Unlock detailed Rutland County VT mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
Our interactive tools let you explore mortgage data by location and lender offering insights into housing market
activity and lending patterns in this area and throughout the US.
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for all lenders based in Vermont.
Whether you're an industry professional, homebuyer, or researcher, this data helps you stay informed
about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 2,271 |
Total Mortgage Loan Application Amount | $349,022,000 |
Average Mortgage Loan Application Amount | $153,000 |
Highest Mortgage Loan Application Amount | $1,973,000 |
Average Applicant Income | $94,000 |
Highest Applicant Income | $3,217,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
ACADEMY MORTGAGE CORPORATION 339 WEST 13490 SOUTH SALT LAKE CITY, UT 84020 |
* | $ 10,000,000 | 2 | $ 217,000 |
ACCESS NATIONAL BANK 1800 ROBERT FULTON DR RESTON, VA 20191 |
* | $ 830,474,000 | 1 | $ 195,000 |
ACCESS NATIONAL MORTGAGE CORP 1800 ROBERT FULTON DR, SUITE 350 RESTON, VA 20191 |
* | $ 10,000,000 | 2 | $ 220,000 |
ALLY BANK 2101 REXFORD ROAD, SUITE 350W CHARLOTTE, NC 28211 |
* | $ 77,423,723,000 | 73 | $ 10,957,000 |
AMERICAN BANK 9001 EDMONSTON ROAD SUITE 100 GREENBELT, MD 20770 |
* | $ 555,205,000 | 2 | $ 269,000 |
AMERICAN FINANCIAL RESOURCES, INC. 9 SYLVAN WAY PARSIPPANY-TROY HILLS, NJ 07054 |
* | $ 10,000,000 | 2 | $ 242,000 |
AMERICAN INTERNET MORTGAGE, INC. 4121 CAMINO DEL RIO SOUTH SAN DIEGO, CA 92108 |
* | $ 10,000,000 | 4 | $ 472,000 |
AMERICU CREDIT UNION 1916 BLACK RIVER BLVD. ROME, NY 13440 |
* | $ 920,280,000 | 1 | $ 4,000 |
AMERIPRISE BANK, FSB 707 2ND AVENUE SOUTH MINNEAPOLIS, MN 55474 |
* | $ 3,862,039,000 | 1 | $ 85,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ 8,994,122,000 | 5 | $ 1,375,000 |
ARK-LA-TEX FINANCIAL SERVICES, LLC. 5160 TENNYSON PKWY STE 1000 AUSTIN, TX 75024 |
* | $ 10,000,000 | 1 | $ 135,000 |
AURORA BANK FSB 10350 PARK MEADOWS DRIVE LONE TREE, CO 80124 |
* | $ 4,335,558,000 | 1 | $ 155,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,454,050,584,000 | 139 | $ 21,872,000 |
BANK OF NEW HAMPSHIRE 62 PLEASANT ST LACONIA, NH 03246 |
* | $ 1,060,643,000 | 1 | $ 312,000 |
BERKSHIRE BANK PO 1308 PITTSFIELD, MA 01202 |
* | $ 2,845,217,000 | 50 | $ 7,751,000 |
CARNEGIE MORTGAGE 2297 STATE HIGHWAY 33 HAMILTON SQUARE, NJ 08690 |
* | $ 193,976,000 | 1 | $ 96,000 |
CBC NATIONAL BANK 1891 SOUTH 14TH STREET FERNANDINA BEACH, FL 32034 |
* | $ 427,083,000 | 2 | $ 442,000 |
CENTIER BANK 600 E 84TH AVENUE WHITING, IN 46410 |
* | $ 2,001,416,000 | 2 | $ 126,000 |
CHARLES SCHWAB BANK, SSB 2360 CORPORATE CIRCLE WESTLAKE, TX 89074 |
* | $ 56,866,447,000 | 3 | $ 764,000 |
CITIBANK, NATIONAL ASSOCIATION 1 COURT SQUARE,43RD FLOOR SIOUX FALLS, SD 11120 |
* | $ 1,216,291,000,000 | 8 | $ 1,286,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 11,750,980,000 | 2 | $ 402,000 |
CITIFINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,494,037,000,000 | 26 | $ 2,121,000 |
CITIMORTGAGE, INC. 1 COURT SQUARE, 43RD FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 1,019,497,000,000 | 12 | $ 2,686,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 109,283,991,000 | 139 | $ 18,441,000 |
COLONIAL SAVINGS, F.A. P O BOX 2988 FORT WORTH, TX 76113 |
* | $ 1,054,163,000 | 3 | $ 477,000 |
CONNECTICUT COMMUNITY BANK, NA 1495 POST ROAD EAST WESTPORT, CT 06880 |
* | $ 395,171,000 | 1 | $ 203,000 |
CREDIT UNION MORTGAGE ASSOCIATION, INC. 10800 MAIN STREET WILMINGTON, DE 22030 |
* | $ 435,000,000 | 1 | $ 214,000 |
CRESCENT MORTGAGE COMPANY 5901 PEACHTREE DUNWOODY RD NE BLG C, 250 ATLANTA, GA 30328 |
* | $ 931,141,000 | 6 | $ 1,203,000 |
DEVON BANK 6445 N WESTERN AVENUE CHICAGO, IL 60645 |
* | $ 287,120,000 | 1 | $ 43,000 |
DIME BANK 290 SALEM TPKE NORWICH, CT 06360 |
* | $ 679,787,000 | 1 | $ 255,000 |
E*TRADE BANK 671 NORTH GLEBE ROAD, 12TH FLOOR ARLINGTON, VA 22203 |
* | $ 44,883,561,000 | 1 | $ 417,000 |
EMM LOANS LLC 3 EXECUTIVE CAMPUS, SUITE 520 CHERRY HILL, NJ 08002 |
* | $ 10,000,000 | 3 | $ 866,000 |
FARMERS BANK AND TRUST NA 1017 HARRISON GREAT BEND, KS 67530 |
* | $ 665,875,000 | 1 | $ 374,000 |
FINANCE OF AMERICA REVERSE LLC 8023 EAST 63RD PLACE, SUITE 700 WILMINGTON, DE 74133 |
* | $ 3,125,000 | 3 | $ 337,000 |
FIRST CENTURY BANK, NATIONAL ASSOCIATION 807 DORSEY ST GAINESVILLE, GA 30501 |
* | $ 72,051,000 | 1 | $ 97,000 |
FIRST CHOICE BANK 669 WHITEHEAD ROAD LAWRENCEVILLE, NJ 08648 |
* | $ 448,171,000 | 3 | $ 611,000 |
FIRST CHOICE LOAN SERVICES INC. ONE TOWER CENTER, FLOOR #18 EAST BRUNSWICK, NJ 08816 |
* | $ 669,000,000 | 2 | $ 413,000 |
FIRST PLACE BANK 185 EAST MARKET WARREN, OH 44481 |
* | $ 3,162,456,000 | 5 | $ 1,054,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 15 | $ 2,877,000 |
FIRST STATE MORTGAGE SERVICES, LLC 502 N HERSHEY ROAD MENDOTA, IL 61704 |
* | $ 327,995,000 | 1 | $ 207,000 |
FIRST-CITIZENS BANK & TRUST COMPANY 4300 SIX FORKS ROAD FCC 21 RALEIGH, NC 27609 |
* | $ 20,797,006,000 | 1 | $ 81,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 12,648,357,000 | 3 | $ 1,093,000 |
FRANKLIN AMERICAN MORTGAGE COMPANY 6100 TOWER CIRCLE SUITE 600 FRANKLIN, TN 37067 |
* | $ 10,000,000 | 4 | $ 495,000 |
GENERATION MORTGAGE COMPANY 3565 PIEDMONT ROAD, NE STE. 300 ATLANTA, GA 30305 |
* | $ 73,926,000 | 1 | $ 143,000 |
GLENS FALLS NATIONAL BANK AND TRUST COMPANY 250 GLEN STREET GLENS FALLS, NY 12801 |
* | $ 1,641,129,000 | 1 | $ 3,000 |
GMAC MORTGAGE, LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 38 | $ 6,188,000 |
GRAND BANK, NATIONAL ASSOCIATION 2297 HWY 33 HAMILTON, NJ 08690 |
* | $ 424,689,000 | 1 | $ 340,000 |
GRANITE BANK 132 MAIN STREET COLEBROOK, NH 03576 |
* | $ 224,651,000 | 1 | $ 50,000 |
GRAYSTONE TOWER BANK 1826 GOOD HOPE RD ENOLA, PA 17025 |
* | $ 2,745,490,000 | 2 | $ 313,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ 10,000,000 | 1 | $ 140,000 |
GUARANTY BANK 501 W NORTHSHORE DR. SUITE 400 GLENDALE, WI 53217 |
* | $ 1,270,503,000 | 4 | $ 634,000 |
HOME LOAN CENTER, INC. 11115 RUSHMORE DRIVE CHARLOTTE, NC 28277 |
* | $ 10,000,000 | 40 | $ 7,613,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ 40,000,000 | 32 | $ 5,353,000 |
HOME SAVINGS OF AMERICA 35 E BROADWAY LITTLE FALLS, MN 56345 |
* | $ 457,501,000 | 4 | $ 712,000 |
HOMEBRIDGE FINANCIAL SERVICES, INC. 194 WOOD AVE S, 9TH FLOOR ISELIN, NJ 08830 |
* | $ 10,000,000 | 2 | $ 369,000 |
HOMEOWNERS MORTGAGE OF AMERICA 100 GALLERIA PARKWAY STE 1400 ATLANTA, GA 30339 |
* | $ 10,000,000 | 7 | $ 1,297,000 |
HOMESTEAD FUNDING CORP. 8 AIRLINE DRIVE ALBANY, NY 12205 |
* | $ 10,000,000 | 2 | $ 369,000 |
HSBC BANK USA, NATIONAL ASSOCIATION 1800 TYSONS BLVD., SUITE 50 MCLEAN, VA 22102 |
* | $ 195,101,367,000 | 2 | $ 379,000 |
HSBC MORTGAGE CORP 2929 WALDEN AVE DEPEW, NY 14043 |
* | $ 92,958,000 | 1 | $ 283,000 |
ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 91,413,704,000 | 7 | $ 1,509,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 1,791,060,000,000 | 56 | $ 8,574,000 |
JUSTICE FEDERAL CREDIT UNION 5175 PARKSTONE DRIVE, STE. 200 CHANTILLY, VA 20151 |
* | $ 512,226,000 | 1 | $ 170,000 |
KEYBANK NATIONAL ASSOCIATION 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 85,930,126,000 | 37 | $ 5,250,000 |
LAKE SUNAPEE BANK 9 MAIN ST NEWPORT, NH 03773 |
* | $ 992,307,000 | 117 | $ 16,744,000 |
LEADER BANK, NATIONAL ASSOCIATION 141 MASSACHUSETTS AVENUE ARLINGTON, MA 02474 |
* | $ 365,735,000 | 1 | $ 333,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ 138,031,000 | 16 | $ 2,610,000 |
MANUFACTURERS AND TRADERS TRUST COMPANY 701 SENECA STREET - SUITE 330N BUFFALO, NY 14210 |
* | $ 76,465,208,000 | 1 | $ 270,000 |
MECHANICS SAVINGS BANK 100 MINOT AVENUE AUBURN, ME 04210 |
* | $ 303,886,000 | 1 | $ 364,000 |
MERCHANTS BANK PO BOX 1009 BURLINGTON, VT 05402 |
* | $ 1,490,871,000 | 135 | $ 15,865,000 |
MERRILL LYNCH CREDIT CORP 30930 RUSSELL RANCH RD CA6-916-01-14 WESTLAKE VILLAGE, CA 91362 |
* | $ 2,223,299,000 | 2 | $ 570,000 |
MERRIMACK MORTGAGE COMPANY, IN 1045 ELM STREET, SUITE 601 MANCHESTER, NH 03101 |
* | $ 10,000,000 | 4 | $ 601,000 |
METLIFE BANK, N.A. 1555 WEST WALNUT HILL LANE, STE. 200 IRVING, TX 75038 |
* | $ 16,490,790,000 | 66 | $ 9,805,000 |
MICHIGAN MUTUAL, INC. 911 MILITARY STREET PORT HURON, MI 48060 |
* | $ 35,000,000,000 | 1 | $ 417,000 |
MID-ATLANTIC FEDERAL CREDIT UNION 12820 WISTERIA DRIVE GERMANTOWN, MD 20874 |
* | $ 246,195,000 | 1 | $ 258,000 |
MIDFIRST BANK 501 NW GRAND BLVD OKLAHOMA CITY, OK 73118 |
* | $ 10,788,420,000 | 3 | $ 221,000 |
MORGAN STANLEY PRIVATE BANK, NATIONAL ASSOCIATION 2000 WESTCHESTER AVE NEW YORK, NY 10577 |
* | $ 7,724,367,000 | 5 | $ 2,507,000 |
MORTGAGE FINANCIAL INC 170 MAIN STREET, SUITE 108 TEWKSBURY, MA 01876 |
* | $ 10,000,000 | 10 | $ 1,704,000 |
MORTGAGE MASTER, INC. 102 ELM STREET WALPOLE, MA 02081 |
* | $ 11,250,346,000 | 4 | $ 979,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ 880,000,000 | 3 | $ 514,000 |
MSA MORTGAGE, LLC 5 FREMONT STREET WINTHROP, MA 02152 |
* | $ 10,000,000 | 1 | $ 296,000 |
NATIONAL BANK OF KANSAS CITY 10700 NALL AVENUE OVERLAND PARK, KS 66211 |
* | $ 652,138,000 | 5 | $ 1,160,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ 10,000,000 | 4 | $ 440,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 44,423,207,000 | 3 | $ 272,000 |
NBT BANK, NATIONAL ASSOCIATION 52 S BROAD ST NORWICH, NY 13815 |
* | $ 5,302,543,000 | 1 | $ 110,000 |
NEW ENGLAND 141 HARVEST LANE WILLISTON, VT 05495 |
* | $ 797,220,000 | 7 | $ 768,000 |
NORTH AMERICAN SAVINGS BANK, F.S.B. 12498 S 71 HIGHWAY GRANDVIEW, MO 64030 |
* | $ 1,312,000,000 | 1 | $ 192,000 |
NORTH COUNTRY PO BOX 64709 SOUTH BURLINGTON, VT 05406 |
* | $ 297,520,000 | 2 | $ 114,000 |
NORTHEAST HOME LOAN, LLC 25 MR ARTHUR DRIVE ST JOHNSBURY, VT 03466 |
* | $ 306,000,000 | 13 | $ 1,919,000 |
NORTHFIELD SAVINGS BANK 1021 PAINE TURNPIKE NORTH NORTHFIELD, VT 05602 |
* | $ 629,919,000 | 5 | $ 486,000 |
NYCB MORTGAGE COMPANY, LLC 1801 EAST 9TH STREET CLEVELAND, OH 44114 |
* | $ 75,001,000 | 1 | $ 205,000 |
ONEMAIN FINANCIAL, INC. 300 ST. PAUL PLACE BALTIMORE, MD 21202 |
* | $ 0 | 13 | $ 1,100,000 |
OWNERSCHOICE FUNDING, INCORPORATED 1021 WATERVLIET-SHAKER ROAD ALBANY, NY 12205 |
* | $ 10,000,000 | 4 | $ 460,000 |
PEOPLE'S UNITED BANK 850 MAIN STREET BRIDGEPORT, CT 06604 |
* | $ 24,650,366,000 | 159 | $ 22,258,000 |
PEOPLESBANK 330 WHITNEY AVENUE HOLYOKE, MA 01040 |
* | $ 1,588,453,000 | 1 | $ 110,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MOUNT LAUREL, NJ 08054 |
* | $ 31,000,000 | 115 | $ 17,493,000 |
PLAZA HOME MORTGAGE, INC. 4820 EASTGATE MALL, STE 100 SACRAMENTO, CA 92121 |
* | $ 10,000,000 | 1 | $ 265,000 |
PNC BANK, NATIONAL ASSOCIATION 249 FIFTH AVE. MS P1-POPP-22-2 WILMINGTON, DE 15222 |
* | $ 254,825,730,000 | 11 | $ 2,669,000 |
PRIMARY RESIDENTIAL MORTGAGE, INC. 1480 N 2200 W CARSON CITY, NV 84116 |
* | $ 242,587,000 | 2 | $ 241,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ 5,285,622,000 | 28 | $ 4,298,000 |
PROSPECT MORTGAGE, LLC 15301 VENTURA BLVD SUITE D300 SHERMAN OAKS, CA 91403 |
* | $ 10,000,000 | 4 | $ 988,000 |
PROVIDENT FUNDING ASSOCIATES, L.P. 851 TRAEGER AVENUE, SUITE 100 SACRAMENTO, CA 94066 |
* | $ 10,000,000 | 1 | $ 124,000 |
PROVIDENT FUNDING GROUP INC 851 TRAEGER AVENUE, SUITE 100 SAN BRUNO, CA 94066 |
* | $ 2,200,000,000 | 5 | $ 664,000 |
SANTANDER BANK, N.A. 824 NORTH MARKET STREET, SUITE 100 WILMINGTON, DE 19801 |
* | $ 76,586,967,000 | 1 | $ 20,000 |
SHELTER MORTGAGE COMPANY, LLC 4000 W BROWN DEER ROAD BROWN DEER, WI 53209 |
* | $ 1,270,503,000 | 2 | $ 241,000 |
STATE FARM BANK, F.S.B. 1 STATE FARM PLAZA E-6 BLOOMINGTON, IL 61710 |
* | $ 14,796,328,000 | 1 | $ 120,000 |
STIFEL BANK & TRUST 501 N BROADWAY ST LOUIS, MO 63141 |
* | $ 1,778,147,000 | 3 | $ 436,000 |
SUNTRUST MORTGAGE, INC. 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 162,509,568,000 | 3 | $ 746,000 |
TD BANK, NATIONAL ASSOCIATION 2035 LIMESTONE ROAD WILMINGTON, DE 19808 |
* | $ 179,970,802,000 | 138 | $ 21,395,000 |
THE FEDERAL SAVINGS BANK 300 N ELIZABETH STREET, STE 3E CHICAGO, IL 60607 |
* | $ 43,928,000 | 1 | $ 563,000 |
THE NATIONAL BANK OF MIDDLEBURY 30 MAIN STREET MIDDLEBURY, VT 05753 |
* | $ 273,219,000 | 30 | $ 3,931,000 |
TIAA, FSB 501 RIVERSIDE AVENUE JACKSONVILLE, FL 32202 |
* | $ 12,522,585,000 | 82 | $ 12,918,000 |
TOTAL MORTGAGE SERVICES, LLC 185 PLAINS ROAD MILFORD, CT 06461 |
* | $ 10,000,000 | 1 | $ 174,000 |
TRUHOME SOLUTIONS, L.L.C. 9601 LEGLER RD LENEXA, KS 66219 |
* | $ 1,900,000,000 | 1 | $ 223,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 153,341,765,000 | 8 | $ 1,724,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 310,099,589,000 | 45 | $ 6,179,000 |
UBS AG, TAMPA BRANCH 3000 BAYPORT TAMPA, FL 33607 |
* | $ 1,400,000,000 | 12 | $ 2,228,000 |
UBS BANK USA 299 S. MAIN ST SALT LAKE CITY, UT 84111 |
* | $ 31,465,215,000 | 2 | $ 793,000 |
UNION BANK 20 LOWER MAIN STREET PO BOX 667 MORRISVILLE, VT 05661 |
* | $ 453,245,000 | 8 | $ 1,535,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 48,783,813,000 | 20 | $ 3,880,000 |
VERMONT FEDERAL CREDIT UNION PO BOX 407 BURLINGTON, VT 05401 |
* | $ 300,447,000 | 6 | $ 937,000 |
VERMONT STATE EMPLOYEES ONE BAILEY AVENUE MONTPELIER, VT 05602 |
* | $ 538,577,000 | 89 | $ 11,315,000 |
W. J. BRADLEY MORTGAGE CAPITAL 6465 GREENWOOD PLAZA BLVD, SUITE 500 CENTENNIAL, CO 80111 |
* | $ 10,000,000 | 3 | $ 699,000 |
WEBSTER BANK, NATIONAL ASSOCIATION 145 BANK STREET STAMFORD, CT 06702 |
* | $ 17,769,872,000 | 1 | $ 245,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,104,833,000,000 | 177 | $ 28,964,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 27 | $ 4,282,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2011, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing | 1,480 | $237,208,000 | $160,000 | $1,973,000 | $96,000 | $3,217,000 |
Home Purchase | 609 | $94,790,000 | $155,000 | $764,000 | $95,000 | $950,000 |
Home Improvement | 182 | $17,024,000 | $93,000 | $950,000 | $71,000 | $489,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 1,712 | $256,280,000 | $149,000 | $1,973,000 | $99,000 | $3,217,000 |
Not Provided | 353 | $60,110,000 | $170,000 | $795,000 | $106,000 | $1,256,000 |
Not applicable | 166 | $26,273,000 | $158,000 | $560,000 | $6,000 | $285,000 |
Hispanic | 12 | $1,985,000 | $165,000 | $299,000 | $83,000 | $226,000 |
American Indian or Alaskan Native | 11 | $1,551,000 | $141,000 | $328,000 | $111,000 | $494,000 |
Asian | 9 | $1,553,000 | $172,000 | $550,000 | $183,000 | $822,000 |
Black or African American | 5 | $886,000 | $177,000 | $250,000 | $395,000 | $1,700,000 |
Native Hawaiian or Other Pacific Islander | 3 | $384,000 | $128,000 | $130,000 | $38,000 | $46,000 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,829 | $280,086,000 | $153,000 | $1,973,000 | $104,000 | $3,217,000 |
FHA-insured (Federal Housing Administration) | 234 | $34,742,000 | $148,000 | $267,000 | $54,000 | $660,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 115 | $15,066,000 | $131,000 | $254,000 | $36,000 | $74,000 |
VA-guaranteed (Veterans Administration) | 93 | $19,128,000 | $205,000 | $593,000 | $66,000 | $375,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 1,103 | $164,438,000 | $149,000 | $1,973,000 | $108,000 | $3,217,000 |
Application Denied By Financial Institution | 463 | $74,210,000 | $160,000 | $1,280,000 | $89,000 | $1,256,000 |
Loan Purchased By The Institution | 312 | $49,630,000 | $159,000 | $560,000 | $59,000 | $3,213,000 |
Application Withdrawn By Applicant | 198 | $31,338,000 | $158,000 | $1,000,000 | $94,000 | $683,000 |
Application Approved But Not Accepted | 112 | $15,834,000 | $141,000 | $417,000 | $78,000 | $375,000 |
File Closed For Incompleteness | 83 | $13,572,000 | $163,000 | $417,000 | $84,000 | $405,000 |
Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Debt-To-Income Ratio | 113 | $18,154,000 | $160,000 | $563,000 | $68,000 | $1,256,000 |
Collateral | 111 | $21,914,000 | $197,000 | $1,280,000 | $128,000 | $690,000 |
Credit History | 61 | $6,977,000 | $114,000 | $430,000 | $74,000 | $600,000 |
Other | 35 | $6,055,000 | $173,000 | $400,000 | $102,000 | $385,000 |
Credit Application Incomplete | 16 | $3,345,000 | $209,000 | $384,000 | $124,000 | $478,000 |
Unverifiable Information | 12 | $1,623,000 | $135,000 | $417,000 | $140,000 | $660,000 |
Insufficient Cash (Downpayment, Closing Cost) | 4 | $642,000 | $160,000 | $270,000 | $51,000 | $65,000 |
Mortgage Insurance Denied | 1 | $265,000 | $265,000 | $265,000 | $102,000 | $102,000 |
Employment History | 1 | $122,000 | $122,000 | $122,000 | $13,000 | $13,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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