Find mortgage statistics and lending data for the Roseau County MN metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Roseau County MN, this may help give you an idea of what you might find when you begin your mortgage research.
Use the mortgage lender list and statistics below to gain valuable insights.
Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 1,012 |
Total Mortgage Loan Application Amount | $81,663,000 |
Average Mortgage Loan Application Amount | $80,000 |
Highest Mortgage Loan Application Amount | $250,000 |
Average Applicant Income | $43,000 |
Highest Applicant Income | $577,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 414,183,000 | 113 | $ 9,397,000 |
BANK OF AMERICA, N.A. 4500 PARK GRANADA CALABASAS, CA 91302 |
* | $ 565,382,000,000 | 74 | $ 6,341,000 |
WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 236,422,336,000 | 67 | $ 5,288,000 |
WELLS FARGO HOME MORTGAGE 1 HOME CAMPUS, X9902-1R DES MOINES, IA 50328 |
* | $ 35,000,000,000 | 65 | $ 5,660,000 |
RBMG, INC 7215 FINANCIAL WAY JACKSONVILLE, FL 32256 |
* | $ 3,000,000,000 | 52 | $ 4,605,000 |
COUNTRYWIDE HOME LOANS 30930 RUSSELL RANCH ROAD MS WLRR-148 WESTLAKE VILLAGE, CA 91362 |
* | $ 58,034,697,000 | 52 | $ 4,227,000 |
AMERIQUEST MORTGAGE COMPANY 1100 TOWN & COUNTRY ROAD ORANGE, CA 92868 |
* | $ 10,000,000 | 42 | $ 3,940,000 |
ABN AMRO MTG GROUP INC 850 THIRD AVENUE, 12TH FLOOR NEW YORK, NY 10022 |
* | $ 250,000,000 | 39 | $ 3,235,000 |
AMERICAN MORTGAGE NETWORK 10421 WATERIDGE CIR STE 250 SAN DIEGO, CA 92121 |
* | $ 10,000,000 | 35 | $ 3,029,000 |
GMAC MORTGAGE LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 31,000,000 | 25 | $ 1,857,000 |
WELLS FARGO BANK, NA 1 HOME CAMPUS, 4TH FLOOR, MAC X2301-042 DES MOINES, IA 50328 |
* | $ 183,712,000,000 | 21 | $ 1,485,000 |
NATIONAL CITY MORTGAGE CORPORA 1900 E9TH STREET LOCATOR 01-3013 CLEVELAND, OH 44114 |
* | $ 12,000,000,000 | 17 | $ 1,513,000 |
UNION PLANTERS BANK P.O. BOX 10247 BIRMINGHAM, AL 35202 |
* | $ 33,756,573,000 | 15 | $ 1,077,000 |
TOWN & COUNTRY CREDIT 2010 MAIN STREET, SUITE 800 IRVINE, CA 92614 |
* | $ 10,000,000 | 14 | $ 1,315,000 |
BENEFICIAL 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 14 | $ 1,104,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. COPPELL, TX 75019 |
* | $ 10,000,000 | 12 | $ 689,000 |
WELLS FARGO FUNDING, INC 100 N MAIN STREEET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 25,457,000 | 12 | $ 875,000 |
WELLS FARGO BANK MINNESOTA NA 4406 PIEDRAS DR W, A SEFCIK, T5600-021 SAN ANTONIO, TX 78228 |
* | $ 52,843,200,000 | 12 | $ 575,000 |
MORTGAGE INVESTORS CORP 6090 CENTRAL AVE ST. PETERSBURG, FL 33707 |
* | $ 10,000,000 | 11 | $ 801,000 |
HOMEOWNERS LOAN CORPORATION 4501 CIRCLE 75 PARKWAY, SUITE D-4300 ATLANTA, GA 30339 |
* | $ 1,840,459,615,000 | 11 | $ 698,000 |
CHASE MANHATTAN MORTGAGE CORP 343 THORNALL STREET EDISON, NJ 08837 |
* | $ 622,388,000,000 | 10 | $ 969,000 |
AMERICAN BUSINESS FINANCIAL 100 PENN SQUARE EAST PHILADELPHIA, PA 19107 |
* | $ 10,000,000 | 9 | $ 624,000 |
US BANK NORTH DAKOTA 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 2,437,029,000 | 9 | $ 646,000 |
TCF MORTGAGE CORPORATION 801 MARQUETTE AVENUE (002-01-P) MINNEAPOLIS, MN 55402 |
* | $ 3,586,805,000 | 8 | $ 689,000 |
BANK ONE, NA 45303 VAN DYKE SUITE 9048 UTICA, MI 48317 |
* | $ 53,001,000,000 | 8 | $ 501,000 |
AAMES FUNDING CORPORATION 15090 AVENUE OF SCIENCE SAN DIEGO, CA 92128 |
* | $ 10,000,000 | 8 | $ 668,000 |
FIRST MAGNUS FINANCIAL CORP 603 N. WILMOT ROAD TUCSON, AZ 85711 |
* | $ 10,000,000 | 8 | $ 798,000 |
DECISION ONE MORTGAGE 6060 J.A. JONES DRIVE CHARLOTTE, NC 28287 |
* | $ 10,000,000 | 7 | $ 701,000 |
CITIFINANCIAL MORTGAGE COMPANY 1111 NORTHPOINT DRIVE COPPELL, TX 75019 |
* | $ 1,097,190,000,000 | 7 | $ 643,000 |
WELLS FARGO FIN'L MINNESOTA 800 WALNUT ST, 6TH FLOOR, MAC F4031-061 DES MOINES, IA 50309 |
* | $ 19,065,781,000 | 7 | $ 298,000 |
US BANK, N.A. 777 EAST WISCONSIN AVE MILWAUKEE, WI 53202 |
* | $ 176,049,792,000 | 6 | $ 749,000 |
NEW CENTURY MORTGAGE CORPORATI 18400 VON KARMAN AVE., SUITE 1000 IRVINE, CA 92612 |
* | $ 10,000,000 | 6 | $ 370,000 |
ARGENT MORTGAGE COMPANY 1100 TOWN & COUNTRY ORANGE, CA 92868 |
* | $ 10,000,000 | 6 | $ 519,000 |
CALUSA INVESTMENTS, L.L.C. P.O. BOX 710840 HERNDON, VA 20171 |
* | $ 10,000,000 | 6 | $ 648,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ 10,000,000 | 6 | $ 440,000 |
FLAGSTAR BANK 5151 CORPORATE DR TROY, MI 48098 |
* | $ 8,190,484,000 | 6 | $ 624,000 |
GMAC BANK 4 WALNUT GROVE HORSHAM, PA 19044 |
* | $ 2,448,525,000 | 6 | $ 480,000 |
FULL SPECTRUM LENDING 35 N. LAKE AVENUE MS 55-11 PASADENA, CA 91101 |
* | $ 58,034,697,000 | 5 | $ 403,000 |
HOME TOWN MORTGAGE, INC. 7900 WEST 78TH STREET, SUITE 100 EDINA, MN 55439 |
* | $ 10,000,000 | 5 | $ 444,000 |
MIDFIRST BANK 501 NW GRAND BLVD. OKLAHOMA CITY, OK 73118 |
* | $ 8,575,434,000 | 5 | $ 264,000 |
MILA, INC 6021 244TH ST. SW MOUNTLAKE TERRACE, WA 98043 |
* | $ 10,000,000 | 5 | $ 539,000 |
ING BANK, FSB 1 SOUTH ORANGE STREET WILMINGTON, DE 19801 |
* | $ 11,903,989,000 | 5 | $ 282,000 |
KEYBANK USA, N.A. 127 PUBLIC SQUARE CLEVELAND, OH 44114 |
* | $ 8,943,095,000 | 5 | $ 416,000 |
AMTRUST BANK 1801 E. 9TH ST #200 CLEVELAND, OH 44114 |
* | $ 12,811,549,000 | 5 | $ 463,000 |
MORTGAGE IT INC 60 WALL ST NEW YORK, NY 10005 |
* | $ 10,000,000 | 5 | $ 401,000 |
RESIDENTIAL FUNDING CORP. LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 5 | $ 380,000 |
VOYAGER BANK 775 PRAIRIE CENTER DRIVE EDEN PRAIRIE, MN 55344 |
* | $ 290,851,000 | 5 | $ 373,000 |
HFC 140 INDUSTRIAL DRIVE ELMHURST, IL 60126 |
* | $ 10,000,000 | 4 | $ 239,000 |
21ST MORTGAGE CORPORATION 620 MARKET ST SUITE 100 KNOXVILLE, TN 37902 |
* | $ 10,000,000 | 4 | $ 185,000 |
AVIZEN LENDING SOLUTIONS 8441 WAZATA BLVD GOLDEN VALLEY, MN 55426 |
* | $ 10,000,000 | 4 | $ 335,000 |
E-LOAN, INC. 6230 STONERIDGE MALL ROAD PLEASANTON, CA 94588 |
* | $ 10,000,000 | 4 | $ 197,000 |
EMMCO, LLC 113 REED AVENUE LEXINGTON, SC 29072 |
* | $ 10,000,000 | 3 | $ 202,000 |
EQUITY ONE 9600 WEST BRYN MAWR ROSEMONT, IL 60018 |
* | $ 10,538,602,000 | 3 | $ 159,000 |
FIRST HORIZON HOME LOAN CORP 4000 HORIZON WAY IRVING, TX 75063 |
* | $ 1,446,000,000 | 3 | $ 186,000 |
GREEN TREE SERVICING LLC 345 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 31,000,000 | 3 | $ 220,000 |
CITICORP TRUST BANK, FSB 601 LEXINGTON AVENUE, 20TH FLOOR NEW YORK, NY 10022 |
* | $ 13,961,613,000 | 3 | $ 194,000 |
CITIMORTGAGE, INC 1 COURT SQUARE, 45TH FLOOR, ZONE 15 LONG ISLAND CITY, NY 11120 |
* | $ 281,018,000,000 | 3 | $ 222,000 |
M&I BANK FSB W57N14280 DOERR WAY CEDARBURG, WI 53012 |
* | $ 1,059,670,000 | 3 | $ 311,000 |
AURORA BANK FSB 1271 SIXTH AVENUE, 46TH FLOOR NEW YORK, NY 10020 |
* | $ 11,370,323,000 | 3 | $ 220,000 |
UNITY BANK NORTH PO BOX 280 RED LAKE FALLS, MN 56750 |
* | $ 44,273,000 | 3 | $ 166,000 |
PRINCIPAL RESIDENTIAL MORTGAGE ONE COURT SQUARE, 45TH FLOOR LONG ISLAND CITY, NY 11120 |
* | $ 10,000,000 | 3 | $ 249,000 |
WESTERN STATE BANK 755 13TH AVE E WEST FARGO, ND 58108 |
* | $ 280,092,000 | 3 | $ 169,000 |
WMC MORTGAGE CORP. 3100 THORTON AVE BURBANK, CA 91504 |
* | $ 31,000,000 | 2 | $ 144,000 |
WELLS FARGO BANK NEVADA, NA 4406 PIEDRAS DR W, A SEFCIK, T5600-021 SAN ANTONIO, TX 78228 |
* | $ 9,915,389,000 | 2 | $ 39,000 |
PRIMARY RESIDENTIAL MORTGAGE 4750 W WILEY POST WAY SUITE 200 SALT LAKE CITY, UT 84116 |
* | $ 10,000,000 | 2 | $ 195,000 |
PRIME SECURITY BANK 1305 VIERLING DRIVE SHAKOPEE, MN 55379 |
* | $ 50,168,000 | 2 | $ 56,000 |
PHH MORTGAGE CORPORATION 1 MORTGAGE WAY MT LAUREL, NJ 08054 |
* | $ 31,000,000 | 2 | $ 193,000 |
NEXSTAR FINANCIAL CORPORATION 19 RESEARCH PARK COURT ST. CHARLES, MO 63304 |
* | $ 10,000,000 | 2 | $ 173,000 |
OPTIMUM MORTGAGE SERVICES, INC 8120 PENN AVENUE SOUTH, SUITE 530 BLOOMINGTON, MN 55431 |
* | $ 10,000,000 | 2 | $ 174,000 |
OPTION ONE MORTGAGE CORP 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 2 | $ 171,000 |
ORIGEN FINANCIAL SERVICES LLC 27777 FRANKLIN ROAD SUITE 1710 SOUTHFIELD, MI 48034 |
* | $ 10,000,000 | 2 | $ 70,000 |
PARAGON HOME LENDING, LLC 19435 W. CAPITOL DRIVE, SUITE 201 BROOKFIELD, WI 53045 |
* | $ 10,000,000 | 2 | $ 216,000 |
VANDERBILT MORTGAGE 500 ALCOA TRAIL MARYVILLE, TN 37804 |
* | $ 31,000,000 | 2 | $ 47,000 |
SUMMIT MORTGAGE CORPORATION 13355 10TH AVE N, #100 PLYMOUTH, MN 55441 |
* | $ 10,000,000 | 2 | $ 226,000 |
TCF NATIONAL BANK 2508 LOUISE AVE S (002-01-P) SIOUX FALLS, SD 57106 |
* | $ 12,307,660,000 | 2 | $ 181,000 |
LONG BEACH MORTGAGE CO. 227 EAST AVENUE ALBION, NY 14411 |
* | $ 10,000,000 | 2 | $ 175,000 |
AMC MORTGAGE SERVICES, INC. 1100 TOWN & COUNTRY ROAD, SUITE 1100 IRVINE, CA 92868 |
* | $ 10,000,000 | 2 | $ 159,000 |
CHASE MANHATTAN BANK USA, NA 200 WHITE CLAY CENTER DR NEWARK, DE 19711 |
* | $ 32,738,033,000 | 2 | $ 67,000 |
BNC MORTGAGE 1901 MAIN ST IRVINE, CA 92614 |
* | $ 10,000,000 | 2 | $ 146,000 |
BRIDGE CAPITAL CORPORATION 27121 TOWNE CENTRE DRIVE FOOTHILL RANCH, CA 92610 |
* | $ 10,000,000 | 2 | $ 121,000 |
MBNA AMERICA DELAWARE, N.A. 200 N COLLEGE ST NC1-004-04-13 CHARLOTTE, NC 28255 |
* | $ 1,708,852,000 | 2 | $ 140,000 |
FIRST FRANKLIN FINANCIAL CORP. 2150 NORTH FIRST STREET SAN JOSE, CA 95131 |
* | $ 592,000,000 | 2 | $ 125,000 |
FIRST RESIDENTIAL MORTGAGE 9721 ORMSBY STATION RD. LOUISVILLE, KY 40223 |
* | $ 10,000,000 | 2 | $ 161,000 |
FIELDSTONE MORTGAGE COMPANY 11000 BROKEN LAND PARKWAY, SUITE 900 COLUMBIA, MD 21044 |
* | $ 10,000,000 | 2 | $ 200,000 |
DELTA FUNDING CORPORATION 1000 WOODBURY ROAD WOODBURY, NY 11797 |
* | $ 31,000,000 | 2 | $ 128,000 |
DISCOVER BANK 502 EAST MARKET STREET GREENWOOD, DE 19950 |
* | $ 24,051,676,000 | 1 | $ 12,000 |
FIRST AMERICAN BANK N.A. 1207 CENTRAL AVENUE FORT DODGE, IA 50501 |
* | $ 187,240,000 | 1 | $ 79,000 |
ENCORE CREDIT CORP 1833 ALTON PARKWAY IRVINE, CA 92606 |
* | $ 10,000,000 | 1 | $ 94,000 |
EQUIFIRST CORPORATION 13000 S TRYON ST, STE F, PMB 317 CHARLOTTE, NC 28278 |
* | $ 44,835,341,000 | 1 | $ 95,000 |
FIRST STATE MORTGAGE CORPORATI 10527 165TH ST W LAKEVILLE, MN 55044 |
* | $ 10,000,000 | 1 | $ 109,000 |
FIRST TENNESSEE BANK NA 165 MADISON 5TH FLOOR MEMPHIS, TN 38103 |
* | $ 23,392,515,000 | 1 | $ 53,000 |
FREMONT INVESTMENT & LOAN 2727 E. IMPERIAL HIGHWAY BREA, CA 92821 |
* | $ 6,363,082,000 | 1 | $ 72,000 |
HOMECOMINGS FINANCIAL LLC 1100 VIRGINIA DRIVE FT. WASHINGTON, PA 19034 |
* | $ 10,000,000 | 1 | $ 82,000 |
HOMELAND CAPITAL MORTGAGE 600 E CARMEL DR, SUITE 110 CARMEL, IN 46033 |
* | $ 10,000,000 | 1 | $ 20,000 |
IMPAC FUNDING CORP 19500 JAMBOREE ROAD IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 96,000 |
GREENLIGHT FINANCIAL SERVICES 18200 VON KARMAN STE #300 IRVINE, CA 92612 |
* | $ 10,000,000 | 1 | $ 25,000 |
H&R BLOCK MORTGAGE CORPORATION 6501 IRVINE CENTER DRIVE IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 78,000 |
HEARTLAND ENTERPRISES, INC. 1401 BRANDING LANE DOWNERS GROVE, IL 60515 |
* | $ 10,000,000 | 1 | $ 46,000 |
GREATER ACCEPTANCE MORTGAGE CO 940 TOWN & COUNTRY ROAD ORNAGE, CA 92868 |
* | $ 10,000,000 | 1 | $ 81,000 |
CUNA MUTUAL MORTGAGE CORPORATI 2908 MARKETPLACE DRIVE SUITE 100 MADISON, WI 53719 |
* | $ 10,000,000 | 1 | $ 86,000 |
CITIFINANCIAL SERVICES INC 300 ST PAUL PLACE BALTIMORE, MD 21202 |
* | $ 1,097,190,000,000 | 1 | $ 69,000 |
AMERICAN STERLING BANK 535 S STERLING SUGAR CREEK, MO 64054 |
* | $ 261,508,000 | 1 | $ 96,000 |
AMERICAS MONEYLINE 4880 COX ROAD GLEN ALLEN, VA 23060 |
* | $ 10,000,000 | 1 | $ 91,000 |
LASALLE BANK NA 135 SOUTH LASALLE STREET, STE 2325 CHICAGO, IL 60603 |
* | $ 57,441,766,000 | 1 | $ 200,000 |
AEGIS WHOLESALE CORPORATION 3250 BRIARPARK DR SUITE 400 HOUSTON, TX 77042 |
* | $ 10,000,000 | 1 | $ 67,000 |
ALLIED HOME MTG CAPITAL CORP 6110 PINEMONT DR., STE. 215 HOUSTON, TX 77092 |
* | $ 10,000,000 | 1 | $ 68,000 |
THE CIT GROUP/CONSUMER FINANCE 650 CIT DRIVE LIVINGSTON, NJ 07039 |
* | $ 1,358,138,000 | 1 | $ 56,000 |
THRIVENT FINANCIAL BANK 122 EAST COLLEGE AVE., SUITE 1E APPLETON, WI 54911 |
* | $ 321,901,000 | 1 | $ 55,000 |
TIERONE BANK 1235 "N" STREET LINCOLN, NE 68508 |
* | $ 1,943,893,000 | 1 | $ 22,000 |
SUNTRUST MORTGAGE, INC 901 SEMMES AVENUE RICHMOND, VA 23224 |
* | $ 115,148,694,000 | 1 | $ 77,000 |
TAYLOR, BEAN & WHITAKER 315 NE 14TH STREET OCALA, FL 34470 |
* | $ 10,000,000 | 1 | $ 61,000 |
SOUTH COUNTY BANK 2 VENTURE, SUITE 120 IRVINE, CA 92618 |
* | $ 89,753,000 | 1 | $ 100,000 |
WELLS FARGO BANK, NA 100 N MAIN STREET MAC D4001-063 WINSTON-SALEM, NC 27150 |
* | $ 318,870,000,000 | 1 | $ 24,000 |
PEOPLE'S CHOICE FINANCIAL CORP 7515 IRVINE CENTER DR. IRVINE, CA 92618 |
* | $ 10,000,000 | 1 | $ 53,000 |
MSDW CREDIT CORPORATION 2500 LAKE COOK RD RIVERWOODS, IL 60015 |
* | $ 10,000,000 | 1 | $ 25,000 |
MORTGAGE LENDERS NETWORK USA 213 COURT STREET MIDDLETOWN, CT 06457 |
* | $ 10,000,000 | 1 | $ 95,000 |
PINNACLE FINANCIAL CORPORATION 2611 TECHNOLOGY DRIVE ORLANDO, FL 32804 |
* | $ 10,000,000 | 1 | $ 75,000 |
NATIONWIDE ADVANTAGE MORTGAGE 1100 LOCUST ST DES MOINES, IA 50391 |
* | $ 31,000,000 | 1 | $ 53,000 |
RBC MORTGAGE P O BOX 1220 ROCKY MOUNT, NC 27802 |
* | $ 2,163,315,000 | 1 | $ 85,000 |
WASHINGTON MUTUAL BANK 227 EAST AVENUE ALBION, NY 14411 |
* | $ 26,723,000,000 | 1 | $ 100,000 |
WOODLAND CAPITAL CORPORATION 2042 WOODDALE DRIVE #160 WOODBURY, MN 55125 |
* | $ 10,000,000 | 1 | $ 125,000 |
The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Refinancing (home purchase or home improvement, one-to-four family) | 868 | $70,033,000 | $80,000 | $250,000 | $43,000 | $577,000 |
Home Purchase (one-to-four family) | 130 | $11,303,000 | $86,000 | $194,000 | $43,000 | $160,000 |
Home Improvement (one-to-four family) | 14 | $327,000 | $23,000 | $68,000 | $53,000 | $76,000 |
Multifamily dwelling (home purchase, home improvement, and refinancings) | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 829 | $67,839,000 | $81,000 | $250,000 | $43,000 | $176,000 |
Information not provided by applicant in mail or telephone application | 130 | $9,744,000 | $74,000 | $207,000 | $46,000 | $139,000 |
Not applicable | 21 | $1,482,000 | $70,000 | $110,000 | $6,000 | $60,000 |
Other | 18 | $1,554,000 | $86,000 | $123,000 | $82,000 | $577,000 |
Asian or Pacific Islander | 8 | $524,000 | $65,000 | $99,000 | $40,000 | $68,000 |
Hispanic | 4 | $420,000 | $105,000 | $118,000 | $60,000 | $70,000 |
American Indian or Alaskan Native | 2 | $100,000 | $50,000 | $50,000 | $0 | $0 |
Black | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 939 | $76,224,000 | $81,000 | $250,000 | $46,000 | $577,000 |
VA-guaranteed (Veterans Administration) | 35 | $2,745,000 | $78,000 | $130,000 | $7,000 | $89,000 |
FHA-insured (Federal Housing Administration) | 26 | $1,823,000 | $70,000 | $129,000 | $27,000 | $129,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 12 | $871,000 | $72,000 | $135,000 | $39,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 514 | $42,485,000 | $82,000 | $207,000 | $46,000 | $176,000 |
Application Denied By Financial Institution | 179 | $12,931,000 | $72,000 | $149,000 | $47,000 | $577,000 |
Application Withdrawn By Applicant | 125 | $10,779,000 | $86,000 | $207,000 | $47,000 | $139,000 |
Loan Purchased By The Institution | 98 | $7,975,000 | $81,000 | $200,000 | $20,000 | $84,000 |
Application Approved But Not Accepted | 63 | $4,933,000 | $78,000 | $250,000 | $48,000 | $112,000 |
File Closed For Incompleteness | 33 | $2,560,000 | $77,000 | $152,000 | $38,000 | $88,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Credit History | 42 | $2,619,000 | $62,000 | $125,000 | $43,000 | $117,000 |
Collateral | 29 | $2,226,000 | $76,000 | $125,000 | $39,000 | $64,000 |
Other | 27 | $2,116,000 | $78,000 | $149,000 | $48,000 | $88,000 |
Debt-To-Income Ratio | 20 | $1,516,000 | $75,000 | $144,000 | $35,000 | $63,000 |
Credit Application Incomplete | 18 | $1,593,000 | $88,000 | $132,000 | $102,000 | $577,000 |
Unverifiable Information | 3 | $272,000 | $90,000 | $118,000 | $34,000 | $65,000 |
Employment History | 2 | $104,000 | $52,000 | $76,000 | $49,000 | $61,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.
If you prefer, you can download a copy of the entire list of mortgage lenders in Minnesota, and search similar information back through 2003.