Ritchie County WV
Mortgage Loan Application
Totals and Details
for 2011

Find mortgage statistics and lending data for the Ritchie County WV metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ritchie County WV, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 213
Total Mortgage Loan Application Amount $19,789,000
Average Mortgage Loan Application Amount $92,000
Highest Mortgage Loan Application Amount $338,000
Average Applicant Income $58,000
Highest Applicant Income $450,000

Mortgage Company List for Lending in Ritchie County WV for 2011

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
THE HUNTINGTON NATIONAL BANK
7 EASTON OVAL EA5C242
COLUMBUS, OH 43219
* $ 52,799,993,000 34 $ 3,149,000
UNION BANK, INC.
P.O. BOX 810
HUNDRED, WV 26149
* $ 179,782,000 32 $ 2,158,000
WELLS FARGO BANK, NATIONAL ASSOCIATION
100 N MAIN STREET MAC D4001-042
WINSTON-SALEM, NC 27150
* $ 1,104,833,000,000 11 $ 1,280,000
VANDERBILT MORTGAGE AND FINANCE, INC.
500 ALCOA TRAIL
MARYVILLE, TN 37804
* $ 31,000,000 11 $ 691,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 1,454,050,584,000 8 $ 1,157,000
TRUIST BANK
3100 SMOKETREE CT FL 5
RALEIGH, NC 27604
* $ 153,341,765,000 8 $ 939,000
PEOPLES BANK, NATIONAL ASSOCIA
138 PUTNAM STREET
MARIETTA, OH 45750
* $ 1,830,322,000 7 $ 594,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 12,648,357,000 7 $ 613,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ 10,000,000 7 $ 402,000
EMBRACE HOME LOANS, INC.
25 ENTERPRISE CENTER
MIDDLETOWN, RI 02842
* $ 10,000,000 7 $ 646,000
WESBANCO BANK, INC.
1 BANK PLAZA
WHEELING, WV 26003
* $ 5,348,107,000 6 $ 487,000
UNITED BANK INC
5TH & AVERY/UNITED SQUARE
PARKERSBURG, WV 26102
* $ 3,465,028,000 6 $ 661,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 1,791,060,000,000 5 $ 379,000
WEST VIRGINIA CENTRAL CU
1306 MURDOCH AVE
PARKERSBURG, WV 26101
* $ 86,261,000 4 $ 213,000
FIFTH THIRD BANK
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 108,668,289,000 3 $ 230,000
ALLY BANK
2101 REXFORD ROAD, SUITE 350W
CHARLOTTE, NC 28211
* $ 77,423,723,000 3 $ 210,000
FRANKLIN AMERICAN MORTGAGE COMPANY
6100 TOWER CIRCLE SUITE 600
FRANKLIN, TN 37067
* $ 10,000,000 3 $ 318,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ 8,994,122,000 3 $ 498,000
HOME LOAN CENTER, INC.
11115 RUSHMORE DRIVE
CHARLOTTE, NC 28277
* $ 10,000,000 2 $ 193,000
USAA FEDERAL SAVINGS BANK
10750 MCDERMOTT FREEWAY
SAN ANTONIO, TX 78288
* $ 48,783,813,000 2 $ 349,000
CITY NATIONAL BANK OF WEST VIRGINIA
25 GATEWATER ROAD
CROSS LANES, WV 25313
* $ 2,613,220,000 2 $ 29,000
THE PEOPLES SAVINGS BANK
P. O. BOX 246
NEW MATAMORAS, OH 45767
* $ 43,252,000 2 $ 82,000
ADVANTAGE BANK
814 WHEELING AVE
CAMBRIDGE, OH 43725
* $ 816,770,000 2 $ 184,000
MVB BANK, INC.
113 PLATINUM DRIVE SUITE H
BRIDGEPORT, WV 26330
* $ 413,787,000 2 $ 223,000
JUSTICE FEDERAL CREDIT UNION
5175 PARKSTONE DRIVE, STE. 200
CHANTILLY, VA 20151
* $ 512,226,000 2 $ 40,000
STATE EMPLOYEES CREDIT UNION OF MARYLAND, INCORPORATED
971 CORPORATE BLVD
LINTHICUM, MD 21090
* $ 2,092,647,000 1 $ 114,000
THE GRANT COUNTY BANK
P. O. BOX 929
PETERSBURG, WV 26847
* $ 244,225,000 1 $ 41,000
MYCUMORTGAGE, LLC
3560 PENTAGON BLVD. SUITE 301
BEAVERCREEK, OH 45431
* $ 1,159,238,000 1 $ 46,000
NATIONAL BANK OF KANSAS CITY
10700 NALL AVENUE
OVERLAND PARK, KS 66211
* $ 652,138,000 1 $ 296,000
FIRST FEDERAL SAVINGS BANK
726 WELLS STREET
SISTERSVILLE, WV 26175
* $ 49,149,000 1 $ 135,000
AMERICAN BANK
9001 EDMONSTON ROAD SUITE 100
GREENBELT, MD 20770
* $ 555,205,000 1 $ 61,000
MWABANK
100 17TH STREET
ROCK ISLAND, IL 61201
* $ 241,105,000 1 $ 89,000
PLEASANTS COUNTY BANK
P O BOX 240
ST MARYS, WV 26170
* $ 58,506,000 1 $ 67,000
BANK OF GASSAWAY
700 ELK ST.
GASSAWAY, WV 26624
* $ 162,103,000 1 $ 74,000
CRESCENT MORTGAGE COMPANY
5901 PEACHTREE DUNWOODY RD NE BLG C, 250
ATLANTA, GA 30328
* $ 931,141,000 1 $ 224,000
US BK NA ND
4325 17TH AVENUE, S.W.
FARGO, ND 58103
* $ 5,955,059,000 1 $ 80,000
TIAA, FSB
501 RIVERSIDE AVENUE
JACKSONVILLE, FL 32202
* $ 12,522,585,000 1 $ 65,000
CITIMORTGAGE, INC.
1 COURT SQUARE, 43RD FLOOR
LONG ISLAND CITY, NY 11120
* $ 1,019,497,000,000 1 $ 296,000
WELLS FARGO FUNDING, INC
100 N MAIN STREEET MAC D4001-063
WINSTON-SALEM, NC 27150
* $ 25,457,000 1 $ 167,000
CITIFINANCIAL, INC.
300 ST. PAUL PLACE
BALTIMORE, MD 21202
* $ 1,494,037,000,000 1 $ 47,000
MORTGAGE INVESTORS CORP
6090 CENTRAL AVE
ST. PETERSBURG, FL 33707
* $ 10,000,000 1 $ 71,000
MORTGAGE RESEARCH CENTER, LLC
1400 VETERANS UNITED DR.
COLUMBIA, MO 65203
* $ 880,000,000 1 $ 310,000
FARM CREDIT OF THE VIRGINIAS, ACA
106 SANGERS LANE
STAUNTON, VA 24401
* $ 1,007,892,000,000 1 $ 158,000
GENERATION MORTGAGE COMPANY
3565 PIEDMONT ROAD, NE STE. 300
ATLANTA, GA 30305
* $ 73,926,000 1 $ 72,000
CITIZENS NB OF PAINTSVILLE
PO BOX 1488
PAINTSVILLE, KY 41240
* $ 577,869,000 1 $ 31,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 310,099,589,000 1 $ 62,000
PENTAGON FEDERAL CREDIT UNION
7940 JONES BRANCH DRIVE
TYSONS, VA 22102
* $ 15,104,501,000 1 $ 130,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 44,423,207,000 1 $ 89,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ritchie County WV in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 111 $11,442,000 $103,000 $313,000 $57,000 $157,000
Home Purchase 75 $6,593,000 $87,000 $338,000 $59,000 $450,000
Home Improvement 27 $1,754,000 $64,000 $240,000 $61,000 $148,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 181 $16,259,000 $89,000 $338,000 $57,000 $350,000
Not Provided 18 $2,204,000 $122,000 $300,000 $99,000 $450,000
Not applicable 8 $809,000 $101,000 $296,000 $16,000 $91,000
Hispanic 4 $316,000 $79,000 $99,000 $13,000 $32,000
Native Hawaiian or Other Pacific Islander 1 $71,000 $71,000 $71,000 $51,000 $51,000
American Indian or Alaskan Native 1 $130,000 $130,000 $130,000 $43,000 $43,000
Asian 0 $0 $0 $0 $0 $0
Black or African American 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 165 $14,387,000 $87,000 $338,000 $62,000 $450,000
FHA-insured (Federal Housing Administration) 25 $2,512,000 $100,000 $212,000 $46,000 $146,000
VA-guaranteed (Veterans Administration) 21 $2,718,000 $129,000 $313,000 $49,000 $135,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 2 $172,000 $86,000 $86,000 $16,000 $33,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 103 $9,262,000 $89,000 $310,000 $65,000 $450,000
Application Denied By Financial Institution 60 $5,079,000 $84,000 $338,000 $54,000 $350,000
Application Approved But Not Accepted 19 $1,407,000 $74,000 $196,000 $47,000 $150,000
Application Withdrawn By Applicant 14 $1,749,000 $124,000 $313,000 $69,000 $275,000
Loan Purchased By The Institution 12 $1,568,000 $130,000 $310,000 $37,000 $135,000
File Closed For Incompleteness 5 $724,000 $144,000 $300,000 $45,000 $112,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 13 $778,000 $59,000 $240,000 $50,000 $116,000
Collateral 13 $1,390,000 $106,000 $237,000 $78,000 $350,000
Debt-To-Income Ratio 11 $793,000 $72,000 $240,000 $28,000 $84,000
Credit Application Incomplete 10 $960,000 $96,000 $212,000 $68,000 $146,000
Employment History 2 $90,000 $45,000 $50,000 $40,000 $50,000
Insufficient Cash (Downpayment, Closing Cost) 1 $224,000 $224,000 $224,000 $76,000 $76,000
Other 1 $37,000 $37,000 $37,000 $38,000 $38,000
Unverifiable Information 1 $338,000 $338,000 $338,000 $57,000 $57,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in West Virginia, and search similar information back through 2003.

Download the West Virginia Lender List