Ringgold County IA
Mortgage Loan Application
Totals and Details
for 2022

Find mortgage statistics and lending data for the Ringgold County IA metro area.
With the lists below, you can explore the total number of mortgage applications and mortgage lending details for 2003-2022.
We provide overall totals and averages for each year, as well as numbers for the highest application amount and the highest applicant income.
If you live near Ringgold County IA, this may help give you an idea of what you might find when you begin your mortgage research. Use the mortgage lender list and statistics below to gain valuable insights.

Years 2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 173
Total Mortgage Loan Application Amount $28,905,000
Average Mortgage Loan Application Amount $167,000
Highest Mortgage Loan Application Amount $705,000
Average Applicant Income $103,000
Highest Applicant Income $824,000

Mortgage Company List for Lending in Ringgold County IA for 2022

* Phone Numbers for Mortgage Lenders are available with a Data Download Report
Mortgage Lender Phone Number Mortgage Lender Assets Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications
IOWA BANKERS MORTGAGE CORPORATION
8800 NW 62ND AVE
JOHNSTON, IA 50131
* $ -1,000 19 $ 4,405,000
FIRST INTERSTATE BANK
PO BOX 30918
BILLINGS, MT 59116
* $ 19,608,230,000 17 $ 1,725,000
U.S. BANK NATIONAL ASSOCIATION
425 WALNUT STREET
CINCINNATI, OH 45202
* $ 564,154,604,000 15 $ 1,125,000
CITY STATE BANK
801 MAIN ST
NORWALK, IA 50211
* $ 636,179,000 12 $ 1,640,000
GREENSTATE CREDIT UNION
2355 LANDON RD
NORTH LIBERTY, IA 52317
* $ 9,011,033,000 9 $ 1,735,000
COMMUNITY 1ST CREDIT UNION
1030 SIERRA DR NE
CEDAR RAPIDS, IA 52402
* $ 1,000,538,000 8 $ 990,000
NORTHWEST BANK
705 GRAND AVE.
SPENCER, IA 51301
* $ 2,278,779,000 8 $ 1,970,000
AMERISAVE MORTGAGE CORPORATION
3525 PIEDMONT RD NE, 8 PIEDMONT CTR STE
ATLANTA, GA 30305
* $ -1,000 5 $ 765,000
FAIRWAY INDEPENDENT MORTGAGE CORPORATION
4801 S. BILTMORE LANE
MADISON, WI 53718
* $ -1,000 4 $ 910,000
PENNYMAC LOAN SERVICES, LLC
3043 TOWNSGATE ROAD
WESTLAKE VILLAGE, CA 91361
* $ -1,000 3 $ 1,095,000
CASTLE & COOKE MORTGAGE, LLC
13751 S WADSWORTH PARK DRIVE, STE 101
DRAPER, UT 84020
* $ -1,000 3 $ 215,000
VERIDIAN CREDIT UNION
1827 ANSBOROUGH AVE
WATERLOO, IA 50701
* $ 5,860,350,000 3 $ 1,125,000
BANK IOWA
1150 JORDAN CREEK PARKWAY
WEST DES MOINES, IA 50266
* $ 1,758,051,000 3 $ 485,000
HOMESERVICES LENDING, LLC
2700 WESTOWN PARKWAY SUITE 345
WEST DES MOINES, IA 50266
* $ -1,000 3 $ 155,000
FLAGSTAR BANK, FSB
5151 CORPORATE DRIVE
TROY, MI 48098
* $ 16,855,693,000 3 $ 845,000
LOWER, LLC
5950 SYMPHONY WOODS DRIVE
COLUMBIA, MD 21044
* $ -1,000 2 $ 260,000
GREAT WESTERN BANK
225 S MAIN AVE
SIOUX FALLS, SD 57104
* $ 13,339,325,000 2 $ 160,000
CHURCHILL MORTGAGE CORPORATION
761 OLD HICKORY BLVD SUITE 400
BRENTWOOD, TN 37027
* $ -1,000 2 $ 510,000
BANK OF THE WEST
180 MONTGOMERY STREET
SAN FRANCISCO, CA 94104
* $ 104,790,698,000 2 $ 50,000
HOME POINT FINANCIAL CORPORATION
1194 OAK VALLEY DRIVE, SUITE 80
ANN ARBOR, MI 48108
* $ -1,000 2 $ 970,000
MARINE
811 MONITOR STREET
LA CROSSE, WI 54603
* $ 1,046,374,000 2 $ 100,000
BTC BANK
1201-2 US-65 BUSINESS
CARROLLTON, MO 64633
* $ 907,625,000 2 $ 40,000
FIDELITY BANK
177 S JORDAN CREEK PKWY
WEST DES MOINES, IA 50266
* $ 76,273,000 2 $ 950,000
BANK OF AMERICA, NATIONAL ASSOCIATION
31303 AGOURA RD CA6-917-01-20
WESTLAKE VILLAGE, CA 91361
* $ 2,519,525,000,000 2 $ 120,000
NEWREZ LLC
4000 CHEMICAL ROAD SUITE 200
PLYMOUTH MEETING, PA 19462
* $ -1,000 2 $ 230,000
NAVY FEDERAL CREDIT UNION
820 FOLLIN LANE
VIENNA, VA 22180
* $ 153,432,983,000 1 $ 65,000
COMMUNITY STATE BANK
817 N ANKENY BLVD
ANKENY, IA 50023
* $ 1,159,048,000 1 $ 25,000
MIDWEST HERITAGE BANK FSB
3580 EP TRUE PKWY, STE 100
WEST DES MOINES, IA 50265
* $ 354,210,000 1 $ 145,000
LUANA SAVINGS BANK
100 HARVEST DRIVE
LUANA, IA 52156
* $ 1,965,700,000 1 $ 245,000
COMPASS MORTGAGE, INC.
27755 DIEHL ROAD, STE 100
WARRENVILLE, IL 60555
* $ -1,000 1 $ 145,000
COLLINS COMMUNITY CREDIT UNION
1150 42ND STREET NE
CEDAR RAPIDS, IA 52402
* $ 1,442,452,000 1 $ 705,000
CALIBER HOME LOANS, INC.
1525 S. BELTLINE ROAD
COPPELL, TX 75019
* $ -1,000 1 $ 235,000
NBH BANK
7800 EAST ORCHARD ROAD, SUITE 300
GREENWOOD VILLAGE, CO 80111
* $ 7,187,889,000 1 $ 195,000
SOFI LENDING CORP.
375 HEALDSBURG AVENUE, SUITE 280
HEALDSBURG, CA 95448
* $ -1,000 1 $ 125,000
FINANCE OF AMERICA MORTGAGE LLC
300 WELSH ROAD BUILDING 5
HORSHAM, PA 19044
* $ -1,000 1 $ 105,000
BANKERS TRUST COMPANY
453 7TH ST.
DES MOINES, IA 50309
* $ 6,001,858,000 1 $ 245,000
CONTRACT EXCHANGE CORPORATION
425 2ND ST SE #370
CEDAR RAPIDS, IA 52401
* $ -1,000 1 $ 65,000
THE FEDERAL SAVINGS BANK
300 N ELIZABETH STREET, STE 3E
CHICAGO, IL 60607
* $ 796,563,000 1 $ 285,000
AMERICAN FINANCIAL RESOURCES, INC.
9 SYLVAN WAY
PARSIPPANY, NJ 07054
* $ -1,000 1 $ 205,000
ROYAL UNITED MORTGAGE LLC
7999 KNUE RD. STE 300
INDIANAPOLIS, IN 46250
* $ -1,000 1 $ 75,000
AMERICAN ADVISORS GROUP
3800 W.CHAPMAN SUITE 300
ORANGE, CA 92868
* $ -1,000 1 $ 75,000
JPMORGAN CHASE BANK, NATIONAL ASSOCIATION
1111 POLARIS PARKWAY
COLUMBUS, OH 43240
* $ 3,306,982,000,000 1 $ 35,000
UNITED SHORE FINANCIAL SERVICES, LLC
1414 EAST MAPLE ROAD
TROY, MI 48083
* $ -1,000 1 $ 105,000
21ST MORTGAGE CORPORATION
620 MARKET ST SUITE 100
KNOXVILLE, TN 37902
* $ -1,000 1 $ 75,000
PNC BANK, NATIONAL ASSOCIATION
249 FIFTH AVE. MS P1-POPP-22-2
PITTSBURGH, PA 15222
* $ 551,902,526,000 1 $ 255,000
LINCOLN SAVINGS BANK
301 WASHINGTON ST
CEDAR FALLS, IA 50613
* $ 1,479,040,000 1 $ 595,000
AMERICAN FINANCING CORPORATION
3045 S PARKER RD BUILDING B
AURORA, CO 80014
* $ -1,000 1 $ 155,000
COMMUNITY CHOICE CREDIT UNION
1351 NW 114TH ST, P.O. BOX 71247
CLIVE, IA 50325
* $ 742,416,000 1 $ 525,000
ARVEST BANK
201 W WALNUT
ROGERS, AR 72756
* $ 26,774,219,000 1 $ 65,000
PEOPLES BANK
205 E MAIN ST
GRAND JUNCTION, IA 50107
* $ 415,716,000 1 $ 205,000
FIFTH THIRD BANK, NATIONAL ASSOCIATION
38 FOUNTAIN SQUARE MD1090K1
CINCINNATI, OH 45263
* $ 209,696,785,000 1 $ 75,000
AMERIHOME MORTGAGE COMPANY, LLC
21215 BURBANK BLVD, SUITE 400
WOODLAND HILLS, CA 91367
* $ -1,000 1 $ 255,000

The HDMA data totals below provide details about Mortgage Loan Applications for each year, with categories such as loan purpose, race of mortgage applicants, loan type, the outcome of the application, and reason for denial. Each category breaks down the total number of mortgage applications and the total dollar amount for those applications. You can search and sort the totals by the average mortgage amount, the highest mortgage within that category, the average income of the mortgage applicants, and the highest income of the mortgage applicants. If you are looking for a certain type of mortgage, these numbers will give you a better gauge of what to expect in various situations.

Mortgage Loan Application Detail Totals for Ringgold County IA in 2022

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Home Purchase 92 $16,060,000 $174,000 $705,000 $99,000 $512,000
Refinancing 39 $6,765,000 $173,000 $705,000 $129,000 $824,000
Cash-out Refinancing 19 $4,285,000 $225,000 $595,000 $91,000 $348,000
Home Improvement 14 $1,110,000 $79,000 $305,000 $96,000 $268,000
Other Purpose 9 $685,000 $76,000 $225,000 $61,000 $119,000
Not Applicable 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 146 $22,800,000 $156,000 $705,000 $107,000 $824,000
Not Provided 14 $2,000,000 $142,000 $705,000 $54,000 $119,000
Not applicable 8 $2,680,000 $335,000 $705,000 $0 $0
Hispanic 4 $970,000 $242,000 $595,000 $104,000 $174,000
Black or African American 1 $455,000 $455,000 $455,000 $100,000 $100,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0
American Indian or Alaskan Native 0 $0 $0 $0 $0 $0
Asian 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 135 $23,305,000 $172,000 $705,000 $117,000 $824,000
FHA-insured (Federal Housing Administration) 26 $2,980,000 $114,000 $285,000 $50,000 $112,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 7 $685,000 $97,000 $145,000 $33,000 $48,000
VA-guaranteed (Veterans Administration) 5 $1,935,000 $387,000 $705,000 $70,000 $101,000

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 95 $17,705,000 $186,000 $705,000 $122,000 $824,000
Application Denied By Financial Institution 41 $4,205,000 $102,000 $635,000 $59,000 $346,000
Application Withdrawn By Applicant 19 $3,055,000 $160,000 $385,000 $98,000 $437,000
Loan Purchased By The Institution 8 $2,680,000 $335,000 $705,000 $0 $0
File Closed For Incompleteness 6 $580,000 $96,000 $185,000 $111,000 $190,000
Application Approved But Not Accepted 4 $680,000 $170,000 $305,000 $105,000 $181,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 119 $23,055,000 $193,000 $705,000 $117,000 $824,000
Debt-To-Income Ratio 31 $3,375,000 $108,000 $455,000 $75,000 $437,000
Credit History 11 $605,000 $55,000 $135,000 $47,000 $84,000
Credit Application Incomplete 5 $975,000 $195,000 $635,000 $109,000 $346,000
Other 3 $435,000 $145,000 $205,000 $111,000 $159,000
Collateral 2 $210,000 $105,000 $115,000 $40,000 $49,000
Unverifiable Information 1 $55,000 $55,000 $55,000 $55,000 $55,000
Insufficient Cash (Downpayment, Closing Cost) 1 $195,000 $195,000 $195,000 $73,000 $73,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Employment History 0 $0 $0 $0 $0 $0

We hope these details for mortgage applications and lending statistics will give you a better idea of what to expect when applying for a mortgage. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. With this info, you know what to look for as you look for the best home mortgages available to you - no surprises later on down the line. These mortgage application stats give you everything you need to know as you start your search for the best mortgage lender.

If you prefer, you can download a copy of the entire list of mortgage lenders in Iowa, and search similar information back through 2003.

Download the Iowa Lender List