Unlock detailed Rock County MN mortgage statistics and HMDA loan application data from 2003 to 2023.
Analyze total mortgage applications, loan amounts, and key lending trends across the area.
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about local mortgage trends and lending activity.
Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
Total Number of Mortgage Applications | 548 |
Total Mortgage Loan Application Amount | $91,170,000 |
Average Mortgage Loan Application Amount | $166,000 |
Highest Mortgage Loan Application Amount | $2,285,000 |
Average Applicant Income | $81,000 |
Highest Applicant Income | $1,440,000 |
Mortgage Lender | Phone Number | Mortgage Lender Assets | Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications |
---|---|---|---|---|
AFFINITY PLUS 175 WEST LAFAYETTE FRONTAGE ROAD SAINT PAUL, MN 55107 |
* | $ 2,399,512,000 | 3 | $ 255,000 |
AMERICAN ADVISORS GROUP 3800 W.CHAPMAN SUITE 300 ORANGE, CA 92868 |
* | $ -1,000 | 1 | $ 45,000 |
AMERICAN BANK & TRUST 120 E MAIN STREET SIOUX FALLS, SD 57382 |
* | $ 985,338,000 | 3 | $ 575,000 |
AMERICAN FINANCING CORPORATION 3045 S PARKER RD BUILDING B AURORA, CO 80014 |
* | $ -1,000 | 4 | $ 800,000 |
AMERICAN STATE BANK 525 N MAIN AVE, PO BOX 140 SIOUX CENTER, IA 51250 |
* | $ 948,382,000 | 3 | $ 585,000 |
AMERIHOME MORTGAGE COMPANY, LLC 21215 BURBANK BLVD, SUITE 400 WILMINGTON, DE 91367 |
* | $ -1,000 | 8 | $ 2,100,000 |
AMERISAVE MORTGAGE CORPORATION 3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE PEACHTREE CORNER, GA 30305 |
* | $ -1,000 | 9 | $ 1,235,000 |
BANK MIDWEST 1525 18TH STREET SUITE 100 SPIRIT LAKE, IA 51360 |
* | $ 948,772,000 | 1 | $ 225,000 |
BANK OF AMERICA, NATIONAL ASSOCIATION 31303 AGOURA RD CA6-917-01-20 CHARLOTTE, NC 91361 |
* | $ 1,751,524,000,000 | 1 | $ 195,000 |
BELL BANK 3100 13TH AVE S FARGO, ND 58103 |
* | $ 6,492,180,000 | 1 | $ 25,000 |
BETTER MORTGAGE CORPORATION 459 BROADWAY, FLOOR 5 GLENDALE, CA 10013 |
* | $ -1,000 | 3 | $ 635,000 |
BLACK HILLS FEDERAL CREDIT UNION PO BOX 1420-225 MAIN ST RAPID CITY, SD 57709 |
* | $ 1,418,352,000 | 2 | $ 520,000 |
BREMER BANK, NATIONAL ASSOCIATION 372 ST. PETER STREET ST. PAUL, MN 55102 |
* | $ 13,105,582,000 | 1 | $ 55,000 |
CALIBER HOME LOANS, INC. 1525 S. BELTLINE ROAD WILMINGTON, DE 75019 |
* | $ -1,000 | 15 | $ 2,515,000 |
CARDINAL FINANCIAL COMPANY, LIMITED PARTNERSHIP 3701 ARCO CORPORATE DR., SUITE 200 SACRAMENTO, PA 28273 |
* | $ -1,000 | 2 | $ 270,000 |
CENTRAL BANK 600 LAKE AVENUE STORM LAKE, IA 50588 |
* | $ 929,943,000 | 1 | $ 185,000 |
CITIZENS BANK, NATIONAL ASSOCIATION ONE CITIZENS PLAZA PROVIDENCE, RI 02903 |
* | $ 121,995,997,000 | 17 | $ 2,155,000 |
COMPASS MORTGAGE, INC. 27755 DIEHL ROAD, STE 100 WINFIELD, IL 60555 |
* | $ -1,000 | 2 | $ 320,000 |
COMPEER FINANCIAL, FLCA 2600 JENNY WREN TRAIL SUN PRAIRIE, WI 53590 |
* | $ -1,000 | 8 | $ 1,810,000 |
CORTRUST MORTGAGE, INC. 2101 S MINNESOTA AVENUE SIOUX FALLS, SD 57105 |
* | $ -1,000 | 10 | $ 1,750,000 |
CROSSCOUNTRY MORTGAGE, LLC 6850 MILLER RD WILMINGTON, DE 44141 |
* | $ -1,000 | 12 | $ 1,640,000 |
DACOTAH BANK 308 S MAIN STREET, PO BOX 1210 ABERDEEN, SD 57102 |
* | $ 2,689,384,000 | 1 | $ 145,000 |
DISCOVER BANK 12 READS WAY GREENWOOD, DE 19720 |
* | $ 98,729,134,000 | 5 | $ 785,000 |
EMBRACE HOME LOANS, INC. 25 ENTERPRISE CENTER MIDDLETOWN, RI 02842 |
* | $ -1,000 | 1 | $ 105,000 |
FAIRWAY INDEPENDENT MORTGAGE CORPORATION 4801 S. BILTMORE LANE AUSTIN, TX 53718 |
* | $ -1,000 | 1 | $ 165,000 |
FIRST BANK & TRUST 520 6TH STREET BROOKINGS, SD 57006 |
* | $ 2,069,570,000 | 17 | $ 4,015,000 |
FIRST DAKOTA NATIONAL BANK 225 CEDAR ST YANKTON, SD 57078 |
* | $ 1,776,882,000 | 8 | $ 2,180,000 |
FIRST INTERNATIONAL BANK & TRUST 1600 S BDWAY WATFORD CITY, ND 58701 |
* | $ 3,466,051,000 | 21 | $ 3,145,000 |
FIRST PREMIER BANK 400 S SYCAMORE AVE, SUITE 101 SIOUX FALLS, SD 57110 |
* | $ 2,041,578,000 | 14 | $ 2,630,000 |
FIRST SAVINGS BANK 501 E. LEWIS & CLARK PARKWAY JEFFERSONVILLE, IN 47129 |
* | $ 1,289,704,000 | 1 | $ 95,000 |
FLAGSTAR BANK, N.A. 5151 CORPORATE DRIVE HICKSVILLE, NY 48098 |
* | $ 16,855,693,000 | 14 | $ 2,220,000 |
FREEDOM MORTGAGE CORPORATION 10500 KINCAID DRIVE MT LAUREL, NJ 46037 |
* | $ -1,000 | 48 | $ 7,080,000 |
GREAT WESTERN BANK 225 S MAIN AVE SIOUX FALLS, SD 57104 |
* | $ 12,848,070,000 | 3 | $ 515,000 |
GUARANTEED RATE, INC. 3940 NORTH RAVENSWOOD AVE WILMINGTON, DE 60613 |
* | $ -1,000 | 3 | $ 805,000 |
HOME POINT FINANCIAL CORPORATION 1194 OAK VALLEY DRIVE, SUITE 80 ANN ARBOR, MI 48108 |
* | $ -1,000 | 3 | $ 535,000 |
HOMEOWNERS FINANCIAL GROUP USA, LLC 16427 N. SCOTTSDALE ROAD, SUITE 145 SCOTTSDALE, AZ 85264 |
* | $ -1,000 | 3 | $ 335,000 |
HOMETOWN BANK 1000 EAST COOK STREET REDWOOD FALLS, MN 56283 |
* | $ 353,740,000 | 1 | $ 235,000 |
IOWA BANKERS MORTGAGE CORPORATION 8800 NW 62ND AVE JOHNSTON, IA 50131 |
* | $ -1,000 | 17 | $ 2,715,000 |
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION 1111 POLARIS PARKWAY COLUMBUS, OH 43240 |
* | $ 2,140,778,000,000 | 1 | $ 165,000 |
KELLER MORTGAGE, LLC 4725 LAKEHURST CT SUITE 400 HILLIARD, OH 43016 |
* | $ -1,000 | 1 | $ 155,000 |
LAKEVIEW LOAN SERVICING, LLC 4425 PONCE DE LEON BLVD. WILMINGTON, DE 33146 |
* | $ -1,000 | 1 | $ 165,000 |
LEND SMART MORTGAGE, LLC 3450 LEXINGTON AVE N OAKDALE, MN 55126 |
* | $ -1,000 | 1 | $ 75,000 |
LOANDEPOT.COM, LLC 26642 TOWNE CENTRE DRIVE DOVER, DE 92610 |
* | $ -1,000 | 1 | $ 265,000 |
MERCHANTS BANK, NATIONAL ASSOCIATION 102 EAST THIRD STREET WINONA, MN 55987 |
* | $ 1,864,126,000 | 1 | $ 145,000 |
MINNWEST BANK 300 S WASHINGTON REDWOOD FALLS, MN 56283 |
* | $ 2,068,880,000 | 8 | $ 700,000 |
MORTGAGE RESEARCH CENTER, LLC 1400 VETERANS UNITED DR. SAINT LOUIS, MO 65203 |
* | $ -1,000 | 6 | $ 860,000 |
NATIONSTAR MORTGAGE LLC 8950 CYPRESS WATERS BLVD. WILMINGTON, DE 75019 |
* | $ -1,000 | 2 | $ 300,000 |
NAVY FEDERAL CREDIT UNION 820 FOLLIN LANE VIENNA, VA 22180 |
* | $ 90,565,764,000 | 2 | $ 180,000 |
NEW AMERICAN FUNDING, LLC 14511 MYFORD ROAD, SUITE 100 DOVER, DE 92780 |
* | $ -1,000 | 1 | $ 135,000 |
NEWREZ LLC 4000 CHEMICAL ROAD SUITE 200 WILMINGTON, DE 19462 |
* | $ -1,000 | 16 | $ 2,640,000 |
NP, INC. E, 4800 N FEDERAL HWY #200 BOCA RATON, FL 33431 |
* | $ -1,000 | 1 | $ 225,000 |
PENNYMAC LOAN SERVICES, LLC 3043 TOWNSGATE ROAD WILMINGTON, DE 91361 |
* | $ -1,000 | 18 | $ 2,920,000 |
PEOPLES BANK 1230 VALLEY DRIVE ROCK VALLEY, IA 51247 |
* | $ 638,804,000 | 2 | $ 240,000 |
PLAINS COMMERCE BANK 220 MAIN ST SIOUX FALLS, SD 57450 |
* | $ 707,275,000 | 104 | $ 18,300,000 |
PLANET HOME LENDING, LLC 321 RESEARCH PARKWAY STE 300 WILMINGTON, DE 06540 |
* | $ -1,000 | 2 | $ 190,000 |
PREMIER BANK 1004 21ST AVENUE ROCK VALLEY, IA 51247 |
* | $ 564,246,000 | 6 | $ 910,000 |
PRIMELENDING, A PLAINSCAPITAL COMPANY 18111 PRESTON ROAD SUITE 900 DALLAS, TX 75252 |
* | $ -1,000 | 1 | $ 75,000 |
RELIABANK DAKOTA 211 N MAIN ST ESTELLINE, SD 57201 |
* | $ 471,230,000 | 10 | $ 1,700,000 |
SERVICE FIRST FEDERAL CREDIT UNION 3901 E 10TH STREET SIOUX FALLS, SD 57103 |
* | $ 165,244,000 | 1 | $ 165,000 |
SERVION, INC. 500 MAIN STREET NEW BRIGHTON, MN 55112 |
* | $ -1,000 | 2 | $ 180,000 |
SOUTHPOINT FINANCIAL 924 MAIN STREET E SLEEPY EYE, MN 56085 |
* | $ 369,032,000 | 1 | $ 155,000 |
SUN WEST MORTGAGE COMPANY, INC. 18000 STUDEBAKER ROAD, SUITE 200 SACRAMENTO, CA 90703 |
* | $ -1,000 | 1 | $ 235,000 |
THE FIRST NATIONAL BANK IN SIOUX FALLS 100 S. PHILLIPS AVENUE SIOUX FALLS, SD 57104 |
* | $ 1,339,634,000 | 3 | $ 555,000 |
THRIVENT FEDERAL CREDIT UNION 625 FOURTH AVE S APPLETON, WI 55415 |
* | $ 629,553,000 | 1 | $ 85,000 |
TOWNE MORTGAGE COMPANY 2170 E. BIG BEAVER ROAD, SUITE A PLYMOUTH, MI 48083 |
* | $ -1,000 | 1 | $ 75,000 |
TRUIST BANK 3100 SMOKETREE CT FL 5 CHARLOTTE, NC 27604 |
* | $ 216,077,000,000 | 2 | $ 440,000 |
U.S. BANK NATIONAL ASSOCIATION 425 WALNUT STREET CINCINNATI, OH 45202 |
* | $ 456,025,829,000 | 24 | $ 4,130,000 |
UNITED BANK OF IOWA 501 SECOND STREET IDA GROVE, IA 51445 |
* | $ 1,742,636,000 | 2 | $ 140,000 |
UNITED WHOLESALE MORTGAGE, LLC 1414 EAST MAPLE ROAD PLYMOUTH, MI 48083 |
* | $ -1,000 | 5 | $ 845,000 |
USAA FEDERAL SAVINGS BANK 10750 MCDERMOTT FREEWAY SAN ANTONIO, TX 78288 |
* | $ 80,522,766,000 | 2 | $ 370,000 |
WELLS FARGO BANK, NATIONAL ASSOCIATION 100 N MAIN STREET MAC D4001-042 SIOUX FALLS, SD 27150 |
* | $ 1,747,398,000,000 | 23 | $ 3,205,000 |
WINGS FINANCIAL CREDIT UNION 14985 GLAZIER AVENUE APPLE VALLEY, MN 55124 |
* | $ 5,633,125,000 | 2 | $ 150,000 |
The HMDA mortgage data below offers a comprehensive breakdown of loan application trends for 2021, covering key categories like loan purpose, applicant race, loan type, approval outcomes, and denial reasons. Each dataset details the total number of applications and the total loan amounts, helping you analyze lending activity with precision.
Easily search and sort data by metrics such as average mortgage amount, highest loan value, average applicant income, and top income levels within each category. Whether you're researching market trends, borrower demographics, or specific mortgage types, these insights provide a valuable snapshot of lending patterns, helping you make more informed decisions in the mortgage and real estate industries.
Loan Purpose | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Home Purchase | 239 | $40,885,000 | $171,000 | $545,000 | $69,000 | $450,000 |
Refinancing | 181 | $31,695,000 | $175,000 | $2,285,000 | $94,000 | $1,440,000 |
Cash-out Refinancing | 109 | $17,515,000 | $160,000 | $385,000 | $86,000 | $482,000 |
Home Improvement | 9 | $365,000 | $40,000 | $105,000 | $89,000 | $142,000 |
Not Applicable | 5 | $365,000 | $73,000 | $135,000 | $0 | $0 |
Other Purpose | 5 | $345,000 | $69,000 | $165,000 | $80,000 | $165,000 |
Applicant Race | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
White | 422 | $68,050,000 | $161,000 | $545,000 | $83,000 | $1,440,000 |
Not applicable | 62 | $12,830,000 | $206,000 | $2,285,000 | $52,000 | $53,000 |
Not Provided | 46 | $8,180,000 | $177,000 | $365,000 | $86,000 | $236,000 |
Hispanic | 14 | $1,600,000 | $114,000 | $165,000 | $40,000 | $82,000 |
American Indian or Alaskan Native | 2 | $190,000 | $95,000 | $105,000 | $88,000 | $99,000 |
Asian | 1 | $165,000 | $165,000 | $165,000 | $49,000 | $49,000 |
Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 387 | $66,005,000 | $170,000 | $2,285,000 | $88,000 | $1,440,000 |
FSA/RHS (Farm Service Agency or Rural Housing Service) | 61 | $7,315,000 | $119,000 | $225,000 | $45,000 | $94,000 |
FHA-insured (Federal Housing Administration) | 58 | $8,560,000 | $147,000 | $365,000 | $57,000 | $220,000 |
VA-guaranteed (Veterans Administration) | 42 | $9,290,000 | $221,000 | $395,000 | $86,000 | $153,000 |
Outcome | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Loan Originated | 304 | $52,170,000 | $171,000 | $2,285,000 | $78,000 | $371,000 |
Application Withdrawn By Applicant | 80 | $13,240,000 | $165,000 | $545,000 | $100,000 | $1,440,000 |
Loan Purchased By The Institution | 73 | $12,585,000 | $172,000 | $415,000 | $52,000 | $82,000 |
Application Denied By Financial Institution | 58 | $7,990,000 | $137,000 | $415,000 | $81,000 | $482,000 |
File Closed For Incompleteness | 23 | $3,535,000 | $153,000 | $355,000 | $95,000 | $236,000 |
Application Approved But Not Accepted | 9 | $1,575,000 | $175,000 | $485,000 | $60,000 | $90,000 |
Preapproval Approved but not Accepted | 1 | $75,000 | $75,000 | $75,000 | $105,000 | $105,000 |
Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason | Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
---|---|---|---|---|---|---|
Not applicable | 477 | $81,835,000 | $171,000 | $2,285,000 | $82,000 | $1,440,000 |
Debt-To-Income Ratio | 30 | $3,950,000 | $131,000 | $345,000 | $62,000 | $158,000 |
Credit History | 18 | $1,840,000 | $102,000 | $215,000 | $117,000 | $482,000 |
Credit Application Incomplete | 8 | $1,550,000 | $193,000 | $415,000 | $66,000 | $97,000 |
Collateral | 6 | $790,000 | $131,000 | $265,000 | $95,000 | $146,000 |
Other | 5 | $655,000 | $131,000 | $205,000 | $68,000 | $94,000 |
Unverifiable Information | 2 | $340,000 | $170,000 | $185,000 | $53,000 | $61,000 |
Employment History | 2 | $210,000 | $105,000 | $155,000 | $41,000 | $59,000 |
Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights for industry professionals, researchers, and analysts looking to understand lending trends in the area. With detailed data on mortgage applications, loan amounts, applicant income, loan purposes, and approval rates, you can uncover key patterns shaping the local housing market.
Whether you're a real estate expert, financial analyst, or policymaker, these in-depth mortgage lending statistics help you track market shifts, assess borrower demographics, and evaluate lender performance. Use this powerful data to make informed decisions, conduct market research, and stay ahead in the evolving mortgage industry.
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