Rutland County VT
Mortgage Loan Application
Totals and Details
for 2012

Find mortgage statistics and lending data for the Rutland County VT metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Rutland County VT, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 2,571
Total Mortgage Loan Application Amount $392,217,000
Average Mortgage Loan Application Amount $152,000
Highest Mortgage Loan Application Amount $1,973,000
Average Applicant Income $96,000
Highest Applicant Income $3,244,000

Mortgage Company List for Lending in Rutland County VT for 2012

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
PEOPLE'S UNITED BANK
850 MAIN STREET
BRIDGEPORT, CT 06604
* $ 27,319,304,000 215 $ 31,788,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,161,490,000,000 206 $ 36,954,000
LAKE SUNAPEE BANK
9 MAIN ST
NEWPORT, NH 03773
* $ 1,038,509,000 188 $ 26,087,000
TD BANK, NATIONAL ASSOCIATION
2035 LIMESTONE ROAD
WILMINGTON, DE 19808
* $ 188,912,554,000 184 $ 24,074,000
MERCHANTS BANK
PO BOX 1009
BURLINGTON, VT 05402
* $ 1,615,145,000 146 $ 20,069,000
VERMONT STATE EMPLOYEES
ONE BAILEY AVENUE
MONTPELIER, VT 05602
* $ 573,357,000 119 $ 14,153,000
PHH MORTGAGE CORPORATION
1 MORTGAGE WAY
MT LAUREL, NJ 08054
* $ 31,000,000 119 $ 17,977,000
BERKSHIRE BANK
PO 1308
PITTSFIELD, MA 01202
* $ 3,955,635,000 101 $ 15,371,000
CITIZENS BANK, NATIONAL ASSOCIATION
ONE CITIZENS PLAZA
PROVIDENCE, RI 02903
* $ 106,940,591,000 98 $ 13,584,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 330,470,810,000 81 $ 10,652,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,459,157,302,000 73 $ 12,572,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 85,381,954,000 73 $ 10,159,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,811,678,000,000 72 $ 11,740,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 13,039,950,000 71 $ 10,653,000
THE NATIONAL BANK OF MIDDLEBURY
30 MAIN STREET
MIDDLEBURY, VT 05753
* $ 284,854,000 45 $ 5,733,000
KEYBANK NATIONAL ASSOCIATION
127 PUBLIC SQUARE
CLEVELAND, OH 44114
* $ 86,198,836,000 37 $ 4,464,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 52,181,685,000 36 $ 6,315,000
CITIBANK, NATIONAL ASSOCIATION
1 COURT SQUARE,43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,288,658,000,000 34 $ 5,694,000
PRIMELENDING, A PLAINSCAPITAL COMPANY
18111 PRESTON ROAD SUITE 900
DALLAS, TX 75252
* $ 5,681,476,000 32 $ 5,166,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 28 $ 5,443,000
HOMEBRIDGE FINANCIAL SERVICES, INC.
194 WOOD AVE S, 9TH FLOOR
ISELIN, NJ 08830
* $ 10,000,000 25 $ 5,196,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 24 $ 4,875,000
CALIBER FUNDING LLC
6031 CONNECTION DRIVE, SUITE 200
IRVING, TX 75039
* $ 37,112,000 18 $ 2,942,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 16 $ 2,398,000
GMAC MORTGAGE, LLC
1100 VIRGINIA DRIVE
FT. WASHINGTON, PA 19034
* $ 31,000,000 15 $ 2,363,000
LOANDEPOT.COM, LLC
26642 TOWNE CENTRE DRIVE
FOOTHILL RANCH, CA 92610
* $ 138,031,000 15 $ 3,054,000
AMERICAN INTERNET MORTGAGE, INC.
4121 CAMINO DEL RIO SOUTH
SAN DIEGO, CA 92108
* $ 10,000,000 15 $ 2,421,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 15 $ 1,334,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 263,309,559,000 14 $ 2,584,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 826,484,000 14 $ 2,466,000
VERMONT FEDERAL CREDIT UNION
PO BOX 407
BURLINGTON, VT 05401
* $ 335,785,000 14 $ 1,574,000
NEW ENGLAND FEDERAL CREDIT UNION
141 HARVEST LANE
WILLISTON, VT 05495
* $ 858,756,000 12 $ 1,977,000
FIRST PLACE BANK
185 EAST MARKET
WARREN, OH 44481
* $ 2,716,563,000 12 $ 2,075,000
UBS AG, TAMPA BRANCH
3000 BAYPORT
TAMPA, FL 33607
* $ 1,400,000,000 12 $ 1,794,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 46,925,466,000 12 $ 2,292,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 11 $ 1,886,000
FIRST STATE MORTGAGE SERVICES, LLC
502 N HERSHEY ROAD
BLOOMINGTON, IL 61704
* $ 327,995,000 11 $ 1,702,000
FREEDOM MORTGAGE CORPORATION
10500 KINCAID DRIVE
FISHERS, IN 46037
* $ 10,000,000 10 $ 1,174,000
GUARANTEED RATE, INC.
3940 NORTH RAVENSWOOD AVE
CHICAGO, IL 60613
* $ 10,000,000 10 $ 2,049,000
MORTGAGE FINANCIAL INC
170 MAIN STREET, SUITE 108
TEWKSBURY, MA 01876
* $ 10,000,000 9 $ 1,310,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 13,623,469,000 9 $ 1,277,000
ONEMAIN FINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 2,084,000,000 9 $ 1,014,000
NORTHEAST HOME LOAN, LLC
25 MR ARTHUR DRIVE
WEST CHESTERFIELD, NH 03466
* $ 306,000,000 8 $ 965,000
NORTH COUNTRY
PO BOX 64709
BURLINGTON, VT 05406
* $ 350,250,000 7 $ 662,000
METLIFE BANK, N.A.
1555 WEST WALNUT HILL LANE, STE. 200
IRVING, TX 75038
* $ 25,513,620,000 7 $ 1,416,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,056,671,000 5 $ 752,000
GLENS FALLS NATIONAL BANK AND TRUST COMPANY
250 GLEN STREET
GLENS FALLS, NY 12801
* $ 1,674,323,000 5 $ 629,000
ARK-LA-TEX FINANCIAL SERVICES, LLC.
5160 TENNYSON PKWY STE 1000
PLANO, TX 75024
* $ 10,000,000 5 $ 779,000
NATIONSTAR MORTGAGE LLC
8950 CYPRESS WATERS BLVD.
COPPELL, TX 75019
* $ 10,000,000 5 $ 671,000
MORTGAGE MASTER, INC.
102 ELM STREET
WALPOLE, MA 02081
* $ 11,250,346,000 5 $ 677,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ 10,000,000 5 $ 806,000
CUSTOMERS BANK
99 BRIDGE STREET
PHOENIXVILLE, PA 19460
* $ 2,077,532,000 5 $ 152,000
ACCESS NATIONAL BANK
1800 ROBERT FULTON DR
RESTON, VA 20191
* $ 808,645,000 5 $ 816,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ 10,000,000 5 $ 625,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ 40,000,000 5 $ 918,000
UNION BANK
20 LOWER MAIN STREET PO BOX 667
MORRISVILLE, VT 05661
* $ 551,849,000 4 $ 623,000
SHELTER MORTGAGE COMPANY, LLC
4000 W BROWN DEER ROAD
BROWN DEER, WI 53209
* $ 1,270,503,000 4 $ 362,000
GUARANTY BANK
501 W NORTHSHORE DR. SUITE 400
GLENDALE, WI 53217
* $ 1,163,507,000 4 $ 358,000
CROSSCOUNTRY MORTGAGE, INC.
6850 MILLER RD
BRECKSVILLE, OH 44141
* $ 10,000,000 4 $ 1,160,000
PHH HOME LOANS, LLC
1 MORTGAGE WAY 2ND FLOOR
MT LAUREL, NJ 08054
* $ 4,597,939,000 4 $ 789,000
HOMESTEAD FUNDING CORP.
8 AIRLINE DRIVE
ALBANY, NY 12205
* $ 10,000,000 4 $ 964,000
STIFEL BANK & TRUST
501 N BROADWAY
ST LOUIS, MO 63141
* $ 2,304,426,000 4 $ 671,000
SUNTRUST MORTGAGE, INC.
901 SEMMES AVENUE
RICHMOND, VA 23224
* $ 171,291,705,000 3 $ 399,000
PRIMARY RESIDENTIAL MORTGAGE, INC.
1480 N 2200 W
SALT LAKE CITY, UT 84116
* $ 242,587,000 3 $ 566,000
COLE TAYLOR BANK
9550 W HIGGINS RAOD
ROSEMONT, IL 60018
* $ 4,664,742,000 3 $ 383,000
BNC NATIONAL BANK
20175 N 67TH AVENUE
GLENDALE, AZ 85308
* $ 662,437,000 3 $ 582,000
MIDFIRST BANK
501 NW GRAND BLVD
OKLAHOMA CITY, OK 73118
* $ 9,790,194,000 3 $ 244,000
PROVIDENT FUNDING GROUP INC
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 2,200,000,000 3 $ 464,000
MSA MORTGAGE, LLC
5 FREMONT STREET
WINTHROP, MA 02152
* $ 10,000,000 3 $ 682,000
FINANCE OF AMERICA REVERSE LLC
8023 EAST 63RD PLACE, SUITE 700
TULSA, OK 74133
* $ 3,125,000 3 $ 302,000
MERRIMACK MORTGAGE COMPANY, IN
1045 ELM STREET, SUITE 601
MANCHESTER, NH 03101
* $ 10,000,000 3 $ 761,000
BANK OF ENGLAND
PO BOX 70
ENGLAND, AR 72046
* $ 240,651,000 2 $ 579,000
NORTHFIELD SAVINGS BANK
1021 PAINE TURNPIKE NORTH
BERLIN, VT 05602
* $ 685,763,000 2 $ 282,000
FIRST CHOICE LOAN SERVICES INC.
ONE TOWER CENTER, FLOOR #18
EAST BRUNSWICK, NJ 08816
* $ 669,000,000 2 $ 351,000
CBC NATIONAL BANK
1891 SOUTH 14TH STREET
FERNANDINA BEACH, FL 32034
* $ 477,611,000 2 $ 433,000
LEADER BANK, NATIONAL ASSOCIATION
141 MASSACHUSETTS AVENUE
ARLINGTON, MA 02474
* $ 509,351,000 2 $ 561,000
COLONIAL SAVINGS, F.A.
P O BOX 2988
FORT WORTH, TX 76113
* $ 921,138,000 2 $ 299,000
ALLIED MORTGAGE GROUP, INC.
225 E. CITY AVENUE, SUITE 102
BALA CYNWYD, PA 19004
* $ 10,000,000 2 $ 493,000
MICHIGAN MUTUAL, INC.
911 MILITARY STREET
PORT HURON, MI 48060
* $ 35,000,000,000 2 $ 402,000
PROSPECT MORTGAGE, LLC
15301 VENTURA BLVD SUITE D300
SHERMAN OAKS, CA 91403
* $ 10,000,000 2 $ 173,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 2 $ 347,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 2 $ 336,000
ROUNDPOINT MORTGAGE COMPANY
5032 PARKWAY PLAZA BLVD, STE 200
CHARLOTTE, NC 28278
* $ 10,000,000 2 $ 380,000
ING BANK, FSB / CAPITAL ONE
11130 INDUSTRIPLEX BLVD
BATON ROUGE, LA 70809
* $ 92,212,498,000 2 $ 270,000
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION
2000 WESTCHESTER AVE
PURCHASE, NY 10577
* $ 12,019,539,000 2 $ 2,298,000
STATE FARM BANK, F.S.B.
1 STATE FARM PLAZA E-6
BLOOMINGTON, IL 61710
* $ 14,736,579,000 2 $ 196,000
FIRST MARINER BANK
3301 BOSTON STREET
BALTIMORE, MD 21224
* $ 1,179,394,000 2 $ 348,000
PROFICIO BANK
6985 UNION PARK CENTER, SUITE 150
COTTONWOOD HEIGHTS, UT 84047
* $ 142,947,000 2 $ 215,000
MANUFACTURERS AND TRADERS TRUST COMPANY
701 SENECA STREET - SUITE 330N
BUFFALO, NY 14210
* $ 76,887,082,000 2 $ 287,000
CHARLES SCHWAB BANK, SSB
2360 CORPORATE CIRCLE
HENDERSON, NV 89074
* $ 66,063,531,000 2 $ 392,000
UBS BANK USA
299 S. MAIN ST
SALT LAKE CITY, UT 84111
* $ 34,276,023,000 1 $ 585,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 168,867,640,000 1 $ 121,000
FIRST REPUBLIC BANK
111 PINE STREET
SAN FRANCISCO, CA 94111
* $ 27,791,801,000 1 $ 182,000
GOLDMAN SACHS BANK USA
200 WEST STREET
NEW YORK, NY 10282
* $ 103,790,000,000 1 $ 202,000
SANTANDER BANK, N.A.
824 NORTH MARKET STREET, SUITE 100
WILMINGTON, DE 19801
* $ 78,146,882,000 1 $ 180,000
BCB COMMUNITY BANK
591-595 AVENUE C
BAYONNE, NJ 07002
* $ 1,216,842,000 1 $ 564,000
PEOPLESBANK
330 WHITNEY AVENUE
HOLYOKE, MA 01040
* $ 1,653,140,000 1 $ 203,000
UNIBANK FOR SAVINGS
49 CHURCH STREET
WHITINSVILLE, MA 01588
* $ 1,263,118,000 1 $ 106,000
FARMERS BANK AND TRUST NA
1017 HARRISON
GREAT BEND, KS 67530
* $ 648,887,000 1 $ 100,000
MOUNTAIN WEST BANK, N.A.
1225 CEDAR STREET / PO BOX 6013
HELENA, MT 59604
* $ 640,825,000 1 $ 104,000
CIT BANK, NATIONAL ASSOCIATION
75 N. FAIR OAKS AVE.
PASADENA, CA 91103
* $ 26,181,267,000 1 $ 170,000
PLAZA HOME MORTGAGE, INC.
4820 EASTGATE MALL, STE 100
SAN DIEGO, CA 92121
* $ 10,000,000 1 $ 270,000
NATIONWIDE ADVANTAGE MORTGAGE
1100 LOCUST ST
DES MOINES, IA 50391
* $ 31,000,000 1 $ 111,000
OWNERSCHOICE FUNDING, INCORPORATED
1021 WATERVLIET-SHAKER ROAD
ALBANY, NY 12205
* $ 10,000,000 1 $ 51,000
ACADEMY MORTGAGE CORPORATION
339 WEST 13490 SOUTH
DRAPER, UT 84020
* $ 10,000,000 1 $ 98,000
HSBC BANK USA, NATIONAL ASSOCIATION
1800 TYSONS BLVD., SUITE 50
MCLEAN, VA 22102
* $ 206,009,683,000 1 $ 130,000
FIRST HORIZON BANK
165 MADISON AVE 5TH FLOOR
MEMPHIS, TN 38101
* $ 24,563,405,000 1 $ 117,000
PROVIDENT FUNDING ASSOCIATES, L.P.
851 TRAEGER AVENUE, SUITE 100
SAN BRUNO, CA 94066
* $ 10,000,000 1 $ 128,000
MIDWEST BANKCENTRE
2191 LEMAY FERRY ROAD
ST. LOUIS, MO 63125
* $ 1,070,032,000 1 $ 340,000
FIRST HOPE MORTGAGES INC
201 ROUTE 94 2ND FLOOR
COLUMBIA, NJ 07832
* $ 432,264,000 1 $ 180,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 72,848,000 1 $ 216,000
SCIENT FEDERAL CREDIT UNION
60 COLVER AVENUE
GROTON, CT 06340
* $ 211,591,000 1 $ 67,000
MASS. INSTITUTE OF TECH. FEDERAL CREDIT UNION
700 TECHNOLOGY SQUARE
CAMBRIDGE, MA 02139
* $ 320,056,000 1 $ 175,000
COUNTRYSIDE FEDERAL CREDIT UNION
5720 COMMONS PARK
EAST SYRACUSE, NY 13057
* $ 131,556,000 1 $ 40,000
AMERICAN BROADCAST EMPLOYEES FEDERAL CREDIT UNION
7-11 FRONT STREET
ROCKVILLE CENTRE, NY 11570
* $ 92,493,000 1 $ 52,000
AURORA BANK FSB
10350 PARK MEADOWS DRIVE
LONE TREE, CO 80124
* $ 4,140,785,000 1 $ 139,000
FIRST FEDERAL SVG BANK BOSTON
100 BRICKSTONE SQUARE
ANDOVER, MA 01810
* $ 74,283,000 1 $ 300,000
NORTH AMERICAN SAVINGS BANK, F.S.B.
12498 S 71 HIGHWAY
GRANDVIEW, MO 64030
* $ 1,184,743,000 1 $ 272,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 419,837,000 1 $ 95,000
PRESIDENTIAL BANK, FSB
4600 EAST WEST HIGHWAY, SUITE 400
BETHESDA, MD 20814
* $ 548,388,000 1 $ 210,000
HOME LOAN INVESTMENT BANK, F.S.B.
ONE HOME LOAN PLAZA
WARWICK, RI 02886
* $ 195,395,000 1 $ 25,000
ADMIRALS BANK
15 PARK ROW WEST
PROVIDENCE, RI 02903
* $ 518,825,000 1 $ 20,000
ROCKLAND TRUST COMPANY
120 LIBERTY STREET
BROCKTON, MA 02302
* $ 4,974,447,000 1 $ 236,000
NEW ENGLAND REGIONAL MORTGAGE CORPORATION
90 STILES RD SUITE 201
SALEM, NH 03079
* $ 10,000,000 1 $ 320,000
POLI MORTGAGE GROUP, INC.
780 DEDHAM STREET
CANTON, MA 02021
* $ 7,525,858,000 1 $ 200,000
TOTAL MORTGAGE SERVICES, LLC
185 PLAINS ROAD
MILFORD, CT 06461
* $ 10,000,000 1 $ 186,000
SERVICE FINANCE COMPANY, LLC
555 S FEDERAL HIGHWAY SUITE 200
BOCA RATON, FL 33432
* $ 10,000,000 1 $ 8,000
1ST ALLIANCE LENDING, LLC
111 FOUNDERS PLAZA, SUITE 1300
EAST HARTFORD, CT 06108
* $ 3,285,000 1 $ 350,000
FAIRFIELD COUNTY BANK
150 DANBURY ROAD
RIDGEFIELD, CT 06877
* $ 1,441,363,000 1 $ 417,000
NORWICH COMMERCIAL GROUP, INC.
38 SECURITY DRIVE
AVON, CT 06001
* $ 17,789,000 1 $ 95,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Rutland County VT in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,714 $277,270,000 $161,000 $1,973,000 $98,000 $1,884,000
Home Purchase 656 $96,895,000 $147,000 $880,000 $94,000 $3,244,000
Home Improvement 201 $18,052,000 $89,000 $780,000 $76,000 $800,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,989 $304,002,000 $152,000 $1,973,000 $101,000 $3,244,000
Not Provided 364 $58,206,000 $159,000 $800,000 $103,000 $1,522,000
Not applicable 177 $24,908,000 $140,000 $394,000 $13,000 $352,000
Hispanic 17 $2,343,000 $137,000 $300,000 $106,000 $339,000
Asian 10 $1,507,000 $150,000 $239,000 $102,000 $306,000
American Indian or Alaskan Native 8 $674,000 $84,000 $157,000 $58,000 $96,000
Black or African American 5 $467,000 $93,000 $132,000 $69,000 $96,000
Native Hawaiian or Other Pacific Islander 1 $110,000 $110,000 $110,000 $326,000 $326,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 2,108 $324,912,000 $154,000 $1,973,000 $107,000 $3,244,000
FHA-insured (Federal Housing Administration) 222 $30,722,000 $138,000 $272,000 $44,000 $155,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 130 $17,186,000 $132,000 $255,000 $32,000 $81,000
VA-guaranteed (Veterans Administration) 111 $19,397,000 $174,000 $404,000 $48,000 $250,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,387 $209,509,000 $151,000 $1,973,000 $104,000 $3,244,000
Application Denied By Financial Institution 489 $72,873,000 $149,000 $845,000 $92,000 $1,733,000
Loan Purchased By The Institution 284 $44,011,000 $154,000 $412,000 $62,000 $3,244,000
Application Withdrawn By Applicant 201 $33,616,000 $167,000 $662,000 $93,000 $584,000
Application Approved But Not Accepted 112 $17,072,000 $152,000 $417,000 $95,000 $360,000
File Closed For Incompleteness 98 $15,136,000 $154,000 $681,000 $90,000 $373,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Debt-To-Income Ratio 114 $16,831,000 $147,000 $416,000 $58,000 $473,000
Collateral 111 $21,136,000 $190,000 $845,000 $145,000 $1,733,000
Credit History 103 $11,632,000 $112,000 $780,000 $82,000 $800,000
Other 36 $5,082,000 $141,000 $380,000 $103,000 $350,000
Credit Application Incomplete 34 $5,472,000 $160,000 $411,000 $104,000 $500,000
Unverifiable Information 13 $1,929,000 $148,000 $346,000 $69,000 $161,000
Employment History 3 $480,000 $160,000 $205,000 $58,000 $93,000
Insufficient Cash (Downpayment, Closing Cost) 3 $238,000 $79,000 $91,000 $44,000 $66,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Vermont, and search similar information back through 2003.

Download the Vermont Lender List