777 FRANKLIN ROAD SUITE 1710
SOUTHFIELD, MI 48034
* $ 10,000,000 9 $ 937,000
MASON MCDUFFIE MORTGAGE CORP
2010 CROW CANYON PLACE, SUITE 400
SAN RAMON, CA 94583
* $ 1,300,000 8 $ 3,095,000
MOUNTAIN WEST FINANCIAL INC.
1209 NEVADA STREET SUITE 200
REDLANDS, CA 92374
* $ 10,000,000 8 $ 1,242,000
ACCREDITED HOME LENDERS, INC
15253 AVENUE OF SCIENCE BLDG 1
SAN DIEGO, CA 92128
* $ 10,000,000 8 $ 3,964,000
TECHNOLOGY
2010 N FIRST ST, SUITE #200
SAN JOSE, CA 95131
* $ 1,373,683,000 8 $ 3,704,000
WACHOVIA MORTGAGE CORP
301 S COLLEGE ST
CHARLOTTE, NC 28202
* $ 2,687,938,000 8 $ 2,339,000
EQUIFIRST CORPORATION
13000 S TRYON ST, STE F, PMB 317
CHARLOTTE, NC 28278
* $ 343,735,670,000 8 $ 4,259,000
BENEFICIAL FINANCIAL I, INC.
26525 NORTH RIVERWOODS BLVD.
METTAWA, IL 60045
* $ 11,000,000 8 $ 4,070,000
KEYPOINT
2805 BOWERS AVENUE
SANTA CLARA, CA 95051
* $ 850,058,000 7 $ 1,708,000
THE GOLDEN 1 CREDIT UNION
8945 CAL CENTER DRIVE
SACRAMENTO, CA 95826
* $ 6,586,032,000 7 $ 2,434,000
PROVIDENT SAVINGS BANK, F.S.B.
3756 CENTRAL AVENUE
RIVERSIDE, CA 92506
* $ 1,640,491,000 7 $ 3,712,000
VITEK REAL ESTATE INDUSTRIES GROUP, INC.
2882 PROSPECT PARK DRIVE, SUITE 100
RANCHO CORDOVA, CA 95670
* $ 10,000,000 7 $ 2,351,000
LENOX FINANCIAL MORTGAGE CORPORATION
200 E. SANDPOINTE SUITE 800
SANTA ANA, CA 92707
* $ 39,000,000 7 $ 2,896,000
PARAMOUNT RESIDENTIAL MORTGAGE GROUP, INC.
1265 CORONA POINTE CT SUITE 301
CORONA, CA 92879
* $ 4,993,000 7 $ 2,871,000
AMERICAN INTERBANC MORTGAGE, LLC.
4 PARK PLAZA #650
IRVINE, CA 92614
* $ 6,512,000 6 $ 2,579,000
CRESTLINE FUNDING CORP
18851 BARDEEN AVE
IRVINE, CA 92612
* $ 10,000,000 6 $ 2,426,000
RAYMOND JAMES BANK
710 CARILLON PKWY
ST PETERSBURG, FL 33716
* $ 6,822,561,000 6 $ 2,962,000
NCB, FSB
139 SOUTH HIGH STREET
HILLSBORO, OH 45133
* $ 1,294,896,000 6 $ 1,316,000
PACIFIC SERVICE
3000 CLAYTON ROAD
CONCORD, CA 94519
* $ 1,107,740,000 6 $ 1,319,000
SUNTRUST BANKS, INC.
P.O. BOX 4418, MAIL CODE 663
ATLANTA, GA 30302
* $ 175,107,526,000 6 $ 3,239,000
HSBC BANK USA, NA
1 HSBC CENTER - 24TH FLOOR
BUFFALO, NY 14203
* $ 184,491,526,000 6 $ 4,174,000
CAPITAL ONE HOME LOANS, LLC
12800 FOSTER STREET
OVERLAND PARK, KS 66213
* $ 88,701,411,000 5 $ 1,614,000
GATEWAY BUSINESS BANK
18000 STUDEBAKER ROAD, SUITE 550
CERRITOS, CA 90703
* $ 171,611,000 5 $ 2,203,000
COMMONWEALTH CENTRAL CREDIT UNION
5890 SILVER CREEK VALLEY ROAD
SAN JOSE, CA 95138
* $ 373,317,000 5 $ 1,145,000
PROVIDENT CREDIT UNION
303 TWIN DOLPHIN DRIVE
REDWOOD CITY, CA 94065
* $ 1,592,067,000 5 $ 2,998,000
FIDELITY BANK
100 E ENGLISH
WICHITA, KS 67202
* $ 1,816,477,000 5 $ 1,293,000
GE MONEY BANK
4246 SOUTH RIVERBOAT RDCSUITE 200
SALT LAKE CITY, UT 84123
* $ 14,839,190,000 5 $ 108,000
MIDFIRST BANK
501 NW GRAND BLVD.
OKLAHOMA CITY, OK 73118
* $ 12,970,989,000 5 $ 11,000
RESOURCE LENDERS INC
7330 N. PALM AVE STE 106
FRESNO, CA 93711
* $ 10,000,000 5 $ 2,534,000
BROADVIEW MORTGAGE CORPORATION
2200 W ORANGEWOOD AVE SUITE 215
ORANGE, CA 92868
* $ 10,000,000 5 $ 1,268,000
REDWOOD MORTGAGE CORP.
177 BOVET RD., SUITE 520
SAN MATEO, CA 94402
* $ 10,000,000 5 $ 4,921,000
MORGAN STANLEY CREDIT CORP
75 N. FAIRWAY DRIVE
VERNON HILLS, IL 60061
* $ 10,000,000 5 $ 2,326,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 5 $ 2,307,000
MERIWEST MORTGAGE COMPANY
5615 CHESBRO AVE SUITE 110
SAN JOSE, CA 95123
* $ 912,428,000 5 $ 2,002,000
WILMINGTON FINANCE, INC.
620 W GERMANTOWN RD
PLYMOUTH MEETING, PA 19462
* $ 10,000,000 5 $ 3,117,000
LUXURY MORTGAGE CORP.
FOUR LANDMARK SQUARE SUITE 300
STAMFORD, CT 06901
* $ 10,000,000 4 $ 2,194,000
RESIDENTIAL FUNDING CORP. LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 10,000,000 4 $ 1,448,000
JMAC LENDING INC
16782 VON KARMAN AVE, SUITE 12
IRVINE, CA 92606
* $ 1,000,000,000 4 $ 1,768,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 1,476,000
HIGHTECHLENDING INC
2030 MAIN ST 350
IRVINE, CA 92614
* $ 10,000,000 4 $ 1,593,000
PMAC LENDING SERVICES INC
15325 FAIRFIELD RANCH ROAD STE 200
CHINO HILLS, CA 91709
* $ 10,000,000 4 $ 1,204,000
STATE FARM BANK
1 STATE FARM PLAZA
BLOOMINGTON, IL 61710
* $ 15,898,003,000 4 $ 1,172,000
E*TRADE BANK
671 NORTH GLEBE RD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 51,623,321,000 4 $ 1,806,000
EVERHOME MORTGAGE COMPANY
8100 NATIONS WAY
JACKSONVILLE, FL 32256
* $ 3,027,261,000 4 $ 651,000
KINECTA
1440 ROSECRANS AVE
MANHATTAN BEACH, CA 90266
* $ 4,400,240,000 4 $ 3,231,000
STANFORD FEDERAL CREDIT UNION
1860 EMBARCADERO ROAD
PALO ALTO, CA 94303
* $ 862,227,000 4 $ 1,650,000
CITI RESIDENTIAL LENDING INC.
153 EAST 53RD ST, 20TH FLOOR
NEW YORK, NY 10022
* $ 1,121,487,000 4 $ 2,904,000
PFF BANK & TRUST
P. O. BOX 2789
RANCHO CUCAMONGA, CA 91729
* $ 4,280,668,000 3 $ 611,000
PACIFIC VALLEY BANK
422 MAIN STREET
SALINAS, CA 93901
* $ 160,785,000 3 $ 1,825,000
STERLING SAVINGS BANK
111 N WALL ST
SPOKANE, WA 99201
* $ 11,744,356,000 3 $ 3,350,000
CHEVRON
500 12TH STREET SUITE 200
OAKLAND, CA 94607
* $ 1,055,075,000 3 $ 624,000
GB MORTGAGE, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 29,183,000 3 $ 411,000
PINNACLE MORTGAGE GROUP, INC.
3605 SOUTH TELLER ST
LAKEWOOD, CO 80235
* $ 10,000,000 3 $ 873,000
RANLIFE, INC.
9272 S. 700 E.
SANDY, UT 84070
* $ 303,000 3 $ 918,000
HMS CAPITAL, INC.
P.O. BOX 2070
AGOURA HILLS, CA 91376
* $ 10,000,000 3 $ 1,085,000
NATIONWIDE MORTGAGE CONCEPTS,
40380 DESERT CREEK LANE
RANCHO MIRAGE, CA 92270
* $ 10,000,000 3 $ 521,000
SKYLINE FINANCIAL CORP
15928 VENTURA BLVD # 104
ENCINO, CA 91436
* $ 10,000,000 3 $ 902,000
ALAMEDA MORTGAGE CORPORATION
780 SAN RAMON VALLEY BLVD
DANVILLE, CA 94526
* $ 10,000,000 3 $ 988,000
SIERRA PACIFIC HOME LOANS, INC
1477 E. SHAW AVENUE SUITE 100
FRESNO, CA 93710
* $ 10,000,000 3 $ 887,000
GOLDEN EMPIRE MORTGAGE INC
1200 DISCOVERY DRIVE - THIRD FLOOR
BAKESRFIELD, CA 93309
* $ 10,000,000 3 $ 2,243,000
SECURITYNATIONAL MORTGAGE COMPANY
5300 SOUTH 360 WEST
SALT LAKE CITY, UT 84123
* $ 10,000,000 3 $ 705,000
GATEWAY FUNDING DMS, LP
300 WELSH ROAD, BUILDING 5
HORSHAM, PA 19044
* $ 10,000,000 3 $ 1,030,000
AFFINITY MORTGAGE LLC
1700 PACIFIC AVENUE, SUITE 1260
DALLAS, TX 75201
* $ 10,000,000 3 $ 685,000
CSW FINANCIAL LLC DBA TITAN WH
7510 LONGLEY LANE
RENO, NV 89502
* $ 15,000,000 3 $ 1,223,000
AMERICASH
3080 BRISTOL STREET, SUITE 300
COSTA MESA, CA 92626
* $ 10,000,000 3 $ 817,000
CTX MORTGAGE COMPANY, LLC
1603 LBJ FREEWAY FL 6
DALLAS, TX 75234
* $ 31,000,000 3 $ 1,354,000
ALLIANT CREDIT UNION
11545 W TOUHY
CHICAGO, IL 60666
* $ 4,895,539,000 3 $ 847,000
WILSON RESOURCES, INC
5905 GRANITE LAKE DR #120
GRANITE BAY, CA 95746
* $ 10,000,000 2 $ 986,000
SAN FRANCISCO FIRE CREDIT UNION
3201 CALIFORNIA STREET
SAN FRANCISCO, CA 94118
* $ 450,257,000 2 $ 675,000
THE MORTGAGE OUTLET
200 N. ALMADEN BLVD. SUITE 200
SAN JOSE, CA 95110
* $ 10,000,000 2 $ 1,127,000
CLEARINGHOUSE COMMUNITY DEVELO
23861 EL TORO ROAD, SUITE 401
LAKE FOREST, CA 92630
* $ 44,801,000 2 $ 863,000
MORTGAGE NETWORK, INC.
99 CONIFER HILL DR
DANVERS, MA 01923
* $ 3,700,000 2 $ 572,000
MLD MORTGAGE INC.
30B VREELAND ROAD
FLORHAM PARK, NJ 07932
* $ 10,000,000 2 $ 573,000
MANHATTAN FINANCIAL GROUP, INC
13915 DANIELSON STREET, STE 101
POWAY, CA 92064
* $ 1,400,000 2 $ 597,000
PREMIER MORTGAGE CAPITAL
800 N MAGNOLIA AVE STE 1202
ORLANDO, FL 32803
* $ 10,000,000 2 $ 532,000
AVELO MORTGAGE, L.L.C
250 EAST JOHN CARPENTER FREEWAY
IRVING, TX 75062
* $ 10,000,000 2 $ 754,000
MORTGAGE SOLUTIONS OF CO, LLC
5455 N UNION BLVD # 105
COLORADO SPRINGS, CO 80918
* $ 10,000,000 2 $ 630,000
WR STARKEY MORTGAGE LLP
6101 WEST PLANO PARKWAY
PLANO, TX 75093
* $ 10,000,000 2 $ 136,000
NATIONS DIRECT MORTGAGE, LLC
5 HUTTON CENTRE DRIVE, SUITE 200
SANTA ANA, CA 92707
* $ 11,000,000 2 $ 1,076,000
ASSURITY FINANCIAL SERVICES
6025 SOUTH QUEBEC STREET, #260
ENGLEWOOD, CO 80111
* $ 10,000,000 2 $ 555,000
MACQUARIE MORTGAGES USA, INC.
10151 DEERWOOD PARK BLDG 100, SUITE 500
JACKSONVILLE,, FL 32256
* $ 10,000,000 2 $ 2,695,000
NEW DAY FINANCIAL, LLC
8160 MAPLE LAWN BLVD.
FULTON, MD 20759
* $ 4,088,336,000 2 $ 393,000
PACIFIC UNION FINANCIAL, LLC
8900 FREEPORT PKWY, STE 150
IRVING, TX 75063
* $ 40,000,000 2 $ 650,000
SNAPFI, INC.
1155 MERIDIAN AVENUE, #100
SAN JOSE, CA 95125
* $ 10,000,000 2 $ 455,000
DATA MORTGAGE INC., DBA ESSEX
1100 W. TOWN & COUNTRY RD. STE. 100
ORANGE, CA 92868
* $ 10,000,000 2 $ 866,000
CASTLE POINT MORTGAGE, INC.
7 ENTIN ROAD, STE. 102
PARSIPPANY, NJ 07054
* $ 16,999,000 2 $ 473,000
EZ FUNDING CORPORATION
5825 LINCOLN AVE # D515
BUENA PARK, CA 90621
* $ 2,271,035,000 2 $ 681,000
IFREEDOM DIRECT CORPORATION
124 N. CHARLES LINDBERGH DRIVE
SLC, UT 84116
* $ 10,000,000 2 $ 933,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 2 $ 869,000
THE MORTGAGE HOUSE, INC.
6351 OWENSMOUTH AVENUE #102
WOODLAND HILLS, CA 91367
* $ 10,000,000 2 $ 435,000
ASTORIA FEDERAL MORTGAGE CORP.
ONE ASTORIA FEDERAL PLAZA
LAKE SUCCESS, NY 11042
* $ 10,504,295,000 2 $ 1,065,000
AMERICAN STERLING BANK
535 S STERLING
SUGAR CREEK, MO 64054
* $ 272,321,000 2 $ 1,071,000
STERLING BANK & TRUST, FSB
ONE TOWNE SQUARE, 17TH FLOOR
SOUTHFIELD, MI 48076
* $ 678,752,000 2 $ 815,000
CHEVY CHASE BANK, F.S.B.
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA,, MD 20814
* $ 15,301,433,000 2 $ 1,173,000
COMMUNITY FIRST CREDIT UNION
1105 N DUTTON AVENUE, SUITE A
SANTA ROSA, CA 95401
* $ 113,965,000 2 $ 592,000
AMERICAN AIRLINES FEDERAL CREDIT UNION
4151 AMON CARTER BLVD
FT WORTH, TX 76155
* $ 4,492,211,000 2 $ 150,000
FIRST CALIFORNIA BANK
3027 TOWNSGATE ROAD #300
WESTLAKE VILLAGE, CA 91361
* $ 1,103,732,000 2 $ 1,146,000
SILICON VALLEY BANK
3003 TASMAN DR.
SANTA CLARA, CA 95054
* $ 6,165,841,000 2 $ 1,050,000
EAST WEST BANK
9300 FLAIR DRIVE, 5TH FLOOR
EL MONTE, CA 91731
* $ 11,832,943,000 2 $ 1,573,000
LIBERTY BANK
500 LINDEN AVENUE
SOUTH SAN FRANCISCO, CA 94080
* $ 217,231,000 2 $ 510,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 3,154,401,000 2 $ 537,000
RABOBANK, N.A.
915 HIGHLAND POINTE DR., STE 350
ROSEVILLE, CA 95678
* $ 8,157,194,000 2 $ 1,290,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 2,019,127,000 2 $ 2,657,000
BNY MELLON, N.A.
500 GRANT STREET, ROOM 2850
PITTSBURGH, PA 15258
* $ 39,674,139,000 2 $ 1,065,000
THE HUNTINGTON NATIONAL BANK
7575 HUNTINGTON PARK DR
COLUMBUS, OH 43235
* $ 54,098,791,000 1 $ 639,000
TD BANK N.A.
70 GRAY ROAD
FALMOUTH, ME 04105
* $ 45,485,973,000 1 $ 15,000
BEACH FIRST NATIONAL BANK
3751 GRISSOM PARKWAY, SUITE 100
MYRTLE BEACH, SC 29577
* $ 594,483,000 1 $ 489,000
BANKMORTGAGESOLUTIONS LLC
14425 COLLEGE BLVD SUITE 100
LENEXA, KS 66215
* $ 11,000,000 1 $ 342,000
FIRST BANK
600 JAMES MCDONNELL BLVD
HAZELWOOD, MO 63042
* $ 10,868,961,000 1 $ 244,000
EDWARD JONES MORTGAGE, LLC
100 N MAIN STREET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,000,000 1 $ 350,000
ALTA ALLIANCE BANK
1951 WEBSTER STREET
OAKLAND, CA 94612
* $ 90,961,000 1 $ 580,000
M&T BANK
1 M&T PLAZA -15TH FLOOR
BUFFALO, NY 14203
* $ 64,072,546,000 1 $ 880,000
WELLS FARGO FIN'L WASHINGTON 1
800 WALNUT ST, 6TH FLOOR, MAC F4031-061
DES MOINES, IA 50309
* $ 36,752,895,000 1 $ 450,000
IRWIN HOME EQUITY CORPORATION
500 WASHINGTON ST
COLUMBUS, IN 47201
* $ 5,528,616,000 1 $ 485,000
GOLF SAVINGS BANK
6505 218TH ST SW SUITE 6
MOUNTLAKE TERRACE, WA 98043
* $ 399,805,000 1 $ 417,000
GEORGIA BANKING COMPANY
6190 POWERS FERRY ROAD, SUITE 150
ATLANTA, GA 30339
* $ 206,394,000 1 $ 750,000
NORTH AMERICAN SAVINGS BANK
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,507,032,000 1 $ 653,000
UNITED COMMERCIAL BANK
711 VAN NESS AVENUE
SAN FRANCISCO, CA 94102
* $ 11,780,002,000 1 $ 650,000
CIRCLE BANK
1400 GRANT AVENUE
NOVATO, CA 94945
* $ 227,229,000 1 $ 330,000
CALIFORNIA BANK & TRUST
16041 GOLDENWEST STREET
HUNTINGTON BEACH, CA 92647
* $ 10,155,814,000 1 $ 993,000
COLUMBIA RIVER BANK
PO BOX 1050
THE DALLES, OR 97058
* $ 1,042,412,000 1 $ 439,000
WARREN-BOYNTON STATE BANK
702 W ILLINOIS ST, PO BOX 19
NEW BERLIN, IL 62670
* $ 99,971,000 1 $ 2,648,000
COREFIRST BANK & TRUST
3035 S TOPEKA BLVD
TOPEKA, KS 66611
* $ 1,231,166,000 1 $ 146,000
RIVER CITY BANK
2485 NATOMAS PARK DRIVE
SACRAMENTO, CA 95833
* $ 819,044,000 1 $ 30,000
OPERATING ENGINEERS LOCAL UNION #3
250 N CANYONS PARKWAY
LIVERMORE, CA 94551
* $ 821,078,000 1 $ 360,000
NORTHROP GRUMMAN FEDERAL CREDIT UNION
879 W 190TH ST 8TH FLOOR
GARDENA, CA 90248
* $ 601,372,000 1 $ 360,000
SCHOOLS FINANCIAL CREDIT UNION
1485 RESPONSE ROAD
SACRAMENTO, CA 95815
* $ 1,131,084,000 1 $ 100,000
FINANCIAL PARTNERS CREDIT UNION
7800 E. IMPERIAL HIGHWAY
DOWNEY, CA 90241
* $ 743,832,000 1 $ 315,000
FIRST U.S. COMMUNITY CREDIT UNION
580 UNIVERSITY AVE
SACRAMENTO, CA 95825
* $ 236,887,000 1 $ 238,000
SAN MATEO CREDIT UNION
350 CONVENTION WAY
REDWOOD CITY, CA 94063
* $ 663,377,000 1 $ 35,000
ANDIGO CREDIT UNION
1501 E WOODFIELD RD
SCHAUMBURG, IL 60173
* $ 585,535,000 1 $ 650,000
WINGS FINANCIAL CREDIT UNION
14985 GLAZIER AVENUE
APPLE VALLEY, MN 55124
* $ 1,837,312,000 1 $ 300,000
SAN FRANCISCO FEDERAL CREDIT UNION
770 GOLDEN GATE AVENUE
SAN FRANCISCO, CA 94102
* $ 612,188,000 1 $ 120,000
BLUPEAK CREDIT UNION
10120 PACIFIC HEIGHTS BLVD, SUITE 100
SAN DIEGO, CA 92121
* $ 867,436,000 1 $ 548,000
REACH FEDERAL CREDIT UNION
3715 HAVEN AVENUE
MENLO PARK, CA 94025
* $ 75,258,000 1 $ 246,000
MISSION CITY FEDERAL CREDIT UNION
1391 FRANKLIN ST
SANTA CLARA, CA 95050
* $ 50,724,000 1 $ 344,000
CHABAOT FEDERAL CREDIT UNION
7080 DONLON WAY #100
DUBLIN, CA 94568
* $ 51,280,000 1 $ 396,000
UNIFY FINANCIAL CREDIT UNION
1899 WESTERN WAY
TORRANCE, CA 90501
* $ 1,422,814,000 1 $ 1,190,000
COASTAL FEDERAL CREDIT UNION
PO BOX 99167
RALEIGH, NC 27624
* $ 1,881,250,000 1 $ 557,000
SANDIA LABORATORY
3707 JUAN TABO NE
ALBUQUERQUE, NM 87111
* $ 1,055,698,000 1 $ 596,000
SKYONE FEDERAL CREDIT UNION
14600 AVIATION BOULEVARD
HAWTHORNE, CA 90250
* $ 294,345,000 1 $ 549,000
EASTERN SAVINGS BANK, FSB
EXEC PLAZA II - 11350 MCCORMICK RD
HUNT VALLEY, MD 21031
* $ 1,117,603,000 1 $ 501,000
CHARTER BANK
2130 EUBANK BLVD NE
ALBUQUERQUE, NM 87112
* $ 1,405,353,000 1 $ 215,000
THIRD FEDERAL SAVINGS AND LOAN
7007 BROADWAY AVENUE
CLEVELAND, OH 44105
* $ 10,442,308,000 1 $ 60,000
BANK OF INTERNET USA
12777 HIGH BLUFF DRIVE, SUITE 100
SAN DIEGO, CA 92130
* $ 1,039,880,000 1 $ 50,000
GUARANTY BANK, FSB
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,795,053,000 1 $ 66,000
E*TRADE SAVINGS BANK
671 NORTH GLEBE ROAD, 12TH FLOOR
ARLINGTON, VA 22203
* $ 840,671,000 1 $ 417,000
B. F. SAUL MORTGAGE COMPANY
7501 WISCONSIN AVE 13TH FLR-W
BETHESDA, MD 20814
* $ 5,053,609,000 1 $ 990,000
LOGIX FEDERAL CREDIT UNION
2340 HOLLYWOOD WAY
BURBANK, CA 91505
* $ 2,574,485,000 1 $ 304,000
CHICAGO BANCORP
300 N. ELIZABETH ST., STE3E
CHICAGO, IL 60607
* $ 10,000,000 1 $ 539,000
EAGLE HOME MORTGAGE OF CALIFORNIA
730 NW 107TH AVENUE, 4TH FL
MIAMI, FL 33172
* $ 10,000,000 1 $ 417,000
DEL SUR CORPORATION
707 N. MACLAY AVE
SAN FERNANDO, CA 91340
* $ 10,000,000 1 $ 1,112,000
SRE MORTGAGE ALLIANCE INC.
2245 CAMPUS DRIVE
EL SEGUNDO, CA 90245
* $ 1,000,000 1 $ 300,000
NOVA FINANCIAL & INVESTMENT CORPORATION
6245 E. BROADWAY BLVD., SUITE 400
TUCSON, AZ 85711
* $ 10,000,000 1 $ 417,000
AMERICAN MORTGAGE SPECIALISTS
16100 N GREENWAY HAYDEN LOOP STE 108
SCOTTSDALE, AZ 85260
* $ 38,791,000 1 $ 1,400,000
GREENLIGHT FINANCIAL SERVICES
18200 VON KARMAN STE #300
IRVINE, CA 92612
* $ 10,000,000 1 $ 260,000
CHERRY CREEK MORTGAGE CO., INC
7600 EAST ORCHARD RD., STE 250-N
GREENWOOD VILLAGE, CO 80111
* $ 10,000,000 1 $ 489,000
FIRST NATIONAL MORTGAGE CO.
1245 S. WINCHESTER BLVD. #304
SAN JOSE, CA 95128
* $ 10,000,000 1 $ 256,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 417,000
BANKERSWEST FUNDING CORPORATIO
17595 ALMAHURST STREET, SUITE 100A
CITY OF INDUSTRY, CA 91748
* $ 10,000,000 1 $ 135,000
FREEDOM MORTGAGE CORP.
10500 KINCAID DR. STE. 300
FISHERS, IN 46037
* $ 10,000,000 1 $ 396,000
WALL STREET MORTGAGE BANKERS
1111 MARCUS AVE, LL08
LAKE SUCCESS, NY 11042
* $ 10,000,000 1 $ 359,000
CORNERSTONE HOME LENDING, INC.
1177 WEST LOOP SOUTH SUITE 200
HOUSTON, TX 77027
* $ 57,509,481,000 1 $ 188,000
CUSO MORTGAGE, INC.
5601 E LA PALMA AVENUE
ANAHEIM, CA 92807
* $ 10,000,000 1 $ 605,000
NETMORE AMERICA, INC.
109 EAST MAIN STREET, SUITE 301
WALLA WALLA, WA 99362
* $ 37,000,000 1 $ 150,000
DITECH MORTGAGE CORP
1100 VIRGINIA DRIVE, SUITE 100
FT. WASHINGTON, PA 19034
* $ 5,720,000 1 $ 291,000
CAPSTONE DIRECT, INC.
3285 OLD CONEJO RD
THOUSAND OAKS, CA 91320
* $ 750,000 1 $ 350,000
SERVICE 1ST MORTGAGE, INC.
1415 MADISON PARK DRIVE
GLEN BURNIE, MD 21061
* $ 9,000,000 1 $ 370,000
LSI MORTGAGE PLUS
6470 E JOHNS CROSSING STE 400
DULUTH, GA 30097
* $ 1,704,000 1 $ 680,000
NATIONS HOME FUNDING, INC
761 OLD HICKORY BLVD., STE 400
BRENTWOOD, TN 37027
* $ 10,000,000 1 $ 767,000
CATALYST LENDING, INC.
6530 S YOSEMITE STREET, SUITE 310
GREENWOOD VILLAGE, CO 80111
* $ 410,214,000 1 $ 350,000
TRUST ONE MORTGAGE CORPORATION
108 PACIFICA, SUITE 300
IRVINE, CA 92618
* $ 10,000,000 1 $ 1,104,000
THORNBURG MORTGAGE HOME LOAN
2300 NORTH RIDGETOP ROAD
SANTA FE, NM 87506
* $ 10,000,000 1 $ 2,240,000
FIRST ALTERNATIVE MORTGAGE COR
145 HUGUENOT ST, SUITE 109
NEW ROCHELL, NY 10801
* $ 10,000,000 1 $ 539,000
ENVOY MORTGAGE, LTD
5100 WESTHEIMER RD, STE 320
HOUSTON, TX 77056
* $ 10,000,000 1 $ 417,000
J&R LENDING INC.
1210 WEST BURBANK BOULEVARD
BURBANK, CA 91506
* $ 21,089,000 1 $ 417,000
COBALT MORTGAGE, INC.
11241 SLATER AVE NE, SUITE 200
KIRKLAND, WA 98033
* $ 10,000,000 1 $ 392,000
COAST 2 COAST FUNDING GROUP, INC.
1 ORCHARD ROAD, SUITE 235
LAKE FOREST, CA 92630
* $ 750,000 1 $ 606,000
VINTAGE MORTGAGE GROUP
5976 W LAS POSITAS BLVD #110
PLEASANTON, CA 94588
* $ 10,000,000 1 $ 350,000
DIRECT MORTGAGE, CORP.
6955 SOUTH UNION PARK CENTER, #540
MIDVALE, UT 84047
* $ 10,000,000 1 $ 408,000
MONEYONE, INC.
2100 WATT AVENUE, SUITE 155
SACRAMENTO, CA 95825
* $ 10,000,000 1 $ 236,000
PRIMARY RESIDENTIAL MORTGAGE
4750 W WILEY POST WAY SUITE 200
SALT LAKE CITY, UT 84116
* $ 10,000,000 1 $ 543,000
MORTGAGE IT INC
60 WALL ST
NEW YORK, NY 10005
* $ 10,000,000 1 $ 168,000
MONTEREY CREDIT UNION
501 E FRANKLIN STREET
MONTEREY, CA 93940
* $ 160,286,000 1 $ 40,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Santa Cruz County CA in 2008

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 6,933 $2,859,005,000 $412,000 $12,000,000 $134,000 $9,000,000
Home Purchase 3,807 $1,520,360,000 $399,000 $4,424,000 $140,000 $7,939,000
Home Improvement 591 $183,504,000 $310,000 $2,000,000 $127,000 $1,124,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 7,026 $2,871,953,000 $408,000 $4,424,000 $151,000 $9,000,000
Not Provided 1,509 $639,925,000 $424,000 $3,000,000 $148,000 $4,449,000
Hispanic 1,496 $495,679,000 $331,000 $2,111,000 $100,000 $3,000,000
Not applicable 872 $381,478,000 $437,000 $12,000,000 $43,000 $837,000
Asian 303 $122,345,000 $403,000 $1,500,000 $159,000 $3,728,000
Black or African American 60 $23,424,000 $390,000 $1,530,000 $129,000 $1,059,000
Native Hawaiian or Other Pacific Islander 38 $13,248,000 $348,000 $1,500,000 $117,000 $449,000
American Indian or Alaskan Native 27 $14,817,000 $548,000 $2,000,000 $216,000 $775,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 10,864 $4,372,926,000 $402,000 $12,000,000 $137,000 $9,000,000
FHA-insured (Federal Housing Administration) 444 $182,841,000 $411,000 $1,100,000 $107,000 $600,000
VA-guaranteed (Veterans Administration) 17 $5,301,000 $311,000 $700,000 $50,000 $154,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 6 $1,801,000 $300,000 $357,000 $72,000 $89,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 4,613 $1,716,452,000 $372,000 $12,000,000 $154,000 $4,449,000
Loan Purchased By The Institution 2,249 $1,043,669,000 $464,000 $4,800,000 $48,000 $3,347,000
Application Denied By Financial Institution 2,204 $915,822,000 $415,000 $2,850,000 $160,000 $4,200,000
Application Withdrawn By Applicant 985 $389,314,000 $395,000 $2,332,000 $149,000 $3,000,000
Application Approved But Not Accepted 953 $357,971,000 $375,000 $3,000,000 $164,000 $9,000,000
File Closed For Incompleteness 327 $139,641,000 $427,000 $1,600,000 $186,000 $7,939,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 462 $208,005,000 $450,000 $2,300,000 $237,000 $4,200,000
Debt-To-Income Ratio 421 $161,376,000 $383,000 $1,500,000 $93,000 $420,000
Credit Application Incomplete 245 $110,635,000 $451,000 $2,000,000 $177,000 $3,000,000
Other 242 $101,493,000 $419,000 $1,500,000 $191,000 $978,000
Credit History 173 $60,574,000 $350,000 $2,000,000 $131,000 $1,254,000
Unverifiable Information 135 $61,081,000 $452,000 $2,850,000 $190,000 $1,326,000
Employment History 20 $8,140,000 $407,000 $919,000 $136,000 $360,000
Insufficient Cash (Downpayment, Closing Cost) 19 $9,983,000 $525,000 $1,260,000 $158,000 $399,000
Mortgage Insurance Denied 5 $1,072,000 $214,000 $405,000 $100,000 $220,000

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information back through 2003.

Download the California Lender List